DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Certified Advisory Corp

Independent wealth managerAltamonte Springs, FloridaCRD 120990SEC 801-61305websiteIAPD
Latest filing Mar 31, 2026
First filing on the tape Mar 23, 2012 · 53 filings
SEC status approved since Jul 23, 2002
RAUM
$3.0B
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
83%
$2.5B individuals and HNW
Advisors
17
registered through the firm on IAPD
RAUM per advisor
$179M
derived; firm RAUM over IAPD count
Employees
39
20 advisory (5.B.1)
Offices
4
beyond the principal office
Private funds
0
reported on Schedule D
History
53 filings and snapshots on the tape
RAUM$3.0B as of Mar 31, 2026
Mar 23, 2012$502M then
HNW client RAUM$2.1B as of Mar 31, 2026
Mar 12, 2018$450M then
State-registered IARs (5.B.3)20 as of Mar 31, 2026
Mar 21, 201315 then
Employees (5.A)39 as of Mar 31, 2026
Mar 21, 201315 then
Private funds: no history
RAUM +14% over the last fiscal year+17% a year over threeIARs 21 to 20offices 6 to 4
Practice profile
derived from the filing of Mar 31, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • Retirement plan adviser · pension consulting activity (Item 5.G.6) and pension plans at least 25 percent of RAUM or at least 25 pension-plan clients
RAUM per advisor
$179MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
146derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.1MderivedHNW RAUM over HNW clients
Average account
$477,799derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
17%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
2.3derivedItem 5.A over advisors
Advisors per office
3.4derived5 offices incl. principal (1.F.5)
RAUM growth, one year
+14%derivedbetween the last two annual amendments
Advisor growth, one year
-4.8%derivedItem 5.B.3 between annual amendments
Client growth, one year
+2.5%derived
Compensation
percentage of assets, hourly, fixed fees, otherreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, pension consulting, selection of other advisers, publications, educational seminarsreportedItem 5.G
Custody
$886M, 1,257 clientsreportedItem 9.A
Ownership
controlled by a public reporting companyderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
  • a related person has custody of client cash (9.B.1.a)
  • a related person has custody of client securities (9.B.1.b)
  • controlled by a public reporting company (10.A)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$2.1B68%
  • Pension and profit-sharing plans$485M16%
  • Individuals$451M15%
  • Corporations and businesses$23.5M0.8%
  • State and municipal entities$15.9M0.5%
  • Charitable organizations$4.1M0.1%
Individual clients
1,475reported
HNW clients
1,001reported
Pension plan clients
63reported
Charitable clients
6reported
Accounts
6,372reported
Financial planning clients
101-250reported
Wrap fee programs
noreported
Custody of client assets
$886M for 1,257 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=0.83 fund_share=0.0 institutional_share=0.17 related_bd=false related_bank=false bd_reps=9.0derived
Advisors registered through the firm
17 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Joseph Frank BertCertified Financial PlannerAltamonte Springs, FlOct 22, 199142 y0
Harry StadelmayerCertified Financial PlannerAltamonte Springs, FlJul 21, 199333 y0
Nancy Ilene HechtCertified Financial PlannerAltamonte Springs, FlJul 21, 199332 y0
Richard Dale PattersonChartered Financial ConsultantOrlando, Fl Jul 7, 200625 y1
Vicki Denise KovachCertified Financial PlannerAltamonts Springs, FlAug 15, 200628 y2
Aaron Joseph BertCertified Financial PlannerAltamonte Springs, FlOct 3, 201118 y0
Gary Stephen AbelyCertified Financial PlannerAltamonte Springs, FlAug 12, 201336 y0
Adam Charles JonesCertified Financial PlannerAltamonte Springs, FlJan 27, 201715 y0
Rodney Lee OwnbyCertified Financial PlannerAltamonte Springs, FlJan 23, 201813 y0
Justin Riley SpitlerCertified Financial PlannerAltamonte Springs, FlJan 23, 201819 y8
Christopher Howard ToadvineCertified Financial PlannerAltamonte Springs, FlJun 4, 201926 y5
Todd Jeffrey ToccoCertified Financial PlannerArnold,, Md May 6, 202029 y1
Delbert Wynn SmithCertified Financial Planner, Chartered Financial ConsultantAltamonte Springs, FlJul 30, 202111 y1
Rupert Charles CurryCertified Financial PlannerAltamonte Springs, FlAug 11, 202127 y6
Jessica Leigh HallAltamonte Springs, FlAug 13, 202112 y1
Dillon LittleCertified Financial PlannerAltamonte Springs, FlAug 9, 202412 y0
Grant Marshall KennedyCertified Financial PlannerAltamonte Springs, FlJul 28, 202511 y0
Advisor movement
