DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

Former SEC-registered adviser

Financial Navigators Inc.

Former SEC-registered adviserCRD 134873SEC 801-121802IAPD
Latest filing Jul 15, 2024
First filing on the tape Jun 18, 2021 · 10 filings
RAUM
$182M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
100%
$181M individuals and HNW
Advisors
0
registered through the firm on IAPD
RAUM per advisor
n/a
derived; firm RAUM over IAPD count
Employees
6
6 advisory (5.B.1)
Offices
4
beyond the principal office
Private funds
0
reported on Schedule D
History
10 filings and snapshots on the tape
RAUM$182M as of Feb 15, 2024
Mar 16, 2022$194M then
HNW client RAUM$123M as of Feb 15, 2024
Mar 16, 2022$141M then
State-registered IARs (5.B.3)6 as of Feb 15, 2024
Mar 16, 20224 then
Employees (5.A)6 as of Feb 15, 2024
Mar 16, 20224 then
Private funds: no history
RAUM +9.4% over the last fiscal yearIARs 4 to 6offices 5 to 4
Practice profile
derived from the filing of Jul 15, 2024; every figure names its basis
RAUM per advisor
$30.4MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
33derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.3MderivedHNW RAUM over HNW clients
Average account
$298,138derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
0.4%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.0derivedItem 5.A over advisors
Advisors per office
1.2derived5 offices incl. principal (1.F.5)
RAUM growth, one year
+9.4%derivedbetween the last two annual amendments
Advisor growth, one year
+50%derivedItem 5.B.3 between annual amendments
Client growth, one year
-2.0%derived
Compensation
percentage of assets, hourly, fixed fees, otherreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, pension consulting, otherreportedItem 5.G
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • marketing includes testimonials (5.L.1.c)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$123M68%
  • Individuals$58.2M32%
  • Pension and profit-sharing plans$796,5280.4%
Individual clients
144reported
HNW clients
53reported
Pension plan clients
2reported
Charitable clients
n/areported
Accounts
611reported
Financial planning clients
1-10reported
Wrap fee programs
noreported
Custody of client assets
noreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
absent from the latest SEC rosterderived
Advisors registered through the firm
0 on IAPD today, longest tenure first
No representative is registered through this CRD on IAPD.
Advisor movement
Left, latest
Joined, latest
Teams: two or more advisors moving together within fourteen days, from one state
    Private funds
    No private fund reported.
    Owners and control persons
    Schedule A and B, latest filing
    • Ann Casandra Johnson · Executive Vice President And Cfocontrol
      since 01/2022 · owns less than 5%
    • Susan Cynthia Legault · Ceocontrol
      since 03/2005 · owns 75% or more
    • Mark Christopher Tilden · President And Ciocontrol
      since 01/2019 · owns 5% to 10%
    • Marie Mariah Maines · Cco
      since 01/2024 · owns less than 5%
    • A Jennifer Versoy · Senior Client Service Manager
      since 02/2024 · owns less than 5%
    Related persons
    Schedule D 7.A
    No related person reported.
    Office movement
    IAPD branch city; joins and departures in 12 months
    OfficeAdvisorsJoinedLeftTeams outForming
    Littleton, Ma000
    Offices
    Schedule D 1.F, the 25 largest
    • , 1 employees
    What changed
    consecutive filings, newest first
    • Other offices · 6 to 4
      Apr 11, 2024 to Jul 15, 2024
    • Other offices · 7 to 6
      Feb 15, 2024 to Apr 11, 2024
    • Accounts · 595 to 611
      Aug 25, 2023 to Feb 15, 2024
    • Advisory employees · 4 to 6
      Aug 25, 2023 to Feb 15, 2024
