DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Retirement Income Strategies, LLC

Independent wealth managerEvansville, WisconsinCRD 318052SEC 801-123370websiteIAPD
Latest filing Feb 27, 2026
First filing on the tape Feb 2, 2022 · 8 filings
SEC status approved since Mar 8, 2022
RAUM
$159M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
100%
$158M individuals and HNW
Advisors
1
registered through the firm on IAPD
RAUM per advisor
$159M
derived; firm RAUM over IAPD count
Employees
4
2 advisory (5.B.1)
Offices
3
beyond the principal office
Private funds
0
reported on Schedule D
History
8 filings and snapshots on the tape
RAUM$159M as of Feb 27, 2026
Mar 2, 2023$98.5M then
HNW client RAUM: $52.4M
State-registered IARs (5.B.3)2 as of Feb 27, 2026
Mar 2, 20232 then
Employees (5.A)4 as of Feb 27, 2026
Mar 2, 20235 then
Private funds: no history
RAUM +2.9% over the last fiscal year+17% a year over threeIARs 2 to 2
Practice profile
derived from the filing of Feb 27, 2026; every figure names its basis
Archetypes, each a printed rule
  • Mass-affluent RIA · private-client share at least 50 percent, non-HNW individuals at least 60 percent of private-client RAUM
  • Solo or small team · one advisor, or a wealth manager with up to three advisors and one office
  • Wrap program sponsor · sponsors a wrap fee program (5.I) with at least $100M of wrap assets
RAUM per advisor
$159MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
339derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$1.7MderivedHNW RAUM over HNW clients
Average account
$167,922derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
0.3%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
4.0derivedItem 5.A over advisors
Advisors per office
0.3derived4 offices incl. principal (1.F.5)
RAUM growth, one year
+2.9%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
unknownderived
Compensation
percentage of assets, hourly, subscriptionreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, portfolio management for businesses and institutionsreportedItem 5.G
Wrap fee program
$148MreportedItem 5.I
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • is an insurance broker or agent (6.A.6)
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • Individuals$106M67%
  • High-net-worth individuals$52.4M33%
  • Pension and profit-sharing plans$507,7920.3%
  • Corporations and businesses$192,2170.1%
Individual clients
309reported
HNW clients
30reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
947reported
Financial planning clients
0reported
Wrap fee programs
$7.3M sponsored, $0 managedreported
Custody of client assets
noreported
Compensation
% of AUM, hourlyreported
Class basis
private_client_share=1.0 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
1 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Kristian L FinfrockEvansville, WiJan 1, 202618 y2
Advisor movement
1 left, 1 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 100% of current headcount5 left over 36 months
Left, latest
Joined, latest
Every departureEvery arrival
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • L Kristian Finfrock · President/Chief Compliance Officercontrol
    since 02/2012 · owns 75% or more
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Evansville, Wi · principal111
Offices
Schedule D 1.F, the 25 largest
  • Brookfield, WI1 employees
  • Madison, WI1 employees
  • Middleton, WI1 employees
What changed
consecutive filings, newest first
  • Accounts · 937 to 947
    Mar 3, 2025 to Feb 27, 2026
  • Corporate clients · 1.0 to unset
    Mar 3, 2025 to Feb 27, 2026
  • HNW clients · unset to 30.0
    Mar 3, 2025 to Feb 27, 2026
  • Individual clients · 364 to 309
    Mar 3, 2025 to Feb 27, 2026
  • Pension plan clients · 15.0 to unset
    Mar 3, 2025 to Feb 27, 2026
