DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

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SEC-registered adviser

4••• G•••••••••

Independent wealth managerAltamonte Springs,, FloridaCRD 154279SEC 801-71606websiteIAPD
Latest filing Mar 24, 2026
First filing on the tape Mar 22, 2012 · 48 filings
SEC status approved since Jun 25, 2010
RAUM
$156M
reported, Item 5.F
Discretionary
55%
of RAUM
Private clients
77%
$120M individuals and HNW
Advisors
6
registered through the firm on IAPD
RAUM per advisor
$26.1M
derived; firm RAUM over IAPD count
Employees
35
6 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
48 filings and snapshots on the tape
RAUM$156M as of Mar 24, 2026
Mar 22, 2012$70.2M then
HNW client RAUM$71.2M as of Mar 24, 2026
Mar 30, 2018$10.0M then
State-registered IARs (5.B.3)6 as of Mar 24, 2026
Mar 28, 20133 then
Employees (5.A)35 as of Mar 24, 2026
Mar 28, 20136 then
Private funds: no history
RAUM -9.5% over the last fiscal year+6.2% a year over threeIARs 6 to 6
Practice profile
derived from the filing of Mar 24, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
  • Retirement plan adviser · pension consulting activity (Item 5.G.6) and pension plans at least 25 percent of RAUM or at least 25 pension-plan clients
RAUM per advisor
$26.1MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
11derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$14.2MderivedHNW RAUM over HNW clients
Average account
$971,716derivedRAUM over accounts (5.F.2.f)
Discretionary
55%derivedof RAUM
Institutional
21%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
5.8derivedItem 5.A over advisors
Advisors per office
6.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
-9.5%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
unknownderived
Compensation
percentage of assets, fixed feesreportedItem 5.E
Advisory activities
portfolio management for individuals, pension consulting, selection of other advisers, otherreportedItem 5.G
Custody
$68.2M, 34 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • compensates persons for client referrals (8.G.1)
  • compensates non-employees for client referrals (8.G.2)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
  • marketing includes hypothetical performance (5.L.3)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$71.2M45%
  • Individuals$48.6M31%
  • Pension and profit-sharing plans$32.8M21%
  • Corporations and businesses$3.9M2.5%
Individual clients
63reported
HNW clients
5reported
Pension plan clients
90reported
Charitable clients
n/areported
Accounts
161reported
Financial planning clients
0reported
Wrap fee programs
noreported
Custody of client assets
$68.2M for 34 clientsreported
Compensation
% of AUM, fixedreported
Class basis
private_client_share=0.77 fund_share=0.0 institutional_share=0.21 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
6 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
E••••• R••••Altamonte Springs,, FlFeb 24, 201414 y0
G•••• M•••••••Altamonte Springs,, FlMar 7, 201715 y0
E••• S•••••••Altamonte Springs,, Fl Mar 14, 201714 y0
D••••• B•••• M•••••••••Altamonte Springs,, FlOct 21, 202212 y0
M•••••• J•••••• N•••••Altamonte Springs,, FlNov 27, 202329 y2
K•••• D•••• R••••Altamonte Springs,, FlJan 1, 202517 y1
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Left, latest
Joined, latest
Teams: two or more advisors moving together within fourteen days, from one state
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • K••••••• B•••••• D••• · Chief Operating Officercontrol
    since 07/2020 · owns less than 5%
  • N•••••• M••••••• J•••••• · Chief Compliance Officercontrol
    since 02/2018 · owns less than 5%
  • R••••• E••••• · Ceocontrol
    since 05/2014 · owns 50% to 75%
  • R••••• K••••• D•••• · Presidentcontrol
    since 01/2012 · owns 50% to 75%
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Altamonte Springs,, Fl · principal600
Offices
Schedule D 1.F, the 25 largest
No branch office listed.
ADV anomalies
6 against comparable advisers; where to look, not conclusions
  • institutional to wealth shiftCombination · filing Mar 24, 2026
    peers: independent wealth managers, $100M to $500M (5,676)
  • high employee count relative to advisorsStatic outlier · filing Mar 24, 2026
    employees per registered advisor of 5.8 against a peer median of 1.2 (1314 comparable advisers, 100.0th percentile, 15.6 robust deviations)
    peers: independent wealth managers, $100M to $500M (1,314) · 100% percentile
  • client mix shiftChange between filings · filing Mar 24, 2026
