DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Krm Financial Planning & Wealth Management, LLC

Independent wealth managerSt. Charles, IllinoisCRD 338738SEC 801-135064websiteIAPD
Latest filing May 1, 2026
First filing on the tape Jan 23, 2026 · 3 filings
SEC status approved since Jan 2, 2026
RAUM
$211M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
100%
$211M individuals and HNW
Advisors
1
registered through the firm on IAPD
RAUM per advisor
$211M
derived; firm RAUM over IAPD count
Employees
3
1 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
3 filings and snapshots on the tape
RAUM$211M as of May 1, 2026
Jan 23, 2026$0 then
HNW client RAUM: $160M
State-registered IARs (5.B.3)1 as of May 1, 2026
Jan 23, 20262 then
Employees (5.A)3 as of May 1, 2026
Jan 23, 20263 then
Private funds: no history
RAUM n/a over the last fiscal year
Practice profile
derived from the filing of May 1, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • Solo or small team · one advisor, or a wealth manager with up to three advisors and one office
RAUM per advisor
$211MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
177derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$3.1MderivedHNW RAUM over HNW clients
Average account
$409,851derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
0.0%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
3.0derivedItem 5.A over advisors
Advisors per office
1.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
unknownderivedbetween the last two annual amendments
Advisor growth, one year
unknownderivedItem 5.B.3 between annual amendments
Client growth, one year
unknownderived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, portfolio management for businesses and institutions, pension consulting, selection of other advisersreportedItem 5.G
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$160M76%
  • Individuals$51.7M24%
Individual clients
126reported
HNW clients
51reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
516reported
Financial planning clients
0reported
Wrap fee programs
noreported
Custody of client assets
noreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=1.0 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
1 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Kraig Richard MickelsenCertified Financial PlannerSt. Charles, IlJan 2, 202629 y4
Advisor movement
1 left, 2 joined in 12 months
net +1 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 100% of current headcount1 left over 36 months
Left, latest
Joined, latest
Teams: two or more advisors moving together within fourteen days, from one state
    Private funds
    No private fund reported.
    Owners and control persons
    Schedule A and B, latest filing
    • Richard Kraig Mickelsen · LLC Managing Member / Chief Compliance Officercontrol
      since 11/2025 · owns 75% or more
    Related persons
    Schedule D 7.A
    No related person reported.
    Office movement
    IAPD branch city; joins and departures in 12 months
    OfficeAdvisorsJoinedLeftTeams outForming
    St Charles, Il111
    Offices
    Schedule D 1.F, the 25 largest
    No branch office listed.
    What changed
    consecutive filings, newest first
    • Accounts · 0 to 516
      Apr 21, 2026 to May 1, 2026
    • HNW clients · unset to 51.0
      Apr 21, 2026 to May 1, 2026
    • Individual clients · unset to 126.0
      Apr 21, 2026 to May 1, 2026
    • Discretionary RAUM · $0 to $211M
      Apr 21, 2026 to May 1, 2026
    • HNW RAUM · unset to 159737210.0
      Apr 21, 2026 to May 1, 2026
    • Individual RAUM · unset to 51745728.0
      Apr 21, 2026 to May 1, 2026
    • Non-discretionary RAUM · $0 to $519,850
      Apr 21, 2026 to May 1, 2026
    • RAUM · $0 to $211M
      Apr 21, 2026 to May 1, 2026
    • Advisory employees · 2 to 1
      Jan 23, 2026 to Apr 21, 2026
    • State-registered IARs · 2 to 1
      Jan 23, 2026 to Apr 21, 2026
    Signals
    2 dated events
    • Robert Matthew Sweas left Krm Financial Planning & Wealth Management, Llc for Ipi Wealth Management, Inc. (registered 2026-04-16)
      Apr 15, 2026 · Advisor changed firm · fact
    • 2 advisors left Arete Wealth Advisors, LLC (Chicago, IL) for Krm Financial Planning & Wealth Management, LLC on the same day
      Mar 23, 2026 · Team lift-out · derived
    Across DFX
    shared identifiers only, never a name match
    No identifier-backed link to the venture, private equity, family office or sponsor graphs.
    How to reach
    public business contact points only, each with its source
    Website
    krmfinancial.comreportedpublic record, Form ADV, Sep 18, 2026
    Principal office phone
    630-377-8760reportedpublic record, Form ADV, May 1, 2026
    Provenance
    Form ADV
    SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
    Advisors
    IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
    Class
    Independent wealth managerderiveda rule over Items 5.D and 7.A
    RAUM per advisor
    $211Mderivedfirm RAUM over the IAPD count; not a book size
    Loaded
    Sep 14, 2026