DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

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SEC-registered adviser

R••••••••• I••••• S••••••••• I•••

Independent wealth managerAnn Arbor, MichiganCRD 110145SEC 801-71319websiteIAPD
Latest filing May 13, 2026
First filing on the tape Mar 30, 2012 · 32 filings
SEC status approved since Apr 12, 2010
RAUM
$3.0B
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
100%
$3.0B individuals and HNW
Advisors
16
registered through the firm on IAPD
RAUM per advisor
$186M
derived; firm RAUM over IAPD count
Employees
26
13 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
32 filings and snapshots on the tape
RAUM$3.0B as of May 13, 2026
Mar 30, 2012$808M then
HNW client RAUM$2.8B as of May 13, 2026
Mar 28, 2018$1.5B then
State-registered IARs (5.B.3)16 as of May 13, 2026
Apr 1, 20138 then
Employees (5.A)26 as of May 13, 2026
Apr 1, 201310 then
Private funds: no history
RAUM +12% over the last fiscal year+11% a year over threeIARs 13 to 16
Practice profile
derived from the filing of May 13, 2026; every figure names its basis
Archetypes, each a printed rule
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
RAUM per advisor
$186MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
79derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$3.2MderivedHNW RAUM over HNW clients
Average account
$2.3MderivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
0.1%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.6derivedItem 5.A over advisors
Advisors per office
16.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
+12%derivedbetween the last two annual amendments
Advisor growth, one year
+23%derivedItem 5.B.3 between annual amendments
Client growth, one year
+0.6%derived
Compensation
percentage of assets, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, pension consulting, selection of other advisersreportedItem 5.G
Custody
$65.4M, 102 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$2.8B93%
  • Individuals$207M7.0%
  • Pension and profit-sharing plans$3.0M0.1%
  • Corporations and businesses$2.9M0.1%
  • Charitable organizations$796,7790.0%
Individual clients
396reported
HNW clients
869reported
Pension plan clients
5reported
Charitable clients
2reported
Accounts
1,274reported
Financial planning clients
11-25reported
Wrap fee programs
noreported
Custody of client assets
$65.4M for 102 clientsreported
Compensation
% of AUM, fixedreported
Class basis
private_client_share=1.0 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
16 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
B•••• E••••• H•••••Ann Arbor, MiJul 25, 200720 y0
H••••••• T••• K••••••Certified Financial PlannerAnn Arbor, MiAug 31, 200933 y1
A•••• S•••• T•••••Ann Arbor, MiMar 23, 201026 y0
K•••• A•• C••••••Ann Arbor, MiJul 23, 201033 y0
J••• B••••• G•••Certified Financial PlannerAnn Arbor, MiAug 25, 201032 y2
J••••• L•• K••••••••Certified Financial Planner, Chartered Financial ConsultantAnn Arbor, MiMar 7, 201413 y1
E••• C••••••••• L••••Ann Arbor, MiApr 17, 201818 y3
M•••• E•••••••• F••••Chartered Financial AnalystAnn Arbor, MiJul 24, 201915 y1
J••• W•••••• B•••••Certified Financial PlannerAnn Arbor, MiJun 1, 202010 y0
A•• K•• H•••••Ann Arbor, MiMay 3, 202122 y1
E••••• E•••••••• B••••Certified Financial PlannerAnn Arbor, MiMay 4, 202212 y3
M••• H•••• P•••••Ann Arbor, MiJun 1, 202312 y1
R••••• M••••••• G••••••••Certified Financial PlannerAnn Arbor, MiFeb 1, 202413 y0
A•••••••• R•• L••••••Ann Arbor, MiAug 21, 202510 y0
K•••• J••••• D•••••Certified Financial PlannerAnn Arbor, MiSep 15, 202510 y1
L••• M•••• M••••Ann Arbor, MiJan 1, 202624 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • C••••••• K••••• A•• · Managing Partnercontrol
    since 07/2012 · owns 10% to 25%
  • G•••• J•••• B••••• · Managing Partner & Chief Compliance Officercontrol
    since 07/2012 · owns 10% to 25%
  • H•••••• B••••• E••••• · Managing Partnercontrol
    since 07/2012 · owns 25% to 50%
  • H•••••• A••• K•• · Chief Operating Officercontrol
    since 01/2026 · owns 5% to 10%
  • H••••••••• R••••••• A••• · Chief Financial Officercontrol
