DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Retirement Planning Group, LLC

Independent wealth managerMalta, New YorkCRD 310647SEC 801-119537websiteIAPD
Latest filing Aug 10, 2026
First filing on the tape Aug 27, 2020 · 14 filings
SEC status approved since Sep 28, 2020
RAUM
$375M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
99%
$373M individuals and HNW
Advisors
4
registered through the firm on IAPD
RAUM per advisor
$93.8M
derived; firm RAUM over IAPD count
Employees
8
4 advisory (5.B.1)
Offices
2
beyond the principal office
Private funds
0
reported on Schedule D
History
14 filings and snapshots on the tape
RAUM$375M as of Aug 10, 2026
Mar 3, 2021$150M then
HNW client RAUM$115M as of Aug 10, 2026
Mar 3, 2021$50.0M then
State-registered IARs (5.B.3)4 as of Aug 10, 2026
Mar 3, 20213 then
Employees (5.A)8 as of Aug 10, 2026
Mar 3, 20216 then
Private funds: no history
RAUM +33% over the last fiscal year+27% a year over threeIARs 3 to 4offices 4 to 2
Practice profile
derived from the filing of Aug 10, 2026; every figure names its basis
Archetypes, each a printed rule
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
  • Mass-affluent RIA · private-client share at least 50 percent, non-HNW individuals at least 60 percent of private-client RAUM
RAUM per advisor
$93.8MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
261derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$1.5MderivedHNW RAUM over HNW clients
Average account
$218,759derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
0.2%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
2.0derivedItem 5.A over advisors
Advisors per office
1.3derived3 offices incl. principal (1.F.5)
RAUM growth, one year
+33%derivedbetween the last two annual amendments
Advisor growth, one year
+33%derivedItem 5.B.3 between annual amendments
Client growth, one year
+9.8%derived
Compensation
percentage of assetsreportedItem 5.E
Advisory activities
financial planning, portfolio management for individualsreportedItem 5.G
Custody
$55.1M, 88 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • Individuals$258M69%
  • High-net-worth individuals$115M31%
  • Corporations and businesses$1.1M0.3%
  • Charitable organizations$898,5000.2%
Individual clients
968reported
HNW clients
75reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
1,716reported
Financial planning clients
101-250reported
Wrap fee programs
noreported
Custody of client assets
$55.1M for 88 clientsreported
Compensation
% of AUMreported
Class basis
private_client_share=0.99 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=3.0derived
Advisors registered through the firm
4 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
David M KopycMalta, NyJul 29, 202142 y4
Christopher Alan MccarthyMalta, NyAug 2, 202440 y1
Kristopher W KopycMalta, NyApr 16, 202512 y0
Jeremy PriceCertified Financial PlannerMalta, NyJul 15, 202614 y1
Advisor movement
1 left, 1 joined in 12 months
net 0 in 12 months1 left in 90 days1 joined in 90 daysdeparture rate 25% of current headcount1 left over 36 months
Left, latest
Joined, latest
Teams: two or more advisors moving together within fourteen days, from one state
    Private funds
    No private fund reported.
    Owners and control persons
    Schedule A and B, latest filing
    • M David Kopyc · President And Chief Compliance Officercontrol
      since 08/2020 · owns 75% or more
    Related persons
    Schedule D 7.A
    No related person reported.
    Office movement
    IAPD branch city; joins and departures in 12 months
    OfficeAdvisorsJoinedLeftTeams outForming
    Malta, Ny · principal411
    Offices
    Schedule D 1.F, the 25 largest
    • Albany, NY1 employees
    • East Syracuse, NY1 employees
    • Glens Falls, NY1 employees
    • Oneonta, NY1 employees
    • Queensbury, NY1 employees
    ADV anomalies
    2 against comparable advisers; where to look, not conclusions
    • unusually high clients per advisorStatic outlier · filing Aug 10, 2026
      private clients per advisor of 260.8 against a peer median of 57.3 (3075 comparable advisers, 99.0th percentile, 5.8 robust deviations)
      peers: independent wealth managers, $100M to $500M (3,075) · 99% percentile
    • office count dropChange between filings · filing Mar 2, 2026
      offices other than the principal office (Item 1.F.5) moved from 4.0 to 2.0 (-50.0%) between the annual amendments of 2025-04-10 and 2026-03-02; the peer median change was 0.0% (450 comparable advisers, 3.0th percentile of changes)
      peers: independent wealth managers, $100M to $500M (450) · 3.1% percentile
    What changed
    consecutive filings, newest first
    • Accounts · 1,430 to 1,716
      Nov 19, 2025 to Mar 2, 2026