1 left, 0 joined in 12 months
net -1 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 5.9% of current headcount2 left over 36 months
Left, latest
Joined, latest
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • Frank Joseph Bert · Ceocontrol
    since 03/1994 · owns 75% or more
  • Mingus Sheri Cuff · President & Ccocontrol
    since 01/2022 · owns less than 5%
Related persons
Schedule D 7.A
  • Certified Insurance Corp
    real estaten
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Altamonte Springs, Fl · principal1601
Offices
Schedule D 1.F, the 25 largest
  • Gainesville, FL2 employees
  • Winderemere, FL2 employees
  • , 1 employees
  • , 1 employees
What changed
consecutive filings, newest first
  • Accounts · 6,217 to 6,372
    Mar 31, 2025 to Mar 31, 2026
  • Advisory employees · 21 to 20
    Mar 31, 2025 to Mar 31, 2026
  • Charity clients · 4 to 6
    Mar 31, 2025 to Mar 31, 2026
  • Corporate clients · 16 to 9
    Mar 31, 2025 to Mar 31, 2026
  • HNW clients · 667 to 1,001
    Mar 31, 2025 to Mar 31, 2026
  • Individual clients · 1,748 to 1,475
    Mar 31, 2025 to Mar 31, 2026
  • Pension plan clients · 59 to 63
    Mar 31, 2025 to Mar 31, 2026
  • Assets in custody · $556M to $886M
    Mar 31, 2025 to Mar 31, 2026
  • Employees · 36 to 39
    Mar 31, 2025 to Mar 31, 2026
  • Financial planning clients · 251-500 to 101-250
    Mar 31, 2025 to Mar 31, 2026
  • State-registered IARs · 21 to 20
    Mar 31, 2025 to Mar 31, 2026
  • Other offices · 6 to 4
    Mar 31, 2025 to Mar 31, 2026
  • Discretionary RAUM · $2.7B to $3.0B
    Mar 31, 2025 to Mar 31, 2026
  • HNW RAUM · $1.6B to $2.1B
    Mar 31, 2025 to Mar 31, 2026
  • Individual RAUM · $671M to $451M
    Mar 31, 2025 to Mar 31, 2026
  • Pension RAUM · $411M to $485M
    Mar 31, 2025 to Mar 31, 2026
  • Pooled vehicle RAUM · unset to 0.0
    Mar 31, 2025 to Mar 31, 2026
  • RAUM · $2.7B to $3.0B
    Mar 31, 2025 to Mar 31, 2026
  • Accounts · 5,840 to 6,217
    Mar 28, 2024 to Mar 31, 2025
  • Advisory employees · 22 to 21
    Mar 28, 2024 to Mar 31, 2025
  • BD registered reps · 10 to 9
    Mar 28, 2024 to Mar 31, 2025
  • Charity clients · 6 to 4
    Mar 28, 2024 to Mar 31, 2025
  • Corporate clients · 14 to 16
    Mar 28, 2024 to Mar 31, 2025
  • HNW clients · 558 to 667
    Mar 28, 2024 to Mar 31, 2025
  • Individual clients · 1,769 to 1,748
    Mar 28, 2024 to Mar 31, 2025
  • Pension plan clients · 63 to 59
    Mar 28, 2024 to Mar 31, 2025
  • Assets in custody · $519M to $556M
    Mar 28, 2024 to Mar 31, 2025
  • Employees · 37 to 36
    Mar 28, 2024 to Mar 31, 2025
  • Financial planning clients · 101-250 to 251-500
    Mar 28, 2024 to Mar 31, 2025
  • Other offices · 5 to 6
    Mar 28, 2024 to Mar 31, 2025
  • Discretionary RAUM · $2.3B to $2.7B
    Mar 28, 2024 to Mar 31, 2025
  • HNW RAUM · $1.2B to $1.6B
    Mar 28, 2024 to Mar 31, 2025
  • Individual RAUM · $645M to $671M
    Mar 28, 2024 to Mar 31, 2025
  • Pension RAUM · $370M to $411M
    Mar 28, 2024 to Mar 31, 2025
  • RAUM · $2.3B to $2.7B
    Mar 28, 2024 to Mar 31, 2025
  • Accounts · 5,503 to 5,840
    Mar 31, 2023 to Mar 28, 2024
  • BD registered reps · 11 to 10
    Mar 31, 2023 to Mar 28, 2024
  • Charity clients · 5 to 6
    Mar 31, 2023 to Mar 28, 2024
  • Corporate clients · 9 to 14
    Mar 31, 2023 to Mar 28, 2024
  • HNW clients · 446 to 558
    Mar 31, 2023 to Mar 28, 2024
Signals
4 dated events
  • Deivanayak T Balakrishnan left Certified Advisory Corp for Xypn Sapphire (registered 2026-04-02)
    Apr 9, 2026 · Advisor changed firm · fact
  • Matthew Patrick Murphy left Certified Advisory Corp for Commonwealth Financial Network (registered 2025-02-17)
    Mar 12, 2025 · Advisor changed firm · fact
  • Mingus Sheri Cuff (President & Cco) appeared on Schedule A of Certified Advisory Corp
    Mar 31, 2022 · Control person joined · fact
  • Certified Advisory Corp reported RAUM $1.5B, up 27% from $1.2B (2020-01-02 to 2020-03-30)
    Mar 30, 2020 · RAUM change · derived
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business phone
801-635-7373reportedpublished by the firm, firm site, Sep 16, 2026
Firm profile
LINKEDIN.COM/COMPANY/CERTIFIED-BENEFITS-CORPreportedpublic record, Form ADV, Sep 17, 2026
Firm profile
LINKEDIN.COM/COMPANY/CERTIFIEDFINANCIALGROUPreportedpublic record, Form ADV, Sep 17, 2026
Website
certifiedfg.comreportedpublic record, Form ADV, Sep 17, 2026
Principal office phone
407-869-9800reportedpublic record, Form ADV, Mar 31, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$179Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026