DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Nbt Capital Management, Inc.

Wealth manager with institutional or fund businessNorwich, New YorkCRD 104932SEC 801-30786websiteIAPD
Latest filing Jun 4, 2026
First filing on the tape Mar 30, 2012 · 35 filings
SEC status approved since Nov 23, 1987
RAUM
$1.6B
reported, Item 5.F
Discretionary
77%
of RAUM
Private clients
22%
$353M individuals and HNW
Advisors
7
registered through the firm on IAPD
RAUM per advisor
$230M
derived; firm RAUM over IAPD count
Employees
15
7 advisory (5.B.1)
Offices
4
beyond the principal office
Private funds
0
reported on Schedule D
History
35 filings and snapshots on the tape
RAUM$1.6B as of Jun 4, 2026
Mar 30, 2012$125M then
HNW client RAUM$254M as of Jun 4, 2026
Mar 26, 2018$84.0M then
State-registered IARs (5.B.3)8 as of Jun 4, 2026
Mar 30, 20120 then
Employees (5.A)15 as of Jun 4, 2026
Mar 28, 20137 then
Private funds: no history
RAUM +7.6% over the last fiscal year+10.0% a year over threeIARs 8 to 8offices 5 to 4
Practice profile
derived from the filing of Jun 4, 2026; every figure names its basis
Archetypes, each a printed rule
  • Bank affiliated · Item 7.A.6 or 7.A.7 (bank or trust company affiliate) and a bank, bancorp or trust company as a 50 percent or greater owner on Schedule A
  • Dual wealth and asset manager · private-client share 20 to 60 percent and fund or institutional share at least 30 percent
  • Retirement plan adviser · pension consulting activity (Item 5.G.6) and pension plans at least 25 percent of RAUM or at least 25 pension-plan clients
RAUM per advisor
$230MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
56derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$3.0MderivedHNW RAUM over HNW clients
Average account
$1.2MderivedRAUM over accounts (5.F.2.f)
Discretionary
77%derivedof RAUM
Institutional
78%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
2.1derivedItem 5.A over advisors
Advisors per office
1.4derived5 offices incl. principal (1.F.5)
RAUM growth, one year
+7.6%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
-34%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, portfolio management for businesses and institutions, pension consultingreportedItem 5.G
Custody
$138M, 151 clientsreportedItem 9.A
Ownership
a bank, bancorp or trust company is a 50 percent or greater ownerderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • compensates persons for client referrals (8.G.1)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
  • a related person has custody of client cash (9.B.1.a)
  • a related person has custody of client securities (9.B.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • Pension and profit-sharing plans$1.3B78%
  • High-net-worth individuals$254M16%
  • Individuals$99.8M6.2%
Individual clients
310reported
HNW clients
84reported
Pension plan clients
392reported
Charitable clients
0reported
Accounts
1,308reported
Financial planning clients
0reported
Wrap fee programs
noreported
Custody of client assets
$138M for 151 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=0.22 fund_share=0.0 institutional_share=0.78 related_bd=false related_bank=false bd_reps=2.0derived
Advisors registered through the firm
7 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
John Edward RiceElberta, AlJan 12, 201825 y1
John Constantine KaradenesGreenfield Center, Ny Mar 24, 202226 y0
Ann Beatrice MeganCertified Financial PlannerMilwaukee, WiApr 11, 202218 y1
Nancy Dunham ClevelandMilwaukee, WiApr 11, 202240 y2
Kevin J NesterPeoria Heights, IlFeb 28, 202419 y8
Scott Matthew PattonPeoria Heights, IlMay 23, 202432 y0
Michael Joseph KileyFishers, InSep 17, 202425 y2
Advisor movement
1 left, 0 joined in 12 months
