DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Retirement Investment Advisors Inc

Independent wealth managerOklahoma City, OklahomaCRD 106316SEC 801-43702websiteIAPD
Latest filing Mar 23, 2026
First filing on the tape Apr 11, 2012 · 34 filings
SEC status approved since Apr 13, 1993
RAUM
$1.5B
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
97%
$1.4B individuals and HNW
Advisors
8
registered through the firm on IAPD
RAUM per advisor
$186M
derived; firm RAUM over IAPD count
Employees
15
8 advisory (5.B.1)
Offices
1
beyond the principal office
Private funds
0
reported on Schedule D
History
34 filings and snapshots on the tape
RAUM$1.5B as of Mar 23, 2026
Apr 11, 2012$333M then
HNW client RAUM$1.0B as of Mar 23, 2026
Mar 30, 2018$378M then
State-registered IARs (5.B.3)0 as of Mar 23, 2026
Apr 11, 20120 then
Employees (5.A)15 as of Mar 23, 2026
Mar 25, 201315 then
Private funds: no history
RAUM +17% over the last fiscal year+17% a year over threeIARs 0 to 0
Practice profile
derived from the filing of Mar 23, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • Planning-led practice · financial planning activity (5.G.1), at least 100 financial planning clients (5.H), and hourly, fixed or subscription compensation (5.E)
RAUM per advisor
$186MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
175derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.5MderivedHNW RAUM over HNW clients
Average account
$432,564derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
3.3%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.9derivedItem 5.A over advisors
Advisors per office
4.0derived2 offices incl. principal (1.F.5)
RAUM growth, one year
+17%derivedbetween the last two annual amendments
Advisor growth, one year
unknownderivedItem 5.B.3 between annual amendments
Client growth, one year
+2.7%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, portfolio management for businesses and institutions, pension consulting, selection of other advisers, publications, educational seminarsreportedItem 5.G
Financial planning clients
1,500reportedItem 5.H
Custody
$10.4M, 12 clientsreportedItem 9.A
Ownership
controlled by a public reporting companyderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
  • controlled by a public reporting company (10.A)
  • marketing includes testimonials (5.L.1.c)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$1.0B69%
  • Individuals$413M28%
  • Charitable organizations$25.3M1.7%
  • Pension and profit-sharing plans$24.4M1.6%
Individual clients
996reported
HNW clients
403reported
Pension plan clients
14reported
Charitable clients
18reported
Accounts
3,444reported
Financial planning clients
1,500reported
Wrap fee programs
noreported
Custody of client assets
$10.4M for 12 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=0.97 fund_share=0.0 institutional_share=0.03 related_bd=true related_bank=true bd_reps=0.0 bank_owner=falsederived
Advisors registered through the firm
8 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Joseph Wayne BowieCertified Financial PlannerOklahoma City, OkNov 12, 199338 y0
Randy Loyn ThurmanCertified Financial Planner, Personal Financial SpecialistOklahoma City, OkApr 11, 199739 y1
Carol Ringrose AlexanderCertified Financial PlannerOklahoma City, OkOct 31, 200325 y1
Chad Allen RudyCertified Financial PlannerOklahoma City, Ok Nov 5, 200924 y0
Brenda Sue BolanderCertified Financial PlannerOklahoma City, OkJan 30, 201314 y0
Alexxander V PeraltaCertified Financial PlannerOklahoma City, OkSep 30, 202211 y0
Andrew Kenneth FlintonCertified Financial PlannerOklahoma City, OkJan 9, 202518 y2
Gabriel Levi WallaceOklahoma City, OkSep 30, 202511 y0
Advisor movement
1 left, 0 joined in 12 months
net -1 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 13% of current headcount1 left over 36 months
Left, latest
Joined, latest
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • Kenneth Andrew Flinton · Presidentcontrol
    since 11/2018 · owns less than 5%
  • Anthony David Horn · Directorcontrol
    since 10/2025 · owns less than 5%
  • Jo Heather Misialek · Executive Vice Presidentcontrol
    since 02/2026 · owns less than 5%
  • Ei Chun Veronica Moo · Directorcontrol
    since 07/2017 · owns less than 5%
  • Caleb Michael Noel · Directorcontrol
    since 10/2025 · owns less than 5%
  • George Edward O'Malley · Directorcontrol
    since 02/2015 · owns less than 5%
  • Ronald Brett Schneider · Directorcontrol
    since 01/2009 · owns less than 5%
  • Loyn Randy Thurman · Ceocontrol
    since 01/1997 · owns less than 5%
  • Ringrose Carol Alexander · Executive Vice President
    since 01/2006 · owns less than 5%
  • Sue Brenda Bolander · Executive Vice President
    since 10/2014 · owns less than 5%
  • Barbara Donna Dimaria · Chief Compliance Officer
    since 11/2025 · owns less than 5%
  • Nicole Jade Franke · Chief Compliance Officer
    since 11/2023 · owns less than 5%
  • Allen Chad Rudy · Executive Vice President - Texas
    since 11/2012 · owns less than 5%
  • Leigh Sylvia Sterling · Senior Vice President
    since 01/2023 · owns less than 5%
Entity owners
  • Nfp Corp · Shareholder
    direct · owns 75% or more
  • Aon, Plc · Owner
    indirect · owns 75% or more of Randolph Finance Unlimited Company · public reporting company
  • Nfp Intermediate Holdings B. Corp · Owner
    indirect · owns 75% or more of Nfp Corp
  • Randolph Acquisition Corp · Owner
    indirect · owns 75% or more of Nfp Intermediate Holdings B. Corp
  • Randolph Finance Unlimited Company · Owner
    indirect · owns 75% or more of Randolph Acquisition Corp
Related persons
Schedule D 7.A
  • Nfp Property & Casualty Services, Inc.
