DFX Intelligence
RIA Intelligence
Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.
SEC-registered adviser
Rcs Financial Planning, LLC
Latest filing Mar 19, 2026
First filing on the tape Dec 11, 2017 · 25 filings
SEC status approved since Feb 7, 2018
RAUM
$281M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
97%
$271M individuals and HNW
Advisors
2
registered through the firm on IAPD
RAUM per advisor
$140M
derived; firm RAUM over IAPD count
Employees
2
2 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
25 filings and snapshots on the tape
RAUM$281M as of Mar 19, 2026
Feb 19, 2019$101M then
HNW client RAUM$235M as of Mar 19, 2026
Feb 19, 2019$44.1M then
State-registered IARs (5.B.3)2 as of Mar 19, 2026
Feb 19, 20192 then
Employees (5.A)2 as of Mar 19, 2026
Feb 19, 20192 then
Private funds: no history
RAUM +16% over the last fiscal year+20% a year over threeIARs 3 to 2
Practice profile
derived from the filing of Mar 19, 2026; every figure names its basis
Archetypes, each a printed rule
- HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
- Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
- Solo or small team · one advisor, or a wealth manager with up to three advisors and one office
- RAUM per advisor
- $140MderivedRAUM over IAPD advisors; not a book size
- Clients per advisor
- 109derivedindividual and HNW clients (5.D) over advisors
- Average HNW client
- $2.2MderivedHNW RAUM over HNW clients
- Average account
- $421,223derivedRAUM over accounts (5.F.2.f)
- Discretionary
- 100%derivedof RAUM
- Institutional
- 3.5%derivedpensions, charities, corporations, government, insurance, banks, other advisers
- Employees per advisor
- 1.0derivedItem 5.A over advisors
- Advisors per office
- 2.0derived1 offices incl. principal (1.F.5)
- RAUM growth, one year
- +16%derivedbetween the last two annual amendments
- Advisor growth, one year
- -33%derivedItem 5.B.3 between annual amendments
- Client growth, one year
- -1.4%derived
- Compensation
- percentage of assets, hourly, fixed feesreportedItem 5.E
- Advisory activities
- financial planning, portfolio management for individuals, pension consulting, selection of other advisersreportedItem 5.G
- Custody
- $60.0M, 110 clientsreportedItem 9.A
- Ownership
- no PE, bank or public-company owner found on Schedule Aderived
- Advisor book size
- not public; not estimatedreported
Also answered yes on Form ADV
- buys or sells securities as principal to or from clients (8.A.2)
- has discretionary authority over which securities are bought or sold (8.C.1)
- receives research or other products from a broker-dealer, soft dollars (8.E)
- compensates persons for client referrals (8.G.1)
- compensates non-employees for client referrals (8.G.2)
- has custody of client cash or bank accounts (9.A.1.a)
- has custody of client securities (9.A.1.b)
- an independent public accountant performs a surprise examination (9.C.1)
Where the RAUM sits
Form ADV Item 5.D, latest filing
- High-net-worth individuals$235M83%
- Individuals$36.6M13%
- Pension and profit-sharing plans$9.8M3.5%
- Individual clients
- 111reported
- HNW clients
- 107reported
- Pension plan clients
- 2reported
- Charitable clients
- 0reported
- Accounts
- 667reported
- Financial planning clients
- 101-250reported
- Wrap fee programs
- noreported
- Custody of client assets
- $60.0M for 110 clientsreported
- Compensation
- % of AUM, fixed, hourlyreported
- Class basis
- private_client_share=0.97 fund_share=0.0 institutional_share=0.03 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
2 on IAPD today, longest tenure first
| Name | Branch | Here since | In industry | Prior firms |
|---|---|---|---|---|
| Thaddeus Norman ToalCertified Financial Planner | Annapolis, Md | Aug 3, 2020 | 26 y | 3 |
| Amanda N Hopkins ClouserChartered Financial Analyst | Annapolis, Md | Aug 1, 2024 | 17 y | 0 |
Advisor movement
1 left, 0 joined in 12 months
net -1 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 50% of current headcount2 left over 36 months
Left, latest
- Kent Rs Groff to Groff Wealth ManagementJan 22, 2026 · RIA to a state-registered adviser
- Bridget Kathryn Borel to Clairwell Financial Planning LLCNov 15, 2023 · RIA to a state-registered adviser
- Adam Henry Bosma to Ventus Wealth ManagementJan 29, 2021 · RIA to a state-registered adviser
Joined, latest
- Kent Rs Groff from Elbrus Partners, LLCJan 18, 2021 · Other
- Thaddeus Norman Toal from Rockwood Wealth Management, LLCAug 3, 2020 · RIA to RIA
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
- N Amanda Hopkins Clouser · Partnercontrolsince 01/2020 · owns 5% to 10%
- Norman Thaddeus Toal · Managing Member & Chief Compliance Officercontrolsince 11/2017 · owns 75% or more
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
| Office | Advisors | Joined | Left | Teams out | Forming |
|---|---|---|---|---|---|
| Annapolis, Md · principal | 2 | 0 | 1 |
Offices
Schedule D 1.F, the 25 largest
No branch office listed.
