DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

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SEC-registered adviser

W• C••••••••• I••••••••• I•••

Independent wealth managerDuxbury, MassachusettsCRD 119725SEC 801-117397websiteIAPD
Latest filing Feb 10, 2026
First filing on the tape Aug 27, 2019 · 15 filings
SEC status approved since Sep 26, 2019
RAUM
$200M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
98%
$195M individuals and HNW
Advisors
4
registered through the firm on IAPD
RAUM per advisor
$50.0M
derived; firm RAUM over IAPD count
Employees
6
4 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
15 filings and snapshots on the tape
RAUM$200M as of Feb 10, 2026
Mar 5, 2020$108M then
HNW client RAUM$148M as of Feb 10, 2026
Mar 5, 2020$57.0M then
State-registered IARs (5.B.3)4 as of Feb 10, 2026
Mar 5, 20202 then
Employees (5.A)6 as of Feb 10, 2026
Mar 5, 20203 then
Private funds: no history
RAUM +11% over the last fiscal year+16% a year over threeIARs 2 to 4
Practice profile
derived from the filing of Feb 10, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
RAUM per advisor
$50.0MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
36derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$3.1MderivedHNW RAUM over HNW clients
Average account
$508,940derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
2.5%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.5derivedItem 5.A over advisors
Advisors per office
4.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
+11%derivedbetween the last two annual amendments
Advisor growth, one year
+100%derivedItem 5.B.3 between annual amendments
Client growth, one year
-3.3%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, educational seminarsreportedItem 5.G
Custody
$16.8M, 10 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
  • marketing includes testimonials (5.L.1.c)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$148M74%
  • Individuals$47.4M24%
  • Pension and profit-sharing plans$4.9M2.5%
Individual clients
97reported
HNW clients
48reported
Pension plan clients
3reported
Charitable clients
n/areported
Accounts
393reported
Financial planning clients
101-250reported
Wrap fee programs
noreported
Custody of client assets
$16.8M for 10 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=0.98 fund_share=0.0 institutional_share=0.02 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
4 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
W•••••• M••••• H•••••Certified Financial PlannerDuxbury, MaOct 28, 199830 y0
P•••• S••••••• H•••••Duxbury, MaJul 2, 200823 y0
N•••• J•••• M•••Duxbury, MaDec 10, 202411 y0
C••• M••••••• W•••••Duxbury, MaJun 5, 202513 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • H•••••• P••••• S••••••• · Director And Secretarycontrol
    since 07/2015 · owns 50% to 75%
  • H•••••• W••••••• M••••• · President, Director, Treasurer And Ccocontrol
    since 11/1998 · owns 50% to 75%
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Duxbury, Ma · principal400
Offices
Schedule D 1.F, the 25 largest
No branch office listed.
What changed
consecutive filings, newest first
  • Accounts · 396 to 393
    Oct 1, 2025 to Feb 10, 2026
  • Individual clients · 102 to 97
    Oct 1, 2025 to Feb 10, 2026
  • Assets in custody · $180M to $16.8M
    Oct 1, 2025 to Feb 10, 2026
  • Employees · 5 to 6
    Oct 1, 2025 to Feb 10, 2026
  • Discretionary RAUM · $181M to $200M
    Oct 1, 2025 to Feb 10, 2026
  • HNW RAUM · $138M to $148M
    Oct 1, 2025 to Feb 10, 2026
  • Individual RAUM · $38.8M to $47.4M
    Oct 1, 2025 to Feb 10, 2026
  • Non-discretionary RAUM · $275,078 to $0
    Oct 1, 2025 to Feb 10, 2026
  • Pension RAUM · $4.6M to $4.9M
    Oct 1, 2025 to Feb 10, 2026
  • RAUM · $181M to $200M
    Oct 1, 2025 to Feb 10, 2026
  • Advisory employees · 2 to 4
    Feb 18, 2025 to Oct 1, 2025
  • Employees · 3 to 5
    Feb 18, 2025 to Oct 1, 2025
  • State-registered IARs · 2 to 4
    Feb 18, 2025 to Oct 1, 2025
  • Individual clients · 87 to 102
    Nov 7, 2024 to Feb 18, 2025
  • Assets in custody · $12.5M to $180M
    Nov 7, 2024 to Feb 18, 2025
  • Financial planning clients · 51-100 to 101-250
    Nov 7, 2024 to Feb 18, 2025
  • Discretionary RAUM · $160M to $181M
    Nov 7, 2024 to Feb 18, 2025
  • HNW RAUM · $122M to $138M
    Nov 7, 2024 to Feb 18, 2025
  • Individual RAUM · $33.9M to $38.8M
    Nov 7, 2024 to Feb 18, 2025
  • Non-discretionary RAUM · $193,297 to $275,078
    Nov 7, 2024 to Feb 18, 2025
  • Pension RAUM · $4.2M to $4.6M
    Nov 7, 2024 to Feb 18, 2025
  • RAUM · $160M to $181M
    Nov 7, 2024 to Feb 18, 2025
  • Business name · W••• C••••••••• I••••••••• I••• to W• C••••••••• I••••••••• I•••
    Mar 26, 2024 to Jun 20, 2024
  • HQ city · KINGSTON to DUXBURY
    Mar 26, 2024 to Jun 20, 2024
  • Legal name · W••• C••••••••• I••••••••• I••• to W• C••••••••• I••••••••• I•••
    Mar 26, 2024 to Jun 20, 2024
  • Accounts · 358 to 396
    Dec 19, 2023 to Mar 26, 2024
  • Individual clients · 73 to 87
    Dec 19, 2023 to Mar 26, 2024
  • Assets in custody · $9.4M to $12.5M
    Dec 19, 2023 to Mar 26, 2024
  • Employees · 4 to 3
    Dec 19, 2023 to Mar 26, 2024
  • Financial planning clients · 11-25 to 51-100
    Dec 19, 2023 to Mar 26, 2024
  • Discretionary RAUM · $128M to $160M
    Dec 19, 2023 to Mar 26, 2024
  • HNW RAUM · $99.8M to $122M
    Dec 19, 2023 to Mar 26, 2024
  • Individual RAUM · $24.3M to $33.9M
    Dec 19, 2023 to Mar 26, 2024
  • Non-discretionary RAUM · $126,980 to $193,297
    Dec 19, 2023 to Mar 26, 2024
  • Pension RAUM · $4.0M to $4.2M
    Dec 19, 2023 to Mar 26, 2024
  • RAUM · $128M to $160M
    Dec 19, 2023 to Mar 26, 2024
  • Accounts · 348 to 358
    Aug 15, 2022 to Mar 30, 2023
  • HNW clients · 46 to 48
    Aug 15, 2022 to Mar 30, 2023
  • Individual clients · 60 to 73
    Aug 15, 2022 to Mar 30, 2023
  • Pension plan clients · unset to 3.0
    Aug 15, 2022 to Mar 30, 2023
Signals
2 dated events
  • G••••• V•••• left W• C••••••••• I••••••••• I••• for E•••••••• A•••••••• L•• (registered 2025-01-09)
    Aug 15, 2023 · Advisor changed firm · fact
  • W••• C••••••••• I••••••••• I••• filed its initial SEC registration (Form ADV)
    Aug 27, 2019 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Firm profile
LinkedIn.com/company/wh-cornerstone-investmentsreportedpublic record, Form ADV, Sep 18, 2026
Website
whcretreats.comreportedpublic record, Form ADV, Sep 18, 2026
Principal office phone
(888) 797-9009reportedpublic record, Form ADV, Feb 10, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$50.0Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026