    real estaten
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Oklahoma City, Ok · principal811
Offices
Schedule D 1.F, the 25 largest
  • Frisco, TX1 employees
ADV anomalies
7 against comparable advisers; where to look, not conclusions
  • account count surgeChange between filings · filing Mar 23, 2026
    accounts (Item 5.F.2.f) moved from 1,381.0 to 3,444.0 (+149.0%) between the annual amendments of 2025-03-31 and 2026-03-23; the peer median change was +6.0% (1206 comparable advisers, 97.0th percentile of changes)
    peers: independent wealth managers, $1B to $5B (1,206) · 97% percentile
  • control person changedChange between filings · filing Mar 23, 2026
    NOEL, MICHAEL, CALEB (DIRECTOR) appeared on Schedule A between the filings of 2024-05-23 and 2026-03-23
    peers: independent wealth managers, $1B to $5B (1,360)
  • control person changedChange between filings · filing Mar 23, 2026
    MISIALEK, HEATHER, JO (EXECUTIVE VICE PRESIDENT) appeared on Schedule A between the filings of 2024-05-23 and 2026-03-23
    peers: independent wealth managers, $1B to $5B (1,360)
  • control person changedChange between filings · filing Mar 23, 2026
    HORN, DAVID, ANTHONY (DIRECTOR) appeared on Schedule A between the filings of 2024-05-23 and 2026-03-23
    peers: independent wealth managers, $1B to $5B (1,360)
  • control person changedChange between filings · filing Mar 23, 2026
    SCHNEIDER, BRETT, RONALD (DIRECTOR) left Schedule A between the filings of 2024-05-23 and 2026-03-23
    peers: independent wealth managers, $1B to $5B (1,360)
  • control person changedChange between filings · filing Mar 23, 2026
    MOO, VERONICA, EI CHUN (DIRECTOR) left Schedule A between the filings of 2024-05-23 and 2026-03-23
    peers: independent wealth managers, $1B to $5B (1,360)
  • custody status changedChange between filings · filing Mar 23, 2026
    custody of client assets (Item 9.A): no on the filing of 2025-11-26, yes on the filing of 2026-03-23
    peers: independent wealth managers, $1B to $5B (1,360)
What changed
consecutive filings, newest first
  • Accounts · 1,381 to 3,444
    Nov 26, 2025 to Mar 23, 2026
  • Charity clients · 7 to 18
    Nov 26, 2025 to Mar 23, 2026
  • HNW clients · 374 to 403
    Nov 26, 2025 to Mar 23, 2026
  • Individual clients · 988 to 996
    Nov 26, 2025 to Mar 23, 2026
  • Pension plan clients · 12 to 14
    Nov 26, 2025 to Mar 23, 2026
  • Assets in custody · unset to 10363575.0
    Nov 26, 2025 to Mar 23, 2026
  • Custody of client assets · false to true
    Nov 26, 2025 to Mar 23, 2026
  • Employees · 19 to 15
    Nov 26, 2025 to Mar 23, 2026
  • Discretionary RAUM · $1.3B to $1.5B
    Nov 26, 2025 to Mar 23, 2026
  • HNW RAUM · $864M to $1.0B
    Nov 26, 2025 to Mar 23, 2026
  • Individual RAUM · $368M to $413M
    Nov 26, 2025 to Mar 23, 2026
  • Pension RAUM · $15.3M to $24.4M
    Nov 26, 2025 to Mar 23, 2026
  • RAUM · $1.3B to $1.5B
    Nov 26, 2025 to Mar 23, 2026
  • Accounts · 1,335 to 1,381
    May 23, 2024 to Mar 31, 2025
  • HNW clients · 331 to 374
    May 23, 2024 to Mar 31, 2025
  • Individual clients · 983 to 988
    May 23, 2024 to Mar 31, 2025
  • Pension plan clients · 14 to 12
