DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Black Coral Financial Advisors, LLC

Independent wealth managerMount Olive, New JerseyCRD 154623SEC 801-73107websiteIAPD
Latest filing Feb 24, 2026
First filing on the tape Jan 30, 2012 · 21 filings
SEC status approved since Feb 3, 2012
RAUM
$504M
reported, Item 5.F
Discretionary
65%
of RAUM
Private clients
100%
$504M individuals and HNW
Advisors
4
registered through the firm on IAPD
RAUM per advisor
$126M
derived; firm RAUM over IAPD count
Employees
6
4 advisory (5.B.1)
Offices
3
beyond the principal office
Private funds
0
reported on Schedule D
History
21 filings and snapshots on the tape
RAUM$504M as of Feb 24, 2026
Mar 4, 2013$200M then
HNW client RAUM$504M as of Feb 24, 2026
Jan 9, 2018$555M then
State-registered IARs (5.B.3)4 as of Feb 24, 2026
Mar 4, 20135 then
Employees (5.A)6 as of Feb 24, 2026
Mar 4, 20135 then
Private funds: no history
RAUM -46% over the last fiscal year-12% a year over threeIARs 6 to 4offices 0 to 3
Practice profile
derived from the filing of Feb 24, 2026; every figure names its basis
RAUM per advisor
$126MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
unknownderivedindividual and HNW clients (5.D) over advisors
Average HNW client
$5.7MderivedHNW RAUM over HNW clients
Average account
$642,525derivedRAUM over accounts (5.F.2.f)
Discretionary
65%derivedof RAUM
Institutional
0.0%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.5derivedItem 5.A over advisors
Advisors per office
1.0derived4 offices incl. principal (1.F.5)
RAUM growth, one year
-46%derivedbetween the last two annual amendments
Advisor growth, one year
-33%derivedItem 5.B.3 between annual amendments
Client growth, one year
unknownderived
Compensation
percentage of assets, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, selection of other advisers, educational seminarsreportedItem 5.G
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • is an insurance broker or agent (6.A.6)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • compensates persons for client referrals (8.G.1)
  • compensates non-employees for client referrals (8.G.2)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$504M100%
Individual clients
n/areported
HNW clients
88reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
785reported
Financial planning clients
51-100reported
Wrap fee programs
noreported
Custody of client assets
noreported
Compensation
% of AUM, fixedreported
Class basis
private_client_share=1.0 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
4 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Stephen Paul LiskaMount Olive, Nj Oct 7, 201025 y1
Raymond William VanhoorebekeMount Olive, Nj Dec 24, 201016 y0
Dennis B GalvinMount Olive, Nj Dec 10, 201413 y0
Joshua K WardellNaples, Fl Feb 19, 202613 y1
Advisor movement
2 left, 1 joined in 12 months
net -1 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 50% of current headcount2 left over 36 months
Left, latest
Joined, latest
Teams: two or more advisors moving together within fourteen days, from one state
    Private funds
    No private fund reported.
    Owners and control persons
    Schedule A and B, latest filing
    • Paul Stephen Liska · President & Founder, Chief Compliance Officercontrol
      since 07/2010 · owns 25% to 50%
    • Michael Joseph Gallo · Vice President, Senior Financial Advisor
      since 01/2013 · owns 10% to 25%
    • William Raymond Vanhoorebeke · Chief Operating Officer
      since 01/2012 · owns 10% to 25%
    • Frank Matthew Wilk · Vice President, Senior Financial Advisor
      since 01/2013 · owns 10% to 25%
    Related persons
    Schedule D 7.A
    No related person reported.
    Office movement
    IAPD branch city; joins and departures in 12 months
    OfficeAdvisorsJoinedLeftTeams outForming
    Mount Olive, Nj · principal410
    Naples, Fl210
    Monmouth Beach, Nj001
    Chester, Nj0011
    Offices
    Schedule D 1.F, the 25 largest
    No branch office listed.
    ADV anomalies
    3 against comparable advisers; where to look, not conclusions
    • account count collapseChange between filings · filing Feb 24, 2026
      accounts (Item 5.F.2.f) moved from 1,956.0 to 785.0 (-60.0%) between the annual amendments of 2025-01-09 and 2026-02-24; the peer median change was +6.0% (1256 comparable advisers, 1.0th percentile of changes)
      peers: independent wealth managers, $500M to $1B (1,256) · 1.3% percentile
    • advisor count dropChange between filings · filing Feb 24, 2026
      advisory representatives (Item 5.B.3) moved from 6.0 to 4.0 (-33.0%) between the annual amendments of 2025-01-09 and 2026-02-24; the peer median change was 0.0% (795 comparable advisers, 2.0th percentile of changes)
      peers: independent wealth managers, $500M to $1B (795) · 1.6% percentile
    • RAUM down 25 %Change between filings · filing Feb 24, 2026
      RAUM (Item 5.F) moved from $936,042,000 to $504,382,000 (-46.0%) between the annual amendments of 2025-01-09 and 2026-02-24; the peer median change was +16.0% (1385 comparable advisers, 0.0th percentile of changes)
      peers: independent wealth managers, $500M to $1B (1,385) · 0.3% percentile