  • Discretionary RAUM · $148M to $159M
    Mar 3, 2025 to Feb 27, 2026
  • HNW RAUM · unset to 52373823.0
    Mar 3, 2025 to Feb 27, 2026
  • Individual RAUM · $153M to $106M
    Mar 3, 2025 to Feb 27, 2026
  • Non-discretionary RAUM · $6.6M to $0
    Mar 3, 2025 to Feb 27, 2026
  • Pension RAUM · $1.2M to $507,792
    Mar 3, 2025 to Feb 27, 2026
  • RAUM · $155M to $159M
    Mar 3, 2025 to Feb 27, 2026
  • Accounts · 848 to 937
    Sep 27, 2024 to Mar 3, 2025
  • Corporate clients · unset to 1.0
    Sep 27, 2024 to Mar 3, 2025
  • Individual clients · 331 to 364
    Sep 27, 2024 to Mar 3, 2025
  • Pension plan clients · 17 to 15
    Sep 27, 2024 to Mar 3, 2025
  • Employees · 5 to 4
    Sep 27, 2024 to Mar 3, 2025
  • Financial planning clients · 0 to 0
    Sep 27, 2024 to Mar 3, 2025
  • Discretionary RAUM · $117M to $148M
    Sep 27, 2024 to Mar 3, 2025
  • Individual RAUM · $116M to $153M
    Sep 27, 2024 to Mar 3, 2025
  • Non-discretionary RAUM · $0 to $6.6M
    Sep 27, 2024 to Mar 3, 2025
  • Pension RAUM · $1.3M to $1.2M
    Sep 27, 2024 to Mar 3, 2025
  • RAUM · $117M to $155M
    Sep 27, 2024 to Mar 3, 2025
  • Wrap assets (sponsor) · $94.1M to $7.3M
    Sep 27, 2024 to Mar 3, 2025
  • BD registered reps · 2 to 0
    Mar 8, 2024 to Sep 27, 2024
  • Wrap assets (sponsor) · $24.9M to $94.1M
    Mar 8, 2024 to Sep 27, 2024
  • Accounts · 862 to 848
    Mar 2, 2023 to Mar 8, 2024
  • Corporate clients · 2.0 to unset
    Mar 2, 2023 to Mar 8, 2024
  • Individual clients · 378 to 331
    Mar 2, 2023 to Mar 8, 2024
  • Pension plan clients · 20 to 17
    Mar 2, 2023 to Mar 8, 2024
  • Discretionary RAUM · $98.5M to $117M
    Mar 2, 2023 to Mar 8, 2024
  • Individual RAUM · $97.0M to $116M
    Mar 2, 2023 to Mar 8, 2024
  • Pension RAUM · $1.4M to $1.3M
    Mar 2, 2023 to Mar 8, 2024
  • RAUM · $98.5M to $117M
    Mar 2, 2023 to Mar 8, 2024
  • Accounts · 602 to 862
    May 10, 2022 to Mar 2, 2023
  • Corporate clients · unset to 2.0
    May 10, 2022 to Mar 2, 2023
  • HNW clients · 170.0 to unset
    May 10, 2022 to Mar 2, 2023
  • Individual clients · 431 to 378
    May 10, 2022 to Mar 2, 2023
  • Pension plan clients · unset to 20.0
    May 10, 2022 to Mar 2, 2023
  • Discretionary RAUM · $101M to $98.5M
    May 10, 2022 to Mar 2, 2023
  • HNW RAUM · 28365109.0 to unset
    May 10, 2022 to Mar 2, 2023
Signals
7 dated events
  • Tyler Mcconville left Retirement Income Strategies, Llc for Osaic Wealth, Inc. (registered 2026-03-04)
    Mar 6, 2026 · Advisor changed firm · fact
  • Jeremy John Mcarthur left Retirement Income Strategies, Llc for Lpl Financial Llc (registered 2025-07-01)
    Jun 27, 2025 · Advisor changed firm · fact
  • Christa Liane Rubenzer Schonscheck left Retirement Income Strategies, Llc for Cetera Investment Advisers Llc (registered 2025-02-21)
    Apr 24, 2025 · Advisor changed firm · fact
  • Benjamin Scott Heidemann left Retirement Income Strategies, Llc for Ameriprise Financial Services, Llc (registered 2025-06-19)
    Oct 24, 2024 · Advisor changed firm · fact
  • Devin Lowenberg left Retirement Income Strategies, Llc for Lpl Financial Llc (registered 2025-04-17)
    Oct 24, 2024 · Advisor changed firm · fact
  • Marissa Ann Evers left Retirement Income Strategies, Llc for Associated Investment Services, Inc. (registered 2022-10-20)
    Feb 16, 2023 · Advisor changed firm · fact
  • Retirement Income Strategies, Llc filed its initial SEC registration (Form ADV)
    Feb 2, 2022 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Website
ri-strategies.comreportedpublic record, Form ADV, Sep 17, 2026
Principal office phone
608-208-1800reportedpublic record, Form ADV, Feb 27, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$159Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026