DFX Intelligence
RIA Intelligence
Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.
SEC-registered adviser
Rcm Wealth Advisors
Legal name Know Your Options LLC
Latest filing Aug 27, 2026
First filing on the tape Apr 8, 2015 · 25 filings
SEC status approved since Apr 20, 2015
RAUM
$389M
reported, Item 5.F
Discretionary
45%
of RAUM
Private clients
53%
$208M individuals and HNW
Advisors
12
registered through the firm on IAPD
RAUM per advisor
$32.4M
derived; firm RAUM over IAPD count
Employees
15
12 advisory (5.B.1)
Offices
4
beyond the principal office
Private funds
0
reported on Schedule D
History
25 filings and snapshots on the tape
RAUM$389M as of Aug 27, 2026
Mar 29, 2016$154M then
HNW client RAUM$122M as of Aug 27, 2026
Mar 31, 2018$45.0M then
State-registered IARs (5.B.3)11 as of Aug 27, 2026
Mar 29, 201614 then
Employees (5.A)15 as of Aug 27, 2026
Mar 29, 201615 then
Private funds: no history
RAUM +20% over the last fiscal year+17% a year over threeIARs 11 to 11
Practice profile
derived from the filing of Aug 27, 2026; every figure names its basis
Archetypes, each a printed rule
- Dual wealth and asset manager · private-client share 20 to 60 percent and fund or institutional share at least 30 percent
- HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
- RAUM per advisor
- $32.4MderivedRAUM over IAPD advisors; not a book size
- Clients per advisor
- 66derivedindividual and HNW clients (5.D) over advisors
- Average HNW client
- $805,639derivedHNW RAUM over HNW clients
- Average account
- $346,198derivedRAUM over accounts (5.F.2.f)
- Discretionary
- 45%derivedof RAUM
- Institutional
- 47%derivedpensions, charities, corporations, government, insurance, banks, other advisers
- Employees per advisor
- 1.3derivedItem 5.A over advisors
- Advisors per office
- 2.4derived5 offices incl. principal (1.F.5)
- RAUM growth, one year
- +20%derivedbetween the last two annual amendments
- Advisor growth, one year
- +0.0%derivedItem 5.B.3 between annual amendments
- Client growth, one year
- +50%derived
- Compensation
- percentage of assets, hourly, fixed feesreportedItem 5.E
- Advisory activities
- financial planning, portfolio management for individuals, portfolio management for businesses and institutionsreportedItem 5.G
- Ownership
- no PE, bank or public-company owner found on Schedule Aderived
- Advisor book size
- not public; not estimatedreported
Also answered yes on Form ADV
- is an insurance broker or agent (6.A.6)
- buys or sells securities as principal to or from clients (8.A.2)
- has discretionary authority over which securities are bought or sold (8.C.1)
- receives research or other products from a broker-dealer, soft dollars (8.E)
Where the RAUM sits
Form ADV Item 5.D, latest filing
- Pension and profit-sharing plans$181M47%
- High-net-worth individuals$122M31%
- Individuals$86.0M22%
- Individual clients
- 646reported
- HNW clients
- 151reported
- Pension plan clients
- 33reported
- Charitable clients
- n/areported
- Accounts
- 1,123reported
- Financial planning clients
- 51-100reported
- Wrap fee programs
- noreported
- Custody of client assets
- noreported
- Compensation
- % of AUM, fixed, hourlyreported
- Class basis
- private_client_share=0.53 fund_share=0.0 institutional_share=0.47 related_bd=false related_bank=true bd_reps=0.0 bank_owner=falsederived
Advisors registered through the firm
12 on IAPD today, longest tenure first
| Name | Branch | Here since | In industry | Prior firms |
|---|---|---|---|---|
