DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Howe And Rusling, Inc.

Independent wealth managerRochester, New YorkCRD 104627SEC 801-294websiteIAPD
Latest filing Jul 31, 2026
First filing on the tape Mar 29, 2012 · 51 filings
SEC status approved since Jan 3, 1941
RAUM
$2.4B
reported, Item 5.F
Discretionary
98%
of RAUM
Private clients
92%
$2.3B individuals and HNW
Advisors
11
registered through the firm on IAPD
RAUM per advisor
$221M
derived; firm RAUM over IAPD count
Employees
26
17 advisory (5.B.1)
Offices
4
beyond the principal office
Private funds
0
reported on Schedule D
History
51 filings and snapshots on the tape
RAUM$2.4B as of Jul 31, 2026
Mar 29, 2012$665M then
HNW client RAUM$1.9B as of Jul 31, 2026
Mar 19, 2018$660M then
State-registered IARs (5.B.3)10 as of Jul 31, 2026
Mar 28, 20137 then
Employees (5.A)26 as of Jul 31, 2026
Mar 28, 201315 then
Private funds: no history
RAUM +20% over the last fiscal year+19% a year over threeIARs 11 to 10
Practice profile
derived from the filing of Jul 31, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
RAUM per advisor
$221MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
123derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$3.0MderivedHNW RAUM over HNW clients
Average account
$716,877derivedRAUM over accounts (5.F.2.f)
Discretionary
98%derivedof RAUM
Institutional
7.2%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
2.4derivedItem 5.A over advisors
Advisors per office
2.2derived5 offices incl. principal (1.F.5)
RAUM growth, one year
+20%derivedbetween the last two annual amendments
Advisor growth, one year
-9.1%derivedItem 5.B.3 between annual amendments
Client growth, one year
-10%derived
Compensation
percentage of assets, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, portfolio management for businesses and institutions, selection of other advisers, publications, otherreportedItem 5.G
Custody
$533M, 396 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • compensates persons for client referrals (8.G.1)
  • compensates non-employees for client referrals (8.G.2)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
  • marketing includes testimonials (5.L.1.c)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$1.9B76%
  • Individuals$399M16%
  • Charitable organizations$101M4.1%
  • Insurance companies$75.1M3.1%
  • Corporations and businesses$7.7M0.3%
Individual clients
743reported
HNW clients
608reported
Pension plan clients
0reported
Charitable clients
37reported
Accounts
3,397reported
Financial planning clients
101-250reported
Wrap fee programs
noreported
Custody of client assets
$533M for 396 clientsreported
Compensation
% of AUM, fixedreported
Class basis
private_client_share=0.92 fund_share=0.0 institutional_share=0.07 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
11 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Ryan C TomkoCertified Financial PlannerRochester, NyApr 26, 202115 y0
Dylan M. PotterCertified Financial PlannerRochester, NyApr 30, 202116 y0
Casey D. RyanRochester, Ny Jul 9, 202132 y0
Craig Douglas CairnsRochester, NyJul 9, 202129 y0
Sarah Potter SwanRochester, NyJul 9, 202115 y0
Eric Emerson UdvariCertified Financial PlannerRochester, Ny Sep 27, 202111 y2
Michael Joseph CarricoCertified Financial PlannerColorado Springs, Co Sep 2, 202210 y2
Elizabeth Megan HuttonRochester, NyOct 16, 202313 y0
Mary Grace GranieroRochester, NyOct 16, 202311 y0
Jordan Ried EichCertified Financial PlannerRochester, NyOct 10, 202411 y1
Matthew GjevreBoise, IdJul 7, 202612 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Joined, latest
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • Douglas Craig Cairns · President, Ceocontrol
    since 03/2003 · owns 75% or more
  • Therese Emily Lambert · Chief Compliance Officer, Vp Operationscontrol
    since 01/2021 · owns less than 5%
  • William Brian Lester · Chief Investment Officer
    since 12/2023 · owns less than 5%
  • D. Casey Ryan · Vice President
    since 08/2004 · owns 5% to 10%
  • Lisa Mary Sisson · Vice President
    since 10/2006 · owns less than 5%
Related persons
Schedule D 7.A
  • Andrea M. Gray
    n
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Rochester, Ny · principal1000
