DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

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SEC-registered adviser

C•••• P•••••• W••••• A•••••••• L••

Independent wealth managerSan Luis Obispo, CaliforniaCRD 310825SEC 801-119640websiteIAPD
Latest filing Jun 30, 2026
First filing on the tape Sep 16, 2020 · 16 filings
SEC status approved since Oct 16, 2020
RAUM
$532M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
80%
$424M individuals and HNW
Advisors
4
registered through the firm on IAPD
RAUM per advisor
$133M
derived; firm RAUM over IAPD count
Employees
6
4 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
16 filings and snapshots on the tape
RAUM$532M as of Jun 30, 2026
Feb 12, 2021$385M then
HNW client RAUM$387M as of Jun 30, 2026
Feb 12, 2021$340M then
State-registered IARs (5.B.3)4 as of Jun 30, 2026
Feb 12, 20215 then
Employees (5.A)6 as of Jun 30, 2026
Feb 12, 20215 then
Private funds: no history
RAUM -4.7% over the last fiscal year+15% a year over threeIARs 6 to 4
Practice profile
derived from the filing of Jun 30, 2026; every figure names its basis
Archetypes, each a printed rule
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
RAUM per advisor
$133MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
58derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$3.2MderivedHNW RAUM over HNW clients
Average account
$745,599derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
3.9%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.5derivedItem 5.A over advisors
Advisors per office
4.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
-4.7%derivedbetween the last two annual amendments
Advisor growth, one year
-33%derivedItem 5.B.3 between annual amendments
Client growth, one year
-21%derived
Compensation
percentage of assets, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, portfolio management for businesses and institutions, pension consulting, selection of other advisersreportedItem 5.G
Custody
$343M, 164 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • compensates persons for client referrals (8.G.1)
  • compensates non-employees for client referrals (8.G.2)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$387M75%
  • Corporations and businesses$70.7M14%
  • Individuals$37.6M7.3%
  • Pension and profit-sharing plans$18.1M3.5%
  • Charitable organizations$2.4M0.5%
Individual clients
112reported
HNW clients
121reported
Pension plan clients
10reported
Charitable clients
2reported
Accounts
713reported
Financial planning clients
51-100reported
Wrap fee programs
noreported
Custody of client assets
$343M for 164 clientsreported
Compensation
% of AUM, fixedreported
Class basis
private_client_share=0.8 fund_share=0.0 institutional_share=0.04 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
4 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
B•••••• M•••• F•••••••Certified Financial PlannerSan Luis Obispo, CaOct 16, 202013 y3
L••• L•••••• M•••San Luis Obispo, CaOct 16, 202042 y2
D••••• K•••• S•••••San Luis Obispo, CaOct 16, 202024 y2
T•••••• J• R••••Certified Financial PlannerSan Luis Obispo, CaApr 18, 202412 y2
Advisor movement
2 left, 0 joined in 12 months
net -2 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 50% of current headcount2 left over 36 months
Teams: two or more advisors moving together within fourteen days, from one state
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • C••••••• J•••••••• L••• · Managing Membercontrol
    since 10/2020 · owns 10% to 25%
  • M•••• L•••• L•••••• · Managing Membercontrol
    since 10/2020 · owns 25% to 50%
  • R••••• T••••••• J• · Chief Compliance Officercontrol
    since 07/2024 · owns less than 5%
  • S•••••• D•••••• K•••• · Managing Membercontrol
    since 10/2020 · owns 50% to 75%
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
San Luis Obispo, Ca · principal4021
Offices
Schedule D 1.F, the 25 largest
No branch office listed.
ADV anomalies
4 against comparable advisers; where to look, not conclusions
  • custody status changedChange between filings · filing Jun 30, 2026
    custody of client assets (Item 9.A): no on the filing of 2026-04-13, yes on the filing of 2026-06-30
    peers: independent wealth managers, $500M to $1B (1,482)
  • institutional asset share shiftChange between filings · filing Apr 13, 2026
    institutional share of RAUM moved from 33.0% to 17.0% between the annual amendments of 2025-03-07 and 2026-04-13
    peers: independent wealth managers, $500M to $1B (1,482)
  • advisor count dropChange between filings · filing Apr 13, 2026