| Michael R Tosaw | Chicago, Il | May 13, 2010 | 23 y | 3 |
| George A Tkaczuk | Chicago, Il | Apr 8, 2011 | 22 y | 0 |
| Timothy M Webb | Chicago, Il | Mar 16, 2012 | 22 y | 4 |
| James Claude Bellinger | Itasca, Il | Aug 4, 2014 | 48 y | 3 |
| Christopher F Chiu | Chicago, Il | Dec 10, 2014 | 15 y | 1 |
| Frank Helmut Schulz | Chicago, Il | Feb 10, 2015 | 20 y | 1 |
| Jacob Alan Moss | Chicago, Il | Sep 2, 2020 | 14 y | 2 |
| Brady Thomas Lawrence | Crown Point, In | Dec 14, 2022 | 12 y | 0 |
| Mark David Kerman | Chicago, Il | Nov 27, 2024 | 21 y | 2 |
| Richard Michael Senatore | Bedford, Nh | Jan 7, 2025 | 34 y | 2 |
| Peter Michael Clementz | Chicago, Il | Dec 17, 2025 | 12 y | 0 |
| Daniel Lucas Dickerson | Hot Springs, Ar | Mar 4, 2026 | 15 y | 4 |
Advisor movement
0 left, 1 joined in 12 months
net +1 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Left, latest
- Scott E Krase to Global Retirement Partners LLCAug 31, 2021 · Other
- Edward A Cheatham to Lakeside Wealth Management Group, LLCApr 4, 2019 · RIA to RIA
Joined, latest
- Daniel Lucas Dickerson from Money Concepts Advisory ServiceMar 4, 2026 · Affiliated broker-dealer or bank to independent RIA
- Richard Michael Senatore from Stonewall Capital Management, L.L.C.Jan 7, 2025 · Other
- Mark David Kerman from Harvest Investment Services, LLCNov 27, 2024 · RIA to RIA
- Jacob Alan Moss from United Capital Management Of Kansas, Inc.Sep 2, 2020 · RIA to RIA
- Scott E Krase from Global Financial Private Capital, Inc.Mar 29, 2018 · Other
- Edward A Cheatham from Heritage Wealth Management, LLCMar 7, 2016 · Other
- Frank Helmut Schulz from Wells Fargo AdvisorsFeb 10, 2015 · Other
- Christopher F Chiu from Ralloc Capital LLCDec 10, 2014 · Other
- James Claude Bellinger from Financial Telesis, Inc.Aug 4, 2014 · Other
- Timothy M Webb from Brokersxpress LLCMar 16, 2012 · Other
- Michael R Tosaw from Brokersxpress LLCMay 13, 2010 · Other
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
- Robert Schwartz · Membercontrolsince 12/2012 · owns 25% to 50%
- M Timothy Webb · Cio, Ccocontrolsince 06/2013 · owns 50% to 75%
Related persons
Schedule D 7.A
Office movement
IAPD branch city; joins and departures in 12 months
| Office | Advisors | Joined | Left | Teams out | Forming |
|---|---|---|---|---|---|
| Chicago, Il · principal | 10 | 2 | 0 | ||
| Crown Point, In | 2 | 0 | 0 |
Offices
Schedule D 1.F, the 25 largest
- Crown Point, IN1 employees
- Hoxie, KS1 employees
- Itasca, IL1 employees
ADV anomalies
3 against comparable advisers; where to look, not conclusions
- high institutional concentrationStatic outlier · filing Aug 27, 2026institutional share of RAUM of 47% against a peer median of 0% (5676 comparable advisers, 99.0th percentile, 15.6 robust deviations)peers: independent wealth managers, $100M to $500M (5,676) · 99% percentile
- client count surgeChange between filings · filing Mar 4, 2026individual and HNW clients (Item 5.D) moved from 530.0 to 797.0 (+50.0%) between the annual amendments of 2025-03-24 and 2026-03-04; the peer median change was +3.0% (3309 comparable advisers, 97.0th percentile of changes)peers: independent wealth managers, $100M to $500M (3,309) · 97% percentile
- HNW share shiftChange between filings · filing Mar 4, 2026HNW share of RAUM moved from 47.0% to 31.0% between the annual amendments of 2025-03-24 and 2026-03-04peers: independent wealth managers, $100M to $500M (5,676)
What changed
consecutive filings, newest first
- Accounts · 941 to 1,123Sep 29, 2025 to Mar 4, 2026
