DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

Former SEC-registered adviser

Bay Point Wealth

Former SEC-registered adviserAnnapolis, MarylandCRD 123095SEC 801-95167IAPD
Legal name Annapolis Financial Services, LLC
Latest filing Jul 22, 2024
First filing on the tape Mar 26, 2012 · 38 filings
RAUM
$399M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
100%
$399M individuals and HNW
Advisors
0
registered through the firm on IAPD
RAUM per advisor
n/a
derived; firm RAUM over IAPD count
Employees
8
4 advisory (5.B.1)
Offices
7
beyond the principal office
Private funds
0
reported on Schedule D
History
38 filings and snapshots on the tape
RAUM$399M as of Mar 18, 2024
Mar 26, 2012$70.8M then
HNW client RAUM$359M as of Mar 18, 2024
Mar 10, 2018$177M then
State-registered IARs (5.B.3)4 as of Mar 18, 2024
Mar 26, 20120 then
Employees (5.A)8 as of Mar 18, 2024
Mar 29, 20165 then
Private funds: no history
RAUM -36% over the last fiscal year-9.4% a year over threeIARs 11 to 4offices 9 to 7
Practice profile
derived from the filing of Jul 22, 2024; every figure names its basis
RAUM per advisor
$99.8MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
44derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$4.6MderivedHNW RAUM over HNW clients
Average account
$580,262derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
0.0%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
2.0derivedItem 5.A over advisors
Advisors per office
0.5derived8 offices incl. principal (1.F.5)
RAUM growth, one year
-36%derivedbetween the last two annual amendments
Advisor growth, one year
-64%derivedItem 5.B.3 between annual amendments
Client growth, one year
-61%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individualsreportedItem 5.G
Custody
$212M, 159 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • compensates persons for client referrals (8.G.1)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$359M90%
  • Individuals$40.7M10%
Individual clients
98reported
HNW clients
78reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
688reported
Financial planning clients
101-250reported
Wrap fee programs
noreported
Custody of client assets
$212M for 159 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
absent from the latest SEC rosterderived
Advisors registered through the firm
0 on IAPD today, longest tenure first
No representative is registered through this CRD on IAPD.
Advisor movement
Left, latest
Joined, latest
Every departureEvery arrival
Teams: two or more advisors moving together within fourteen days, from one state
    Teams outTeams in
    Private funds
    No private fund reported.
    Owners and control persons
    Schedule A and B, latest filing
    • James William Hufnell · Managing Member And Chief Compliance Officercontrol
      since 07/1995 · owns 75% or more
    • Joseph William Hufnell · Membercontrol
      since 01/2020 · owns 5% to 10%
    Related persons
    Schedule D 7.A
    No related person reported.
    Office movement
    IAPD branch city; joins and departures in 12 months
    OfficeAdvisorsJoinedLeftTeams outForming
    Baltimore, Md000
    Annapolis, Md · principal000
    Stevensville, Md000
    Offices
    Schedule D 1.F, the 25 largest
    • Stevensville, MD2 employees
    • Sarasota, FL1 employees
    • St. Petersburg, FL1 employees
    • , 1 employees
    What changed
    consecutive filings, newest first
    • Accounts · 176 to 688
      Mar 19, 2024 to Jul 22, 2024
