DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

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SEC-registered adviser

L••• I•••

Independent wealth managerHolland, MichiganCRD 124228SEC 801-66772websiteIAPD
Latest filing Sep 16, 2026
First filing on the tape Mar 20, 2012 · 48 filings
SEC status approved since May 17, 2006
RAUM
$1.1B
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
97%
$1.1B individuals and HNW
Advisors
17
registered through the firm on IAPD
RAUM per advisor
$66.2M
derived; firm RAUM over IAPD count
Employees
24
18 advisory (5.B.1)
Offices
14
beyond the principal office
Private funds
0
reported on Schedule D
History
48 filings and snapshots on the tape
RAUM$1.1B as of Mar 25, 2026
Mar 20, 2012$183M then
HNW client RAUM$257M as of Mar 25, 2026
Mar 23, 2018$62.9M then
State-registered IARs (5.B.3)16 as of Mar 25, 2026
Mar 15, 20131 then
Employees (5.A)24 as of Mar 25, 2026
Mar 15, 201310 then
Private funds: no history
RAUM +16% over the last fiscal year+12% a year over threeIARs 15 to 16
Practice profile
derived from the filing of Sep 16, 2026; every figure names its basis
Archetypes, each a printed rule
  • Mass-affluent RIA · private-client share at least 50 percent, non-HNW individuals at least 60 percent of private-client RAUM
RAUM per advisor
$66.2MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
143derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.0MderivedHNW RAUM over HNW clients
Average account
$191,398derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
2.1%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.4derivedItem 5.A over advisors
Advisors per office
1.1derived15 offices incl. principal (1.F.5)
RAUM growth, one year
+16%derivedbetween the last two annual amendments
Advisor growth, one year
+6.7%derivedItem 5.B.3 between annual amendments
Client growth, one year
+3.1%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, selection of other advisersreportedItem 5.G
Custody
$292M, 468 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
  • marketing includes testimonials (5.L.1.c)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • Individuals$829M74%
  • High-net-worth individuals$257M23%
  • Pension and profit-sharing plans$21.3M1.9%
  • Corporations and businesses$15.0M1.3%
  • Charitable organizations$2.7M0.2%
Individual clients
2,312reported
HNW clients
126reported
Pension plan clients
14reported
Charitable clients
9reported
Accounts
5,879reported
Financial planning clients
1-10reported
Wrap fee programs
noreported
Custody of client assets
$292M for 468 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=0.97 fund_share=0.0 institutional_share=0.02 related_bd=false related_bank=false bd_reps=2.0derived
Advisors registered through the firm
17 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
R••• J• V•••••••••Certified Financial PlannerHolland, MiSep 27, 200631 y1
N••••• L•••• B••••••Certified Financial PlannerHolland, MiJul 26, 201219 y1
R•••• A•••• W•••Chartered Financial ConsultantGrand Rapids, MiAug 14, 201739 y2
E••• J• S•••Chartered Financial ConsultantHolland, MiDec 27, 201817 y1
R••••• J•••••• S••••••Cordele, GaOct 26, 202021 y3
Z•••••• C•••••• P•••••••Stockbridge, Ga Jan 25, 202112 y2
M•••••• D•••• H••••••Rock Hill, Ny Jul 19, 202118 y2
M•••••• J•••• B•••••••Belleair, FlJul 22, 202111 y1
J••••• P••• B•••••••Wildwood, MoSep 29, 202235 y3
N••••• C••• W•••Certified Financial PlannerGrand Rapids, MiOct 12, 202210 y0
J•••• M•••• E•••••••Green Lake, Wi Sep 11, 202326 y2
C••••• K•••• C••••••••Friendswood, TxNov 25, 202411 y1
T•••••• L••••• S•••••Friendswood, TxNov 25, 202433 y3
J•••• M•• D•••••••Holland, MiJan 1, 202524 y1
J••••• J• B••••••Holland, MiFeb 3, 202511 y0
J••••• A••••• F••••••Holland, MiMay 12, 202511 y1
W•••••• K•••• H•••••••Holland, MiMay 22, 202610 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Left, latest
none on the tape
    Joined, latest
    Teams: two or more advisors moving together within fourteen days, from one state
    Private funds
    No private fund reported.