    since 10/2014 · owns less than 5%
  • K••••••• H•••••••• T••• · Managing Partnercontrol
    since 07/2012 · owns 25% to 50%
  • F••••• M••••• E•••••••• · Shareholder
    since 05/2023 · owns 5% to 10%
  • L••••• E•••• C••••••••• · Shareholder
    since 05/2023 · owns 5% to 10%
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Ann Arbor, Mi · principal1610
Offices
Schedule D 1.F, the 25 largest
No branch office listed.
What changed
consecutive filings, newest first
  • Accounts · 1,268 to 1,274
    Mar 27, 2025 to Mar 27, 2026
  • Advisory employees · 12 to 13
    Mar 27, 2025 to Mar 27, 2026
  • HNW clients · 797 to 869
    Mar 27, 2025 to Mar 27, 2026
  • Individual clients · 460 to 396
    Mar 27, 2025 to Mar 27, 2026
  • Pension plan clients · 7 to 5
    Mar 27, 2025 to Mar 27, 2026
  • Assets in custody · $63.0M to $65.4M
    Mar 27, 2025 to Mar 27, 2026
  • Employees · 25 to 26
    Mar 27, 2025 to Mar 27, 2026
  • State-registered IARs · 13 to 16
    Mar 27, 2025 to Mar 27, 2026
  • Discretionary RAUM · $2.7B to $3.0B
    Mar 27, 2025 to Mar 27, 2026
  • HNW RAUM · $2.4B to $2.8B
    Mar 27, 2025 to Mar 27, 2026
  • Individual RAUM · $248M to $207M
    Mar 27, 2025 to Mar 27, 2026
  • Pension RAUM · $3.2M to $3.0M
    Mar 27, 2025 to Mar 27, 2026
  • RAUM · $2.7B to $3.0B
    Mar 27, 2025 to Mar 27, 2026
  • Accounts · 1,267 to 1,268
    Jun 27, 2024 to Mar 27, 2025
  • HNW clients · 748 to 797
    Jun 27, 2024 to Mar 27, 2025
  • Individual clients · 507 to 460
    Jun 27, 2024 to Mar 27, 2025
  • Pension plan clients · 8 to 7
    Jun 27, 2024 to Mar 27, 2025
  • Assets in custody · $65.1M to $63.0M
    Jun 27, 2024 to Mar 27, 2025
  • Employees · 23 to 25
    Jun 27, 2024 to Mar 27, 2025
  • Financial planning clients · 11-25 to 11-25
    Jun 27, 2024 to Mar 27, 2025
  • Discretionary RAUM · $2.4B to $2.7B
    Jun 27, 2024 to Mar 27, 2025
  • HNW RAUM · $2.2B to $2.4B
    Jun 27, 2024 to Mar 27, 2025
  • Individual RAUM · $262M to $248M
    Jun 27, 2024 to Mar 27, 2025
  • RAUM · $2.4B to $2.7B
    Jun 27, 2024 to Mar 27, 2025
  • Accounts · 1,263 to 1,267
    May 16, 2023 to Mar 29, 2024
  • Advisory employees · 17 to 12
    May 16, 2023 to Mar 29, 2024
  • Corporate clients · 3 to 2
    May 16, 2023 to Mar 29, 2024
  • HNW clients · 682 to 748
    May 16, 2023 to Mar 29, 2024
  • Individual clients · 566 to 507
    May 16, 2023 to Mar 29, 2024
  • Pension plan clients · 10 to 8
    May 16, 2023 to Mar 29, 2024
  • Assets in custody · $58.3M to $65.1M
    May 16, 2023 to Mar 29, 2024
  • Employees · 20 to 23
    May 16, 2023 to Mar 29, 2024
  • State-registered IARs · 12 to 13
    May 16, 2023 to Mar 29, 2024
  • Discretionary RAUM · $2.1B to $2.4B
    May 16, 2023 to Mar 29, 2024
  • HNW RAUM · $1.8B to $2.2B
    May 16, 2023 to Mar 29, 2024
  • Individual RAUM · $298M to $262M
    May 16, 2023 to Mar 29, 2024
  • Pension RAUM · $3.5M to $3.2M
    May 16, 2023 to Mar 29, 2024
  • RAUM · $2.1B to $2.4B
    May 16, 2023 to Mar 29, 2024
  • Accounts · 1,244 to 1,263
    Oct 3, 2022 to Mar 31, 2023
  • Advisory employees · 15 to 17
    Oct 3, 2022 to Mar 31, 2023
Signals
1 dated events
  • Kim Amy Holzer (Chief Operating Officer) appeared on Schedule A of R••••••••• I••••• S••••••••• I•••
    May 4, 2021 · Control person joined · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business phone
800-360-1953reportedpublished by the firm, firm site, Sep 15, 2026
Business phone
734-769-7727reportedpublished by the firm, firm site, Sep 15, 2026
Firm profile
linkedin.com/company/retirement-income-solutionsreportedpublic record, Form ADV, Sep 18, 2026
Website
RISADVISORY.COMreportedpublic record, Form ADV, Sep 18, 2026
Principal office phone
734-769-7727reportedpublic record, Form ADV, May 13, 2026
Contact form
risadvisory.com/contactreportedpublished by the firm, firm site, Sep 15, 2026
Team page
risadvisory.com/about/our-teamreportedpublished by the firm, firm site, Sep 15, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$186Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026