    • Employees · 15 to 8
      Oct 10, 2023 to Mar 18, 2024
    • Financial planning clients · 251-500 to 101-250
      Oct 10, 2023 to Mar 18, 2024
    • State-registered IARs · 11 to 4
      Oct 10, 2023 to Mar 18, 2024
    • Other offices · 8 to 7
      Oct 10, 2023 to Mar 18, 2024
    • Discretionary RAUM · $624M to $399M
      Oct 10, 2023 to Mar 18, 2024
    • HNW RAUM · $512M to $359M
      Oct 10, 2023 to Mar 18, 2024
    • Individual RAUM · $107M to $40.7M
      Oct 10, 2023 to Mar 18, 2024
    • Non-discretionary RAUM · $662,020 to $0
      Oct 10, 2023 to Mar 18, 2024
    • Pension RAUM · 5408594.0 to unset
      Oct 10, 2023 to Mar 18, 2024
    • RAUM · $625M to $399M
      Oct 10, 2023 to Mar 18, 2024
    • Related insurance company · true to false
      Oct 10, 2023 to Mar 18, 2024
    • Accounts · 1,619 to 176
      Oct 10, 2023 to Mar 18, 2024
    • Advisory employees · 11 to 4
      Oct 10, 2023 to Mar 18, 2024
    • HNW clients · 154 to 78
      Oct 10, 2023 to Mar 18, 2024
    • Individual clients · 296 to 98
      Oct 10, 2023 to Mar 18, 2024
    • Assets in custody · $662,020 to $212M
      Oct 10, 2023 to Mar 18, 2024
    • Other offices · 9 to 8
      Mar 30, 2023 to Aug 8, 2023
    • Accounts · 1,277 to 1,619
      Nov 23, 2022 to Mar 23, 2023
    • Advisory employees · 8 to 11
      Nov 23, 2022 to Mar 23, 2023
    • HNW clients · 166 to 154
      Nov 23, 2022 to Mar 23, 2023
    • Individual clients · 232 to 296
      Nov 23, 2022 to Mar 23, 2023
    • Pension plan clients · 9.0 to unset
      Nov 23, 2022 to Mar 23, 2023
    • Assets in custody · $821,413 to $662,020
      Nov 23, 2022 to Mar 23, 2023
    • Employees · 14 to 15
      Nov 23, 2022 to Mar 23, 2023
    • State-registered IARs · 8 to 11
      Nov 23, 2022 to Mar 23, 2023
    • Discretionary RAUM · $698M to $624M
      Nov 23, 2022 to Mar 23, 2023
    • HNW RAUM · $600M to $512M
      Nov 23, 2022 to Mar 23, 2023
    • Individual RAUM · $87.2M to $107M
      Nov 23, 2022 to Mar 23, 2023
    • Non-discretionary RAUM · $784,908 to $662,020
      Nov 23, 2022 to Mar 23, 2023
    • Pension RAUM · $11.6M to $5.4M
      Nov 23, 2022 to Mar 23, 2023
    • RAUM · $699M to $625M
      Nov 23, 2022 to Mar 23, 2023
    • Other offices · 8 to 9
      May 10, 2022 to Aug 15, 2022
    • Other offices · 7 to 8
      Mar 27, 2022 to May 10, 2022
    • Accounts · 1,031 to 1,277
      Dec 8, 2021 to Mar 23, 2022
    • HNW clients · 121 to 166
      Dec 8, 2021 to Mar 23, 2022
    • Individual clients · 215 to 232
      Dec 8, 2021 to Mar 23, 2022
    • Pension plan clients · 8 to 9
      Dec 8, 2021 to Mar 23, 2022
    • Assets in custody · $231M to $821,413
      Dec 8, 2021 to Mar 23, 2022
    • Financial planning clients · 101-250 to 251-500
      Dec 8, 2021 to Mar 23, 2022
    Signals
    23 dated events
    • William James Hufnell left Bay Point Wealth for Modera Wealth Management, Llc (registered 2024-11-21)
      Nov 21, 2024 · Advisor changed firm · fact
    • Bay Point Wealth's advisors moved to Modera Wealth Management, LLC (Stevensville, MD): 4 of 4 registered, on the same day
      Nov 21, 2024 · Firm absorbed (people side) · derived
    • William Joseph Hufnell left Bay Point Wealth for Modera Wealth Management, Llc (registered 2024-11-21)
      Nov 21, 2024 · Advisor changed firm · fact
    • John Daniel Ebinger left Bay Point Wealth for Modera Wealth Management, Llc (registered 2024-11-21)
