DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Planwiser Financial

Independent wealth managerColorado Springs, ColoradoCRD 331675SEC 801-130873website IAPD

Legal name Planwiser Financial, LLC

Latest filing Sep 4, 2026

First filing on the tape Jul 5, 2024 · 8 filings

SEC status approved since Aug 5, 2024

RAUM

$169M

reported, Item 5.F

Discretionary

93%

of RAUM

Private clients

89%

$151M individuals and HNW

Advisors

registered through the firm on IAPD

RAUM per advisor

$56.4M

derived; firm RAUM over IAPD count

Employees

2 advisory (5.B.1)

Offices

beyond the principal office

Private funds

reported on Schedule D

History

8 filings and snapshots on the tape

RAUM$169M as of Jul 8, 2026

Apr 8, 2025$134M then

HNW client RAUM$78.0M as of Jul 8, 2026

Apr 8, 2025$67.8M then

State-registered IARs (5.B.3)2 as of Jul 8, 2026

Apr 8, 20252 then

Employees (5.A)4 as of Jul 8, 2026

Apr 8, 20255 then

Private funds: no history

RAUM +26% over the last fiscal yearIARs 2 to 2

Practice profile

derived from the filing of Sep 4, 2026; every figure names its basis

Archetypes, each a printed rule

HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
Solo or small team · one advisor, or a wealth manager with up to three advisors and one office

RAUM per advisor: $56.4MderivedRAUM over IAPD advisors; not a book size
Clients per advisor: 70derivedindividual and HNW clients (5.D) over advisors
Average HNW client: $1.7MderivedHNW RAUM over HNW clients
Average account: $190,693derivedRAUM over accounts (5.F.2.f)
Discretionary: 93%derivedof RAUM
Institutional: 6.7%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor: 2.0derivedItem 5.A over advisors
Advisors per office: 3.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year: +26%derivedbetween the last two annual amendments
Advisor growth, one year: +0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year: +6.0%derived
Compensation: percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities: financial planning, portfolio management for individuals, portfolio management for businesses and institutions, pension consultingreportedItem 5.G
Custody: $27.9M, 93 clientsreportedItem 9.A
Ownership: no PE, bank or public-company owner found on Schedule Aderived
Advisor book size: not public; not estimatedreported

Also answered yes on Form ADV

buys or sells securities as principal to or from clients (8.A.2)
has discretionary authority over which securities are bought or sold (8.C.1)
receives research or other products from a broker-dealer, soft dollars (8.E)
compensates persons for client referrals (8.G.1)
compensates non-employees for client referrals (8.G.2)
has custody of client cash or bank accounts (9.A.1.a)
has custody of client securities (9.A.1.b)

Where the RAUM sits

Form ADV Item 5.D, latest filing

High-net-worth individuals$78.0M46%
Individuals$73.4M43%
Pension and profit-sharing plans$11.4M6.7%
Corporations and businesses$6.4M3.8%

Individual clients: 164reported
HNW clients: 47reported
Pension plan clients: 9reported
Charitable clients: 0reported
Accounts: 887reported
Financial planning clients: 1-10reported
Wrap fee programs: noreported
Custody of client assets: $27.9M for 93 clientsreported
Compensation: % of AUM, fixed, hourlyreported
Class basis: private_client_share=0.89 fund_share=0.0 institutional_share=0.07 related_bd=false related_bank=false bd_reps=0.0derived

Advisors registered through the firm

3 on IAPD today, longest tenure first

Name	Branch	Here since	In industry	Prior firms
James Edward Mulzer	Colorado Springs, Co	Aug 21, 2024	10 y	2
Joel Robert Top	Colorado Springs, Co	Oct 31, 2024	21 y	2
Lindsay Renee Lingo	Greenbrier, Ar	Jul 7, 2026	20 y	3

Advisor movement

0 left, 1 joined in 12 months

net +1 in 12 months0 left in 90 days1 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months

Left, latest

none on the tape

Joined, latest

Lindsay Renee Lingo from Signal Advisors Wealth, LLC
Jul 7, 2026 · RIA to RIA
Joel Robert Top from Mutual Advisors, LLC
Oct 31, 2024 · Affiliated broker-dealer or bank to a newly registered adviser
James Edward Mulzer from Mutual Advisors, LLC
Aug 21, 2024 · Affiliated broker-dealer or bank to a newly registered adviser

Every departure Every arrival

Teams: two or more advisors moving together within fourteen days, from one state

2 joined from Mutual Advisors, LLC
Sep 16, 2024 · Colorado Springs, Co

Teams out Teams in

Private funds

No private fund reported.

Owners and control persons

Schedule A and B, latest filing

Robert Joel Top · President & Ccocontrol
since 02/2019 · owns 75% or more

Related persons

Schedule D 7.A

Planwiser Tax, LLC
insurancen

Office movement

IAPD branch city; joins and departures in 12 months

Office	Advisors	Joined	Left	Teams out	Forming
Colorado Springs, Co · principal	3	1	0

Offices

Schedule D 1.F, the 25 largest

No branch office listed.