net -1 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 14% of current headcount1 left over 36 months
Teams: two or more advisors moving together within fourteen days, from one state
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • Jon Douglas Coggins · Chief Compliance Officercontrol
    since 03/2024 · owns less than 5%
  • Halley Ruth Mahoney · Chief Executive Officercontrol
    since 03/2024 · owns less than 5%
Entity owners
  • Nbt Bank, N.A · Sole Stockholder
    direct · owns 75% or more
Related persons
Schedule D 7.A
  • Nbt Bank, N.A
    y
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Milwaukee, Wi200
Peoria Heights, Il200
Norwich, Ny · principal101
Offices
Schedule D 1.F, the 25 largest
  • Peoria, IL3 employees
  • Milwaukee, WI2 employees
  • Norwich, NY1 employees
  • Saratoga Springs, NY1 employees
  • , 1 employees
ADV anomalies
2 against comparable advisers; where to look, not conclusions
  • high institutional concentrationStatic outlier · filing Jun 4, 2026
    institutional share of RAUM of 78% against a peer median of 3% (1362 comparable advisers, 100.0th percentile, 18.7 robust deviations)
    peers: independent wealth managers, $1B to $5B (1,362) · 100% percentile
  • clients down average size upCombination · filing Mar 27, 2026
    private clients fell 20 percent or more while RAUM per client rose 30 percent or more: a move up-market or the departure of small accounts. RAUM $1,494,546,162 to $1,608,495,723, advisors 8 to 8, private clients 593 to 394, offices 5 to 5 (2025-04-23 to 2026-03-27)
    peers: independent wealth managers, $1B to $5B (1,362)
What changed
consecutive filings, newest first
  • HQ city · JOHNSON CITY to NORWICH
    Mar 27, 2026 to Jun 4, 2026
  • Other offices · 5 to 4
    Mar 27, 2026 to Jun 4, 2026
  • Accounts · 1,384 to 1,308
    Jun 17, 2025 to Mar 27, 2026
  • Advisory employees · 4 to 7
    Jun 17, 2025 to Mar 27, 2026
  • HNW clients · 170 to 84
    Jun 17, 2025 to Mar 27, 2026
  • Individual clients · 423 to 310
    Jun 17, 2025 to Mar 27, 2026
  • Pension plan clients · 346 to 392
    Jun 17, 2025 to Mar 27, 2026
  • Assets in custody · $1.1B to $138M
    Jun 17, 2025 to Mar 27, 2026
  • Insurance-licensed employees · 2 to 0
    Jun 17, 2025 to Mar 27, 2026
  • Financial planning clients · 251-500 to 0
    Jun 17, 2025 to Mar 27, 2026
  • Discretionary RAUM · $1.1B to $1.2B
    Jun 17, 2025 to Mar 27, 2026
  • HNW RAUM · $202M to $254M
    Jun 17, 2025 to Mar 27, 2026
  • Individual RAUM · $169M to $99.8M
    Jun 17, 2025 to Mar 27, 2026
  • Non-discretionary RAUM · $404M to $366M
    Jun 17, 2025 to Mar 27, 2026
  • Pension RAUM · $1.1B to $1.3B
    Jun 17, 2025 to Mar 27, 2026
  • RAUM · $1.5B to $1.6B
    Jun 17, 2025 to Mar 27, 2026
  • Financial planning clients · 251-500 to 251-500
    Apr 23, 2025 to Jun 17, 2025
  • Accounts · 1,116 to 1,384
    Jun 11, 2024 to Apr 23, 2025
  • Advisory employees · 8 to 4
    Jun 11, 2024 to Apr 23, 2025
  • BD registered reps · 3 to 2
    Jun 11, 2024 to Apr 23, 2025
  • Charity clients · unset to 0.0
    Jun 11, 2024 to Apr 23, 2025
  • Corporate clients · unset to 0.0
    Jun 11, 2024 to Apr 23, 2025
  • HNW clients · 74 to 170
    Jun 11, 2024 to Apr 23, 2025
  • Individual clients · 183 to 423
    Jun 11, 2024 to Apr 23, 2025
  • Pension plan clients · 343 to 346
    Jun 11, 2024 to Apr 23, 2025
  • Pooled vehicle clients · unset to 0.0
    Jun 11, 2024 to Apr 23, 2025
  • Assets in custody · $1.2B to $1.1B
    Jun 11, 2024 to Apr 23, 2025
  • Employees · 17 to 15
    Jun 11, 2024 to Apr 23, 2025
  • Insurance-licensed employees · 3 to 2
    Jun 11, 2024 to Apr 23, 2025
  • Financial planning clients · 101-250 to 251-500
    Jun 11, 2024 to Apr 23, 2025
