DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Continuum Wealth Advisors, LLC

Independent wealth managerSaratoga Springs, New YorkCRD 152895SEC 801-71245websiteIAPD
Latest filing Jul 15, 2026
First filing on the tape Feb 8, 2012 · 37 filings
SEC status approved since Apr 7, 2010
RAUM
$346M
reported, Item 5.F
Discretionary
98%
of RAUM
Private clients
98%
$338M individuals and HNW
Advisors
6
registered through the firm on IAPD
RAUM per advisor
$57.6M
derived; firm RAUM over IAPD count
Employees
7
5 advisory (5.B.1)
Offices
1
beyond the principal office
Private funds
0
reported on Schedule D
History
37 filings and snapshots on the tape
RAUM$346M as of Jul 15, 2026
Feb 8, 2012$85.2M then
HNW client RAUM$254M as of Jul 15, 2026
Feb 23, 2018$52.1M then
State-registered IARs (5.B.3)5 as of Jul 15, 2026
Feb 8, 20120 then
Employees (5.A)7 as of Jul 15, 2026
Feb 26, 20134 then
Private funds: no history
RAUM +36% over the last fiscal year+27% a year over threeIARs 4 to 5
Practice profile
derived from the filing of Jul 15, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
RAUM per advisor
$57.6MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
55derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.4MderivedHNW RAUM over HNW clients
Average account
$396,311derivedRAUM over accounts (5.F.2.f)
Discretionary
98%derivedof RAUM
Institutional
2.3%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.2derivedItem 5.A over advisors
Advisors per office
3.0derived2 offices incl. principal (1.F.5)
RAUM growth, one year
+36%derivedbetween the last two annual amendments
Advisor growth, one year
+25%derivedItem 5.B.3 between annual amendments
Client growth, one year
+4.1%derived
Compensation
percentage of assets, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, pension consulting, selection of other advisersreportedItem 5.G
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • marketing includes testimonials (5.L.1.c)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$254M74%
  • Individuals$83.5M24%
  • Pension and profit-sharing plans$8.0M2.3%
Individual clients
224reported
HNW clients
104reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
872reported
Financial planning clients
11-25reported
Wrap fee programs
noreported
Custody of client assets
noreported
Compensation
% of AUM, fixedreported
Class basis
private_client_share=0.98 fund_share=0.0 institutional_share=0.02 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
6 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Timothy Michael SmithSaratoga Springs, Ny Feb 24, 201826 y0
David Jonathan RathChartered Financial AnalystSaratoga Springs, NyJul 27, 202120 y1
Jennifer Lindsay HenrySaratoga Springs, NyJul 29, 202129 y0
Benjamin Michael GuerinSaratoga Springs, NyOct 28, 202412 y0
Patrick William KalishCertified Financial PlannerSaratoga Springs, NyFeb 4, 202510 y1
Andrew HeussSaratoga Springs, Ny Jan 27, 202611 y4
Advisor movement
0 left, 1 joined in 12 months
net +1 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount1 left over 36 months
Left, latest
Joined, latest
Every departureEvery arrival
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • Lindsay Jennifer Henry · Chief Compliance Officercontrol
    since 09/2024 · owns less than 5%
  • Jonathan David Rath · Chief Investment Officercontrol
    since 04/2023 · owns 10% to 25%
  • Michael Timothy Smith · Ceo / Membercontrol
    since 02/2010 · owns 75% or more
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Saratoga Springs, Ny · principal610
Offices
Schedule D 1.F, the 25 largest
  • , 1 employees
ADV anomalies
1 against comparable advisers; where to look, not conclusions
  • RAUM up 25 %Change between filings · filing Mar 11, 2026
    RAUM (Item 5.F) moved from $254,267,440 to $345,582,814 (+36.0%) between the annual amendments of 2025-02-13 and 2026-03-11; the peer median change was +15.0% (4551 comparable advisers, 91.0th percentile of changes)
    peers: independent wealth managers, $100M to $500M (4,551) · 91% percentile
How anomalies are measured
What changed
consecutive filings, newest first
