DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

Former SEC-registered adviser

Charter Oak Capital Management

Former SEC-registered adviserPortsmouth, New HampshireCRD 120870SEC 801-64808websiteIAPD
Legal name Charter Oak Capital Management, LLC
Latest filing Jul 7, 2026
First filing on the tape Feb 14, 2012 · 60 filings
SEC status approved since Nov 2, 2005
RAUM
$1.6B
reported, Item 5.F
Discretionary
98%
of RAUM
Private clients
99%
$1.6B individuals and HNW
Advisors
0
registered through the firm on IAPD
RAUM per advisor
n/a
derived; firm RAUM over IAPD count
Employees
27
13 advisory (5.B.1)
Offices
2
beyond the principal office
Private funds
0
reported on Schedule D
History
60 filings and snapshots on the tape
RAUM$1.6B as of Jul 7, 2026
Feb 14, 2012$187M then
HNW client RAUM$1.1B as of Jul 7, 2026
Mar 26, 2018$251M then
State-registered IARs (5.B.3)13 as of Jul 7, 2026
Feb 14, 20120 then
Employees (5.A)27 as of Jul 7, 2026
Jan 16, 20136 then
Private funds: no history
RAUM +11% over the last fiscal year+17% a year over threeIARs 14 to 13
Practice profile
derived from the filing of Jul 7, 2026; every figure names its basis
RAUM per advisor
$121MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
107derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.4MderivedHNW RAUM over HNW clients
Average account
$1.1MderivedRAUM over accounts (5.F.2.f)
Discretionary
98%derivedof RAUM
Institutional
0.9%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
2.1derivedItem 5.A over advisors
Advisors per office
4.3derived3 offices incl. principal (1.F.5)
RAUM growth, one year
+11%derivedbetween the last two annual amendments
Advisor growth, one year
-7.1%derivedItem 5.B.3 between annual amendments
Client growth, one year
+4.4%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, portfolio management for businesses and institutions, selection of other advisersreportedItem 5.G
Financial planning clients
1,400reportedItem 5.H
Custody
$295M, 99 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$1.1B70%
  • Individuals$452M29%
  • Charitable organizations$13.8M0.9%
Individual clients
933reported
HNW clients
456reported
Pension plan clients
0reported
Charitable clients
8reported
Accounts
1,397reported
Financial planning clients
1,400reported
Wrap fee programs
noreported
Custody of client assets
$295M for 99 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
absent from the latest SEC rosterderived
Advisors registered through the firm
0 on IAPD today, longest tenure first
No representative is registered through this CRD on IAPD.
Advisor movement
14 left, 0 joined in 12 months
net -14 in 12 months13 left in 90 days0 joined in 90 days14 left over 36 months
Left, latest
Joined, latest
Every departureEvery arrival
Teams: two or more advisors moving together within fourteen days, from one state
    Teams outTeams in
    Private funds
    No private fund reported.
    Owners and control persons
    Schedule A and B, latest filing
    • Scott Jeffrey Troiano · Managing Member/Chief Compliance Officercontrol
      since 07/2002 · owns 50% to 75%
    • Michael Todd Cesca · Partner
      since 10/2011 · owns 5% to 10%
    • Serling Sarah Clapp · Partner
      since 01/2022 · owns 5% to 10%
    • Lena Wyand · Partner
      since 10/2011 · owns 10% to 25%
    • Lee Karen Zaramba · Partner
      since 07/2015 · owns 10% to 25%
    Related persons
    Schedule D 7.A
    No related person reported.
