DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

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SEC-registered adviser

F•••• F•••••••• C•••••••• I•••

Independent wealth managerMt. Clemens, MichiganCRD 152070SEC 801-128612websiteIAPD
Latest filing May 6, 2026
First filing on the tape Jul 21, 2023 · 14 filings
SEC status approved since Aug 30, 2023
RAUM
$671M
reported, Item 5.F
Discretionary
0.0%
of RAUM
Private clients
98%
$657M individuals and HNW
Advisors
14
registered through the firm on IAPD
RAUM per advisor
$47.9M
derived; firm RAUM over IAPD count
Employees
14
14 advisory (5.B.1)
Offices
8
beyond the principal office
Private funds
0
reported on Schedule D
History
14 filings and snapshots on the tape
RAUM$671M as of May 6, 2026
Feb 7, 2024$255M then
HNW client RAUM$370M as of May 6, 2026
Feb 7, 2024$38.1M then
State-registered IARs (5.B.3)14 as of May 6, 2026
Feb 7, 20248 then
Employees (5.A)14 as of May 6, 2026
Feb 7, 20248 then
Private funds: no history
RAUM +140% over the last fiscal yearIARs 10 to 14offices 4 to 8
Practice profile
derived from the filing of May 6, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
RAUM per advisor
$47.9MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
107derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.0MderivedHNW RAUM over HNW clients
Average account
$225,276derivedRAUM over accounts (5.F.2.f)
Discretionary
0.0%derivedof RAUM
Institutional
2.0%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.0derivedItem 5.A over advisors
Advisors per office
1.6derived9 offices incl. principal (1.F.5)
RAUM growth, one year
+140%derivedbetween the last two annual amendments
Advisor growth, one year
+40%derivedItem 5.B.3 between annual amendments
Client growth, one year
+71%derived
Compensation
fixed fees, otherreportedItem 5.E
Advisory activities
selection of other advisers, educational seminars, otherreportedItem 5.G
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$370M55%
  • Individuals$288M43%
  • Pension and profit-sharing plans$13.2M2.0%
Individual clients
1,314reported
HNW clients
186reported
Pension plan clients
12reported
Charitable clients
n/areported
Accounts
2,977reported
Financial planning clients
1-10reported
Wrap fee programs
noreported
Custody of client assets
noreported
Compensation
fixedreported
Class basis
private_client_share=0.98 fund_share=0.0 institutional_share=0.02 related_bd=false related_bank=false bd_reps=2.0derived
Advisors registered through the firm
14 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
W•••••• W••••• R•••Mt. Clemens, Mi Apr 1, 201030 y1
J•••••• C••••• F•••••Certified Financial PlannerMt. Clemens, MiApr 1, 201041 y1
J•••• N••••• H•••••••••Mt. Clemens, Mi Apr 1, 201028 y1
M•••••• N••••• S•••••••Mt. Clemens, MiJun 23, 201028 y0
M••• M••••• F•••••••Mt. Clemens, Mi Aug 26, 201516 y2
M••••• R••• R•••Mt. Clemens, Mi Sep 20, 202410 y0
I•• M••••••• W•••Chartered Financial ConsultantTullahoma, Tn Mar 27, 202540 y3
T••••• E• B•••••••••Certified Financial Planner, Chartered Financial ConsultantMt. Clemens, Mi May 7, 202516 y2
B•••• L••• W•••••Certified Financial PlannerMt. Clemens, Mi Jul 22, 202535 y4
A••• C•••••• S••••••Mt. Clemens, Mi Jul 22, 202542 y2
J•••• L•••• S••••Buda, Tx Jul 22, 202516 y2
J•••• M•••••• B•••••Chartered Financial ConsultantBelfry, Ky Oct 22, 202540 y1
J••••••• C••••• F•••••Mt. Clemens, MiOct 31, 202512 y0
F•••• P•••• O••••Mt. Clemens, Mi Aug 17, 202645 y1
Advisor movement
0 left, 2 joined in 12 months
net +2 in 12 months0 left in 90 days1 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Joined, latest
Teams: two or more advisors moving together within fourteen days, from one state
