DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

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SEC-registered adviser

B•••• D•••••• F••••••••• L••

Independent wealth managerLutherville, MarylandCRD 145108SEC 801-96172websiteIAPD
Latest filing Mar 23, 2026
First filing on the tape Apr 15, 2015 · 29 filings
SEC status approved since Apr 22, 2015
RAUM
$1.4B
reported, Item 5.F
Discretionary
89%
of RAUM
Private clients
82%
$1.1B individuals and HNW
Advisors
14
registered through the firm on IAPD
RAUM per advisor
$97.9M
derived; firm RAUM over IAPD count
Employees
17
13 advisory (5.B.1)
Offices
1
beyond the principal office
Private funds
3
reported on Schedule D
History
29 filings and snapshots on the tape
RAUM$1.4B as of Mar 23, 2026
Mar 16, 2016$117M then
HNW client RAUM$1.0B as of Mar 23, 2026
Mar 29, 2018$231M then
State-registered IARs (5.B.3)13 as of Mar 23, 2026
Mar 16, 20163 then
Employees (5.A)17 as of Mar 23, 2026
Mar 16, 20164 then
Private funds3 as of Mar 23, 2026
Mar 25, 20241 then
RAUM +31% over the last fiscal year+36% a year over threeIARs 11 to 13
Practice profile
derived from the filing of Mar 23, 2026; every figure names its basis
Archetypes, each a printed rule
  • RIA with private funds · a wealth manager (private-client share at least 50 percent) that reports at least one private fund on Schedule D 7.B.(1)
RAUM per advisor
$97.9MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
24derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$4.8MderivedHNW RAUM over HNW clients
Average account
$1.1MderivedRAUM over accounts (5.F.2.f)
Discretionary
89%derivedof RAUM
Institutional
13%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.2derivedItem 5.A over advisors
Advisors per office
7.0derived2 offices incl. principal (1.F.5)
RAUM growth, one year
+31%derivedbetween the last two annual amendments
Advisor growth, one year
+18%derivedItem 5.B.3 between annual amendments
Client growth, one year
+12%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, portfolio management for businesses and institutions, portfolio management for pooled vehicles, pension consultingreportedItem 5.G
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • a related person has custody of client cash (9.B.1.a)
  • a related person has custody of client securities (9.B.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$1.0B76%
  • Pension and profit-sharing plans$91.8M6.7%
  • Individuals$90.6M6.6%
  • Charitable organizations$83.7M6.1%
  • Pooled investment vehicles$50.2M3.7%
  • Corporations and businesses$16.5M1.2%
Individual clients
117reported
HNW clients
218reported
Pension plan clients
6reported
Charitable clients
7reported
Accounts
1,261reported
Financial planning clients
251-500reported
Wrap fee programs
noreported
Custody of client assets
noreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=0.82 fund_share=0.04 institutional_share=0.13 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
14 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
M•••••• P••• G•••••Certified Financial Planner, Chartered Financial AnalystLutherville, MdFeb 12, 200827 y0
D•••• A••• Z•••••••Certified Financial PlannerLutherville, MdNov 15, 201313 y0
P••• W•••••• S•••••••Personal Financial SpecialistLutherville, Md Oct 28, 201624 y1
D•••• E•••• H••••••••Lutherville, Md Mar 9, 202217 y1
B••••••• S•••••Certified Financial PlannerLutherville, MdJan 17, 202313 y0
