DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Rcplanners

Independent wealth managerCRD 298369SEC 801-136953websiteIAPD
Legal name Retirement Capital Planners, LLC
Latest filing Aug 3, 2026
First filing on the tape Aug 3, 2026 · 1 filings
SEC status approved since Aug 11, 2026
RAUM
$112M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
100%
$112M individuals and HNW
Advisors
4
registered through the firm on IAPD
RAUM per advisor
$28.0M
derived; firm RAUM over IAPD count
Employees
4
4 advisory (5.B.1)
Offices
4
beyond the principal office
Private funds
0
reported on Schedule D
History
1 filings and snapshots on the tape
RAUM: $112M
HNW client RAUM: $44.3M
State-registered IARs (5.B.3): 4
Employees (5.A): 4
Private funds: no history
Practice profile
derived from the filing of Aug 3, 2026; every figure names its basis
Archetypes, each a printed rule
  • Mass-affluent RIA · private-client share at least 50 percent, non-HNW individuals at least 60 percent of private-client RAUM
RAUM per advisor
$28.0MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
45derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.3MderivedHNW RAUM over HNW clients
Average account
$263,149derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
0.0%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.0derivedItem 5.A over advisors
Advisors per office
0.8derived5 offices incl. principal (1.F.5)
RAUM growth, one year
unknownderivedbetween the last two annual amendments
Advisor growth, one year
unknownderivedItem 5.B.3 between annual amendments
Client growth, one year
unknownderived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individualsreportedItem 5.G
Custody
$80.6M, 148 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • is an insurance broker or agent (6.A.6)
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • Individuals$67.8M61%
  • High-net-worth individuals$44.3M39%
Individual clients
160reported
HNW clients
19reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
426reported
Financial planning clients
26-50reported
Wrap fee programs
noreported
Custody of client assets
$80.6M for 148 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=1.0 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
3 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Jeremy David ShippCertified Financial PlannerMidlothian, VaNov 1, 201814 y4
Joseph Paul HarmonGrand Rapids, Mi Jun 8, 202115 y3
Michael Woodrow BoyerMidlothian, Va Feb 26, 20249 y1
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount1 left over 36 months
Left, latest
Joined, latest
Every departureEvery arrival
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
No Schedule A on the extract for this adviser.
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Midlothian, Va300
Offices
Schedule D 1.F, the 25 largest
No branch office listed.
What changed
consecutive filings, newest first
One filing, no change to show.
Signals
1 dated events
  • Joseph Everette Roseman left Rcplanners for Simplicity Wealth (registered 2024-01-23)
    Jan 22, 2024 · Advisor changed firm · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business email
info@rcplanners.comreportedpublished by the firm, firm site, Sep 17, 2026
Business phone
786-218-1205reportedpublished by the firm, firm site, Sep 17, 2026
Business phone
616-745-4831reportedpublished by the firm, firm site, Sep 17, 2026
Business phone
804-372-7337reportedpublished by the firm, firm site, Sep 17, 2026
Website
rcplanners.comreportedpublic record, Form ADV, Sep 18, 2026
Principal office phone
804-372-7337reportedpublic record, Form ADV, Aug 3, 2026
Contact form
rcplanners.com/contactreportedpublished by the firm, firm site, Sep 17, 2026
Team page
rcplanners.com/meet-the-teamreportedpublished by the firm, firm site, Sep 17, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$28.0Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026