    Office movement
    IAPD branch city; joins and departures in 12 months
    OfficeAdvisorsJoinedLeftTeams outForming
    Kennebunk, Me0010
    Portsmouth, Nh · principal0041
    Offices
    Schedule D 1.F, the 25 largest
    • Kennebunk, ME11 employees
    • Portsmouth, NH11 employees
    What changed
    consecutive filings, newest first
    • Accounts · 1,359 to 1,397
      Nov 11, 2025 to Mar 26, 2026
    • Advisory activities · 5 to 4
      Nov 11, 2025 to Mar 26, 2026
    • Charity clients · 18 to 8
      Nov 11, 2025 to Mar 26, 2026
    • HNW clients · 414 to 456
      Nov 11, 2025 to Mar 26, 2026
    • Individual clients · 917 to 933
      Nov 11, 2025 to Mar 26, 2026
    • Assets in custody · $307M to $295M
      Nov 11, 2025 to Mar 26, 2026
    • Employees · 23 to 27
      Nov 11, 2025 to Mar 26, 2026
    • Discretionary RAUM · $1.4B to $1.5B
      Nov 11, 2025 to Mar 26, 2026
    • HNW RAUM · $1.0B to $1.1B
      Nov 11, 2025 to Mar 26, 2026
    • Individual RAUM · $396M to $452M
      Nov 11, 2025 to Mar 26, 2026
    • Non-discretionary RAUM · $59.9M to $23.7M
      Nov 11, 2025 to Mar 26, 2026
    • RAUM · $1.4B to $1.6B
      Nov 11, 2025 to Mar 26, 2026
    • Advisory employees · 15 to 13
      Jul 14, 2025 to Nov 11, 2025
    • Employees · 24 to 23
      Jul 14, 2025 to Nov 11, 2025
    • State-registered IARs · 15 to 13
      Jul 14, 2025 to Nov 11, 2025
    • Financial planning clients · More than 500 to More than 500
      Jun 9, 2025 to Jul 14, 2025
    • Advisory employees · 14 to 15
      May 13, 2025 to Jun 9, 2025
    • Employees · 23 to 24
      May 13, 2025 to Jun 9, 2025
    • State-registered IARs · 14 to 15
      May 13, 2025 to Jun 9, 2025
    • Accounts · 4,048 to 1,359
      Feb 24, 2025 to Mar 12, 2025
    • Advisory activities · 4 to 5
      Feb 24, 2025 to Mar 12, 2025
    • Charity clients · 25 to 18
      Feb 24, 2025 to Mar 12, 2025
    • HNW clients · 312 to 414
      Feb 24, 2025 to Mar 12, 2025
    • Individual clients · 919 to 917
      Feb 24, 2025 to Mar 12, 2025
    • Assets in custody · $204M to $307M
      Feb 24, 2025 to Mar 12, 2025
    • Discretionary RAUM · $1.1B to $1.4B
      Feb 24, 2025 to Mar 12, 2025
    • HNW RAUM · $714M to $1.0B
      Feb 24, 2025 to Mar 12, 2025
    • Individual RAUM · $392M to $396M
      Feb 24, 2025 to Mar 12, 2025
    • Non-discretionary RAUM · $0 to $59.9M
      Feb 24, 2025 to Mar 12, 2025
    • RAUM · $1.1B to $1.4B
      Feb 24, 2025 to Mar 12, 2025
    • Advisory employees · 13 to 14
      Jan 31, 2025 to Feb 24, 2025
    • Employees · 22 to 23
      Jan 31, 2025 to Feb 24, 2025
    • State-registered IARs · 13 to 14
      Jan 31, 2025 to Feb 24, 2025
    • Assets in custody · $205M to $204M
      Aug 30, 2024 to Jan 31, 2025
    • Advisory employees · 12 to 13
      Mar 6, 2024 to May 21, 2024
    • Employees · 21 to 22
      Mar 6, 2024 to May 21, 2024
    • State-registered IARs · 12 to 13
      Mar 6, 2024 to May 21, 2024
    • Accounts · 4,284 to 4,048
      Sep 1, 2023 to Mar 6, 2024
    • Charity clients · 12 to 25
      Sep 1, 2023 to Mar 6, 2024
    • HNW clients · 270 to 312
      Sep 1, 2023 to Mar 6, 2024
    Signals
    19 dated events
    • Charter Oak Capital Management no longer on the SEC adviser roster (last listed 2026-08-03, RAUM $1.6B)
      Sep 1, 2026 · Left the SEC roster · derived
    • Sarah Serling Clapp left Charter Oak Capital Management for Mercer Global Advisors Inc. (registered 2026-04-14)