J•••••• A•••• N••••••Lutherville, MdMar 19, 202420 y0
R••••• J••••• T••••Lutherville, MdApr 23, 202424 y0
C•••• L••••••••Lutherville, MdSep 6, 202412 y0
E••• L•• W••••Certified Financial PlannerLutherville, Md Apr 28, 202510 y3
T••• C•••••• M•••••Lutherville, Md Jul 29, 202513 y0
C••••• K•••••Lutherville, MdOct 28, 202512 y0
A•••••••• R••••••Certified Financial PlannerLutherville, MdDec 3, 202514 y1
L•••••• D•••• D•••••Lutherville, MdJan 1, 202627 y1
J••••• M• F•••••Chartered Financial AnalystBend, Or Mar 5, 202615 y1
Advisor movement
1 left, 2 joined in 12 months
Private funds
3 reported on Schedule D 7.B.(1)
Owners and control persons
Schedule A and B, latest filing
  • G•••••• M••••••• P••• · Member/Chief Compliance Officercontrol
    since 08/2007 · owns 50% to 75%
  • D•••••• L••••••• D•••• · Trusteecontrol
    since 04/2013 · owns 75% or more of D••••• C•••••• M••••••••• T••••
Entity owners
  • D••••• C•••••• M••••••••• T•••• · Owner
    direct · owns 25% to 50%
Related persons
Schedule D 7.A
  • A••• V••••••••• L••
    insurancen
  • B•••• D•••••• F•••••••• P• G•• L••
    pooled vehicle sponsorn
  • C••••• A••••••••• C••• • A•••••••• L••
    insurancen
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Lutherville, Md · principal1440
Bend, Or411
Offices
Schedule D 1.F, the 25 largest
  • Bend, OR2 employees
ADV anomalies
3 against comparable advisers; where to look, not conclusions
  • control person changedChange between filings · filing Mar 23, 2026
    D•••••• L••••••• D•••• (TRUSTEE) left Schedule A between the filings of 2015-04-15 and 2026-03-23
    peers: independent wealth managers, $1B to $5B (1,362)
  • account count surgeChange between filings · filing Mar 23, 2026
    accounts (Item 5.F.2.f) moved from 328.0 to 1,261.0 (+284.0%) between the annual amendments of 2025-03-27 and 2026-03-23; the peer median change was +6.0% (1206 comparable advisers, 99.0th percentile of changes)
    peers: independent wealth managers, $1B to $5B (1,206) · 99% percentile
  • private fund count surgeChange between filings · filing Mar 23, 2026
    private funds (Schedule D 7.B.1) moved from 2.0 to 3.0 (+50.0%) between the annual amendments of 2025-03-27 and 2026-03-23; the peer median change was 0.0% (126 comparable advisers, 92.0th percentile of changes)
    peers: independent wealth managers, $1B to $5B (126) · 92% percentile
What changed
consecutive filings, newest first
  • Accounts · 328 to 1,261
    Mar 27, 2025 to Mar 23, 2026
  • Advisory employees · 11 to 13
    Mar 27, 2025 to Mar 23, 2026
  • Charity clients · 6 to 7
    Mar 27, 2025 to Mar 23, 2026
  • Corporate clients · 12 to 10
    Mar 27, 2025 to Mar 23, 2026
  • HNW clients · 188 to 218
    Mar 27, 2025 to Mar 23, 2026
  • Individual clients · 111 to 117
    Mar 27, 2025 to Mar 23, 2026
  • Pension plan clients · 9 to 6
    Mar 27, 2025 to Mar 23, 2026
  • Pooled vehicle clients · 2 to 3
    Mar 27, 2025 to Mar 23, 2026
  • Employees · 14 to 17
    Mar 27, 2025 to Mar 23, 2026
  • State-registered IARs · 11 to 13
    Mar 27, 2025 to Mar 23, 2026
  • Private funds · 2 to 3
    Mar 27, 2025 to Mar 23, 2026
  • Discretionary RAUM · $959M to $1.2B
    Mar 27, 2025 to Mar 23, 2026
  • HNW RAUM · $796M to $1.0B
    Mar 27, 2025 to Mar 23, 2026
  • Individual RAUM · $57.6M to $90.6M
    Mar 27, 2025 to Mar 23, 2026
