DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

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SEC-registered adviser

C•••• F•••••••• A•••••••

Independent wealth managerPortland, OregonCRD 287686SEC 801-110589websiteIAPD
Legal name C•••• F•••••••• A•••••••• L••
Latest filing Jul 9, 2026
First filing on the tape May 8, 2017 · 53 filings
SEC status approved since Jun 22, 2017
RAUM
$482M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
97%
$468M individuals and HNW
Advisors
11
registered through the firm on IAPD
RAUM per advisor
$43.8M
derived; firm RAUM over IAPD count
Employees
12
11 advisory (5.B.1)
Offices
6
beyond the principal office
Private funds
0
reported on Schedule D
History
53 filings and snapshots on the tape
RAUM$482M as of Jul 9, 2026
Mar 21, 2018$134M then
HNW client RAUM$304M as of Jul 9, 2026
Mar 21, 2018$49.7M then
State-registered IARs (5.B.3)11 as of Jul 9, 2026
Mar 21, 201815 then
Employees (5.A)12 as of Jul 9, 2026
Mar 21, 201815 then
Private funds: no history
RAUM +15% over the last fiscal year+19% a year over threeIARs 14 to 11offices 7 to 6
Practice profile
derived from the filing of Jul 9, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
RAUM per advisor
$43.8MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
166derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$555,395derivedHNW RAUM over HNW clients
Average account
$165,745derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
1.3%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.1derivedItem 5.A over advisors
Advisors per office
1.6derived7 offices incl. principal (1.F.5)
RAUM growth, one year
+15%derivedbetween the last two annual amendments
Advisor growth, one year
-21%derivedItem 5.B.3 between annual amendments
Client growth, one year
-3.3%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individualsreportedItem 5.G
Wrap fee program
participatesreportedItem 5.I
Custody
$48.5M, 232 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$304M63%
  • Individuals$164M34%
  • Corporations and businesses$7.7M1.6%
  • Pension and profit-sharing plans$3.7M0.8%
  • Charitable organizations$2.4M0.5%
Individual clients
1,283reported
HNW clients
548reported
Pension plan clients
17reported
Charitable clients
11reported
Accounts
2,907reported
Financial planning clients
251-500reported
Wrap fee programs
$0 sponsored, $4.4M managedreported
Custody of client assets
$48.5M for 232 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=0.97 fund_share=0.0 institutional_share=0.01 related_bd=false related_bank=false bd_reps=12.0derived
Advisors registered through the firm
11 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
M•••••• J••••• C••••Portland, OrJun 29, 201728 y1
J•• S• T••••••••Portland, OrJun 29, 201725 y0
B•••• M•••••• C••••Portland, OrJun 29, 201723 y1
J••••• D•••• L•••Portland, Or Jun 29, 201720 y1
T••••• B••••• O•••••••Portland, OrJun 29, 201736 y3
C•••• S•••• L•••••Portland, OrJul 18, 201737 y1
A•••• P••••Portland, OrNov 15, 201711 y0
M•••• M• E••••••Portland, Or Jan 15, 202012 y0
K••• A••• B•••••••Newberg, Or Jun 22, 202213 y0
M••••• D••• W••••••••Portland, OrJan 1, 202627 y0
C•••••• L••• J•••••Certified Financial PlannerFulshear, Tx Feb 24, 202621 y4
Advisor movement
4 left, 1 joined in 12 months
net -3 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 36% of current headcount5 left over 36 months
Left, latest
Joined, latest
Teams: two or more advisors moving together within fourteen days, from one state
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • T••••••••• J••• S• · Managing Member / Alternative Regulatory Contactcontrol
    since 07/2017 · owns 50% to 75%
  • W••••••••• M•••••• D••• · Managing Member / Chief Compliance Officercontrol
    since 04/2017 · owns 50% to 75%
Related persons
Schedule D 7.A
  • B•••••••• G•••••••• A•• O••••••• P•••
    insurancen
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Portland, Or · principal11241
Newberg, Or200
Offices
Schedule D 1.F, the 25 largest
  • Beaverton, OR11 employees
  • Portland, OR2 employees
  • Salem, OR2 employees
  • Tualatin, OR2 employees
  • , 2 employees
  • Lake Oswego, OR1 employees
What changed
consecutive filings, newest first
  • HQ city · BEAVERTON to PORTLAND
    Mar 20, 2026 to Jul 9, 2026
  • Accounts · 2,966 to 2,907
    Feb 4, 2026 to Mar 20, 2026
  • Advisory employees · 13 to 11
