DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

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SEC-registered adviser

B•• F•••••••• A•••••••

Independent wealth managerPonte Vedra Beach, FloridaCRD 110295SEC 801-55533websiteIAPD
Legal name B••••••• • C•••• F•••••••• S••••••• I••
Latest filing Jan 30, 2026
First filing on the tape Feb 9, 2012 · 29 filings
SEC status approved since May 13, 1998
RAUM
$626M
reported, Item 5.F
Discretionary
98%
of RAUM
Private clients
96%
$602M individuals and HNW
Advisors
9
registered through the firm on IAPD
RAUM per advisor
$69.6M
derived; firm RAUM over IAPD count
Employees
12
5 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
29 filings and snapshots on the tape
RAUM$626M as of Jan 30, 2026
Feb 9, 2012$156M then
HNW client RAUM$470M as of Jan 30, 2026
Mar 5, 2018$179M then
State-registered IARs (5.B.3)9 as of Jan 30, 2026
Feb 9, 20120 then
Employees (5.A)12 as of Jan 30, 2026
Jan 28, 20139 then
Private funds: no history
RAUM +15% over the last fiscal year+11% a year over threeIARs 9 to 9
Practice profile
derived from the filing of Jan 30, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
RAUM per advisor
$69.6MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
60derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$3.2MderivedHNW RAUM over HNW clients
Average account
$470,330derivedRAUM over accounts (5.F.2.f)
Discretionary
98%derivedof RAUM
Institutional
0.3%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.3derivedItem 5.A over advisors
Advisors per office
9.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
+15%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
+4.7%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, pension consultingreportedItem 5.G
Custody
$16.0M, 20 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • compensates persons for client referrals (8.G.1)
  • compensates non-employees for client referrals (8.G.2)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
  • a related person has custody of client cash (9.B.1.a)
  • a related person has custody of client securities (9.B.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$470M75%
  • Individuals$132M21%
  • Corporations and businesses$22.5M3.6%
  • Charitable organizations$1.0M0.2%
  • Pension and profit-sharing plans$605,5160.1%
Individual clients
392reported
HNW clients
146reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
1,331reported
Financial planning clients
0reported
Wrap fee programs
noreported
Custody of client assets
$16.0M for 20 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=0.96 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
9 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
A•••• A•••••• C••••Certified Financial PlannerPonte Vedra Beach, FlApr 29, 199743 y0
T••••• L•••••• E••••Ponte Vedra Beach, FlJan 18, 201124 y0
A••• T••••• O••••••Certified Financial PlannerPonte Vedra Beach, FlOct 24, 201214 y0
J••••••••• A•• B••Ponte Vedra Beach, FlNov 20, 201232 y0
S••• R••••• G••••Certified Financial PlannerPonte Vedra Beach, FlMay 9, 201316 y1
J•••••• L•• A••••Ponte Vedra Beach, FlMar 17, 201710 y0
J••••••• B••••••Certified Financial PlannerPonte Vedra Beach, FlSep 7, 202215 y0
K••••• A•• K•••••••Ponte Vedra Beach, FlMay 1, 202412 y0
A••••• R•••• N••••••••Certified Financial PlannerPonte Vedra Beach, FlOct 8, 202410 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • B••• J••••••••• A•• · Chief Compliance Officer And Vice Presidentcontrol
    since 01/2009 · owns 25% to 50%
  • C••••• A••••• A•••••• · President/Ceocontrol
    since 11/2018 · owns 10% to 25%
  • E••••• T•••••• L•••••• · Vice Presidentcontrol
    since 11/2017 · owns 25% to 50%
  • G••••• S•••• •••• · Chief Investment Officercontrol
    since 01/2018 · owns 10% to 25%
  • O••••••• A•••• T••••• · Vice Presidentcontrol
    since 01/2021 · owns 5% to 10%