    May 23, 2024 to Mar 31, 2025
  • Employees · 20 to 19
    May 23, 2024 to Mar 31, 2025
  • Financial planning clients · More than 500 to More than 500
    May 23, 2024 to Mar 31, 2025
  • Discretionary RAUM · $1.1B to $1.3B
    May 23, 2024 to Mar 31, 2025
  • HNW RAUM · $725M to $864M
    May 23, 2024 to Mar 31, 2025
  • Individual RAUM · $352M to $368M
    May 23, 2024 to Mar 31, 2025
  • Pension RAUM · $13.3M to $15.3M
    May 23, 2024 to Mar 31, 2025
  • RAUM · $1.1B to $1.3B
    May 23, 2024 to Mar 31, 2025
  • Employees · 19 to 20
    Mar 18, 2024 to May 23, 2024
  • Related bank · false to true
    Mar 18, 2024 to May 23, 2024
  • Accounts · 1,324 to 1,335
    Nov 15, 2023 to Mar 18, 2024
  • Advisory employees · 7 to 8
    Nov 15, 2023 to Mar 18, 2024
  • Charity clients · 8 to 7
    Nov 15, 2023 to Mar 18, 2024
  • HNW clients · 257 to 331
    Nov 15, 2023 to Mar 18, 2024
  • Individual clients · 1,038 to 983
    Nov 15, 2023 to Mar 18, 2024
  • Pension plan clients · 21 to 14
    Nov 15, 2023 to Mar 18, 2024
  • Employees · 20 to 19
    Nov 15, 2023 to Mar 18, 2024
  • Discretionary RAUM · $928M to $1.1B
    Nov 15, 2023 to Mar 18, 2024
  • HNW RAUM · $539M to $725M
    Nov 15, 2023 to Mar 18, 2024
  • Individual RAUM · $353M to $352M
    Nov 15, 2023 to Mar 18, 2024
  • Non-discretionary RAUM · $2.1M to $0
    Nov 15, 2023 to Mar 18, 2024
  • Pension RAUM · $20.5M to $13.3M
    Nov 15, 2023 to Mar 18, 2024
  • RAUM · $930M to $1.1B
    Nov 15, 2023 to Mar 18, 2024
  • Accounts · 1,349 to 1,324
    Mar 31, 2022 to Mar 30, 2023
Signals
4 dated events
  • Sylvia Leigh Sterling left Retirement Investment Advisors Inc for Osaic Wealth, Inc. (registered 2025-10-17)
    Oct 20, 2025 · Advisor changed firm · fact
  • Jennifer Lynn Wallis left Retirement Investment Advisors Inc for Osaic Wealth, Inc. (registered 2025-08-18)
    Sep 15, 2023 · Advisor changed firm · fact
  • Alyssa Ann Kaiser left Retirement Investment Advisors Inc for Wto Advisors, Llc (registered 2022-03-07)
    May 12, 2022 · Advisor changed firm · fact
  • Wayne Joseph Bowie (Founder) no longer on Schedule A of Retirement Investment Advisors Inc (listed 2019-02-28, absent 2019-03-27)
    Mar 27, 2019 · Control person left · inference
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business email
alexx@theretirementpath.comreportedpublished by the firm, firm site, Sep 15, 2026
Business phone
405-842-3443reportedpublished by the firm, firm site, Sep 15, 2026
Business phone
405-842-3471reportedpublished by the firm, firm site, Sep 15, 2026
Business phone
972-377-2850reportedpublished by the firm, firm site, Sep 15, 2026
Firm profile
LINKEDIN.COM/COMPANY/RETIREMENT-INVESTMENT-ADVISORS-INC-reportedpublic record, Form ADV, Sep 17, 2026
Website
THERETIREMENTPATH.COMreportedpublic record, Form ADV, Sep 17, 2026
Principal office phone
405-842-3443reportedpublic record, Form ADV, Mar 23, 2026
Contact form
theretirementpath.com/contactreportedpublished by the firm, firm site, Sep 15, 2026
Team page
theretirementpath.com/our-teamreportedpublished by the firm, firm site, Sep 15, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$186Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026