  • Accounts · 807 to 872
    Feb 13, 2025 to Mar 11, 2026
  • Advisory employees · 4 to 5
    Feb 13, 2025 to Mar 11, 2026
  • HNW clients · 71 to 104
    Feb 13, 2025 to Mar 11, 2026
  • Individual clients · 244 to 224
    Feb 13, 2025 to Mar 11, 2026
  • Employees · 5 to 7
    Feb 13, 2025 to Mar 11, 2026
  • Financial planning clients · 1-10 to 11-25
    Feb 13, 2025 to Mar 11, 2026
  • State-registered IARs · 4 to 5
    Feb 13, 2025 to Mar 11, 2026
  • Discretionary RAUM · $248M to $338M
    Feb 13, 2025 to Mar 11, 2026
  • HNW RAUM · $162M to $254M
    Feb 13, 2025 to Mar 11, 2026
  • Individual RAUM · $85.5M to $83.5M
    Feb 13, 2025 to Mar 11, 2026
  • Non-discretionary RAUM · $6.6M to $8.0M
    Feb 13, 2025 to Mar 11, 2026
  • Pension RAUM · $6.6M to $8.0M
    Feb 13, 2025 to Mar 11, 2026
  • RAUM · $254M to $346M
    Feb 13, 2025 to Mar 11, 2026
  • Accounts · 744 to 807
    Oct 29, 2024 to Feb 13, 2025
  • HNW clients · 60 to 71
    Oct 29, 2024 to Feb 13, 2025
  • Individual clients · 245 to 244
    Oct 29, 2024 to Feb 13, 2025
  • Financial planning clients · 1-10 to 1-10
    Oct 29, 2024 to Feb 13, 2025
  • Discretionary RAUM · $202M to $248M
    Oct 29, 2024 to Feb 13, 2025
  • HNW RAUM · $124M to $162M
    Oct 29, 2024 to Feb 13, 2025
  • Individual RAUM · $78.5M to $85.5M
    Oct 29, 2024 to Feb 13, 2025
  • Non-discretionary RAUM · $4.6M to $6.6M
    Oct 29, 2024 to Feb 13, 2025
  • Pension RAUM · $4.6M to $6.6M
    Oct 29, 2024 to Feb 13, 2025
  • RAUM · $207M to $254M
    Oct 29, 2024 to Feb 13, 2025
  • Related insurance company · false to true
    Oct 29, 2024 to Feb 13, 2025
  • Other offices · 0 to 1
    Jul 1, 2024 to Aug 12, 2024
  • Accounts · 688 to 744
    Mar 20, 2023 to Mar 21, 2024
  • HNW clients · 45 to 60
    Mar 20, 2023 to Mar 21, 2024
  • Individual clients · 233 to 245
    Mar 20, 2023 to Mar 21, 2024
  • Discretionary RAUM · $166M to $202M
    Mar 20, 2023 to Mar 21, 2024
  • HNW RAUM · $90.8M to $124M
    Mar 20, 2023 to Mar 21, 2024
  • Individual RAUM · $75.2M to $78.5M
    Mar 20, 2023 to Mar 21, 2024
  • Non-discretionary RAUM · $3.3M to $4.6M
    Mar 20, 2023 to Mar 21, 2024
  • Pension RAUM · $3.3M to $4.6M
    Mar 20, 2023 to Mar 21, 2024
  • RAUM · $169M to $207M
    Mar 20, 2023 to Mar 21, 2024
  • Accounts · 664 to 688
    May 9, 2022 to Mar 20, 2023
  • HNW clients · 52 to 45
    May 9, 2022 to Mar 20, 2023
  • Individual clients · 226 to 233
    May 9, 2022 to Mar 20, 2023
  • Pension plan clients · 4.0 to unset
    May 9, 2022 to Mar 20, 2023
  • Assets in custody · 50500000.0 to unset
    May 9, 2022 to Mar 20, 2023
  • Custody of client assets · true to false
    May 9, 2022 to Mar 20, 2023
Signals
4 dated events
  • Lindsay Jennifer Henry (Chief Compliance Officer) appeared on Schedule A of Continuum Wealth Advisors, Llc
    Oct 9, 2024 · Control person joined · fact
  • James Thomas Cox left Continuum Wealth Advisors, Llc for Peak Wealth Management (registered 2024-08-22)
    Jul 1, 2024 · Advisor changed firm · fact
  • Jonathan David Rath (Chief Investment Officer) appeared on Schedule A of Continuum Wealth Advisors, Llc
    Mar 21, 2024 · Control person joined · fact
  • Stephen Michael Cutting-Miller left Continuum Wealth Advisors, Llc for Shade Tree Advisors Llc (registered 2022-03-08)
    Feb 7, 2022 · Advisor changed firm · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business email
info@contwealth.comreportedpublished by the firm, firm site, Sep 17, 2026
Business phone
518-583-4050reportedpublished by the firm, firm site, Sep 17, 2026
Business phone
518-587-5303reportedpublished by the firm, firm site, Sep 17, 2026
Firm profile
linkedin.com/company/continuum-wealth-advisors-llcreportedpublic record, Form ADV, Sep 17, 2026
Website
CONTWEALTH.COMreportedpublic record, Form ADV, Sep 17, 2026
Principal office phone
518-583-4050reportedpublic record, Form ADV, Jul 15, 2026
Contact form
contwealth.com/contactreportedpublished by the firm, firm site, Sep 17, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$57.6Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026