DFX Intelligence
RIA Intelligence
Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.
The names on this page are hidden. Create a free account and they fill in. No card, and every figure, date and source on this page is public either way.
SEC-registered adviser
W••••• E••••••
Legal name W••••• E•••••• L••
Latest filing Feb 13, 2026
First filing on the tape Jun 7, 2021 · 16 filings
SEC status approved since Jul 7, 2021
RAUM
$472M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
99%
$469M individuals and HNW
Advisors
8
registered through the firm on IAPD
RAUM per advisor
$59.0M
derived; firm RAUM over IAPD count
Employees
17
9 advisory (5.B.1)
Offices
10
beyond the principal office
Private funds
0
reported on Schedule D
History
16 filings and snapshots on the tape
RAUM$472M as of Feb 13, 2026
Mar 18, 2022$330M then
HNW client RAUM$150M as of Feb 13, 2026
Mar 18, 2022$200M then
State-registered IARs (5.B.3)9 as of Feb 13, 2026
Mar 18, 20224 then
Employees (5.A)17 as of Feb 13, 2026
Mar 18, 202210 then
Private funds: no history
RAUM +16% over the last fiscal year+16% a year over threeIARs 7 to 9offices 6 to 10
Practice profile
derived from the filing of Feb 13, 2026; every figure names its basis
Archetypes, each a printed rule
- Mass-affluent RIA · private-client share at least 50 percent, non-HNW individuals at least 60 percent of private-client RAUM
- RAUM per advisor
- $59.0MderivedRAUM over IAPD advisors; not a book size
- Clients per advisor
- 75derivedindividual and HNW clients (5.D) over advisors
- Average HNW client
- $1.5MderivedHNW RAUM over HNW clients
- Average account
- $477,733derivedRAUM over accounts (5.F.2.f)
- Discretionary
- 100%derivedof RAUM
- Institutional
- 0.6%derivedpensions, charities, corporations, government, insurance, banks, other advisers
- Employees per advisor
- 2.1derivedItem 5.A over advisors
- Advisors per office
- 0.7derived11 offices incl. principal (1.F.5)
- RAUM growth, one year
- +16%derivedbetween the last two annual amendments
- Advisor growth, one year
- +29%derivedItem 5.B.3 between annual amendments
- Client growth, one year
- -0.5%derived
- Compensation
- percentage of assetsreportedItem 5.E
- Advisory activities
- financial planning, portfolio management for individuals, pension consultingreportedItem 5.G
- Custody
- $35.0M, 75 clientsreportedItem 9.A
- Ownership
- no PE, bank or public-company owner found on Schedule Aderived
- Advisor book size
- not public; not estimatedreported
Also answered yes on Form ADV
- buys or sells securities as principal to or from clients (8.A.2)
- has discretionary authority over which securities are bought or sold (8.C.1)
- receives research or other products from a broker-dealer, soft dollars (8.E)
- has custody of client cash or bank accounts (9.A.1.a)
Where the RAUM sits
Form ADV Item 5.D, latest filing
- Individuals$319M68%
- High-net-worth individuals$150M32%
- Charitable organizations$2.0M0.4%
- Pension and profit-sharing plans$1.0M0.2%
- Individual clients
- 496reported
- HNW clients
- 100reported
- Pension plan clients
- n/areported
- Charitable clients
- 6reported
- Accounts
- 988reported
- Financial planning clients
- 101-250reported
- Wrap fee programs
- noreported
- Custody of client assets
- $35.0M for 75 clientsreported
- Compensation
- % of AUMreported
- Class basis
- private_client_share=0.99 fund_share=0.0 institutional_share=0.01 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
8 on IAPD today, longest tenure first
| Name | Branch | Here since | In industry | Prior firms |
|---|---|---|---|---|
| W•••••• A•••••• L•••••• | Boston, Ma | Jul 16, 2021 | 38 y | 1 |
| W••••• W•••••• W•••• | Boston, Ma | Nov 29, 2022 | 30 y | 4 |
| B•••••• K••• | Boston, Ma | Feb 17, 2023 | 46 y | 1 |
| C•••••• K• P•••••• | Boston, Ma | Oct 30, 2023 | 19 y | 4 |
| B•••• T••••• B••••••• | Glenview, Il | Feb 26, 2024 | 17 y | 3 |
| J•••••• S•••••• M••••• | Pembroke, Ma | Jun 11, 2024 | 28 y | 3 |
| D•••• C•••• L•••••• | Boston, Ma | Jun 5, 2025 | 10 y | 0 |
| S•••••• F•••• W••••••••• | Boston, Ma | Jan 1, 2026 | 39 y | 2 |
Advisor movement
0 left, 1 joined in 12 months
net +1 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Left, latest
none on the tape
Joined, latest
- S•••••• F•••• W••••••••• from C••••• • M•••••••• I•••Jan 1, 2026 · RIA to RIA
- J•••••• S•••••• M••••• from A••••••••• F•••••••• S•••••••• L••Jun 11, 2024 · Affiliated broker-dealer or bank to independent RIA
- B•••• T••••• B••••••• from A••••• P•••••• A•••••••• L••Feb 26, 2024 · RIA to RIA
- C•••••• K• P•••••• from B•••••••• W••••• P•••••••• L••Oct 30, 2023 · RIA to RIA
- B•••••• K••• from K••• C•••••• M•••••••••Feb 17, 2023 · Other
- W••••• W•••••• W•••• from A••••••••• F•••••••• S•••••••• L••Nov 29, 2022 · Affiliated broker-dealer or bank to independent RIA
