DFX Intelligence
RIA Intelligence
Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.
SEC-registered adviser
Guidance Capital, Inc.
Latest filing Apr 23, 2026
First filing on the tape Sep 20, 2022 · 12 filings
SEC status approved since Oct 21, 2022
RAUM
$450M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
100%
$448M individuals and HNW
Advisors
8
registered through the firm on IAPD
RAUM per advisor
$56.2M
derived; firm RAUM over IAPD count
Employees
10
7 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
12 filings and snapshots on the tape
RAUM$450M as of Apr 23, 2026
Mar 28, 2023$251M then
HNW client RAUM$305M as of Apr 23, 2026
Mar 28, 2023$140M then
State-registered IARs (5.B.3)7 as of Apr 23, 2026
Mar 28, 20235 then
Employees (5.A)10 as of Apr 23, 2026
Mar 28, 20239 then
Private funds: no history
RAUM +17% over the last fiscal year+22% a year over threeIARs 7 to 7
Practice profile
derived from the filing of Apr 23, 2026; every figure names its basis
Archetypes, each a printed rule
- HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
- Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
- Planning-led practice · financial planning activity (5.G.1), at least 100 financial planning clients (5.H), and hourly, fixed or subscription compensation (5.E)
- RAUM per advisor
- $56.2MderivedRAUM over IAPD advisors; not a book size
- Clients per advisor
- 95derivedindividual and HNW clients (5.D) over advisors
- Average HNW client
- $2.9MderivedHNW RAUM over HNW clients
- Average account
- $219,614derivedRAUM over accounts (5.F.2.f)
- Discretionary
- 100%derivedof RAUM
- Institutional
- 0.4%derivedpensions, charities, corporations, government, insurance, banks, other advisers
- Employees per advisor
- 1.3derivedItem 5.A over advisors
- Advisors per office
- 8.0derived1 offices incl. principal (1.F.5)
- RAUM growth, one year
- +17%derivedbetween the last two annual amendments
- Advisor growth, one year
- +0.0%derivedItem 5.B.3 between annual amendments
- Client growth, one year
- +36%derived
- Compensation
- percentage of assets, hourly, fixed feesreportedItem 5.E
- Advisory activities
- financial planning, portfolio management for individuals, pension consulting, selection of other advisersreportedItem 5.G
- Financial planning clients
- 1,000reportedItem 5.H
- Ownership
- no PE, bank or public-company owner found on Schedule Aderived
- Advisor book size
- not public; not estimatedreported
Also answered yes on Form ADV
- buys or sells securities as principal to or from clients (8.A.2)
- has discretionary authority over which securities are bought or sold (8.C.1)
- receives research or other products from a broker-dealer, soft dollars (8.E)
- marketing includes hypothetical performance (5.L.3)
Where the RAUM sits
Form ADV Item 5.D, latest filing
- High-net-worth individuals$305M68%
- Individuals$142M32%
- Charitable organizations$2.0M0.4%
- Individual clients
- 650reported
- HNW clients
- 106reported
- Pension plan clients
- 0reported
- Charitable clients
- 3reported
- Accounts
- 2,048reported
- Financial planning clients
- 1,000reported
- Wrap fee programs
- noreported
- Custody of client assets
- noreported
- Compensation
- % of AUM, fixed, hourlyreported
- Class basis
- private_client_share=1.0 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=3.0derived
Advisors registered through the firm
2 on IAPD today, longest tenure first
| Name | Branch | Here since | In industry | Prior firms |
|---|---|---|---|---|
| Gregory Ludwig | Louisville, Ky | Jan 1, 2025 | 13 y | 1 |
| Ethan James Ransdell | Louisville, Ky | Jul 24, 2026 | 11 y | 0 |
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Left, latest
none on the tape
Joined, latest
- Gregory Ludwig from Money Concepts Advisory ServiceJan 1, 2025 · Affiliated broker-dealer or bank to independent RIA
- Stephen Randall Gibson from Money Concepts Advisory ServiceOct 28, 2022 · Affiliated broker-dealer or bank to a newly registered adviser
- Beau Justin Handy from Money Concepts Advisory ServiceOct 28, 2022 · Affiliated broker-dealer or bank to a newly registered adviser
- Nicholas Edward Whitmer from Money Concepts Advisory ServiceOct 28, 2022 · Affiliated broker-dealer or bank to a newly registered adviser
- Wyatt Peyton Callison from Money Concepts Advisory ServiceOct 28, 2022 · Affiliated broker-dealer or bank to a newly registered adviser
Teams: two or more advisors moving together within fourteen days, from one state
- 2 joined from Money Concepts Advisory ServiceDec 15, 2022 · Palm Beach Gardens, Fl
- 3 joined from Money Concepts Advisory ServiceDec 15, 2022 · Louisville, Ky
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
- Randall Stephen Gibson · Managing Partner And Financial Plannercontrolsince 10/2022 · owns 50% to 75%
- Justin Beau Handy · Managing Partner And Financial Planner / Chief Compliance Officercontrolsince 09/2022 · owns 50% to 75%
Related persons
Schedule D 7.A
- Dmlo Wealth Planning, LLCinvestment advisernRAUM $30.4M
- Dynamic Market Advantage, LLCinvestment advisernRAUM $362M
Advisers that list Guidance Capital, Inc. as a related person
Office movement
IAPD branch city; joins and departures in 12 months
| Office | Advisors | Joined | Left | Teams out | Forming |
|---|---|---|---|---|---|
| Louisville, Ky · principal | 8 | 1 | 0 |
Offices
Schedule D 1.F, the 25 largest
No branch office listed.
