DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Cornerstone Financial Planning, LLC

Independent wealth managerPortsmouth, New HampshireCRD 129656SEC 801-107703websiteIAPD
Latest filing Aug 19, 2026
First filing on the tape Jan 19, 2012 · 31 filings
SEC status approved since Apr 27, 2016
RAUM
$401M
reported, Item 5.F
Discretionary
99%
of RAUM
Private clients
100%
$401M individuals and HNW
Advisors
7
registered through the firm on IAPD
RAUM per advisor
$57.2M
derived; firm RAUM over IAPD count
Employees
6
6 advisory (5.B.1)
Offices
1
beyond the principal office
Private funds
0
reported on Schedule D
History
31 filings and snapshots on the tape
RAUM$401M as of Aug 19, 2026
Jan 19, 2012$63.4M then
HNW client RAUM$368M as of Aug 19, 2026
Feb 28, 2018$138M then
State-registered IARs (5.B.3)6 as of Aug 19, 2026
Jan 19, 20120 then
Employees (5.A)6 as of Aug 19, 2026
Feb 15, 20173 then
Private funds: no history
RAUM +19% over the last fiscal year+16% a year over threeIARs 6 to 6
Practice profile
derived from the filing of Aug 19, 2026; every figure names its basis
Archetypes, each a printed rule
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
RAUM per advisor
$57.2MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
35derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.2MderivedHNW RAUM over HNW clients
Average account
$390,918derivedRAUM over accounts (5.F.2.f)
Discretionary
99%derivedof RAUM
Institutional
0.0%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
0.9derivedItem 5.A over advisors
Advisors per office
3.5derived2 offices incl. principal (1.F.5)
RAUM growth, one year
+19%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
+6.0%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, selection of other advisersreportedItem 5.G
Custody
$149M, 98 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$368M92%
  • Individuals$32.7M8.2%
Individual clients
80reported
HNW clients
167reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
1,025reported
Financial planning clients
101-250reported
Wrap fee programs
noreported
Custody of client assets
$149M for 98 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=1.0 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
7 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Mackenzie Holly Theodora ParsonsCertified Financial PlannerPortsmouth, Nh May 1, 201416 y1
Christina Clara TraurigCertified Financial PlannerPortsmouth, NhJun 9, 201712 y1
Sara Anne CasaleCertified Financial PlannerPortland, Me Feb 1, 202112 y1
Barry Keck BettersCertified Financial PlannerPortsmouth, NhSep 16, 202115 y2
Danielle S PensingerCertified Financial PlannerPortland, Me Jan 6, 202212 y0
Derek BonneauPortsmouth, NhDec 17, 202512 y0
Jillian Elizabeth WagnerPortsmouth, NhMar 7, 202610 y0
Advisor movement
1 left, 0 joined in 12 months
net -1 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 14% of current headcount3 left over 36 months
Left, latest
Joined, latest
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • Mackenzie Arsenault · Member/Principalcontrol
    since 07/2022 · owns 50% to 75%
  • Clara Christina Traurig · Chief Compliance Officer/Member/Principalcontrol
    since 07/2022 · owns 50% to 75%
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Portsmouth, Nh · principal720
Portland, Me300
North Hampton, Nh001
Offices
Schedule D 1.F, the 25 largest
  • Portland, ME3 employees
ADV anomalies
1 against comparable advisers; where to look, not conclusions
  • custody status changedChange between filings · filing Aug 19, 2026
    custody of client assets (Item 9.A): no on the filing of 2026-03-23, yes on the filing of 2026-08-19
    peers: independent wealth managers, $100M to $500M (5,676)
What changed
consecutive filings, newest first
  • Custody of client assets · false to true
    Mar 23, 2026 to Aug 19, 2026
  • Accounts · 968 to 1,025
    Aug 22, 2025 to Mar 23, 2026
  • HNW clients · 131 to 167
    Aug 22, 2025 to Mar 23, 2026
  • Individual clients · 102 to 80
    Aug 22, 2025 to Mar 23, 2026
  • Assets in custody · $116M to $149M
    Aug 22, 2025 to Mar 23, 2026
  • Employees · 7 to 6
    Aug 22, 2025 to Mar 23, 2026
  • Discretionary RAUM · $328M to $398M
    Aug 22, 2025 to Mar 23, 2026
  • HNW RAUM · $285M to $368M
    Aug 22, 2025 to Mar 23, 2026
  • Individual RAUM · $51.0M to $32.7M
    Aug 22, 2025 to Mar 23, 2026
  • Non-discretionary RAUM · $8.2M to $2.4M
    Aug 22, 2025 to Mar 23, 2026
  • RAUM · $336M to $401M
    Aug 22, 2025 to Mar 23, 2026
  • Accounts · 934 to 968
    May 2, 2024 to Mar 26, 2025
  • Advisory employees · 7 to 6
    May 2, 2024 to Mar 26, 2025