- W•••••• A•••••• L•••••• from C••••• • M•••••••• I•••Jul 16, 2021 · RIA to a newly registered adviser
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
- L••••••• W••••••• A•••••• · Chief Executive Officer And Chief Compliance Officercontrolsince 05/2021 · owns 75% or more
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
| Office | Advisors | Joined | Left | Teams out | Forming |
|---|---|---|---|---|---|
| Boston, Ma · principal | 8 | 1 | 1 |
Offices
Schedule D 1.F, the 25 largest
- , 1 employees
ADV anomalies
2 against comparable advisers; where to look, not conclusions
- business activity changedChange between filings · filing Feb 13, 2026pension consulting (Item 5.G.6): no on the filing of 2025-04-04, yes on the filing of 2026-02-13peers: independent wealth managers, $100M to $500M (5,676)
- office count surgeChange between filings · filing Feb 13, 2026offices other than the principal office (Item 1.F.5) moved from 6.0 to 10.0 (+67.0%) between the annual amendments of 2025-04-04 and 2026-02-13; the peer median change was 0.0% (450 comparable advisers, 97.0th percentile of changes)peers: independent wealth managers, $100M to $500M (450) · 97% percentile
What changed
consecutive filings, newest first
- Accounts · 969 to 988Apr 4, 2025 to Feb 13, 2026
- Advisory activities · 2 to 3Apr 4, 2025 to Feb 13, 2026
- Charity clients · unset to 6.0Apr 4, 2025 to Feb 13, 2026
- HNW clients · 30 to 100Apr 4, 2025 to Feb 13, 2026
- Individual clients · 569 to 496Apr 4, 2025 to Feb 13, 2026
- Employees · 16 to 17Apr 4, 2025 to Feb 13, 2026
- State-registered IARs · 7 to 9Apr 4, 2025 to Feb 13, 2026
- Other offices · 6 to 10Apr 4, 2025 to Feb 13, 2026
- Discretionary RAUM · $406M to $472MApr 4, 2025 to Feb 13, 2026
- HNW RAUM · $80.2M to $150MApr 4, 2025 to Feb 13, 2026
- Individual RAUM · $325M to $319MApr 4, 2025 to Feb 13, 2026
- Pension RAUM · unset to 1000000.0Apr 4, 2025 to Feb 13, 2026
- RAUM · $406M to $472MApr 4, 2025 to Feb 13, 2026
- Financial planning clients · 101-250 to 101-250Jan 29, 2025 to Apr 4, 2025
- Accounts · 1,008 to 969Nov 22, 2024 to Jan 29, 2025
- Advisory employees · 7 to 9Nov 22, 2024 to Jan 29, 2025
- Individual clients · 571 to 569Nov 22, 2024 to Jan 29, 2025
- Employees · 14 to 16Nov 22, 2024 to Jan 29, 2025
- Other offices · 5 to 6Nov 22, 2024 to Jan 29, 2025
- Discretionary RAUM · $393M to $406MNov 22, 2024 to Jan 29, 2025
- HNW RAUM · $78.6M to $80.2MNov 22, 2024 to Jan 29, 2025
- Individual RAUM · $313M to $325MNov 22, 2024 to Jan 29, 2025
- RAUM · $393M to $406MNov 22, 2024 to Jan 29, 2025
- Accounts · 914 to 1,008Nov 13, 2023 to Jan 31, 2024
- Advisory employees · 6 to 7Nov 13, 2023 to Jan 31, 2024
- Corporate clients · 1.0 to unsetNov 13, 2023 to Jan 31, 2024
- HNW clients · 25 to 30Nov 13, 2023 to Jan 31, 2024
- Individual clients · 534 to 571Nov 13, 2023 to Jan 31, 2024
- Assets in custody · $10.0M to $35.0MNov 13, 2023 to Jan 31, 2024
- Employees · 12 to 14Nov 13, 2023 to Jan 31, 2024
- State-registered IARs · 6 to 7Nov 13, 2023 to Jan 31, 2024
- Other offices · 4 to 5Nov 13, 2023 to Jan 31, 2024
- Discretionary RAUM · $300M to $393MNov 13, 2023 to Jan 31, 2024
- HNW RAUM · $60.0M to $78.6MNov 13, 2023 to Jan 31, 2024
- Individual RAUM · $240M to $313MNov 13, 2023 to Jan 31, 2024
- RAUM · $300M to $393MNov 13, 2023 to Jan 31, 2024
- Other offices · 3 to 4Oct 17, 2023 to Nov 13, 2023
- Accounts · 793 to 914Feb 15, 2023 to Feb 23, 2023
- Advisory employees · 4 to 6Feb 15, 2023 to Feb 23, 2023
- Charity clients · 1.0 to unsetFeb 15, 2023 to Feb 23, 2023
Signals
2 dated events
- Richard Paul Roche no longer registered at W••••• E••••••; no later IA registration on IAPDMay 14, 2026 · Advisor departure · fact
- W••••• E•••••• filed its initial SEC registration (Form ADV)Jun 7, 2021 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
- Business email
- info@w-effects.comreportedpublished by the firm, firm site, Sep 17, 2026
- Business phone
- 617-465-2560reportedpublished by the firm, firm site, Sep 17, 2026
- Firm profile
- linkedin.com/company/wealtheffectsreportedpublic record, Form ADV, Sep 18, 2026
- Website
- w-effects.comreportedpublic record, Form ADV, Sep 18, 2026
- Principal office phone
- 617-465-2560reportedpublic record, Form ADV, Feb 13, 2026
- Contact form
- w-effects.com/contactreportedpublished by the firm, firm site, Sep 17, 2026
Provenance
- Form ADV
- SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
- Advisors
- IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
- Class
- Independent wealth managerderiveda rule over Items 5.D and 7.A
- RAUM per advisor
- $59.0Mderivedfirm RAUM over the IAPD count; not a book size
- Loaded
- Sep 14, 2026