- Advisory employees · 11 to 12Sep 29, 2025 to Mar 4, 2026
- HNW clients · 370 to 151Sep 29, 2025 to Mar 4, 2026
- Individual clients · 160 to 646Sep 29, 2025 to Mar 4, 2026
- Pension plan clients · 41 to 33Sep 29, 2025 to Mar 4, 2026
- Employees · 14 to 15Sep 29, 2025 to Mar 4, 2026
- Discretionary RAUM · $127M to $177MSep 29, 2025 to Mar 4, 2026
- HNW RAUM · $151M to $122MSep 29, 2025 to Mar 4, 2026
- Individual RAUM · $8.0M to $86.0MSep 29, 2025 to Mar 4, 2026
- Non-discretionary RAUM · $197M to $212MSep 29, 2025 to Mar 4, 2026
- Pension RAUM · $165M to $181MSep 29, 2025 to Mar 4, 2026
- RAUM · $324M to $389MSep 29, 2025 to Mar 4, 2026
- Related adviser · false to trueMar 24, 2025 to Sep 29, 2025
- Accounts · 805 to 941Jan 7, 2025 to Mar 24, 2025
- HNW clients · 358 to 370Jan 7, 2025 to Mar 24, 2025
- Individual clients · 154 to 160Jan 7, 2025 to Mar 24, 2025
- Pension plan clients · 43 to 41Jan 7, 2025 to Mar 24, 2025
- Financial planning clients · 51-100 to 51-100Jan 7, 2025 to Mar 24, 2025
- Other offices · 3 to 4Jan 7, 2025 to Mar 24, 2025
- Discretionary RAUM · $96.9M to $127MJan 7, 2025 to Mar 24, 2025
- HNW RAUM · $100M to $151MJan 7, 2025 to Mar 24, 2025
- Individual RAUM · $6.5M to $8.0MJan 7, 2025 to Mar 24, 2025
- Non-discretionary RAUM · $158M to $197MJan 7, 2025 to Mar 24, 2025
- Pension RAUM · $148M to $165MJan 7, 2025 to Mar 24, 2025
- RAUM · $255M to $324MJan 7, 2025 to Mar 24, 2025
- Advisory employees · 9 to 11Mar 7, 2024 to Jan 7, 2025
- Employees · 12 to 14Mar 7, 2024 to Jan 7, 2025
- State-registered IARs · 9 to 11Mar 7, 2024 to Jan 7, 2025
- Accounts · 740 to 805May 24, 2023 to Mar 7, 2024
- HNW clients · 200 to 358May 24, 2023 to Mar 7, 2024
- Individual clients · 267 to 154May 24, 2023 to Mar 7, 2024
- Pension plan clients · 38 to 43May 24, 2023 to Mar 7, 2024
- Discretionary RAUM · $90.0M to $96.9MMay 24, 2023 to Mar 7, 2024
- HNW RAUM · $90.0M to $100MMay 24, 2023 to Mar 7, 2024
- Individual RAUM · $11.5M to $6.5MMay 24, 2023 to Mar 7, 2024
- Non-discretionary RAUM · $154M to $158MMay 24, 2023 to Mar 7, 2024
- Pension RAUM · $143M to $148MMay 24, 2023 to Mar 7, 2024
- RAUM · $244M to $255MMay 24, 2023 to Mar 7, 2024
- Accounts · 485 to 740Jun 2, 2022 to Mar 27, 2023
- Advisory employees · 7 to 9Jun 2, 2022 to Mar 27, 2023
Signals
2 dated events
- Alan Michael Cavanaugh (Ceo) no longer on Schedule A of Rcm Wealth Advisors (listed 2020-07-01, absent 2020-08-10)Aug 10, 2020 · Control person left · inference
- Rcm Wealth Advisors filed its initial SEC registration (Form ADV)Apr 8, 2015 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
- Business phone
- 219-247-8957reportedpublished by the firm, firm site, Sep 15, 2026
- Business phone
- 219-301-1219reportedpublished by the firm, firm site, Sep 15, 2026
- Business phone
- 312-858-4049reportedpublished by the firm, firm site, Sep 15, 2026
- Website
- RCMWA.COMreportedpublic record, Form ADV, Sep 18, 2026
- Principal office phone
- 866-903-1822reportedpublic record, Form ADV, Aug 27, 2026
- Contact form
- rcmwa.com/contactreportedpublished by the firm, firm site, Sep 15, 2026
- Team page
- rcmwa.com/team-memberreportedpublished by the firm, firm site, Sep 15, 2026
Provenance
- Form ADV
- SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
- Advisors
- IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
- Class
- Independent wealth managerderiveda rule over Items 5.D and 7.A
- RAUM per advisor
- $32.4Mderivedfirm RAUM over the IAPD count; not a book size
- Loaded
- Sep 14, 2026