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • F•••••• J••••••• C••••• · Chief Compliance Officercontrol
    since 09/2009 · owns 50% to 75%
  • S•••••••• M••••••• N••••• · Chief Executive Officercontrol
    since 05/2010 · owns 50% to 75%
Related persons
Schedule D 7.A
  • F••••• F••••• S••••••• I•••
    real estaten
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Mt Clemens, Mi1430
Buda, Tx300
Harlingen, Tx200
Offices
Schedule D 1.F, the 25 largest
  • Harlingen, TX2 employees
  • Chicago, IL1 employees
  • Southport, NC1 employees
  • , 1 employees
ADV anomalies
7 against comparable advisers; where to look, not conclusions
  • low discretionary shareStatic outlier · filing May 6, 2026
    discretionary share of RAUM of 0% against a peer median of 99% (1482 comparable advisers, 0.0th percentile, 33.5 robust deviations)
    peers: independent wealth managers, $500M to $1B (1,482) · 0.0% percentile
  • growth on all axesCombination · filing Mar 23, 2026
    RAUM, offices and advisors all grew 25 percent or more in one year: a platform in expansion or an acquisition. RAUM $279,664,257 to $670,646,955, advisors 10 to 14, private clients 878 to 1500, offices 4 to 8 (2025-03-27 to 2026-03-23)
    peers: independent wealth managers, $500M to $1B (1,482)
  • discretionary share s••••Change between filings · filing Mar 23, 2026
    discretionary share of RAUM moved from 100.0% to 0.0% between the annual amendments of 2025-03-27 and 2026-03-23
    peers: independent wealth managers, $500M to $1B (1,482)
  • RAUM up 50 %Change between filings · filing Mar 23, 2026
    RAUM (Item 5.F) moved from $279,664,257 to $670,646,955 (+140.0%) between the annual amendments of 2025-03-27 and 2026-03-23; the peer median change was +16.0% (1385 comparable advisers, 99.0th percentile of changes)
    peers: independent wealth managers, $500M to $1B (1,385) · 99% percentile
  • account count surgeChange between filings · filing Mar 23, 2026
    accounts (Item 5.F.2.f) moved from 1,877.0 to 2,977.0 (+59.0%) between the annual amendments of 2025-03-27 and 2026-03-23; the peer median change was +6.0% (1256 comparable advisers, 95.0th percentile of changes)
    peers: independent wealth managers, $500M to $1B (1,256) · 95% percentile
  • client count surgeChange between filings · filing Mar 23, 2026
    individual and HNW clients (Item 5.D) moved from 878.0 to 1,500.0 (+71.0%) between the annual amendments of 2025-03-27 and 2026-03-23; the peer median change was +5.0% (1216 comparable advisers, 98.0th percentile of changes)
    peers: independent wealth managers, $500M to $1B (1,216) · 98% percentile
  • office count surgeChange between filings · filing Mar 23, 2026
    offices other than the principal office (Item 1.F.5) moved from 4.0 to 8.0 (+100.0%) between the annual amendments of 2025-03-27 and 2026-03-23; the peer median change was 0.0% (233 comparable advisers, 97.0th percentile of changes)
    peers: independent wealth managers, $500M to $1B (233) · 97% percentile
What changed
consecutive filings, newest first
  • Accounts · 1,877 to 2,977
    Dec 18, 2025 to Mar 23, 2026
  • Advisory employees · 10 to 14
    Dec 18, 2025 to Mar 23, 2026
  • BD registered reps · 0 to 2
    Dec 18, 2025 to Mar 23, 2026
  • HNW clients · 66 to 186
    Dec 18, 2025 to Mar 23, 2026
  • Individual clients · 812 to 1,314
    Dec 18, 2025 to Mar 23, 2026
  • Pension plan clients · unset to 12.0
    Dec 18, 2025 to Mar 23, 2026
  • Employees · 10 to 14
    Dec 18, 2025 to Mar 23, 2026
  • Financial planning clients · 0 to 1-10
    Dec 18, 2025 to Mar 23, 2026
  • State-registered IARs · 10 to 14
    Dec 18, 2025 to Mar 23, 2026
  • Other offices · 4 to 8