    • HNW clients · 47 to 53
      Aug 25, 2023 to Feb 15, 2024
    • Individual clients · 154 to 144
      Aug 25, 2023 to Feb 15, 2024
    • Pension plan clients · 1 to 2
      Aug 25, 2023 to Feb 15, 2024
    • Employees · 4 to 6
      Aug 25, 2023 to Feb 15, 2024
    • State-registered IARs · 4 to 6
      Aug 25, 2023 to Feb 15, 2024
    • Other offices · 5 to 7
      Aug 25, 2023 to Feb 15, 2024
    • Discretionary RAUM · $167M to $182M
      Aug 25, 2023 to Feb 15, 2024
    • HNW RAUM · $109M to $123M
      Aug 25, 2023 to Feb 15, 2024
    • Individual RAUM · $57.3M to $58.2M
      Aug 25, 2023 to Feb 15, 2024
    • Pension RAUM · $601,908 to $796,528
      Aug 25, 2023 to Feb 15, 2024
    • RAUM · $167M to $182M
      Aug 25, 2023 to Feb 15, 2024
    • Accounts · 686 to 595
      Aug 22, 2022 to Mar 6, 2023
    • HNW clients · 61 to 47
      Aug 22, 2022 to Mar 6, 2023
    • Individual clients · 143 to 154
      Aug 22, 2022 to Mar 6, 2023
    • Pension plan clients · unset to 1.0
      Aug 22, 2022 to Mar 6, 2023
    • Financial planning clients · More than 500 to 1-10
      Aug 22, 2022 to Mar 6, 2023
    • Discretionary RAUM · $194M to $167M
      Aug 22, 2022 to Mar 6, 2023
    • HNW RAUM · $141M to $109M
      Aug 22, 2022 to Mar 6, 2023
    • Individual RAUM · $48.5M to $57.3M
      Aug 22, 2022 to Mar 6, 2023
    • Pension RAUM · $3.7M to $601,908
      Aug 22, 2022 to Mar 6, 2023
    • RAUM · $194M to $167M
      Aug 22, 2022 to Mar 6, 2023
    • Accounts · 406 to 686
      Sep 16, 2021 to Mar 16, 2022
    • HNW clients · 23 to 61
      Sep 16, 2021 to Mar 16, 2022
    • Individual clients · 112 to 143
      Sep 16, 2021 to Mar 16, 2022
    • Discretionary RAUM · $112M to $194M
      Sep 16, 2021 to Mar 16, 2022
    • HNW RAUM · $58.5M to $141M
      Sep 16, 2021 to Mar 16, 2022
    • Individual RAUM · $50.6M to $48.5M
      Sep 16, 2021 to Mar 16, 2022
    • Pension RAUM · $2.9M to $3.7M
      Sep 16, 2021 to Mar 16, 2022
    • RAUM · $112M to $194M
      Sep 16, 2021 to Mar 16, 2022
    • Other offices · 4 to 5
      Jun 18, 2021 to Sep 16, 2021
    Signals
    7 dated events
    • Christopher Mark Tilden left Financial Navigators Inc. for Montis Financial, Llc (registered 2024-10-11)
      Oct 8, 2024 · Advisor changed firm · fact
    • Casandra Ann Johnson left Financial Navigators Inc. for Montis Financial, Llc (registered 2024-11-05)
      Oct 8, 2024 · Advisor changed firm · fact
    • Financial Navigators Inc.'s advisors moved to Montis Financial, LLC (Littleton, MA): 3 of 3 registered, on the same day
      Oct 8, 2024 · Firm absorbed (people side) · derived
    • Mariah Marie Maines left Financial Navigators Inc. for Montis Financial, Llc (registered 2024-11-05)
      Oct 8, 2024 · Advisor changed firm · fact
    • Roman Shlyakhetko left Financial Navigators Inc. for Henssler Financial (registered 2025-03-03)
      Jul 15, 2024 · Advisor changed firm · fact
    • Louise Marcia Lewis (Executive Vice President) no longer on Schedule A of Financial Navigators Inc. (listed 2024-04-11, absent 2024-07-15)
      Jul 15, 2024 · Control person left · inference
    • Financial Navigators Inc. filed its initial SEC registration (Form ADV)
      Jun 18, 2021 · First SEC registration · fact
    Across DFX
    shared identifiers only, never a name match
    No identifier-backed link to the venture, private equity, family office or sponsor graphs.
    Provenance
    Form ADV
    SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
    Advisors
    IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
    Class
    Former SEC-registered adviserderiveda rule over Items 5.D and 7.A
    RAUM per advisor
    n/aderivedfirm RAUM over the IAPD count; not a book size
    Loaded
    Sep 14, 2026