ADV anomalies

1 against comparable advisers; where to look, not conclusions

business activity changedChange between filings · filing Sep 4, 2026
pension consulting (Item 5.G.6): no on the filing of 2026-07-08, yes on the filing of 2026-09-04
peers: independent wealth managers, $100M to $500M (5,676)

How anomalies are measured

What changed

consecutive filings, newest first

Advisory activities · 2 to 4
Jul 8, 2026 to Sep 4, 2026
Employees · 4 to 6
Jul 8, 2026 to Sep 4, 2026
Financial planning clients · 1-10 to 1-10
Jul 8, 2026 to Sep 4, 2026
Succession · false to unset
Jul 8, 2026 to Sep 4, 2026
Accounts · 907 to 887
Jan 15, 2026 to Mar 31, 2026
Charity clients · unset to 0.0
Jan 15, 2026 to Mar 31, 2026
Corporate clients · unset to 4.0
Jan 15, 2026 to Mar 31, 2026
HNW clients · 42 to 47
Jan 15, 2026 to Mar 31, 2026
Individual clients · 157 to 164
Jan 15, 2026 to Mar 31, 2026
Pension plan clients · unset to 9.0
Jan 15, 2026 to Mar 31, 2026
Pooled vehicle clients · unset to 0.0
Jan 15, 2026 to Mar 31, 2026
Assets in custody · $0 to $27.9M
Jan 15, 2026 to Mar 31, 2026
Custody of client assets · false to true
Jan 15, 2026 to Mar 31, 2026
Employees · 5 to 4
Jan 15, 2026 to Mar 31, 2026
Discretionary RAUM · $134M to $158M
Jan 15, 2026 to Mar 31, 2026
HNW RAUM · $67.8M to $78.0M
Jan 15, 2026 to Mar 31, 2026
Individual RAUM · $60.8M to $73.4M
Jan 15, 2026 to Mar 31, 2026
Non-discretionary RAUM · $0 to $11.4M
Jan 15, 2026 to Mar 31, 2026
Pension RAUM · unset to 11386108.0
Jan 15, 2026 to Mar 31, 2026
Pooled vehicle RAUM · unset to 0.0
Jan 15, 2026 to Mar 31, 2026
RAUM · $134M to $169M
Jan 15, 2026 to Mar 31, 2026
Accounts · 800 to 907
Nov 27, 2024 to Apr 8, 2025
HNW clients · 43 to 42
Nov 27, 2024 to Apr 8, 2025
Individual clients · 158 to 157
Nov 27, 2024 to Apr 8, 2025
Assets in custody · $90.7M to $0
Nov 27, 2024 to Apr 8, 2025
Custody of client assets · true to false
Nov 27, 2024 to Apr 8, 2025
Employees · 2 to 5
Nov 27, 2024 to Apr 8, 2025
Financial planning clients · 1-10 to 1-10
Nov 27, 2024 to Apr 8, 2025
Discretionary RAUM · $135M to $134M
Nov 27, 2024 to Apr 8, 2025
HNW RAUM · $74.0M to $67.8M
Nov 27, 2024 to Apr 8, 2025
Individual RAUM · $62.1M to $60.8M
Nov 27, 2024 to Apr 8, 2025
Non-discretionary RAUM · $2.2M to $0
Nov 27, 2024 to Apr 8, 2025
RAUM · $137M to $134M
Nov 27, 2024 to Apr 8, 2025
Accounts · 0 to 800
Oct 31, 2024 to Nov 27, 2024
HNW clients · unset to 43.0
Oct 31, 2024 to Nov 27, 2024
Individual clients · unset to 158.0
Oct 31, 2024 to Nov 27, 2024
Assets in custody · unset to 90706732.0
Oct 31, 2024 to Nov 27, 2024
Custody of client assets · false to true
Oct 31, 2024 to Nov 27, 2024
Discretionary RAUM · $0 to $135M
Oct 31, 2024 to Nov 27, 2024
HNW RAUM · unset to 73966634.0
Oct 31, 2024 to Nov 27, 2024

Signals

2 dated events

2 advisors left Mutual Advisors, LLC (Colorado Springs, CO) for Planwiser Financial on the same day
Sep 16, 2024 · Team lift-out · derived
Planwiser Financial filed its initial SEC registration (Form ADV)
Jul 5, 2024 · First SEC registration · fact

Across DFX

shared identifiers only, never a name match

No identifier-backed link to the venture, private equity, family office or sponsor graphs.

How to reach

public business contact points only, each with its source

Business phone: 719-822-0808reportedpublished by the firm, firm site, Sep 16, 2026
Business phone: 719-890-3373reportedpublished by the firm, firm site, Sep 16, 2026
Firm profile: linkedin.com/company/planwiser-coloradoreportedpublic record, Form ADV, Sep 17, 2026
Website: planwiser.comreportedpublic record, Form ADV, Sep 17, 2026
Principal office phone: 719-822-0808reportedpublic record, Form ADV, Sep 4, 2026
Team page: planwiser.com/our-teamreportedpublished by the firm, firm site, Sep 16, 2026

Provenance

Form ADV: SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors: IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class: Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor: $56.4Mderivedfirm RAUM over the IAPD count; not a book size
Loaded: Sep 14, 2026