DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

Former SEC-registered adviser

Personal Financial Consultants, Inc.

Former SEC-registered adviserLafayette, CaliforniaCRD 26440SEC 801-75061IAPD
Latest filing Mar 8, 2019
First filing on the tape Mar 28, 2012 · 12 filings
RAUM
$196M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
97%
$190M individuals and HNW
Advisors
0
registered through the firm on IAPD
RAUM per advisor
n/a
derived; firm RAUM over IAPD count
Employees
5
3 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
12 filings and snapshots on the tape
RAUM$196M as of Mar 8, 2019
Feb 5, 2013$160M then
HNW client RAUM$141M as of Mar 8, 2019
Mar 15, 2018$158M then
State-registered IARs (5.B.3)3 as of Mar 8, 2019
Feb 5, 20133 then
Employees (5.A)5 as of Mar 8, 2019
Feb 5, 20137 then
Private funds: no history
RAUM -3.8% over the last fiscal year+3.4% a year over threeIARs 2 to 3
Practice profile
derived from the filing of Mar 8, 2019; every figure names its basis
RAUM per advisor
$65.5MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
68derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$1.6MderivedHNW RAUM over HNW clients
Average account
$930,803derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
3.1%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.7derivedItem 5.A over advisors
Advisors per office
3.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
-3.8%derivedbetween the last two annual amendments
Advisor growth, one year
+50%derivedItem 5.B.3 between annual amendments
Client growth, one year
+2.0%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, portfolio management for businesses and institutions, otherreportedItem 5.G
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • compensates persons for client referrals (8.G.1)
  • compensates non-employees for client referrals (8.G.2)
  • has custody of client securities (9.A.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$141M72%
  • Individuals$48.9M25%
  • Pension and profit-sharing plans$6.0M3.1%
Individual clients
115reported
HNW clients
89reported
Pension plan clients
7reported
Charitable clients
n/areported
Accounts
211reported
Financial planning clients
101-250reported
Wrap fee programs
noreported
Custody of client assets
noreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
absent from the latest SEC rosterderived
Advisors registered through the firm
0 on IAPD today, longest tenure first
No representative is registered through this CRD on IAPD.
Advisor movement
Left, latest
Joined, latest
Teams: two or more advisors moving together within fourteen days, from one state
    Private funds
    No private fund reported.
    Owners and control persons
    Schedule A and B, latest filing
    • Bruce Loren Kayfetz · President, Chief Compliance Officercontrol
      since 03/1990 · owns 75% or more
    • Dawn Stefanie Corrales · Chief Operating Officer
      since 01/2015 · owns less than 5%
    • A Patricia Pannell · Chief Executive Office/Chief Financial Officer
      since 04/2014 · owns less than 5%
    Related persons
    Schedule D 7.A
    No related person reported.
    Offices
    Schedule D 1.F, the 25 largest
    No branch office listed.
    What changed
    consecutive filings, newest first
    • Accounts · 738 to 211
      Mar 15, 2018 to Mar 8, 2019
    • Advisory employees · 2 to 3
      Mar 15, 2018 to Mar 8, 2019
    • HNW clients · 97 to 89
      Mar 15, 2018 to Mar 8, 2019
    • Individual clients · 103 to 115
      Mar 15, 2018 to Mar 8, 2019
    • Assets in custody · unset to 3582084.0
      Mar 15, 2018 to Mar 8, 2019
    • State-registered IARs · 2 to 3
      Mar 15, 2018 to Mar 8, 2019
    • Discretionary RAUM · $203M to $196M
      Mar 15, 2018 to Mar 8, 2019
    • HNW RAUM · $158M to $141M
      Mar 15, 2018 to Mar 8, 2019
    • Individual RAUM · $44.3M to $48.9M
      Mar 15, 2018 to Mar 8, 2019
    • Non-discretionary RAUM · $1.3M to $210,817
      Mar 15, 2018 to Mar 8, 2019
    • Pension RAUM · $2.1M to $6.0M
      Mar 15, 2018 to Mar 8, 2019
    • RAUM · $204M to $196M
      Mar 15, 2018 to Mar 8, 2019
    • Accounts · 218 to 738
      Mar 7, 2017 to Mar 15, 2018
    • HNW clients · unset to 97.0
      Mar 7, 2017 to Mar 15, 2018
    • Individual clients · unset to 103.0
      Mar 7, 2017 to Mar 15, 2018
    • Pension plan clients · unset to 7.0
      Mar 7, 2017 to Mar 15, 2018
    • Other offices · unset to 0.0
      Mar 7, 2017 to Mar 15, 2018
    • Discretionary RAUM · $178M to $203M
      Mar 7, 2017 to Mar 15, 2018
    • HNW RAUM · unset to 157800000.0
      Mar 7, 2017 to Mar 15, 2018
    • Individual RAUM · unset to 44275000.0
      Mar 7, 2017 to Mar 15, 2018
    • Non-discretionary RAUM · $9.0M to $1.3M
      Mar 7, 2017 to Mar 15, 2018
    • Pension RAUM · unset to 2125000.0
      Mar 7, 2017 to Mar 15, 2018
    • RAUM · $187M to $204M
      Mar 7, 2017 to Mar 15, 2018
    • Accounts · 228 to 218
      Sep 9, 2016 to Mar 7, 2017
    • Advisory employees · 3 to 2
      Sep 9, 2016 to Mar 7, 2017
    • Employees · 7 to 5
      Sep 9, 2016 to Mar 7, 2017
    • Financial planning clients · 26-50 to 101-250
      Sep 9, 2016 to Mar 7, 2017
    • State-registered IARs · 3 to 2
      Sep 9, 2016 to Mar 7, 2017
    • Discretionary RAUM · $170M to $178M
      Sep 9, 2016 to Mar 7, 2017
    • Non-discretionary RAUM · $7.5M to $9.0M
      Sep 9, 2016 to Mar 7, 2017
    • RAUM · $178M to $187M
      Sep 9, 2016 to Mar 7, 2017
    • Accounts · 227 to 228
      Jan 13, 2016 to Mar 3, 2016
    • Advisory employees · 4 to 3
      Jan 13, 2016 to Mar 3, 2016
    • Financial planning clients · 101-250 to 26-50
      Jan 13, 2016 to Mar 3, 2016
    • Discretionary RAUM · $174M to $170M
      Jan 13, 2016 to Mar 3, 2016
    • Non-discretionary RAUM · $14.0M to $7.5M
      Jan 13, 2016 to Mar 3, 2016
    • RAUM · $188M to $178M
      Jan 13, 2016 to Mar 3, 2016
    • HQ city · OAKLAND to LAFAYETTE
      Mar 27, 2015 to Jan 13, 2016
    • Accounts · 242 to 227
      Mar 17, 2014 to Mar 27, 2015
    • Advisory employees · 3 to 4
      Mar 17, 2014 to Mar 27, 2015
    Signals
    No event on the tape.
    Across DFX
    shared identifiers only, never a name match
    No identifier-backed link to the venture, private equity, family office or sponsor graphs.
    Provenance
    Form ADV
    SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
    Advisors
    IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
    Class
    Former SEC-registered adviserderiveda rule over Items 5.D and 7.A
    RAUM per advisor
    n/aderivedfirm RAUM over the IAPD count; not a book size
    Loaded
    Sep 14, 2026