What changed
consecutive filings, newest first
- Accounts · 675 to 667Mar 14, 2025 to Mar 19, 2026
- Advisory employees · 3 to 2Mar 14, 2025 to Mar 19, 2026
- HNW clients · 71 to 107Mar 14, 2025 to Mar 19, 2026
- Individual clients · 150 to 111Mar 14, 2025 to Mar 19, 2026
- Pension plan clients · 1 to 2Mar 14, 2025 to Mar 19, 2026
- Assets in custody · $41.2M to $60.0MMar 14, 2025 to Mar 19, 2026
- Employees · 3 to 2Mar 14, 2025 to Mar 19, 2026
- State-registered IARs · 3 to 2Mar 14, 2025 to Mar 19, 2026
- Discretionary RAUM · $241M to $281MMar 14, 2025 to Mar 19, 2026
- HNW RAUM · $172M to $235MMar 14, 2025 to Mar 19, 2026
- Individual RAUM · $58.8M to $36.6MMar 14, 2025 to Mar 19, 2026
- Pension RAUM · $10.3M to $9.8MMar 14, 2025 to Mar 19, 2026
- RAUM · $241M to $281MMar 14, 2025 to Mar 19, 2026
- Accounts · 666 to 675Aug 1, 2024 to Mar 14, 2025
- Individual clients · 144 to 150Aug 1, 2024 to Mar 14, 2025
- Pension plan clients · unset to 1.0Aug 1, 2024 to Mar 14, 2025
- Assets in custody · unset to 41233676.0Aug 1, 2024 to Mar 14, 2025
- Custody of client assets · false to trueAug 1, 2024 to Mar 14, 2025
- Financial planning clients · 101-250 to 101-250Aug 1, 2024 to Mar 14, 2025
- Discretionary RAUM · $199M to $241MAug 1, 2024 to Mar 14, 2025
- HNW RAUM · $153M to $172MAug 1, 2024 to Mar 14, 2025
- Individual RAUM · $45.7M to $58.8MAug 1, 2024 to Mar 14, 2025
- Pension RAUM · unset to 10280484.0Aug 1, 2024 to Mar 14, 2025
- RAUM · $199M to $241MAug 1, 2024 to Mar 14, 2025
- Accounts · 589 to 666Mar 14, 2023 to Mar 15, 2024
- Advisory employees · 4 to 3Mar 14, 2023 to Mar 15, 2024
- HNW clients · 46 to 71Mar 14, 2023 to Mar 15, 2024
- Individual clients · 184 to 144Mar 14, 2023 to Mar 15, 2024
- Pension plan clients · 19.0 to unsetMar 14, 2023 to Mar 15, 2024
- Employees · 4 to 3Mar 14, 2023 to Mar 15, 2024
- State-registered IARs · 4 to 3Mar 14, 2023 to Mar 15, 2024
- Discretionary RAUM · $162M to $199MMar 14, 2023 to Mar 15, 2024
- HNW RAUM · $98.4M to $153MMar 14, 2023 to Mar 15, 2024
- Individual RAUM · $49.8M to $45.7MMar 14, 2023 to Mar 15, 2024
- Pension RAUM · 13568751.0 to unsetMar 14, 2023 to Mar 15, 2024
- RAUM · $162M to $199MMar 14, 2023 to Mar 15, 2024
- Accounts · 509 to 589May 23, 2022 to Mar 14, 2023
- Advisory employees · 3 to 4May 23, 2022 to Mar 14, 2023
- HNW clients · 57 to 46May 23, 2022 to Mar 14, 2023
- Individual clients · 121 to 184May 23, 2022 to Mar 14, 2023
Signals
4 dated events
- Kent Rs Groff left Rcs Financial Planning, Llc for Groff Wealth Management (registered 2026-01-22)Jan 22, 2026 · Advisor changed firm · fact
- Bridget Kathryn Borel left Rcs Financial Planning, Llc for Clairwell Financial Planning Llc (registered 2023-11-14)Nov 15, 2023 · Advisor changed firm · fact
- N Amanda Hopkins Clouser (Partner) appeared on Schedule A of Rcs Financial Planning, LlcFeb 7, 2020 · Control person joined · fact
- Rcs Financial Planning, Llc filed its initial SEC registration (Form ADV)Dec 11, 2017 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
- Business phone
- 410-224-0097reportedpublished by the firm, firm site, Sep 17, 2026
- Firm profile
- LINKEDIN.COM/COMPANY/RCS-FINANCIAL-PLANNINGreportedpublic record, Form ADV, Sep 17, 2026
- Website
- RCSPLANNING.COMreportedpublic record, Form ADV, Sep 17, 2026
- Principal office phone
- 410-224-0097reportedpublic record, Form ADV, Mar 19, 2026
- Contact form
- rcsplanning.com/contactreportedpublished by the firm, firm site, Sep 17, 2026
Provenance
- Form ADV
- SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
- Advisors
- IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
- Class
- Independent wealth managerderiveda rule over Items 5.D and 7.A
- RAUM per advisor
- $140Mderivedfirm RAUM over the IAPD count; not a book size
- Loaded
- Sep 14, 2026