    advisory representatives (Item 5.B.3) moved from 6.0 to 4.0 (-33.0%) between the annual amendments of 2025-03-07 and 2026-04-13; the peer median change was 0.0% (795 comparable advisers, 2.0th percentile of changes)
    peers: independent wealth managers, $500M to $1B (795) · 1.6% percentile
  • HNW share shiftChange between filings · filing Apr 13, 2026
    HNW share of RAUM moved from 54.0% to 73.0% between the annual amendments of 2025-03-07 and 2026-04-13
    peers: independent wealth managers, $500M to $1B (1,482)
What changed
consecutive filings, newest first
  • Assets in custody · unset to 342953718.0
    Apr 13, 2026 to Jun 30, 2026
  • Custody of client assets · false to true
    Apr 13, 2026 to Jun 30, 2026
  • Accounts · 846 to 713
    Oct 3, 2025 to Mar 12, 2026
  • Corporate clients · 64 to 7
    Oct 3, 2025 to Mar 12, 2026
  • HNW clients · 137 to 121
    Oct 3, 2025 to Mar 12, 2026
  • Individual clients · 157 to 112
    Oct 3, 2025 to Mar 12, 2026
  • Employees · 4 to 6
    Oct 3, 2025 to Mar 12, 2026
  • Financial planning clients · 26-50 to 51-100
    Oct 3, 2025 to Mar 12, 2026
  • Discretionary RAUM · $558M to $532M
    Oct 3, 2025 to Mar 12, 2026
  • HNW RAUM · $303M to $387M
    Oct 3, 2025 to Mar 12, 2026
  • Individual RAUM · $68.6M to $37.6M
    Oct 3, 2025 to Mar 12, 2026
  • Pension RAUM · $10.9M to $18.1M
    Oct 3, 2025 to Mar 12, 2026
  • RAUM · $558M to $532M
    Oct 3, 2025 to Mar 12, 2026
  • Advisory employees · 6 to 4
    Mar 7, 2025 to Oct 3, 2025
  • Employees · 6 to 4
    Mar 7, 2025 to Oct 3, 2025
  • State-registered IARs · 6 to 4
    Mar 7, 2025 to Oct 3, 2025
  • Accounts · 806 to 846
    Feb 19, 2025 to Mar 7, 2025
  • Advisory employees · 5 to 6
    Feb 19, 2025 to Mar 7, 2025
  • Charity clients · unset to 2.0
    Feb 19, 2025 to Mar 7, 2025
  • Corporate clients · 10 to 64
    Feb 19, 2025 to Mar 7, 2025
  • HNW clients · 122 to 137
    Feb 19, 2025 to Mar 7, 2025
  • Individual clients · 137 to 157
    Feb 19, 2025 to Mar 7, 2025
  • Pension plan clients · 8 to 10
    Feb 19, 2025 to Mar 7, 2025
  • Assets in custody · 165017558.0 to unset
    Feb 19, 2025 to Mar 7, 2025
  • Custody of client assets · true to false
    Feb 19, 2025 to Mar 7, 2025
  • Employees · 5 to 6
    Feb 19, 2025 to Mar 7, 2025
  • Financial planning clients · 0 to 26-50
    Feb 19, 2025 to Mar 7, 2025
  • State-registered IARs · 5 to 6
    Feb 19, 2025 to Mar 7, 2025
  • Discretionary RAUM · $441M to $558M
    Feb 19, 2025 to Mar 7, 2025
  • HNW RAUM · $306M to $303M
    Feb 19, 2025 to Mar 7, 2025
  • Individual RAUM · $41.7M to $68.6M
    Feb 19, 2025 to Mar 7, 2025
  • Pension RAUM · $13.6M to $10.9M
    Feb 19, 2025 to Mar 7, 2025
  • RAUM · $441M to $558M
    Feb 19, 2025 to Mar 7, 2025
  • Accounts · 763 to 806
    Mar 17, 2023 to Mar 21, 2024
  • Advisory employees · 3 to 5
    Mar 17, 2023 to Mar 21, 2024
  • Corporate clients · 19 to 10
    Mar 17, 2023 to Mar 21, 2024
  • HNW clients · 101 to 122
    Mar 17, 2023 to Mar 21, 2024
  • Individual clients · 170 to 137
    Mar 17, 2023 to Mar 21, 2024
  • Pension plan clients · 13 to 8
    Mar 17, 2023 to Mar 21, 2024
  • Assets in custody · $141M to $165M
    Mar 17, 2023 to Mar 21, 2024
Signals
6 dated events
  • Meredith Karman Collins left Cerro Pacific Wealth Advisors, Llc for San Luis Wealth Advisors (registered 2025-09-03)
    Oct 3, 2025 · Advisor changed firm · fact
  • Jennifer Lynn Chesini left Cerro Pacific Wealth Advisors, Llc for San Luis Wealth Advisors (registered 2025-09-02)
    Oct 3, 2025 · Advisor changed firm · fact
  • 2 advisors left Cerro Pacific Wealth Advisors, LLC (San Luis Obispo, CA) for San Luis Wealth Advisors on the same day
    Oct 3, 2025 · Team lift-out · derived
  • Cerro Pacific Wealth Advisors, Llc reported RAUM $558.1M, up 26% from $441.4M (2025-02-19 to 2025-03-07)
    Mar 7, 2025 · RAUM change · derived
  • J Timothy Reyna (Chief Compliance Officer) appeared on Schedule A of Cerro Pacific Wealth Advisors, Llc
    Sep 17, 2024 · Control person joined · fact
  • Placeholder Llc filed its initial SEC registration (Form ADV)
    Sep 16, 2020 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business phone
805-457-3300reportedpublished by the firm, firm site, Sep 17, 2026
Firm profile
linkedin.com/company/cerrowealthreportedpublic record, Form ADV, Sep 18, 2026
Website
cerroslo.comreportedpublic record, Form ADV, Sep 18, 2026
Principal office phone
805-457-3300reportedpublic record, Form ADV, Jun 30, 2026
Contact form
cerrowealth.com/contactreportedpublished by the firm, firm site, Sep 17, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$133Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026