DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Carter Financial Group, Inc.

Independent wealth managerBarrington, IllinoisCRD 301025SEC 801-118263websiteIAPD
Latest filing Mar 5, 2026
First filing on the tape Feb 19, 2020 · 32 filings
SEC status approved since Jun 19, 2020
RAUM
$382M
reported, Item 5.F
Discretionary
87%
of RAUM
Private clients
98%
$373M individuals and HNW
Advisors
5
registered through the firm on IAPD
RAUM per advisor
$76.4M
derived; firm RAUM over IAPD count
Employees
9
6 advisory (5.B.1)
Offices
2
beyond the principal office
Private funds
0
reported on Schedule D
History
32 filings and snapshots on the tape
RAUM$382M as of Mar 5, 2026
Feb 19, 2021$208M then
HNW client RAUM$137M as of Mar 5, 2026
Feb 19, 2021$115M then
State-registered IARs (5.B.3)6 as of Mar 5, 2026
Feb 19, 20211 then
Employees (5.A)9 as of Mar 5, 2026
Feb 19, 20216 then
Private funds: no history
RAUM +18% over the last fiscal year+18% a year over threeIARs 5 to 6offices 1 to 2
Practice profile
derived from the filing of Mar 5, 2026; every figure names its basis
Archetypes, each a printed rule
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
  • Mass-affluent RIA · private-client share at least 50 percent, non-HNW individuals at least 60 percent of private-client RAUM
RAUM per advisor
$76.4MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
165derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.8MderivedHNW RAUM over HNW clients
Average account
$169,352derivedRAUM over accounts (5.F.2.f)
Discretionary
87%derivedof RAUM
Institutional
0.0%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.8derivedItem 5.A over advisors
Advisors per office
1.7derived3 offices incl. principal (1.F.5)
RAUM growth, one year
+18%derivedbetween the last two annual amendments
Advisor growth, one year
+20%derivedItem 5.B.3 between annual amendments
Client growth, one year
+1.7%derived
Compensation
percentage of assets, fixed fees, commissionsreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, selection of other advisersreportedItem 5.G
Custody
$118M, 345 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • is an insurance broker or agent (6.A.6)
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • Individuals$236M62%
  • High-net-worth individuals$137M36%
  • Corporations and businesses$8.9M2.3%
Individual clients
777reported
HNW clients
49reported
Pension plan clients
0reported
Charitable clients
0reported
Accounts
2,257reported
Financial planning clients
1-10reported
Wrap fee programs
noreported
Custody of client assets
$118M for 345 clientsreported
Compensation
% of AUM, fixed, commissionsreported
Class basis
private_client_share=0.98 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=2.0derived
Advisors registered through the firm
5 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Jennifer Ann KarchCertified Financial PlannerBarrington, IlOct 14, 201915 y1
Stephanie Leigh HaganBarrington, Il Oct 14, 201913 y1
Kevin Kenneth CarterCertified Financial PlannerBarrington, IlOct 23, 201935 y1
Teri Linn ShawMorris, Il Apr 30, 202126 y4
Hannah Marie CarterBarrington, IlJul 26, 202210 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Left, latest
Joined, latest
Teams: two or more advisors moving together within fourteen days, from one state
    Private funds
    No private fund reported.
    Owners and control persons
    Schedule A and B, latest filing
    • Kenneth Kevin Carter · Presidentcontrol
      since 10/2019 · owns 75% or more
    • Joseph Gery Sadzewicz · Chief Compliance Officercontrol
      since 05/2019 · owns less than 5%
    • Leigh Stephanie Hagan · Member
      since 10/2019 · owns 5% to 10%
    • Ann Jennifer Karch · Member
      since 01/2018 · owns less than 5%
    Related persons
    Schedule D 7.A
    No related person reported.