    Owners and control persons
    Schedule A and B, latest filing
    • B••••••• N•••••• L•••• · Vice Presidentcontrol
      since 01/2011 · owns 25% to 50%
    • V••••••••• R•••• J• · President/Chief Compliance Officercontrol
      since 01/2000 · owns 50% to 75%
    Related persons
    Schedule D 7.A
    • L•• C•••••••••
      insurancen
    Office movement
    IAPD branch city; joins and departures in 12 months
    OfficeAdvisorsJoinedLeftTeams outForming
    Holland, Mi · principal710
    Belleair, Fl200
    Friendsw•••, Tx200
    Grand Rapids, Mi200
    Offices
    Schedule D 1.F, the 25 largest
    • Friendsw•••, TX2 employees
    • Okemos, MI2 employees
    • Clarkesville, GA1 employees
    • Columbus, OH1 employees
    • Cordele, GA1 employees
    • Grand Rapids, MI1 employees
    • Litchfield, MI1 employees
    • Stockbridge, GA1 employees
    • Ann Arbor, MI1 employees
    • , 1 employees
    • Belleair, FL1 employees
    What changed
    consecutive filings, newest first
    • Financial planning clients · 1-10 to 1-10
      Mar 25, 2026 to Sep 16, 2026
    • Succession · false to unset
      Mar 25, 2026 to Sep 16, 2026
    • Accounts · 5,242 to 5,879
      Jan 2, 2026 to Mar 25, 2026
    • Advisory employees · 22 to 18
      Jan 2, 2026 to Mar 25, 2026
    • Corporate clients · 13 to 12
      Jan 2, 2026 to Mar 25, 2026
    • HNW clients · 121 to 126
      Jan 2, 2026 to Mar 25, 2026
    • Individual clients · 2,244 to 2,312
      Jan 2, 2026 to Mar 25, 2026
    • Pension plan clients · unset to 14.0
      Jan 2, 2026 to Mar 25, 2026
    • Assets in custody · $226M to $292M
      Jan 2, 2026 to Mar 25, 2026
    • Employees · 25 to 24
      Jan 2, 2026 to Mar 25, 2026
    • State-registered IARs · 15 to 16
      Jan 2, 2026 to Mar 25, 2026
    • Discretionary RAUM · $969M to $1.1B
      Jan 2, 2026 to Mar 25, 2026
    • HNW RAUM · $223M to $257M
      Jan 2, 2026 to Mar 25, 2026
    • Individual RAUM · $733M to $829M
      Jan 2, 2026 to Mar 25, 2026
    • Pension RAUM · unset to 21258027.0
      Jan 2, 2026 to Mar 25, 2026
    • RAUM · $969M to $1.1B
      Jan 2, 2026 to Mar 25, 2026
    • Accounts · 5,075 to 5,242
      Nov 27, 2024 to Mar 26, 2025
    • Advisory employees · 20 to 22
      Nov 27, 2024 to Mar 26, 2025
    • Charity clients · 7 to 9
      Nov 27, 2024 to Mar 26, 2025
    • Corporate clients · 10 to 13
      Nov 27, 2024 to Mar 26, 2025
    • Individual clients · 2,277 to 2,244
      Nov 27, 2024 to Mar 26, 2025
    • Assets in custody · $222M to $226M
      Nov 27, 2024 to Mar 26, 2025
    • Financial planning clients · 1-10 to 1-10
      Nov 27, 2024 to Mar 26, 2025
    • Discretionary RAUM · $853M to $969M
      Nov 27, 2024 to Mar 26, 2025
    • HNW RAUM · $185M to $223M
      Nov 27, 2024 to Mar 26, 2025
    • Individual RAUM · $668M to $733M
      Nov 27, 2024 to Mar 26, 2025
    • Non-discretionary RAUM · $21.2M to $0
      Nov 27, 2024 to Mar 26, 2025
    • Pension RAUM · 452000.0 to unset
      Nov 27, 2024 to Mar 26, 2025
    • RAUM · $875M to $969M
      Nov 27, 2024 to Mar 26, 2025
    • Advisory employees · 18 to 20
