DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Waterfront Wealth Inc.

Independent wealth managerOverland Park, KansasCRD 173220SEC 801-110161websiteIAPD
Latest filing Aug 19, 2026
First filing on the tape Mar 6, 2015 · 40 filings
SEC status approved since Mar 22, 2017
RAUM
$1.1B
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
95%
$1.1B individuals and HNW
Advisors
10
registered through the firm on IAPD
RAUM per advisor
$114M
derived; firm RAUM over IAPD count
Employees
14
9 advisory (5.B.1)
Offices
1
beyond the principal office
Private funds
0
reported on Schedule D
History
40 filings and snapshots on the tape
RAUM$1.1B as of Aug 19, 2026
Mar 29, 2018$266M then
HNW client RAUM$935M as of Aug 19, 2026
Mar 29, 2018$148M then
State-registered IARs (5.B.3)7 as of Aug 19, 2026
Mar 29, 20185 then
Employees (5.A)14 as of Aug 19, 2026
Mar 29, 20187 then
Private funds: no history
RAUM +28% over the last fiscal year+21% a year over threeIARs 7 to 7
Practice profile
derived from the filing of Aug 19, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
RAUM per advisor
$114MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
79derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$3.5MderivedHNW RAUM over HNW clients
Average account
$352,978derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
3.7%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.4derivedItem 5.A over advisors
Advisors per office
5.0derived2 offices incl. principal (1.F.5)
RAUM growth, one year
+28%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
+8.5%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, portfolio management for businesses and institutions, pension consultingreportedItem 5.G
Custody
$20.8M, 20 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • compensates persons for client referrals (8.G.1)
  • compensates non-employees for client referrals (8.G.2)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
  • marketing includes testimonials (5.L.1.c)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$935M82%
  • Individuals$150M13%
  • Charitable organizations$37.0M3.3%
  • Corporations and businesses$11.0M1.0%
  • Pension and profit-sharing plans$5.0M0.4%
Individual clients
527reported
HNW clients
265reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
3,224reported
Financial planning clients
1-10reported
Wrap fee programs
noreported
Custody of client assets
$20.8M for 20 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=0.95 fund_share=0.0 institutional_share=0.04 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
10 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Michael Paul ShieldsCertified Financial PlannerOverland Park, Ks Apr 2, 201528 y3
Roger Carter RatzlaffOverland Park, KsApr 2, 201539 y3
Christopher HarringtonChartered Financial AnalystOverland Park, KsMay 19, 201724 y2
Pamela VasquezOverland Park, KsJan 7, 201918 y2
Jacob Alan LinchOverland Park, KsJan 22, 201913 y3
Monte Trent GrissomOverland Park, KsFeb 7, 201913 y0
Matthew Alan HekmanOverland Park, KsMay 2, 202223 y0
Patrick Steven BerchOverland Park, KsOct 17, 202215 y4
Kale Alvin Paul SoukupCertified Financial PlannerOverland Park, KsNov 10, 202313 y0
Benjamin Joel FischerOverland Park, KsJul 1, 202419 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Left, latest
Joined, latest
Teams: two or more advisors moving together within fourteen days, from one state
    Private funds
    No private fund reported.
    Owners and control persons
    Schedule A and B, latest filing
    • Carter Roger Ratzlaff · Ceo/Ccocontrol
      since 01/2012 · owns 75% or more
    Related persons
    Schedule D 7.A
    No related person reported.