    Office movement
    IAPD branch city; joins and departures in 12 months
    OfficeAdvisorsJoinedLeftTeams outForming
    Barrington, Il · principal500
    Offices
    Schedule D 1.F, the 25 largest
    • Morris, IL2 employees
    ADV anomalies
    1 against comparable advisers; where to look, not conclusions
    • HNW share shiftChange between filings · filing Mar 5, 2026
      HNW share of RAUM moved from 57.0% to 36.0% between the annual amendments of 2025-02-27 and 2026-03-05
      peers: independent wealth managers, $100M to $500M (5,676)
    What changed
    consecutive filings, newest first
    • Accounts · 2,093 to 2,257
      Jan 5, 2026 to Mar 5, 2026
    • Advisory employees · 5 to 6
      Jan 5, 2026 to Mar 5, 2026
    • Charity clients · unset to 0.0
      Jan 5, 2026 to Mar 5, 2026
    • HNW clients · 76 to 49
      Jan 5, 2026 to Mar 5, 2026
    • Individual clients · 736 to 777
      Jan 5, 2026 to Mar 5, 2026
    • Assets in custody · $148M to $118M
      Jan 5, 2026 to Mar 5, 2026
    • State-registered IARs · 5 to 6
      Jan 5, 2026 to Mar 5, 2026
    • Discretionary RAUM · $262M to $332M
      Jan 5, 2026 to Mar 5, 2026
    • HNW RAUM · $184M to $137M
      Jan 5, 2026 to Mar 5, 2026
    • Individual RAUM · $131M to $236M
      Jan 5, 2026 to Mar 5, 2026
    • Non-discretionary RAUM · $63.2M to $50.3M
      Jan 5, 2026 to Mar 5, 2026
    • RAUM · $325M to $382M
      Jan 5, 2026 to Mar 5, 2026
    • Other offices · 1 to 2
      Feb 27, 2025 to Sep 18, 2025
    • Accounts · 1,986 to 2,093
      May 29, 2024 to Feb 27, 2025
    • Advisory employees · 4 to 5
      May 29, 2024 to Feb 27, 2025
    • HNW clients · 72 to 76
      May 29, 2024 to Feb 27, 2025
    • Individual clients · 745 to 736
      May 29, 2024 to Feb 27, 2025
    • Assets in custody · $139M to $148M
      May 29, 2024 to Feb 27, 2025
    • Financial planning clients · 1-10 to 1-10
      May 29, 2024 to Feb 27, 2025
    • State-registered IARs · 2 to 5
      May 29, 2024 to Feb 27, 2025
    • Discretionary RAUM · $246M to $262M
      May 29, 2024 to Feb 27, 2025
    • HNW RAUM · $162M to $184M
      May 29, 2024 to Feb 27, 2025
    • Individual RAUM · $119M to $131M
      May 29, 2024 to Feb 27, 2025
    • Non-discretionary RAUM · $44.6M to $63.2M
      May 29, 2024 to Feb 27, 2025
    • RAUM · $291M to $325M
      May 29, 2024 to Feb 27, 2025
    • Accounts · 1,959 to 1,986
      Aug 29, 2023 to Mar 5, 2024
    • HNW clients · 49 to 72
      Aug 29, 2023 to Mar 5, 2024
    • Individual clients · 771 to 745
      Aug 29, 2023 to Mar 5, 2024
    • Assets in custody · $24.0M to $139M
      Aug 29, 2023 to Mar 5, 2024
    • Discretionary RAUM · $231M to $246M
      Aug 29, 2023 to Mar 5, 2024
    • HNW RAUM · $110M to $162M
      Aug 29, 2023 to Mar 5, 2024
    • Individual RAUM · $121M to $119M
      Aug 29, 2023 to Mar 5, 2024
    • Non-discretionary RAUM · $2.2M to $44.6M
      Aug 29, 2023 to Mar 5, 2024
    • RAUM · $233M to $291M
      Aug 29, 2023 to Mar 5, 2024
    • Advisory activities · 2 to 3
      Mar 28, 2023 to Mar 28, 2023
    • Accounts · 1,309 to 1,959
      Jan 20, 2023 to Feb 6, 2023
    • BD registered reps · 1 to 2
      Jan 20, 2023 to Feb 6, 2023
    • HNW clients · 61 to 49
      Jan 20, 2023 to Feb 6, 2023
    • Individual clients · 193 to 771
      Jan 20, 2023 to Feb 6, 2023
    • Assets in custody · $84.9M to $24.0M
      Jan 20, 2023 to Feb 6, 2023
    Signals
    1 dated events
    • Carter Financial Group, Inc. filed its initial SEC registration (Form ADV)
      Feb 19, 2020 · First SEC registration · fact
    Across DFX
    shared identifiers only, never a name match
    No identifier-backed link to the venture, private equity, family office or sponsor graphs.
    How to reach
    public business contact points only, each with its source
    Business email
    hello@carterfinancialgroup.comreportedpublished by the firm, firm site, Sep 17, 2026
    Business phone
    847-713-2700reportedpublished by the firm, firm site, Sep 17, 2026
    Website
    CARTERFINANCIALGROUP.COMreportedpublic record, Form ADV, Sep 18, 2026
    Principal office phone
    847-713-2700reportedpublic record, Form ADV, Mar 5, 2026
    Contact form
    CARTERFINANCIALGROUP.COM/contactreportedpublished by the firm, firm site, Sep 17, 2026
    Provenance
    Form ADV
    SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
    Advisors
    IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
    Class
    Independent wealth managerderiveda rule over Items 5.D and 7.A
    RAUM per advisor
    $76.4Mderivedfirm RAUM over the IAPD count; not a book size
    Loaded
    Sep 14, 2026