    Feb 4, 2026 to Mar 20, 2026
  • BD registered reps · 11 to 12
    Feb 4, 2026 to Mar 20, 2026
  • Charity clients · 10 to 11
    Feb 4, 2026 to Mar 20, 2026
  • Corporate clients · 13 to 14
    Feb 4, 2026 to Mar 20, 2026
  • HNW clients · 477 to 548
    Feb 4, 2026 to Mar 20, 2026
  • Individual clients · 1,416 to 1,283
    Feb 4, 2026 to Mar 20, 2026
  • Pension plan clients · 16 to 17
    Feb 4, 2026 to Mar 20, 2026
  • Assets in custody · unset to 48488002.0
    Feb 4, 2026 to Mar 20, 2026
  • Custody of client assets · false to true
    Feb 4, 2026 to Mar 20, 2026
  • Employees · 13 to 12
    Feb 4, 2026 to Mar 20, 2026
  • Financial planning clients · 101-250 to 251-500
    Feb 4, 2026 to Mar 20, 2026
  • State-registered IARs · 13 to 11
    Feb 4, 2026 to Mar 20, 2026
  • Discretionary RAUM · $419M to $482M
    Feb 4, 2026 to Mar 20, 2026
  • HNW RAUM · $239M to $304M
    Feb 4, 2026 to Mar 20, 2026
  • Individual RAUM · $168M to $164M
    Feb 4, 2026 to Mar 20, 2026
  • Pension RAUM · $2.8M to $3.7M
    Feb 4, 2026 to Mar 20, 2026
  • RAUM · $419M to $482M
    Feb 4, 2026 to Mar 20, 2026
  • Wrap assets (manager) · $3.8M to $4.4M
    Feb 4, 2026 to Mar 20, 2026
  • Advisory employees · 14 to 13
    Jul 14, 2025 to Dec 8, 2025
  • BD registered reps · 12 to 11
    Jul 14, 2025 to Dec 8, 2025
  • Employees · 14 to 13
    Jul 14, 2025 to Dec 8, 2025
  • State-registered IARs · 14 to 13
    Jul 14, 2025 to Dec 8, 2025
  • Other offices · 7 to 6
    Jul 14, 2025 to Dec 8, 2025
  • Financial planning clients · 101-250 to 101-250
    Apr 9, 2025 to Jul 14, 2025
  • Accounts · 2,773 to 2,966
    Aug 1, 2024 to Apr 9, 2025
  • Charity clients · 7 to 10
    Aug 1, 2024 to Apr 9, 2025
  • Corporate clients · 12 to 13
    Aug 1, 2024 to Apr 9, 2025
  • HNW clients · 383 to 477
    Aug 1, 2024 to Apr 9, 2025
  • Pension plan clients · 12 to 16
    Aug 1, 2024 to Apr 9, 2025
  • Discretionary RAUM · $346M to $419M
    Aug 1, 2024 to Apr 9, 2025
  • HNW RAUM · $188M to $239M
    Aug 1, 2024 to Apr 9, 2025
  • Individual RAUM · $150M to $168M
    Aug 1, 2024 to Apr 9, 2025
  • Pension RAUM · $2.1M to $2.8M
    Aug 1, 2024 to Apr 9, 2025
  • RAUM · $346M to $419M
    Aug 1, 2024 to Apr 9, 2025
  • Wrap assets (manager) · $3.3M to $3.8M
    Aug 1, 2024 to Apr 9, 2025
  • Advisory employees · 15 to 14
    Apr 3, 2024 to Apr 15, 2024
  • BD registered reps · 13 to 12
    Apr 3, 2024 to Apr 15, 2024
  • Employees · 15 to 14
    Apr 3, 2024 to Apr 15, 2024
Signals
8 dated events
  • R••••• R•••••• M••••••• left C•••• F•••••••• A••••••• for R••• C•••• W••••• M••••••••• (registered 2026-02-23)
    Feb 23, 2026 · Advisor changed firm · fact
  • D••••• W• R••••••• left C•••• F•••••••• A••••••• for R••• C•••• W••••• M••••••••• (registered 2026-02-18)
    Feb 23, 2026 · Advisor changed firm · fact
  • K••• R••• P•••••• left C•••• F•••••••• A••••••• for R••• C•••• W••••• M••••••••• (registered 2026-02-18)
    Feb 23, 2026 · Advisor changed firm · fact
  • 3 advisors left C•••• F•••••••• A••••••• (Portland, OR) for R••• C•••• W••••• M••••••••• on the same day
    Feb 23, 2026 · Team lift-out · derived
  • G•••••• S•••• L••••• left C•••• F•••••••• A••••••• for O•••• W•••••• I••• (registered 2025-10-01)
    Dec 5, 2025 · Advisor changed firm · fact
  • H••••• S•••• P••••••• left C•••• F•••••••• A••••••• for F•••••• W••••• (registered 2024-01-02)
    Jan 3, 2024 · Advisor changed firm · fact
  • R••••• J••••• S••••••• left C•••• F•••••••• A••••••• for N••• F•••••••• P•••••••• L•• (registered 2022-10-07)
    Oct 5, 2022 · Advisor changed firm · fact
  • C•••• F•••••••• A••••••• filed its initial SEC registration (Form ADV)
    May 8, 2017 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business phone
503-400-3831reportedpublished by the firm, firm site, Sep 17, 2026
Business phone
503-538-1900reportedpublished by the firm, firm site, Sep 17, 2026
Firm profile
linkedin.com/company/cross-financial-managementreportedpublic record, Form ADV, Sep 18, 2026
Website
L•••FINANCIAL.COMreportedpublic record, Form ADV, Sep 18, 2026
Principal office phone
(503) 430-0563reportedpublic record, Form ADV, Jul 9, 2026
Team page
lydafinancial.com/team.htmreportedpublished by the firm, firm site, Sep 17, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$43.8Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026