      May 28, 2024 to Nov 27, 2024
    • Employees · 23 to 25
      May 28, 2024 to Nov 27, 2024
    • State-registered IARs · 14 to 15
      May 28, 2024 to Nov 27, 2024
    • Accounts · 5,192 to 5,075
      Nov 10, 2023 to Feb 29, 2024
    • Advisory employees · 20 to 18
      Nov 10, 2023 to Feb 29, 2024
    • Charity clients · unset to 7.0
      Nov 10, 2023 to Feb 29, 2024
    • Corporate clients · 9 to 10
      Nov 10, 2023 to Feb 29, 2024
    • HNW clients · 124 to 121
      Nov 10, 2023 to Feb 29, 2024
    • Individual clients · 2,389 to 2,277
      Nov 10, 2023 to Feb 29, 2024
    • Assets in custody · $75.5M to $222M
      Nov 10, 2023 to Feb 29, 2024
    • Employees · 25 to 23
      Nov 10, 2023 to Feb 29, 2024
    Signals
    5 dated events
    • 2 advisors left N••• F•••••••• G••••• I••• (Friendswood, TX) for L••• I••• on the same day
      Nov 26, 2024 · Team lift-out · derived
    • L••• I••• reported 8 offices beyond its principal office, up from 0 (2021-12-22 to 2022-03-31)
      Mar 31, 2022 · Office count change · derived
    • L••• I••• reported RAUM $662.2M, up 30% from $509.9M (2020-01-17 to 2020-03-27)
      Mar 27, 2020 · RAUM change · derived
    • Phillip James Lorence (President) no longer on Schedule A of L••• I••• (listed 2019-08-20, absent 2020-01-17)
      Jan 17, 2020 · Control person left · inference
    • L••• I••• reported RAUM $523.2M, up 25% from $417.6M (2017-03-30 to 2018-03-23)
      Mar 23, 2018 · RAUM change · derived
    Across DFX
    shared identifiers only, never a name match
    No identifier-backed link to the venture, private equity, family office or sponsor graphs.
    How to reach
    public business contact points only, each with its source
    Business email
    info@lvzinc.comreportedpublished by the firm, firm site, Sep 15, 2026
    Business email
    compliance@lvzinc.comreportedpublished by the firm, firm site, Sep 15, 2026
    Business phone
    616-394-4994reportedpublished by the firm, firm site, Sep 15, 2026
    Business phone
    616-394-5986reportedpublished by the firm, firm site, Sep 15, 2026
    Business phone
    800-851-7214reportedpublished by the firm, firm site, Sep 15, 2026
    Firm profile
    linkedin.com/company/lvzfinancialplanningreportedpublic record, Form ADV, Sep 18, 2026
    Firm profile
    linkedin.com/company/lvzinvestmentmanagementreportedpublic record, Form ADV, Sep 18, 2026
    Website
    lvzinc.comreportedpublic record, Form ADV, Sep 18, 2026
    Principal office phone
    616-394-4994reportedpublic record, Form ADV, Sep 16, 2026
    Contact form
    lvzinc.com/contactreportedpublished by the firm, firm site, Sep 15, 2026
    Team page
    lvzinc.com/our-teamreportedpublished by the firm, firm site, Sep 15, 2026
    Provenance
    Form ADV
    SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
    Advisors
    IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
    Class
    Independent wealth managerderiveda rule over Items 5.D and 7.A
    RAUM per advisor
    $66.2Mderivedfirm RAUM over the IAPD count; not a book size
    Loaded
    Sep 14, 2026