DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Financially Speaking Inc

Independent wealth managerGreenwood Village, ColoradoCRD 106255SEC 801-38948websiteIAPD
Latest filing Mar 24, 2026
First filing on the tape Mar 23, 2012 · 20 filings
SEC status approved since Jun 6, 1991
RAUM
$165M
reported, Item 5.F
Discretionary
97%
of RAUM
Private clients
100%
$165M individuals and HNW
Advisors
1
registered through the firm on IAPD
RAUM per advisor
$165M
derived; firm RAUM over IAPD count
Employees
5
3 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
20 filings and snapshots on the tape
RAUM$165M as of Mar 24, 2026
Mar 23, 2012$98.9M then
HNW client RAUM: no history
State-registered IARs (5.B.3)1 as of Mar 24, 2026
Mar 23, 20120 then
Employees (5.A)5 as of Mar 24, 2026
Mar 12, 20135 then
Private funds: no history
RAUM +4.7% over the last fiscal year+3.3% a year over threeIARs 1 to 1
Practice profile
derived from the filing of Mar 24, 2026; every figure names its basis
Archetypes, each a printed rule
  • Solo or small team · one advisor, or a wealth manager with up to three advisors and one office
RAUM per advisor
$165MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
unknownderivedindividual and HNW clients (5.D) over advisors
Average HNW client
unknownderivedHNW RAUM over HNW clients
Average account
$276,946derivedRAUM over accounts (5.F.2.f)
Discretionary
97%derivedof RAUM
Institutional
0.0%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
5.0derivedItem 5.A over advisors
Advisors per office
1.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
+4.7%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
unknownderived
Compensation
percentage of assets, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, educational seminarsreportedItem 5.G
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • Individuals$165M100%
Individual clients
295reported
HNW clients
n/areported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
595reported
Financial planning clients
101-250reported
Wrap fee programs
noreported
Custody of client assets
noreported
Compensation
% of AUM, fixedreported
Class basis
private_client_share=1.0 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
1 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Philip Henry LuccockCertified Financial PlannerGreenwood Village, CoAug 18, 202542 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • Henry Philip Luccock · President/Chief Compliance Officercontrol
    since 06/1991 · owns 75% or more
  • Luccock Stacy Myers · Principal/Chief Financial Officercontrol
    since 03/2004 · owns 10% to 25%
  • James Daniel Luccock · Principal
    since 01/2008 · owns 10% to 25%
Related persons
Schedule D 7.A
No related person reported.
Offices
Schedule D 1.F, the 25 largest
No branch office listed.
What changed
consecutive filings, newest first
  • Accounts · 587 to 595
    Mar 25, 2025 to Mar 24, 2026
  • Individual clients · 293 to 295
    Mar 25, 2025 to Mar 24, 2026
  • Discretionary RAUM · $153M to $160M
    Mar 25, 2025 to Mar 24, 2026
  • Individual RAUM · $157M to $165M
    Mar 25, 2025 to Mar 24, 2026
  • Non-discretionary RAUM · $4.3M to $4.4M
    Mar 25, 2025 to Mar 24, 2026
  • RAUM · $157M to $165M
    Mar 25, 2025 to Mar 24, 2026
  • Accounts · 609 to 587
    Oct 24, 2024 to Mar 25, 2025
  • Financial planning clients · 101-250 to 101-250
    Oct 24, 2024 to Mar 25, 2025
  • Discretionary RAUM · $158M to $153M
    Oct 24, 2024 to Mar 25, 2025
  • Individual RAUM · $162M to $157M
    Oct 24, 2024 to Mar 25, 2025
  • Non-discretionary RAUM · $3.9M to $4.3M
    Oct 24, 2024 to Mar 25, 2025
  • RAUM · $162M to $157M
    Oct 24, 2024 to Mar 25, 2025
  • Accounts · 601 to 609
    Mar 21, 2023 to Mar 7, 2024
  • Advisory employees · 2 to 3
    Mar 21, 2023 to Mar 7, 2024
  • Individual clients · 296 to 293
    Mar 21, 2023 to Mar 7, 2024
  • Employees · 4 to 5
    Mar 21, 2023 to Mar 7, 2024
  • Discretionary RAUM · $147M to $158M
    Mar 21, 2023 to Mar 7, 2024
  • Individual RAUM · $150M to $162M
    Mar 21, 2023 to Mar 7, 2024
  • Non-discretionary RAUM · $2.9M to $3.9M
    Mar 21, 2023 to Mar 7, 2024
  • RAUM · $150M to $162M
    Mar 21, 2023 to Mar 7, 2024
  • Accounts · 563 to 601
    Aug 8, 2022 to Mar 21, 2023
  • Advisory employees · 1 to 2
    Aug 8, 2022 to Mar 21, 2023
  • Individual clients · 285 to 296
    Aug 8, 2022 to Mar 21, 2023
  • Discretionary RAUM · $153M to $147M
    Aug 8, 2022 to Mar 21, 2023
  • Individual RAUM · $156M to $150M
    Aug 8, 2022 to Mar 21, 2023
  • Non-discretionary RAUM · $3.0M to $2.9M
    Aug 8, 2022 to Mar 21, 2023
  • RAUM · $156M to $150M
    Aug 8, 2022 to Mar 21, 2023
  • Accounts · 590 to 563
    Mar 31, 2021 to Mar 18, 2022
  • Individual clients · 225 to 285
    Mar 31, 2021 to Mar 18, 2022
  • Discretionary RAUM · $164M to $153M
    Mar 31, 2021 to Mar 18, 2022
  • Individual RAUM · $167M to $156M
    Mar 31, 2021 to Mar 18, 2022
  • Non-discretionary RAUM · $3.1M to $3.0M
    Mar 31, 2021 to Mar 18, 2022
  • RAUM · $167M to $156M
    Mar 31, 2021 to Mar 18, 2022
  • Accounts · 617 to 590
    May 18, 2020 to Mar 31, 2021
  • Advisory activities · 4 to 3
    May 18, 2020 to Mar 31, 2021
  • Individual clients · 215 to 225
    May 18, 2020 to Mar 31, 2021
  • Discretionary RAUM · $152M to $164M
    May 18, 2020 to Mar 31, 2021
  • Individual RAUM · $153M to $167M
    May 18, 2020 to Mar 31, 2021
  • Non-discretionary RAUM · $1.0M to $3.1M
    May 18, 2020 to Mar 31, 2021
  • RAUM · $153M to $167M
    May 18, 2020 to Mar 31, 2021
Signals
No event on the tape.
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business email
speaking@financiallyspeakinginc.comreportedpublished by the firm, firm site, Sep 16, 2026
Business phone
303-290-0702reportedpublished by the firm, firm site, Sep 16, 2026
Business phone
303-290-6581reportedpublished by the firm, firm site, Sep 16, 2026
Website
FINANCIALLYSPEAKINGINC.COMreportedpublic record, Form ADV, Sep 17, 2026
Principal office phone
303-290-0702reportedpublic record, Form ADV, Mar 24, 2026
Contact form
financiallyspeakinginc.com/contactreportedpublished by the firm, firm site, Sep 16, 2026
Team page
financiallyspeakinginc.com/teamreportedpublished by the firm, firm site, Sep 16, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$165Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026