DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

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SEC-registered adviser

C•• F•••••••• S•••••••• L•••••

Independent wealth managerNorthfield, New JerseyCRD 124004SEC 801-62232websiteIAPD
Latest filing May 15, 2026
First filing on the tape Mar 28, 2012 · 31 filings
SEC status approved since Aug 18, 2003
RAUM
$1.7B
reported, Item 5.F
Discretionary
90%
of RAUM
Private clients
83%
$1.4B individuals and HNW
Advisors
12
registered through the firm on IAPD
RAUM per advisor
$141M
derived; firm RAUM over IAPD count
Employees
14
11 advisory (5.B.1)
Offices
1
beyond the principal office
Private funds
0
reported on Schedule D
History
31 filings and snapshots on the tape
RAUM$1.7B as of May 15, 2026
Mar 28, 2012$245M then
HNW client RAUM$1.1B as of May 15, 2026
Mar 20, 2018$344M then
State-registered IARs (5.B.3)11 as of May 15, 2026
Mar 28, 20120 then
Employees (5.A)14 as of May 15, 2026
Mar 25, 20138 then
Private funds: no history
RAUM +17% over the last fiscal year+21% a year over threeIARs 11 to 11offices 0 to 1
Practice profile
derived from the filing of May 15, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • Retirement plan adviser · pension consulting activity (Item 5.G.6) and pension plans at least 25 percent of RAUM or at least 25 pension-plan clients
RAUM per advisor
$141MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
108derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$3.0MderivedHNW RAUM over HNW clients
Average account
$420,191derivedRAUM over accounts (5.F.2.f)
Discretionary
90%derivedof RAUM
Institutional
14%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.2derivedItem 5.A over advisors
Advisors per office
6.0derived2 offices incl. principal (1.F.5)
RAUM growth, one year
+17%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
+4.5%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, portfolio management for businesses and institutions, pension consulting, selection of other advisersreportedItem 5.G
Custody
$421M, 579 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
  • a related person has custody of client cash (9.B.1.a)
  • a related person has custody of client securities (9.B.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$1.1B67%
  • Individuals$273M16%
  • Pension and profit-sharing plans$213M13%
  • Corporations and businesses$64.7M3.8%
  • Charitable organizations$16.6M1.0%
Individual clients
922reported
HNW clients
377reported
Pension plan clients
82reported
Charitable clients
19reported
Accounts
4,030reported
Financial planning clients
251-500reported
Wrap fee programs
noreported
Custody of client assets
$421M for 579 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=0.83 fund_share=0.0 institutional_share=0.14 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
12 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
M•••••• J••• R•••••••Certified Financial PlannerNorthfield, NjDec 9, 200431 y0
T••••• E••••• R•••••••Northfield, NjJan 24, 200539 y0
J••••••• M•••• C••••Northfield, NjAug 24, 200624 y0
D•••• S••••••••Northfield, NjFeb 1, 201119 y1
R••••• T••••• M•••••Certified Financial PlannerHaddonfield, Nj Feb 8, 201319 y1
G••••• S•••••• S••••••Certified Financial PlannerNorthfield, NjSep 18, 201721 y7
J•••••• W••••• H•••••••Certified Financial PlannerHaddonfield, Nj Sep 26, 201720 y4
J••••• M••••••••Certified Financial PlannerHaddonfield, Nj Jan 30, 202018 y1
P••••• T•••••••Certified Financial PlannerNorthfield, NjJan 12, 202313 y0
S••••••• R•• S••••••••Northfield, NjJan 19, 202313 y0
J••••• E••••• R•••••Northfield, NjJun 18, 202612 y0
J••• T•••••• H•••••Northfield, NjJun 26, 202610 y0
Advisor movement
0 left, 0 joined in 12 months
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • R•••••••• M••••••• J••• · Managing Membercontrol
    since 08/1999 · owns 25% to 50%
  • R•••••••• T•••••• E••••• · Managing Membercontrol
    since 08/1999 · owns 25% to 50%