    What changed
    consecutive filings, newest first
    • Accounts · 1,956 to 785
      Nov 28, 2025 to Feb 24, 2026
    • Advisory employees · 5 to 4
      Nov 28, 2025 to Feb 24, 2026
    • HNW clients · 248 to 88
      Nov 28, 2025 to Feb 24, 2026
    • Employees · 5 to 6
      Nov 28, 2025 to Feb 24, 2026
    • Financial planning clients · 101-250 to 51-100
      Nov 28, 2025 to Feb 24, 2026
    • State-registered IARs · 3 to 4
      Nov 28, 2025 to Feb 24, 2026
    • Discretionary RAUM · $673M to $327M
      Nov 28, 2025 to Feb 24, 2026
    • HNW RAUM · $936M to $504M
      Nov 28, 2025 to Feb 24, 2026
    • Non-discretionary RAUM · $263M to $177M
      Nov 28, 2025 to Feb 24, 2026
    • RAUM · $936M to $504M
      Nov 28, 2025 to Feb 24, 2026
    • Advisory employees · 6 to 5
      May 12, 2025 to Nov 28, 2025
    • Employees · 7 to 5
      May 12, 2025 to Nov 28, 2025
    • State-registered IARs · 6 to 3
      May 12, 2025 to Nov 28, 2025
    • Other offices · 5 to 3
      May 12, 2025 to Nov 28, 2025
    • Financial planning clients · 101-250 to 101-250
      Jan 9, 2025 to May 12, 2025
    • Other offices · 0 to 5
      Jan 9, 2025 to May 12, 2025
    • Accounts · 2,096 to 1,956
      Jan 10, 2024 to Jan 9, 2025
    • HNW clients · 269 to 248
      Jan 10, 2024 to Jan 9, 2025
    • Financial planning clients · 251-500 to 101-250
      Jan 10, 2024 to Jan 9, 2025
    • Discretionary RAUM · $605M to $673M
      Jan 10, 2024 to Jan 9, 2025
    • HNW RAUM · $810M to $936M
      Jan 10, 2024 to Jan 9, 2025
    • Non-discretionary RAUM · $205M to $263M
      Jan 10, 2024 to Jan 9, 2025
    • RAUM · $810M to $936M
      Jan 10, 2024 to Jan 9, 2025
    • Accounts · 1,845 to 2,096
      Jan 23, 2023 to Jan 10, 2024
    • HNW clients · 252 to 269
      Jan 23, 2023 to Jan 10, 2024
    • Discretionary RAUM · $515M to $605M
      Jan 23, 2023 to Jan 10, 2024
    • HNW RAUM · $752M to $810M
      Jan 23, 2023 to Jan 10, 2024
    • Non-discretionary RAUM · $237M to $205M
      Jan 23, 2023 to Jan 10, 2024
    • RAUM · $752M to $810M
      Jan 23, 2023 to Jan 10, 2024
    • Accounts · 1,806 to 1,845
      Jan 5, 2022 to Jan 23, 2023
    • Advisory employees · 5 to 6
      Jan 5, 2022 to Jan 23, 2023
    • HNW clients · 232 to 252
      Jan 5, 2022 to Jan 23, 2023
    • Employees · 6 to 7
      Jan 5, 2022 to Jan 23, 2023
    • Financial planning clients · 101-250 to 251-500
      Jan 5, 2022 to Jan 23, 2023
    • State-registered IARs · 5 to 6
      Jan 5, 2022 to Jan 23, 2023
    • Discretionary RAUM · $550M to $515M
      Jan 5, 2022 to Jan 23, 2023
    • HNW RAUM · $752M to $752M
      Jan 5, 2022 to Jan 23, 2023
    • Non-discretionary RAUM · $202M to $237M
      Jan 5, 2022 to Jan 23, 2023
    • RAUM · $752M to $752M
      Jan 5, 2022 to Jan 23, 2023
    • Accounts · 1,628 to 1,806
      Jan 10, 2021 to Jan 5, 2022
    Signals
    7 dated events
    • Black Coral Financial Advisors, Llc reported RAUM $504.4M, down 46% from $936.0M (2025-11-28 to 2026-02-24)
      Feb 24, 2026 · RAUM change · derived
    • Joseph Michael Gallo left Black Coral Financial Advisors, Llc for Clear Wave Wealth Management, Llc (registered 2025-11-17)
      Nov 19, 2025 · Advisor changed firm · fact
    • Matthew Frank Wilk left Black Coral Financial Advisors, Llc for Clear Wave Wealth Management, Llc (registered 2025-11-17)
      Nov 19, 2025 · Advisor changed firm · fact
    • 2 advisors left Black Coral Financial Advisors, LLC (Chester, NJ) for Clear Wave Wealth Management, LLC on the same day
      Nov 19, 2025 · Team lift-out · derived
    • Black Coral Financial Advisors, Llc reported 5 offices beyond its principal office, up from 0 (2025-01-09 to 2025-05-12)
      May 12, 2025 · Office count change · derived
    • Black Coral Financial Advisors, Llc reported RAUM $752.1M, up 27% from $592.9M (2021-01-10 to 2022-01-05)
      Jan 5, 2022 · RAUM change · derived
    • Black Coral Financial Advisors, Llc reported RAUM $560.0M, up 37% from $410.0M (2017-01-05 to 2018-01-09)
      Jan 9, 2018 · RAUM change · derived
    Across DFX
    shared identifiers only, never a name match
    No identifier-backed link to the venture, private equity, family office or sponsor graphs.
    How to reach
    public business contact points only, each with its source
    Business email
    corporate.relations@blackcoralfa.comreportedpublished by the firm, firm site, Sep 15, 2026
    Business phone
    973-352-8600reportedpublished by the firm, firm site, Sep 15, 2026
    Website
    BLACKCORALFA.COMreportedpublic record, Form ADV, Sep 18, 2026
    Principal office phone
    973-352-8600reportedpublic record, Form ADV, Feb 24, 2026
    Team page
    blackcoralfa.com/teamreportedpublished by the firm, firm site, Sep 15, 2026
    Provenance
    Form ADV
    SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
    Advisors
    IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
    Class
    Independent wealth managerderiveda rule over Items 5.D and 7.A
    RAUM per advisor
    $126Mderivedfirm RAUM over the IAPD count; not a book size
    Loaded
    Sep 14, 2026