Boise, Id210
Offices
Schedule D 1.F, the 25 largest
  • Boise, ID1 employees
  • , 1 employees
ADV anomalies
1 against comparable advisers; where to look, not conclusions
  • affiliate changedChange between filings · filing Jul 31, 2026
    insurance affiliate (Item 7.A.10): no on the filing of 2026-05-12, yes on the filing of 2026-07-31
    peers: independent wealth managers, $1B to $5B (1,360)
What changed
consecutive filings, newest first
  • Related insurance company · false to true
    May 12, 2026 to Jul 31, 2026
  • Individual clients · 473 to 743
    Apr 10, 2026 to May 12, 2026
  • Accounts · 3,045 to 3,397
    Dec 16, 2025 to Mar 3, 2026
  • Charity clients · 29 to 37
    Dec 16, 2025 to Mar 3, 2026
  • Corporate clients · 4 to 3
    Dec 16, 2025 to Mar 3, 2026
  • HNW clients · 510 to 608
    Dec 16, 2025 to Mar 3, 2026
  • Individual clients · 693 to 473
    Dec 16, 2025 to Mar 3, 2026
  • Pension plan clients · unset to 0.0
    Dec 16, 2025 to Mar 3, 2026
  • Assets in custody · $304M to $533M
    Dec 16, 2025 to Mar 3, 2026
  • Employees · 24 to 26
    Dec 16, 2025 to Mar 3, 2026
  • State-registered IARs · 11 to 10
    Dec 16, 2025 to Mar 3, 2026
  • Discretionary RAUM · $2.0B to $2.4B
    Dec 16, 2025 to Mar 3, 2026
  • HNW RAUM · $1.5B to $1.9B
    Dec 16, 2025 to Mar 3, 2026
  • Individual RAUM · $352M to $399M
    Dec 16, 2025 to Mar 3, 2026
  • Non-discretionary RAUM · $53.6M to $52.2M
    Dec 16, 2025 to Mar 3, 2026
  • Pension RAUM · $10.3M to $0
    Dec 16, 2025 to Mar 3, 2026
  • RAUM · $2.0B to $2.4B
    Dec 16, 2025 to Mar 3, 2026
  • Financial planning clients · 101-250 to 101-250
    Feb 20, 2025 to May 7, 2025
  • Accounts · 2,599 to 3,045
    Oct 3, 2024 to Feb 20, 2025
  • Advisory employees · 16 to 17
    Oct 3, 2024 to Feb 20, 2025
  • Charity clients · 19 to 29
    Oct 3, 2024 to Feb 20, 2025
  • Corporate clients · 11 to 4
    Oct 3, 2024 to Feb 20, 2025
  • HNW clients · 446 to 510
    Oct 3, 2024 to Feb 20, 2025
  • Individual clients · 631 to 693
    Oct 3, 2024 to Feb 20, 2025
  • Assets in custody · $245M to $304M
    Oct 3, 2024 to Feb 20, 2025
  • Employees · 23 to 24
    Oct 3, 2024 to Feb 20, 2025
  • Financial planning clients · 51-100 to 101-250
    Oct 3, 2024 to Feb 20, 2025
  • State-registered IARs · 10 to 11
    Oct 3, 2024 to Feb 20, 2025
  • Discretionary RAUM · $1.7B to $2.0B
    Oct 3, 2024 to Feb 20, 2025
  • HNW RAUM · $1.3B to $1.5B
    Oct 3, 2024 to Feb 20, 2025
  • Individual RAUM · $295M to $352M
    Oct 3, 2024 to Feb 20, 2025
  • Non-discretionary RAUM · $2.9M to $53.6M
    Oct 3, 2024 to Feb 20, 2025
  • Pension RAUM · $13.1M to $10.3M
    Oct 3, 2024 to Feb 20, 2025
  • RAUM · $1.7B to $2.0B
    Oct 3, 2024 to Feb 20, 2025
  • Accounts · 2,398 to 2,599
    Dec 1, 2023 to Mar 11, 2024
  • Advisory employees · 17 to 16
    Dec 1, 2023 to Mar 11, 2024
  • Charity clients · 20 to 19
    Dec 1, 2023 to Mar 11, 2024
  • Corporate clients · 6 to 11
    Dec 1, 2023 to Mar 11, 2024
  • HNW clients · 401 to 446
    Dec 1, 2023 to Mar 11, 2024
  • Individual clients · 585 to 631
    Dec 1, 2023 to Mar 11, 2024
Signals
2 dated events
  • William Robert Cooper left Howe And Rusling, Inc. for J.P. Morgan Securities Llc (registered 2022-07-08)
    Aug 19, 2022 · Advisor changed firm · fact
  • Therese Emily Lambert (Chief Compliance Officer, Vp Operations) appeared on Schedule A of Howe And Rusling, Inc.
    Mar 1, 2021 · Control person joined · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business phone
315-632-6090reportedpublished by the firm, firm site, Sep 15, 2026
Business phone
585-325-4140reportedpublished by the firm, firm site, Sep 15, 2026
Business phone
208-246-9414reportedpublished by the firm, firm site, Sep 15, 2026
Firm profile
linkedin.com/company/howe-&-rusling-inc.reportedpublic record, Form ADV, Sep 17, 2026
Website
HOWEANDRUSLING.COMreportedpublic record, Form ADV, Sep 17, 2026
Principal office phone
585-325-4140reportedpublic record, Form ADV, Jul 31, 2026
Team page
howeandrusling.com/our-teamreportedpublished by the firm, firm site, Sep 15, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$221Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026