  • S••••••••• D•••• · Chief Compliance Officercontrol
    since 01/2018 · owns less than 5%
  • M•••••• R•••••• T••••• · Member
    since 09/2018 · owns 10% to 25%
Related persons
Schedule D 7.A
  • M•••••• J••• R•••••••
    insurancey
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Northfield, Nj · principal1220
Haddonfield, Nj300
Offices
Schedule D 1.F, the 25 largest
No branch office listed.
ADV anomalies
1 against comparable advisers; where to look, not conclusions
  • account count surgeChange between filings · filing Mar 13, 2026
    accounts (Item 5.F.2.f) moved from 1,366.0 to 4,030.0 (+195.0%) between the annual amendments of 2025-03-26 and 2026-03-13; the peer median change was +6.0% (1206 comparable advisers, 98.0th percentile of changes)
    peers: independent wealth managers, $1B to $5B (1,206) · 98% percentile
What changed
consecutive filings, newest first
  • Other offices · 0 to 1
    Mar 13, 2026 to May 15, 2026
  • Accounts · 1,366 to 4,030
    Mar 26, 2025 to Mar 13, 2026
  • Advisory employees · 7 to 11
    Mar 26, 2025 to Mar 13, 2026
  • Charity clients · 14 to 19
    Mar 26, 2025 to Mar 13, 2026
  • Corporate clients · 29 to 33
    Mar 26, 2025 to Mar 13, 2026
  • HNW clients · 313 to 377
    Mar 26, 2025 to Mar 13, 2026
  • Individual clients · 930 to 922
    Mar 26, 2025 to Mar 13, 2026
  • Pension plan clients · 80 to 82
    Mar 26, 2025 to Mar 13, 2026
  • Assets in custody · $415M to $421M
    Mar 26, 2025 to Mar 13, 2026
  • Discretionary RAUM · $1.2B to $1.5B
    Mar 26, 2025 to Mar 13, 2026
  • HNW RAUM · $925M to $1.1B
    Mar 26, 2025 to Mar 13, 2026
  • Individual RAUM · $275M to $273M
    Mar 26, 2025 to Mar 13, 2026
  • Non-discretionary RAUM · $229M to $174M
    Mar 26, 2025 to Mar 13, 2026
  • Pension RAUM · $178M to $213M
    Mar 26, 2025 to Mar 13, 2026
  • RAUM · $1.5B to $1.7B
    Mar 26, 2025 to Mar 13, 2026
  • Accounts · 3,454 to 1,366
    Apr 1, 2024 to Mar 26, 2025
  • Charity clients · 10 to 14
    Apr 1, 2024 to Mar 26, 2025
  • Corporate clients · 21 to 29
    Apr 1, 2024 to Mar 26, 2025
  • HNW clients · 259 to 313
    Apr 1, 2024 to Mar 26, 2025
  • Individual clients · 901 to 930
    Apr 1, 2024 to Mar 26, 2025
  • Pension plan clients · 81 to 80
    Apr 1, 2024 to Mar 26, 2025
  • Assets in custody · $508M to $415M
    Apr 1, 2024 to Mar 26, 2025
  • Employees · 13 to 14
    Apr 1, 2024 to Mar 26, 2025
  • Financial planning clients · 251-500 to 251-500
    Apr 1, 2024 to Mar 26, 2025
  • Discretionary RAUM · $1.0B to $1.2B
    Apr 1, 2024 to Mar 26, 2025
  • HNW RAUM · $725M to $925M
    Apr 1, 2024 to Mar 26, 2025
  • Individual RAUM · $247M to $275M
    Apr 1, 2024 to Mar 26, 2025
  • Non-discretionary RAUM · $175M to $229M
    Apr 1, 2024 to Mar 26, 2025
  • Pension RAUM · $167M to $178M
    Apr 1, 2024 to Mar 26, 2025
  • RAUM · $1.2B to $1.5B
    Apr 1, 2024 to Mar 26, 2025
  • Accounts · 3,081 to 3,454
    Mar 28, 2023 to Mar 23, 2024
  • Charity clients · 9 to 10
    Mar 28, 2023 to Mar 23, 2024
  • Corporate clients · 20 to 21
    Mar 28, 2023 to Mar 23, 2024
  • HNW clients · 209 to 259
    Mar 28, 2023 to Mar 23, 2024
  • Individual clients · 820 to 901
    Mar 28, 2023 to Mar 23, 2024
  • Pension plan clients · 70 to 81
    Mar 28, 2023 to Mar 23, 2024
  • Assets in custody · $459M to $508M
    Mar 28, 2023 to Mar 23, 2024
  • Discretionary RAUM · $746M to $1.0B
    Mar 28, 2023 to Mar 23, 2024
  • HNW RAUM · $563M to $725M
    Mar 28, 2023 to Mar 23, 2024
  • Individual RAUM · $223M to $247M
    Mar 28, 2023 to Mar 23, 2024
Signals
No event on the tape.
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Website
H••••://WWW.CRAFINANCIAL.COMreportedpublic record, Form ADV, Sep 18, 2026
Principal office phone
609-380-3500reportedpublic record, Form ADV, May 15, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$141Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026