  • Non-discretionary RAUM · $84.4M to $144M
    Mar 27, 2025 to Mar 23, 2026
  • Pension RAUM · $77.4M to $91.8M
    Mar 27, 2025 to Mar 23, 2026
  • Pooled vehicle RAUM · $24.9M to $50.2M
    Mar 27, 2025 to Mar 23, 2026
  • RAUM · $1.0B to $1.4B
    Mar 27, 2025 to Mar 23, 2026
  • Accounts · 274 to 328
    Oct 1, 2024 to Mar 27, 2025
  • Advisory employees · 9 to 11
    Oct 1, 2024 to Mar 27, 2025
  • Charity clients · 5 to 6
    Oct 1, 2024 to Mar 27, 2025
  • Corporate clients · 7 to 12
    Oct 1, 2024 to Mar 27, 2025
  • HNW clients · 139 to 188
    Oct 1, 2024 to Mar 27, 2025
  • Individual clients · 113 to 111
    Oct 1, 2024 to Mar 27, 2025
  • Pooled vehicle clients · 1 to 2
    Oct 1, 2024 to Mar 27, 2025
  • Assets in custody · 890000.0 to unset
    Oct 1, 2024 to Mar 27, 2025
  • Custody of client assets · true to false
    Oct 1, 2024 to Mar 27, 2025
  • Employees · 13 to 14
    Oct 1, 2024 to Mar 27, 2025
  • Financial planning clients · 101-250 to 251-500
    Oct 1, 2024 to Mar 27, 2025
  • HQ city · TOWSON to LUTHERVILLE
    Oct 1, 2024 to Mar 27, 2025
  • State-registered IARs · 9 to 11
    Oct 1, 2024 to Mar 27, 2025
  • Private funds · 1 to 2
    Oct 1, 2024 to Mar 27, 2025
  • Discretionary RAUM · $624M to $959M
    Oct 1, 2024 to Mar 27, 2025
  • HNW RAUM · $512M to $796M
    Oct 1, 2024 to Mar 27, 2025
  • Individual RAUM · $69.9M to $57.6M
    Oct 1, 2024 to Mar 27, 2025
  • Non-discretionary RAUM · $77.6M to $84.4M
    Oct 1, 2024 to Mar 27, 2025
  • Pension RAUM · $67.8M to $77.4M
    Oct 1, 2024 to Mar 27, 2025
  • Pooled vehicle RAUM · $890,000 to $24.9M
    Oct 1, 2024 to Mar 27, 2025
  • RAUM · $701M to $1.0B
    Oct 1, 2024 to Mar 27, 2025
  • Assets in custody · unset to 890000.0
    Mar 25, 2024 to Oct 1, 2024
Signals
7 dated events
  • B•••• D•••••• F••••••••• L•• reported RAUM $1.4B, up 31% from $1.0B (2025-03-27 to 2026-03-23)
    Mar 23, 2026 · RAUM change · derived
  • J••••• L••• B•••••• left B•••• D•••••• F••••••••• L•• for S•••••••• A•••••••• L•• (registered 2026-03-12)
    Mar 4, 2026 · Advisor changed firm · fact
  • B•••• D•••••• F••••••••• L•• reported RAUM $1.0B, up 49% from $701.4M (2024-10-01 to 2025-03-27)
    Mar 27, 2025 · RAUM change · derived
  • B•••• D•••••• F••••••••• L•• reported RAUM $701.4M, up 28% from $545.9M (2023-10-11 to 2024-03-25)
    Mar 25, 2024 · RAUM change · derived
  • B•••• D•••••• F••••••••• L•• reported RAUM $488.6M, up 34% from $364.6M (2020-06-11 to 2021-03-01)
    Mar 1, 2021 · RAUM change · derived
  • B•••• D•••••• F••••••••• L•• reported RAUM $280.4M, up 60% from $175.1M (2017-07-03 to 2018-03-29)
    Mar 29, 2018 · RAUM change · derived
  • B•••• D•••••• F••••••••• L•• filed its initial SEC registration (Form ADV)
    Apr 15, 2015 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
How to reach
public business contact points only, each with its source
Business phone
443-841-7772reportedpublished by the firm, firm site, Sep 15, 2026
Firm profile
LINKEDIN.COM/COMPANY/B••••-D••••••-FINANCIAL-LLCreportedpublic record, Form ADV, Sep 19, 2026
Website
B••••DF.COMreportedpublic record, Form ADV, Sep 19, 2026
Principal office phone
443-841-7772reportedpublic record, Form ADV, Mar 23, 2026
Team page
b•••••••••.comreportedpublished by the firm, firm site, Sep 15, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$97.9Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026