    Office movement
    IAPD branch city; joins and departures in 12 months
    OfficeAdvisorsJoinedLeftTeams outForming
    Overland Park, Ks · principal1000
    Offices
    Schedule D 1.F, the 25 largest
    • , 1 employees
    What changed
    consecutive filings, newest first
    • Accounts · 4,120 to 3,224
      Jun 18, 2025 to Mar 13, 2026
    • HNW clients · 228 to 265
      Jun 18, 2025 to Mar 13, 2026
    • Individual clients · 502 to 527
      Jun 18, 2025 to Mar 13, 2026
    • Assets in custody · $10.7M to $20.8M
      Jun 18, 2025 to Mar 13, 2026
    • Employees · 13 to 14
      Jun 18, 2025 to Mar 13, 2026
    • Discretionary RAUM · $890M to $1.1B
      Jun 18, 2025 to Mar 13, 2026
    • HNW RAUM · $690M to $935M
      Jun 18, 2025 to Mar 13, 2026
    • Individual RAUM · $151M to $150M
      Jun 18, 2025 to Mar 13, 2026
    • Pension RAUM · $6.0M to $5.0M
      Jun 18, 2025 to Mar 13, 2026
    • RAUM · $890M to $1.1B
      Jun 18, 2025 to Mar 13, 2026
    • Financial planning clients · 1-10 to 1-10
      Mar 14, 2025 to Jun 18, 2025
    • Accounts · 2,630 to 4,120
      Nov 26, 2024 to Mar 14, 2025
    • Advisory employees · 8 to 9
      Nov 26, 2024 to Mar 14, 2025
    • HNW clients · 86 to 228
      Nov 26, 2024 to Mar 14, 2025
    • Individual clients · 648 to 502
      Nov 26, 2024 to Mar 14, 2025
    • Assets in custody · $13.1M to $10.7M
      Nov 26, 2024 to Mar 14, 2025
    • Discretionary RAUM · $775M to $890M
      Nov 26, 2024 to Mar 14, 2025
    • HNW RAUM · $297M to $690M
      Nov 26, 2024 to Mar 14, 2025
    • Individual RAUM · $428M to $151M
      Nov 26, 2024 to Mar 14, 2025
    • Pension RAUM · $12.0M to $6.0M
      Nov 26, 2024 to Mar 14, 2025
    • RAUM · $775M to $890M
      Nov 26, 2024 to Mar 14, 2025
    • Accounts · 2,540 to 2,630
      Feb 7, 2024 to Jun 20, 2024
    • HNW clients · 174 to 86
      Feb 7, 2024 to Jun 20, 2024
    • Individual clients · 734 to 648
      Feb 7, 2024 to Jun 20, 2024
    • Discretionary RAUM · $730M to $775M
      Feb 7, 2024 to Jun 20, 2024
    • HNW RAUM · $260M to $297M
      Feb 7, 2024 to Jun 20, 2024
    • Individual RAUM · $423M to $428M
      Feb 7, 2024 to Jun 20, 2024
    • Pension RAUM · $8.0M to $12.0M
      Feb 7, 2024 to Jun 20, 2024
    • RAUM · $730M to $775M
      Feb 7, 2024 to Jun 20, 2024
    • HNW clients · 80 to 174
      Nov 21, 2023 to Feb 7, 2024
    • Individual clients · 614 to 734
      Nov 21, 2023 to Feb 7, 2024
    • Assets in custody · $8.4M to $13.1M
      Nov 21, 2023 to Feb 7, 2024
    • Employees · 14 to 13
      Nov 21, 2023 to Feb 7, 2024
    • Discretionary RAUM · $645M to $730M
      Nov 21, 2023 to Feb 7, 2024
    • HNW RAUM · $242M to $260M
      Nov 21, 2023 to Feb 7, 2024
    • Individual RAUM · $362M to $423M
      Nov 21, 2023 to Feb 7, 2024
    • Pension RAUM · $3.0M to $8.0M
      Nov 21, 2023 to Feb 7, 2024
    • RAUM · $645M to $730M
      Nov 21, 2023 to Feb 7, 2024
    • Other offices · 0 to 1
      Aug 16, 2023 to Sep 20, 2023
    • Advisory activities · 3 to 4
      Aug 7, 2023 to Aug 16, 2023
    Signals
    6 dated events
    • Waterfront Wealth Inc. reported RAUM $1.1B, up 28% from $890.0M (2025-06-18 to 2026-03-13)
      Mar 13, 2026 · RAUM change · derived
    • Jonathan Perrin left Waterfront Wealth Inc. for Intellicents Investment Solutions Inc (registered 2022-11-28)
      Nov 29, 2022 · Advisor changed firm · fact
    • Erin Kathleen O'Brien left Waterfront Wealth Inc. for Ameriprise Financial Services, Llc (registered 2022-11-09)
      Nov 8, 2022 · Advisor changed firm · fact
    • Waterfront Wealth Inc. reported RAUM $570.0M, up 36% from $420.0M (2020-12-15 to 2021-03-31)
      Mar 31, 2021 · RAUM change · derived
    • Waterfront Wealth Inc. reported RAUM $266.3M, up 161% from $102.0M (2017-12-26 to 2018-03-29)
      Mar 29, 2018 · RAUM change · derived
    • Waterfront Wealth Inc. filed its initial SEC registration (Form ADV)
      Mar 6, 2015 · First SEC registration · fact
    Across DFX
    shared identifiers only, never a name match
    No identifier-backed link to the venture, private equity, family office or sponsor graphs.
    How to reach
    public business contact points only, each with its source
    Business phone
    913-951-5800reportedpublished by the firm, firm site, Sep 17, 2026
    Firm profile
    linkedin.com/company/waterfront-advisorsreportedpublic record, Form ADV, Sep 17, 2026
    Website
    waterfrontam.comreportedpublic record, Form ADV, Sep 17, 2026
    Principal office phone
    913-951-5800reportedpublic record, Form ADV, Aug 19, 2026
    Provenance
    Form ADV
    SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
    Advisors
    IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
    Class
    Independent wealth managerderiveda rule over Items 5.D and 7.A
    RAUM per advisor
    $114Mderivedfirm RAUM over the IAPD count; not a book size
    Loaded
    Sep 14, 2026