      Aug 26, 2026 · Advisor changed firm · fact
    • Jessica Lynn Kreger left Charter Oak Capital Management for Mercer Global Advisors Inc. (registered 2026-04-09)
      Aug 26, 2026 · Advisor changed firm · fact
    • Jeffrey Scott Troiano left Charter Oak Capital Management for Mercer Global Advisors Inc. (registered 2026-04-20)
      Aug 26, 2026 · Advisor changed firm · fact
    • Emma K Bean left Charter Oak Capital Management for Mercer Global Advisors Inc. (registered 2026-04-10)
      Aug 26, 2026 · Advisor changed firm · fact
    • Alicia Chiamulera left Charter Oak Capital Management for Mercer Global Advisors Inc. (registered 2026-06-04)
      Aug 26, 2026 · Advisor changed firm · fact
    • James Allen Bossieux left Charter Oak Capital Management for Mercer Global Advisors Inc. (registered 2026-04-09)
      Aug 26, 2026 · Advisor changed firm · fact
    • John Wilson left Charter Oak Capital Management for Mercer Global Advisors Inc. (registered 2026-04-10)
      Aug 26, 2026 · Advisor changed firm · fact
    • Katy Morrison Carr left Charter Oak Capital Management for Mercer Global Advisors Inc. (registered 2026-04-10)
      Aug 26, 2026 · Advisor changed firm · fact
    • Renee Elizabeth Hickey left Charter Oak Capital Management for Mercer Global Advisors Inc. (registered 2026-08-10)
      Aug 26, 2026 · Advisor changed firm · fact
    • Todd Michael Cesca left Charter Oak Capital Management for Mercer Global Advisors Inc. (registered 2026-04-17)
      Aug 26, 2026 · Advisor changed firm · fact
    • Lena Wyand left Charter Oak Capital Management for Mercer Global Advisors Inc. (registered 2026-04-10)
      Aug 26, 2026 · Advisor changed firm · fact
    • Samuel Richardson Reid left Charter Oak Capital Management for Mercer Global Advisors Inc. (registered 2026-04-15)
      Aug 26, 2026 · Advisor changed firm · fact
    • Karen Lee Zaramba left Charter Oak Capital Management for Mercer Global Advisors Inc. (registered 2026-04-23)
      Aug 26, 2026 · Advisor changed firm · fact
    • Charter Oak Capital Management's advisors moved to Mercer Global Advisors Inc. (Kennebunk, ME): 10 of 13 registered, on the same day
      Aug 26, 2026 · Firm absorbed (people side) · derived
    • 3 advisors left Charter Oak Capital Management (Portsmouth, NH) for Mercer Global Advisors Inc. on the same day
      Aug 26, 2026 · Team lift-out · derived
    • Anthony Joseph Ciaramitaro left Charter Oak Capital Management for Shepherd Financial Partners, Llc (registered 2026-03-19)
      Sep 18, 2025 · Advisor changed firm · fact
    • Charter Oak Capital Management reported RAUM $1.4B, up 28% from $1.1B (2025-02-24 to 2025-03-12)
      Mar 12, 2025 · RAUM change · derived
    • Charter Oak Capital Management reported RAUM $782.2M, up 27% from $614.1M (2021-01-25 to 2021-03-16)
      Mar 16, 2021 · RAUM change · derived
    Across DFX
    shared identifiers only, never a name match
    No identifier-backed link to the venture, private equity, family office or sponsor graphs.
    Provenance
    Form ADV
    SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
    Advisors
    IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
    Class
    Former SEC-registered adviserderiveda rule over Items 5.D and 7.A
    RAUM per advisor
    n/aderivedfirm RAUM over the IAPD count; not a book size
    Loaded
    Sep 14, 2026