    • BD registered reps · 4 to 3
      Nov 19, 2025 to Mar 2, 2026
    • HNW clients · 60 to 75
      Nov 19, 2025 to Mar 2, 2026
    • Individual clients · 890 to 968
      Nov 19, 2025 to Mar 2, 2026
    • Assets in custody · $56.8M to $55.1M
      Nov 19, 2025 to Mar 2, 2026
    • Employees · 7 to 8
      Nov 19, 2025 to Mar 2, 2026
    • State-registered IARs · 3 to 4
      Nov 19, 2025 to Mar 2, 2026
    • Other offices · 3 to 2
      Nov 19, 2025 to Mar 2, 2026
    • Discretionary RAUM · $283M to $375M
      Nov 19, 2025 to Mar 2, 2026
    • HNW RAUM · $75.0M to $115M
      Nov 19, 2025 to Mar 2, 2026
    • Individual RAUM · $207M to $258M
      Nov 19, 2025 to Mar 2, 2026
    • RAUM · $283M to $375M
      Nov 19, 2025 to Mar 2, 2026
    • Other offices · 4 to 3
      Apr 10, 2025 to Nov 19, 2025
    • Financial planning clients · 101-250 to 101-250
      Feb 26, 2025 to Apr 10, 2025
    • Accounts · 1,399 to 1,430
      Mar 1, 2024 to Feb 26, 2025
    • Advisory employees · 2 to 4
      Mar 1, 2024 to Feb 26, 2025
    • BD registered reps · 2 to 4
      Mar 1, 2024 to Feb 26, 2025
    • HNW clients · 58 to 60
      Mar 1, 2024 to Feb 26, 2025
    • Individual clients · 716 to 890
      Mar 1, 2024 to Feb 26, 2025
    • Assets in custody · $144M to $56.8M
      Mar 1, 2024 to Feb 26, 2025
    • Employees · 6 to 7
      Mar 1, 2024 to Feb 26, 2025
    • Financial planning clients · More than 500 to 101-250
      Mar 1, 2024 to Feb 26, 2025
    • State-registered IARs · 2 to 3
      Mar 1, 2024 to Feb 26, 2025
    • Other offices · 5 to 4
      Mar 1, 2024 to Feb 26, 2025
    • Discretionary RAUM · $244M to $283M
      Mar 1, 2024 to Feb 26, 2025
    • HNW RAUM · $92.5M to $75.0M
      Mar 1, 2024 to Feb 26, 2025
    • Individual RAUM · $151M to $207M
      Mar 1, 2024 to Feb 26, 2025
    • RAUM · $244M to $283M
      Mar 1, 2024 to Feb 26, 2025
    • Accounts · 1,150 to 1,399
      Aug 24, 2023 to Mar 1, 2024
    • HNW clients · 22 to 58
      Aug 24, 2023 to Mar 1, 2024
    • Individual clients · 544 to 716
      Aug 24, 2023 to Mar 1, 2024
    • Assets in custody · $163M to $144M
      Aug 24, 2023 to Mar 1, 2024
    • Other offices · 1 to 5
      Aug 24, 2023 to Mar 1, 2024
    • Discretionary RAUM · $185M to $244M
      Aug 24, 2023 to Mar 1, 2024
    • HNW RAUM · $30.0M to $92.5M
      Aug 24, 2023 to Mar 1, 2024
    • Individual RAUM · $155M to $151M
      Aug 24, 2023 to Mar 1, 2024
    • RAUM · $185M to $244M
      Aug 24, 2023 to Mar 1, 2024
    • Accounts · 912 to 1,150
      Feb 22, 2022 to Feb 24, 2023
    • Advisory employees · 3 to 2
      Feb 22, 2022 to Feb 24, 2023
    • BD registered reps · 3 to 2
      Feb 22, 2022 to Feb 24, 2023
    Signals
    3 dated events
    • Nicolas George Dumas left Retirement Planning Group, Llc for Silver Oak Securities, Inc. (registered 2026-09-01)
      Sep 4, 2026 · Advisor changed firm · fact
    • James Thomas Cox left Retirement Planning Group, Llc for Continuum Wealth Advisors, Llc (registered 2023-03-13)
      Feb 10, 2023 · Advisor changed firm · fact
    • Retirement Planning Group, Llc filed its initial SEC registration (Form ADV)
      Aug 27, 2020 · First SEC registration · fact
    Across DFX
    shared identifiers only, never a name match
    No identifier-backed link to the venture, private equity, family office or sponsor graphs.
    How to reach
    public business contact points only, each with its source
    Business email
    service@rpgretire.comreportedpublished by the firm, firm site, Sep 15, 2026
    Business email
    jyost@rpgretire.comreportedpublished by the firm, firm site, Sep 15, 2026
    Business email
    jimc@rpgretire.comreportedpublished by the firm, firm site, Sep 15, 2026
    Business phone
    888-580-1919reportedpublished by the firm, firm site, Sep 15, 2026
    Business phone
    518-580-1194reportedpublished by the firm, firm site, Sep 15, 2026
    Business phone
    518-580-1919reportedpublished by the firm, firm site, Sep 15, 2026
    Website
    rpgretire.comreportedpublic record, Form ADV, Sep 17, 2026
    Principal office phone
    (518) 580-1919reportedpublic record, Form ADV, Aug 10, 2026
    Contact form
    rpgretire.com/contactreportedpublished by the firm, firm site, Sep 15, 2026
    Team page
    rpgretire.com/who-we-arereportedpublished by the firm, firm site, Sep 15, 2026
    Provenance
    Form ADV
    SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
    Advisors
    IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
    Class
    Independent wealth managerderiveda rule over Items 5.D and 7.A
    RAUM per advisor
    $93.8Mderivedfirm RAUM over the IAPD count; not a book size
    Loaded
    Sep 14, 2026