    private-client share of RAUM moved from 17.0% to 77.0% between the annual amendments of 2025-03-25 and 2026-03-24
    peers: independent wealth managers, $100M to $500M (5,676)
  • discretionary share shiftChange between filings · filing Mar 24, 2026
    discretionary share of RAUM moved from 71.0% to 55.0% between the annual amendments of 2025-03-25 and 2026-03-24
    peers: independent wealth managers, $100M to $500M (5,676)
  • HNW share shiftChange between filings · filing Mar 24, 2026
    HNW share of RAUM moved from 11.0% to 45.0% between the annual amendments of 2025-03-25 and 2026-03-24
    peers: independent wealth managers, $100M to $500M (5,676)
  • institutional asset share shiftChange between filings · filing Mar 24, 2026
    institutional share of RAUM moved from 83.0% to 23.0% between the annual amendments of 2025-03-25 and 2026-03-24
    peers: independent wealth managers, $100M to $500M (5,676)
What changed
consecutive filings, newest first
  • Accounts · 149 to 161
    Mar 25, 2025 to Mar 24, 2026
  • HNW clients · unset to 5.0
    Mar 25, 2025 to Mar 24, 2026
  • Individual clients · 69 to 63
    Mar 25, 2025 to Mar 24, 2026
  • Pension plan clients · 72 to 90
    Mar 25, 2025 to Mar 24, 2026
  • Assets in custody · $47.9M to $68.2M
    Mar 25, 2025 to Mar 24, 2026
  • Employees · 39 to 35
    Mar 25, 2025 to Mar 24, 2026
  • Discretionary RAUM · $122M to $85.3M
    Mar 25, 2025 to Mar 24, 2026
  • HNW RAUM · $18.8M to $71.2M
    Mar 25, 2025 to Mar 24, 2026
  • Individual RAUM · $10.5M to $48.6M
    Mar 25, 2025 to Mar 24, 2026
  • Non-discretionary RAUM · $50.6M to $71.2M
    Mar 25, 2025 to Mar 24, 2026
  • Pension RAUM · $93.3M to $32.8M
    Mar 25, 2025 to Mar 24, 2026
  • RAUM · $173M to $156M
    Mar 25, 2025 to Mar 24, 2026
  • Accounts · 179 to 149
    Jan 2, 2025 to Mar 25, 2025
  • Individual clients · 63 to 69
    Jan 2, 2025 to Mar 25, 2025
  • Pension plan clients · 78 to 72
    Jan 2, 2025 to Mar 25, 2025
  • Assets in custody · $12.1M to $47.9M
    Jan 2, 2025 to Mar 25, 2025
  • Employees · 34 to 39
    Jan 2, 2025 to Mar 25, 2025
  • Financial planning clients · 0 to 0
    Jan 2, 2025 to Mar 25, 2025
  • Discretionary RAUM · $110M to $122M
    Jan 2, 2025 to Mar 25, 2025
  • HNW RAUM · $30.0M to $18.8M
    Jan 2, 2025 to Mar 25, 2025
  • Individual RAUM · $18.8M to $10.5M
    Jan 2, 2025 to Mar 25, 2025
  • Non-discretionary RAUM · $30.0M to $50.6M
    Jan 2, 2025 to Mar 25, 2025
  • Pension RAUM · $90.7M to $93.3M
    Jan 2, 2025 to Mar 25, 2025
  • RAUM · $139M to $173M
    Jan 2, 2025 to Mar 25, 2025
  • Accounts · 205 to 179
    Nov 21, 2023 to Mar 27, 2024
  • Advisory employees · 7 to 6
    Nov 21, 2023 to Mar 27, 2024
  • HNW clients · 15.0 to unset
    Nov 21, 2023 to Mar 27, 2024
  • Individual clients · 75 to 63
    Nov 21, 2023 to Mar 27, 2024
  • Pension plan clients · 90 to 78
    Nov 21, 2023 to Mar 27, 2024
  • Assets in custody · $7.4M to $12.1M
    Nov 21, 2023 to Mar 27, 2024
  • Employees · 35 to 34
    Nov 21, 2023 to Mar 27, 2024
  • State-registered IARs · 7 to 6
    Nov 21, 2023 to Mar 27, 2024
  • Discretionary RAUM · $109M to $110M
    Nov 21, 2023 to Mar 27, 2024
  • HNW RAUM · $8.0M to $30.0M
    Nov 21, 2023 to Mar 27, 2024
  • Individual RAUM · $14.0M to $18.8M
    Nov 21, 2023 to Mar 27, 2024
  • Non-discretionary RAUM · $21.9M to $30.0M
    Nov 21, 2023 to Mar 27, 2024
  • Pension RAUM · $94.6M to $90.7M
    Nov 21, 2023 to Mar 27, 2024
  • RAUM · $131M to $139M
    Nov 21, 2023 to Mar 27, 2024
  • Accounts · 225 to 205
    Nov 8, 2022 to Mar 28, 2023
  • Advisory employees · 6 to 7
    Nov 8, 2022 to Mar 28, 2023
Signals
3 dated events
  • Dawn Brenda Kincaid (Chief Operating Officer) appeared on Schedule A of 4••• G•••••••••
    Jul 24, 2020 · Control person joined · fact
  • 4••• G••••••••• reported RAUM $270.4M, up 148% from $109.0M (2019-09-09 to 2020-03-30)
    Mar 30, 2020 · RAUM change · derived
  • Manuel Octavio Prieto-Izaguirre (Chief Operating Officer) no longer on Schedule A of 4••• G••••••••• (listed 2018-06-19, absent 2019-03-25)
    Mar 25, 2019 · Control person left · inference
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Firm profile
H••••://WWW.linkedin.COM/company/401kgenerationreportedpublic record, Form ADV, Sep 18, 2026
Website
H•••••••••reportedpublic record, Form ADV, Sep 18, 2026
Principal office phone
(866) 998-5879reportedpublic record, Form ADV, Mar 24, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$26.1Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026