      Nov 21, 2024 · Advisor changed firm · fact
    • Joseph Lewis Powanda left Bay Point Wealth for Modera Wealth Management, Llc (registered 2024-11-21)
      Nov 21, 2024 · Advisor changed firm · fact
    • Scott James Kantowski (Director Of Financial Planning, Chief Investment Officer) no longer on Schedule A of Bay Point Wealth (listed 2023-10-10, absent 2024-03-18)
      Mar 18, 2024 · Control person left · inference
    • Joseph William Hufnell (Member) appeared on Schedule A of Bay Point Wealth
      Mar 18, 2024 · Control person joined · fact
    • Bay Point Wealth reported RAUM $399.2M, down 36% from $624.9M (2023-10-10 to 2024-03-18)
      Mar 18, 2024 · RAUM change · derived
    • Ann Lyn Dippel (Chief Compliance Officer, Chief Operating Officer) no longer on Schedule A of Bay Point Wealth (listed 2023-10-10, absent 2024-03-18)
      Mar 18, 2024 · Control person left · inference
    • Yvonne Michele Scoggins left Bay Point Wealth for Curio Wealth, Llc (registered 2026-01-01)
      Feb 1, 2024 · Advisor changed firm · fact
    • Elizabeth Grace Gillette left Bay Point Wealth for Curio Wealth, Llc (registered 2024-11-11)
      Dec 31, 2023 · Advisor changed firm · fact
    • 4 advisors left Bay Point Wealth (Annapolis, MD) for Curio Wealth, LLC on the same day
      Dec 31, 2023 · Team lift-out · derived
    • Jacob Watson Sadler left Bay Point Wealth for Curio Wealth, Llc (registered 2024-01-02)
      Dec 31, 2023 · Advisor changed firm · fact
    • Lyn Ann Dippel left Bay Point Wealth for Curio Wealth, Llc (registered 2024-11-11)
      Dec 31, 2023 · Advisor changed firm · fact
    • James Scott Kantowski left Bay Point Wealth for Curio Wealth, Llc (registered 2024-01-02)
      Dec 31, 2023 · Advisor changed firm · fact
    • Sarah Anne Melzer left Bay Point Wealth for Hightower Advisors, Llc (registered 2023-07-27)
      Jun 15, 2023 · Advisor changed firm · fact
    • Bay Point Wealth reported RAUM $698.8M, up 30% from $537.5M (2021-12-08 to 2022-03-23)
      Mar 23, 2022 · RAUM change · derived
    • Kimberly Anderson (Owner) no longer on Schedule A of Bay Point Wealth (listed 2021-12-08, absent 2022-03-23)
      Mar 23, 2022 · Control person left · inference
    • Ann Lyn Dippel (Chief Compliance Officer) appeared on Schedule A of Bay Point Wealth
      Mar 21, 2021 · Control person joined · fact
    • Bay Point Wealth reported RAUM $537.5M, up 43% from $376.5M (2020-11-03 to 2021-03-21)
      Mar 21, 2021 · RAUM change · derived
    • Bay Point Wealth reported RAUM $376.5M, up 85% from $203.9M (2020-01-03 to 2020-03-28)
      Mar 28, 2020 · RAUM change · derived
    • Scott James Kantowski (Director Of Financial Planning, Chief Investment Officer) appeared on Schedule A of Bay Point Wealth
      Jan 3, 2020 · Control person joined · fact
    • Annapolis Financial Services, Llc filed its initial SEC registration (Form ADV)
      Apr 14, 2015 · First SEC registration · fact
    Across DFX
    shared identifiers only, never a name match
    No identifier-backed link to the venture, private equity, family office or sponsor graphs.
    Provenance
    Form ADV
    SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
    Advisors
    IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
    Class
    Former SEC-registered adviserderiveda rule over Items 5.D and 7.A
    RAUM per advisor
    n/aderivedfirm RAUM over the IAPD count; not a book size
    Loaded
    Sep 14, 2026