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Ponte Vedra Beach, Fl · principal900
Offices
Schedule D 1.F, the 25 largest
No branch office listed.
What changed
consecutive filings, newest first
  • Accounts · 1,257 to 1,331
    Oct 24, 2025 to Jan 30, 2026
  • Advisory employees · 6 to 5
    Oct 24, 2025 to Jan 30, 2026
  • HNW clients · 127 to 146
    Oct 24, 2025 to Jan 30, 2026
  • Individual clients · 387 to 392
    Oct 24, 2025 to Jan 30, 2026
  • Assets in custody · $14.1M to $16.0M
    Oct 24, 2025 to Jan 30, 2026
  • Discretionary RAUM · $536M to $614M
    Oct 24, 2025 to Jan 30, 2026
  • HNW RAUM · $397M to $470M
    Oct 24, 2025 to Jan 30, 2026
  • Individual RAUM · $129M to $132M
    Oct 24, 2025 to Jan 30, 2026
  • Non-discretionary RAUM · $10.7M to $12.1M
    Oct 24, 2025 to Jan 30, 2026
  • Pension RAUM · $515,437 to $605,516
    Oct 24, 2025 to Jan 30, 2026
  • RAUM · $546M to $626M
    Oct 24, 2025 to Jan 30, 2026
  • Financial planning clients · 0 to 0
    Feb 25, 2025 to Oct 24, 2025
  • Accounts · 1,187 to 1,257
    Mar 6, 2024 to Feb 25, 2025
  • Advisory employees · 5 to 6
    Mar 6, 2024 to Feb 25, 2025
  • HNW clients · 112 to 127
    Mar 6, 2024 to Feb 25, 2025
  • Individual clients · 378 to 387
    Mar 6, 2024 to Feb 25, 2025
  • Assets in custody · $13.9M to $14.1M
    Mar 6, 2024 to Feb 25, 2025
  • Employees · 10 to 12
    Mar 6, 2024 to Feb 25, 2025
  • State-registered IARs · 7 to 9
    Mar 6, 2024 to Feb 25, 2025
  • Discretionary RAUM · $494M to $536M
    Mar 6, 2024 to Feb 25, 2025
  • HNW RAUM · $354M to $397M
    Mar 6, 2024 to Feb 25, 2025
  • Individual RAUM · $127M to $129M
    Mar 6, 2024 to Feb 25, 2025
  • Non-discretionary RAUM · $8.5M to $10.7M
    Mar 6, 2024 to Feb 25, 2025
  • Pension RAUM · $472,476 to $515,437
    Mar 6, 2024 to Feb 25, 2025
  • RAUM · $503M to $546M
    Mar 6, 2024 to Feb 25, 2025
  • Accounts · 1,142 to 1,187
    Jan 31, 2023 to Feb 7, 2024
  • Advisory employees · 6 to 5
    Jan 31, 2023 to Feb 7, 2024
  • Corporate clients · unset to 5.0
    Jan 31, 2023 to Feb 7, 2024
  • HNW clients · 109 to 112
    Jan 31, 2023 to Feb 7, 2024
  • Individual clients · 374 to 378
    Jan 31, 2023 to Feb 7, 2024
  • Assets in custody · $22.4M to $13.9M
    Jan 31, 2023 to Feb 7, 2024
  • Employees · 11 to 10
    Jan 31, 2023 to Feb 7, 2024
  • State-registered IARs · 8 to 7
    Jan 31, 2023 to Feb 7, 2024
  • Discretionary RAUM · $455M to $494M
    Jan 31, 2023 to Feb 7, 2024
  • HNW RAUM · $326M to $354M
    Jan 31, 2023 to Feb 7, 2024
  • Individual RAUM · $116M to $127M
    Jan 31, 2023 to Feb 7, 2024
  • Non-discretionary RAUM · $7.6M to $8.5M
    Jan 31, 2023 to Feb 7, 2024
  • Pension RAUM · $420,703 to $472,476
    Jan 31, 2023 to Feb 7, 2024
  • RAUM · $462M to $503M
    Jan 31, 2023 to Feb 7, 2024
  • Accounts · 1,109 to 1,142
    Sep 15, 2022 to Jan 31, 2023
Signals
2 dated events
  • A••• M•••••• H••••• left B•• F•••••••• A••••••• for B••••••••• G•••• • A••••••••• (registered 2023-03-06)
    Feb 15, 2023 · Advisor changed firm · fact
  • Thomas Adam Oerther (Vice President) appeared on Schedule A of B•• F•••••••• A•••••••
    Feb 2, 2021 · Control person joined · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business phone
800-893-2324reportedpublished by the firm, firm site, Sep 15, 2026
Business phone
904-273-6920reportedpublished by the firm, firm site, Sep 15, 2026
Business phone
904-273-9850reportedpublished by the firm, firm site, Sep 15, 2026
Website
B•••••••C••••.COMreportedpublic record, Form ADV, Sep 18, 2026
Principal office phone
904-273-9850reportedpublic record, Form ADV, Jan 30, 2026
Contact form
bandcfinancial.com/contact-usreportedpublished by the firm, firm site, Sep 15, 2026
Team page
bandcfinancial.com/who-we-are/about-usreportedpublished by the firm, firm site, Sep 15, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$69.6Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026