DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Fonte Financial Advisors

Independent wealth managerCarlsbad, CaliforniaCRD 311162SEC 801-120581websiteIAPD
Legal name Rg Financial, LLC
Latest filing Mar 31, 2026
First filing on the tape Feb 19, 2021 · 16 filings
SEC status approved since Mar 22, 2021
RAUM
$158M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
100%
$158M individuals and HNW
Advisors
1
registered through the firm on IAPD
RAUM per advisor
$158M
derived; firm RAUM over IAPD count
Employees
3
1 advisory (5.B.1)
Offices
1
beyond the principal office
Private funds
0
reported on Schedule D
History
16 filings and snapshots on the tape
RAUM$158M as of Mar 31, 2026
Mar 28, 2022$116M then
HNW client RAUM$141M as of Mar 31, 2026
Mar 28, 2022$97.3M then
State-registered IARs (5.B.3)1 as of Mar 31, 2026
Mar 28, 20221 then
Employees (5.A)3 as of Mar 31, 2026
Mar 28, 20224 then
Private funds: no history
RAUM +4.3% over the last fiscal year+14% a year over threeIARs 1 to 1
Practice profile
derived from the filing of Mar 31, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • Solo or small team · one advisor, or a wealth manager with up to three advisors and one office
RAUM per advisor
$158MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
135derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$1.9MderivedHNW RAUM over HNW clients
Average account
$342,929derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
0.0%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
3.0derivedItem 5.A over advisors
Advisors per office
0.5derived2 offices incl. principal (1.F.5)
RAUM growth, one year
+4.3%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
-2.2%derived
Compensation
percentage of assets, hourlyreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, pension consulting, selection of other advisersreportedItem 5.G
Custody
$21.6M, 67 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$141M89%
  • Individuals$17.0M11%
Individual clients
59reported
HNW clients
76reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
461reported
Financial planning clients
0reported
Wrap fee programs
noreported
Custody of client assets
$21.6M for 67 clientsreported
Compensation
% of AUM, hourlyreported
Class basis
private_client_share=1.0 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
1 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Justin Anthony ReckersCertified Financial PlannerCarlsbad, CaAug 3, 202120 y4
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Left, latest
Joined, latest
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • Marie Sandra Bozanic · Chief Compliance Officer & Chief Financial Officercontrol
    since 03/2021 · owns 25% to 50%
  • Anthony Justin Reckers · Managing Member & Iarcontrol
    since 03/2021 · owns 50% to 75%
Related persons
Schedule D 7.A
No related person reported.
Offices
Schedule D 1.F, the 25 largest
  • Denver, CO1 employees
What changed
consecutive filings, newest first
  • Accounts · 468 to 461
    Nov 24, 2025 to Mar 31, 2026
  • HNW clients · 84 to 76
    Nov 24, 2025 to Mar 31, 2026
  • Individual clients · 54 to 59
    Nov 24, 2025 to Mar 31, 2026
  • Assets in custody · $34.1M to $21.6M
    Nov 24, 2025 to Mar 31, 2026
  • Employees · 5 to 3
    Nov 24, 2025 to Mar 31, 2026
  • Discretionary RAUM · $149M to $157M
    Nov 24, 2025 to Mar 31, 2026
  • HNW RAUM · $138M to $141M
    Nov 24, 2025 to Mar 31, 2026
  • Individual RAUM · $13.8M to $17.0M
    Nov 24, 2025 to Mar 31, 2026
  • Non-discretionary RAUM · $2.1M to $592,179
    Nov 24, 2025 to Mar 31, 2026
  • RAUM · $152M to $158M
    Nov 24, 2025 to Mar 31, 2026
  • Financial planning clients · 0 to 0
    Mar 27, 2025 to Nov 24, 2025
  • Accounts · 387 to 468
    Mar 28, 2024 to Mar 27, 2025
  • HNW clients · 76 to 84
    Mar 28, 2024 to Mar 27, 2025
  • Individual clients · 53 to 54
    Mar 28, 2024 to Mar 27, 2025
  • Assets in custody · $22.4M to $34.1M
    Mar 28, 2024 to Mar 27, 2025
  • Employees · 4 to 5
    Mar 28, 2024 to Mar 27, 2025
  • Discretionary RAUM · $121M to $149M
    Mar 28, 2024 to Mar 27, 2025
  • HNW RAUM · $108M to $138M
    Mar 28, 2024 to Mar 27, 2025
  • Individual RAUM · $16.0M to $13.8M
    Mar 28, 2024 to Mar 27, 2025
  • Non-discretionary RAUM · $3.7M to $2.1M
    Mar 28, 2024 to Mar 27, 2025
  • RAUM · $124M to $152M
    Mar 28, 2024 to Mar 27, 2025
  • Accounts · 357 to 387
    Dec 4, 2023 to Mar 28, 2024
  • Advisory employees · 2 to 1
    Dec 4, 2023 to Mar 28, 2024
  • HNW clients · 73 to 76
    Dec 4, 2023 to Mar 28, 2024
  • Individual clients · 55 to 53
    Dec 4, 2023 to Mar 28, 2024
  • Assets in custody · $19.0M to $22.4M
    Dec 4, 2023 to Mar 28, 2024
  • Employees · 5 to 4
    Dec 4, 2023 to Mar 28, 2024
  • State-registered IARs · 2 to 1
    Dec 4, 2023 to Mar 28, 2024
  • Discretionary RAUM · $105M to $121M
    Dec 4, 2023 to Mar 28, 2024
  • HNW RAUM · $91.9M to $108M
    Dec 4, 2023 to Mar 28, 2024
  • Individual RAUM · $15.6M to $16.0M
    Dec 4, 2023 to Mar 28, 2024
  • Non-discretionary RAUM · $2.9M to $3.7M
    Dec 4, 2023 to Mar 28, 2024
  • RAUM · $108M to $124M
    Dec 4, 2023 to Mar 28, 2024
  • Accounts · 311 to 357
    Jun 29, 2022 to Mar 21, 2023
  • Advisory employees · 1 to 2
    Jun 29, 2022 to Mar 21, 2023
  • HNW clients · 67 to 73
    Jun 29, 2022 to Mar 21, 2023
  • Pension plan clients · 2.0 to unset
    Jun 29, 2022 to Mar 21, 2023
  • Assets in custody · $25.5M to $19.0M
    Jun 29, 2022 to Mar 21, 2023
  • Employees · 4 to 5
    Jun 29, 2022 to Mar 21, 2023
  • State-registered IARs · 1 to 2
    Jun 29, 2022 to Mar 21, 2023
Signals
2 dated events
  • Nichole Shawna Graham left Fonte Financial Advisors for Regista Financial Strategies, Llc (registered 2025-05-12)
    Jul 25, 2023 · Advisor changed firm · fact
  • Fonte Financial Advisors filed its initial SEC registration (Form ADV)
    Feb 19, 2021 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business phone
303-800-6060reportedpublished by the firm, firm site, Sep 16, 2026
Business phone
858-800-4176reportedpublished by the firm, firm site, Sep 16, 2026
Firm profile
linkedin.com/company/fonte-financial-advisorsreportedpublic record, Form ADV, Sep 17, 2026
Website
fontefa.inforeportedpublic record, Form ADV, Sep 17, 2026
Principal office phone
(858) 800-4176reportedpublic record, Form ADV, Mar 31, 2026
Contact form
fontefinancial.com/contactreportedpublished by the firm, firm site, Sep 16, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$158Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026