    Dec 18, 2025 to Mar 23, 2026
  • Discretionary RAUM · $280M to $0
    Dec 18, 2025 to Mar 23, 2026
  • HNW RAUM · $117M to $370M
    Dec 18, 2025 to Mar 23, 2026
  • Individual RAUM · $151M to $288M
    Dec 18, 2025 to Mar 23, 2026
  • Non-discretionary RAUM · $0 to $671M
    Dec 18, 2025 to Mar 23, 2026
  • Pension RAUM · $11.9M to $13.2M
    Dec 18, 2025 to Mar 23, 2026
  • RAUM · $280M to $671M
    Dec 18, 2025 to Mar 23, 2026
  • Financial planning clients · 0 to 0
    Mar 27, 2025 to Nov 3, 2025
  • Accounts · 1,832 to 1,877
    Dec 26, 2024 to Feb 27, 2025
  • Advisory employees · 8 to 10
    Dec 26, 2024 to Feb 27, 2025
  • HNW clients · 20 to 66
    Dec 26, 2024 to Feb 27, 2025
  • Individual clients · 835 to 812
    Dec 26, 2024 to Feb 27, 2025
  • Employees · 8 to 10
    Dec 26, 2024 to Feb 27, 2025
  • Financial planning clients · 1-10 to 0
    Dec 26, 2024 to Feb 27, 2025
  • State-registered IARs · 8 to 10
    Dec 26, 2024 to Feb 27, 2025
  • Discretionary RAUM · $0 to $280M
    Dec 26, 2024 to Feb 27, 2025
  • HNW RAUM · $38.1M to $117M
    Dec 26, 2024 to Feb 27, 2025
  • Individual RAUM · $205M to $151M
    Dec 26, 2024 to Feb 27, 2025
  • Non-discretionary RAUM · $255M to $0
    Dec 26, 2024 to Feb 27, 2025
  • Pension RAUM · $11.1M to $11.9M
    Dec 26, 2024 to Feb 27, 2025
  • RAUM · $255M to $280M
    Dec 26, 2024 to Feb 27, 2025
  • Accounts · 1,567 to 1,832
    Oct 6, 2023 to Feb 7, 2024
  • Individual clients · 1,536 to 835
    Oct 6, 2023 to Feb 7, 2024
  • Financial planning clients · unset to 1-10
    Oct 6, 2023 to Feb 7, 2024
  • Other offices · 3 to 4
    Oct 6, 2023 to Feb 7, 2024
  • HNW RAUM · $38.4M to $38.1M
    Oct 6, 2023 to Feb 7, 2024
  • Individual RAUM · $191M to $205M
    Oct 6, 2023 to Feb 7, 2024
  • Non-discretionary RAUM · $232M to $255M
    Oct 6, 2023 to Feb 7, 2024
  • Pension RAUM · $1.9M to $11.1M
    Oct 6, 2023 to Feb 7, 2024
  • RAUM · $232M to $255M
    Oct 6, 2023 to Feb 7, 2024
Signals
6 dated events
  • F•••• F•••••••• C•••••••• I••• reported RAUM $670.6M, up 140% from $279.7M (2025-12-18 to 2026-03-23)
    Mar 23, 2026 · RAUM change · derived
  • 3 advisors left O•••• W•••••• I••• (Buda, TX) for F•••• F•••••••• C•••••••• I••• on the same day
    Jul 25, 2025 · Team lift-out · derived
  • F•••• F•••••••• C•••••••• I••• filed its initial SEC registration (Form ADV)
    Jul 21, 2023 · ria f•••• adv filing · fact
  • T••••• E••••• H••••••• left F•••• F•••••••• C•••••••• I••• for S••••••• W••••• M••••••••• L•• (registered 2022-05-29)
    Jun 1, 2022 · Advisor changed firm · fact
  • T••••• E••••• H••••••• left F•••• F•••••••• C•••••••• I••• for S••••••• W••••• M••••••••• L•• (registered 2022-05-29)
    Jun 1, 2022 · Advisor changed firm · fact
  • 2 advisors left F•••• F•••••••• C•••••••• I••• (Addison, TX) for S••••••• W••••• M••••••••• L•• on the same day
    Jun 1, 2022 · Team lift-out · derived
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business phone
312-236-6076reportedpublished by the firm, firm site, Sep 16, 2026
Business phone
512-608-6621reportedpublished by the firm, firm site, Sep 16, 2026
Business phone
586-463-1880reportedpublished by the firm, firm site, Sep 16, 2026
Firm profile
linkedin.com/company/first-financial-services-of-michigan/abreportedpublic record, Form ADV, Sep 18, 2026
Website
H•••••••••reportedpublic record, Form ADV, Sep 18, 2026
Principal office phone
586-463-1880reportedpublic record, Form ADV, May 6, 2026
Contact form
FIRSTFINANCIALCOACH.COM/contactreportedpublished by the firm, firm site, Sep 16, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$47.9Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026