  • HNW clients · 130 to 131
    May 2, 2024 to Mar 26, 2025
  • Individual clients · 95 to 102
    May 2, 2024 to Mar 26, 2025
  • Assets in custody · $103M to $116M
    May 2, 2024 to Mar 26, 2025
  • Financial planning clients · 101-250 to 101-250
    May 2, 2024 to Mar 26, 2025
  • State-registered IARs · 7 to 6
    May 2, 2024 to Mar 26, 2025
  • Discretionary RAUM · $300M to $328M
    May 2, 2024 to Mar 26, 2025
  • HNW RAUM · $264M to $285M
    May 2, 2024 to Mar 26, 2025
  • Individual RAUM · $42.5M to $51.0M
    May 2, 2024 to Mar 26, 2025
  • Non-discretionary RAUM · $6.2M to $8.2M
    May 2, 2024 to Mar 26, 2025
  • RAUM · $306M to $336M
    May 2, 2024 to Mar 26, 2025
  • Accounts · 902 to 934
    Jan 24, 2024 to Feb 7, 2024
  • Advisory employees · 6 to 7
    Jan 24, 2024 to Feb 7, 2024
  • HNW clients · 111 to 130
    Jan 24, 2024 to Feb 7, 2024
  • Individual clients · 106 to 95
    Jan 24, 2024 to Feb 7, 2024
  • Assets in custody · $93.1M to $103M
    Jan 24, 2024 to Feb 7, 2024
  • State-registered IARs · 6 to 7
    Jan 24, 2024 to Feb 7, 2024
  • Other offices · 2 to 1
    Jan 24, 2024 to Feb 7, 2024
  • Discretionary RAUM · $249M to $300M
    Jan 24, 2024 to Feb 7, 2024
  • HNW RAUM · $208M to $264M
    Jan 24, 2024 to Feb 7, 2024
  • Individual RAUM · $46.3M to $42.5M
    Jan 24, 2024 to Feb 7, 2024
  • Non-discretionary RAUM · $5.2M to $6.2M
    Jan 24, 2024 to Feb 7, 2024
  • RAUM · $254M to $306M
    Jan 24, 2024 to Feb 7, 2024
  • Accounts · 820 to 902
    Aug 3, 2022 to Mar 23, 2023
  • Advisory employees · 8 to 6
    Aug 3, 2022 to Mar 23, 2023
  • HNW clients · 113 to 111
    Aug 3, 2022 to Mar 23, 2023
  • Individual clients · 85 to 106
    Aug 3, 2022 to Mar 23, 2023
  • Assets in custody · $88.6M to $93.1M
    Aug 3, 2022 to Mar 23, 2023
Signals
9 dated events
  • Bethany Goodrich left Cornerstone Financial Planning, Llc for Lpl Financial Llc (registered 2025-11-25)
    Nov 13, 2025 · Advisor changed firm · fact
  • Chelsea Julie Polhemus left Cornerstone Financial Planning, Llc for Ubs Financial Services Inc. (registered 2025-06-26)
    Jun 9, 2025 · Advisor changed firm · fact
  • Kristen Nicole Vernace left Cornerstone Financial Planning, Llc for Pathways Financial Planning (registered 2025-01-08)
    Oct 24, 2024 · Advisor changed firm · fact
  • Mackenzie Arsenault (Member/Principal) appeared on Schedule A of Cornerstone Financial Planning, Llc
    Jul 26, 2022 · Control person joined · fact
  • Jellis Susan Veligor (Member/Principal) no longer on Schedule A of Cornerstone Financial Planning, Llc (listed 2022-03-21, absent 2022-07-26)
    Jul 26, 2022 · Control person left · inference
  • Bangser Jill Boynton (Member/Principal) no longer on Schedule A of Cornerstone Financial Planning, Llc (listed 2022-03-21, absent 2022-07-26)
    Jul 26, 2022 · Control person left · inference
  • Clara Christina Traurig (Chief Compliance Officer/Member/Principal) appeared on Schedule A of Cornerstone Financial Planning, Llc
    Jul 26, 2022 · Control person joined · fact
  • Adam John Bergeron left Cornerstone Financial Planning, Llc for The Harbor Group, Inc. (registered 2022-04-26)
    Apr 4, 2022 · Advisor changed firm · fact
  • Cornerstone Financial Planning, Llc filed its initial SEC registration (Form ADV)
    Apr 11, 2016 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business email
info@cornerstoneplanning.comreportedpublished by the firm, firm site, Sep 15, 2026
Business email
abbi@cornerstoneplanning.comreportedpublished by the firm, firm site, Sep 15, 2026
Business email
anna@cornerstoneplanning.comreportedpublished by the firm, firm site, Sep 15, 2026
Business email
dtirabassi@cornerstoneplanning.comreportedpublished by the firm, firm site, Sep 15, 2026
Business email
siobhan@cornerstoneplanning.comreportedpublished by the firm, firm site, Sep 15, 2026
Business phone
207-772-8133reportedpublished by the firm, firm site, Sep 15, 2026
Business phone
603-431-1133reportedpublished by the firm, firm site, Sep 15, 2026
Firm profile
linkedin.com/company/cornerstone-financial-planning-llc-reportedpublic record, Form ADV, Sep 18, 2026
Website
CORNERSTONEPLANNING.COMreportedpublic record, Form ADV, Sep 18, 2026
Principal office phone
603-431-1133reportedpublic record, Form ADV, Aug 19, 2026
Contact form
cornerstoneplanning.com/contactreportedpublished by the firm, firm site, Sep 15, 2026
Team page
cornerstoneplanning.com/teamreportedpublished by the firm, firm site, Sep 15, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$57.2Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026