  • State-registered IARs · 5 to 8
    Jun 11, 2024 to Apr 23, 2025
  • Discretionary RAUM · $937M to $1.1B
    Jun 11, 2024 to Apr 23, 2025
  • HNW RAUM · $151M to $202M
    Jun 11, 2024 to Apr 23, 2025
  • Individual RAUM · $60.6M to $169M
    Jun 11, 2024 to Apr 23, 2025
  • Non-discretionary RAUM · $387M to $404M
    Jun 11, 2024 to Apr 23, 2025
  • Pension RAUM · $1.1B to $1.1B
    Jun 11, 2024 to Apr 23, 2025
  • Pooled vehicle RAUM · unset to 0.0
    Jun 11, 2024 to Apr 23, 2025
  • RAUM · $1.3B to $1.5B
    Jun 11, 2024 to Apr 23, 2025
  • Accounts · 1,193 to 1,116
    Aug 10, 2023 to Mar 29, 2024
  • HNW clients · 68 to 74
    Aug 10, 2023 to Mar 29, 2024
Signals
16 dated events
  • Brian Anthony Voss left Nbt Capital Management, Inc. for Voss Wealth Management (registered 2026-05-15)
    May 29, 2026 · Advisor changed firm · fact
  • M Todd Wilcox (Chief Compliance Officer) no longer on Schedule A of Nbt Capital Management, Inc. (listed 2023-08-10, absent 2024-03-29)
    Mar 29, 2024 · Control person left · inference
  • S Manuel Orta (Ceo) no longer on Schedule A of Nbt Capital Management, Inc. (listed 2023-08-10, absent 2024-03-29)
    Mar 29, 2024 · Control person left · inference
  • Jon Douglas Coggins (Chief Compliance Officer) appeared on Schedule A of Nbt Capital Management, Inc.
    Mar 29, 2024 · Control person joined · fact
  • Halley Ruth Mahoney (Ceo) appeared on Schedule A of Nbt Capital Management, Inc.
    Mar 29, 2024 · Control person joined · fact
  • Nbt Capital Management, Inc. reported RAUM $1.2B, down 30% from $1.7B (2022-10-12 to 2023-03-28)
    Mar 28, 2023 · RAUM change · derived
  • 2 advisors left Cleveland Hauswirth Investment Management, Inc. (Milwaukee, WI) for Nbt Capital Management, Inc. on the same day
    Apr 29, 2022 · Team lift-out · derived
  • S Manuel Orta (Ceo) appeared on Schedule A of Nbt Capital Management, Inc.
    Mar 30, 2021 · Control person joined · fact
  • M Todd Wilcox (Chief Compliance Officer) appeared on Schedule A of Nbt Capital Management, Inc.
    Sep 18, 2020 · Control person joined · fact
  • Ann Leona Hoag (Chief Compliance Officer) no longer on Schedule A of Nbt Capital Management, Inc. (listed 2020-05-04, absent 2020-09-18)
    Sep 18, 2020 · Control person left · inference
  • Ogozaly Kathleen Bartlow (Chief Operations Officer) no longer on Schedule A of Nbt Capital Management, Inc. (listed 2020-04-09, absent 2020-04-29)
    Apr 29, 2020 · Control person left · inference
  • Nbt Capital Management, Inc. reported RAUM $1.2B, up 611% from $162.9M (2020-04-09 to 2020-04-29)
    Apr 29, 2020 · RAUM change · derived
  • Dale Kenneth Rosplock (President) no longer on Schedule A of Nbt Capital Management, Inc. (listed 2020-04-09, absent 2020-04-29)
    Apr 29, 2020 · Control person left · inference
  • Nbt Capital Management, Inc. reported succeeding to the business of Another Adviser (Form ADV Item 4)
    Apr 29, 2020 · Succession (Item 4) · fact
  • Andrew Brian Voss (Chief Executive Officer) no longer on Schedule A of Nbt Capital Management, Inc. (listed 2020-04-09, absent 2020-04-29)
    Apr 29, 2020 · Control person left · inference
  • Andrew Brian Voss (Chief Executive Officer) appeared on Schedule A of Nbt Capital Management, Inc.
    Mar 26, 2019 · Control person joined · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Website
nbtcapm.comreportedpublic record, Form ADV, Sep 18, 2026
Principal office phone
607-584-4141reportedpublic record, Form ADV, Jun 4, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Wealth manager with institutional or fund businessderiveda rule over Items 5.D and 7.A
RAUM per advisor
$230Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026