ADV anomalies
2 against comparable advisers; where to look, not conclusions
- account count surgeChange between filings · filing Apr 23, 2026accounts (Item 5.F.2.f) moved from 572.0 to 2,048.0 (+258.0%) between the annual amendments of 2025-03-05 and 2026-04-23; the peer median change was +5.0% (3688 comparable advisers, 100.0th percentile of changes)peers: independent wealth managers, $100M to $500M (3,688) · 100% percentile
- HNW share shiftChange between filings · filing Apr 23, 2026HNW share of RAUM moved from 31.0% to 68.0% between the annual amendments of 2025-03-05 and 2026-04-23peers: independent wealth managers, $100M to $500M (5,676)
What changed
consecutive filings, newest first
- Accounts · 572 to 2,048Jun 13, 2025 to Feb 12, 2026
- Charity clients · 9 to 3Jun 13, 2025 to Feb 12, 2026
- Corporate clients · 7.0 to unsetJun 13, 2025 to Feb 12, 2026
- HNW clients · 26 to 106Jun 13, 2025 to Feb 12, 2026
- Individual clients · 530 to 650Jun 13, 2025 to Feb 12, 2026
- Discretionary RAUM · $384M to $450MJun 13, 2025 to Feb 12, 2026
- HNW RAUM · $119M to $305MJun 13, 2025 to Feb 12, 2026
- Individual RAUM · $237M to $142MJun 13, 2025 to Feb 12, 2026
- RAUM · $384M to $450MJun 13, 2025 to Feb 12, 2026
- Financial planning clients · More than 500 to More than 500Mar 5, 2025 to Jun 13, 2025
- Accounts · 1,675 to 572Apr 19, 2024 to Mar 5, 2025
- Advisory employees · 6 to 7Apr 19, 2024 to Mar 5, 2025
- Charity clients · 4 to 9Apr 19, 2024 to Mar 5, 2025
- Corporate clients · 5 to 7Apr 19, 2024 to Mar 5, 2025
- HNW clients · 60 to 26Apr 19, 2024 to Mar 5, 2025
- Individual clients · 407 to 530Apr 19, 2024 to Mar 5, 2025
- Pension plan clients · 1 to 0Apr 19, 2024 to Mar 5, 2025
- Assets in custody · 3032005.0 to unsetApr 19, 2024 to Mar 5, 2025
- Custody of client assets · true to falseApr 19, 2024 to Mar 5, 2025
- Employees · 9 to 10Apr 19, 2024 to Mar 5, 2025
- Insurance-licensed employees · 4 to 5Apr 19, 2024 to Mar 5, 2025
- Financial planning clients · 251-500 to More than 500Apr 19, 2024 to Mar 5, 2025
- State-registered IARs · 6 to 7Apr 19, 2024 to Mar 5, 2025
- Discretionary RAUM · $288M to $384MApr 19, 2024 to Mar 5, 2025
- HNW RAUM · $159M to $119MApr 19, 2024 to Mar 5, 2025
- Individual RAUM · $112M to $237MApr 19, 2024 to Mar 5, 2025
- Pension RAUM · 2249500.0 to unsetApr 19, 2024 to Mar 5, 2025
- RAUM · $288M to $384MApr 19, 2024 to Mar 5, 2025
- Accounts · 1,501 to 1,675Sep 21, 2023 to Mar 1, 2024
- Advisory activities · 3 to 4Sep 21, 2023 to Mar 1, 2024
- Charity clients · unset to 4.0Sep 21, 2023 to Mar 1, 2024
- Corporate clients · unset to 5.0Sep 21, 2023 to Mar 1, 2024
- HNW clients · 49 to 60Sep 21, 2023 to Mar 1, 2024
- Pension plan clients · unset to 1.0Sep 21, 2023 to Mar 1, 2024
- Assets in custody · $0 to $3.0MSep 21, 2023 to Mar 1, 2024
- Custody of client assets · false to trueSep 21, 2023 to Mar 1, 2024
- Discretionary RAUM · $251M to $288MSep 21, 2023 to Mar 1, 2024
- HNW RAUM · $140M to $159MSep 21, 2023 to Mar 1, 2024
- Individual RAUM · $107M to $112MSep 21, 2023 to Mar 1, 2024
- Pension RAUM · $1.6M to $2.2MSep 21, 2023 to Mar 1, 2024
Signals
4 dated events
- 3 advisors left Money Concepts Advisory Service (Louisville, KY) for Guidance Capital, Inc. a day apartDec 15, 2022 · Team lift-out · derived
- 2 advisors left Money Concepts Advisory Service (Palm Beach Gardens, FL) for Guidance Capital, Inc. on the same dayDec 15, 2022 · Team lift-out · derived
- R Stephen Gibson (Managing Partner And Wealth Planner) appeared on Schedule A of Guidance Capital, Inc.Oct 27, 2022 · Control person joined · fact
- Guidance Capital, Inc. filed its initial SEC registration (Form ADV)Sep 20, 2022 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
- Business phone
- 502-236-0800reportedpublished by the firm, firm site, Sep 15, 2026
- Business phone
- 502-813-2100reportedpublished by the firm, firm site, Sep 15, 2026
- Website
- guidancecapital.comreportedpublic record, Form ADV, Sep 17, 2026
- Principal office phone
- (502) 813-2100reportedpublic record, Form ADV, Apr 23, 2026
- Team page
- guidancecapital.com/about-us/meet-the-teamreportedpublished by the firm, firm site, Sep 15, 2026
Provenance
- Form ADV
- SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
- Advisors
- IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
- Class
- Independent wealth managerderiveda rule over Items 5.D and 7.A
- RAUM per advisor
- $56.2Mderivedfirm RAUM over the IAPD count; not a book size
- Loaded
- Sep 14, 2026