DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Sensible Money, LLC

Independent wealth managerScottsdale, ArizonaCRD 158641SEC 801-110039websiteIAPD
Latest filing Mar 27, 2026
First filing on the tape Feb 16, 2017 · 33 filings
SEC status approved since Mar 22, 2017
RAUM
$743M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
100%
$741M individuals and HNW
Advisors
13
registered through the firm on IAPD
RAUM per advisor
$57.1M
derived; firm RAUM over IAPD count
Employees
16
8 advisory (5.B.1)
Offices
4
beyond the principal office
Private funds
0
reported on Schedule D
History
33 filings and snapshots on the tape
RAUM$743M as of Mar 27, 2026
Mar 29, 2018$158M then
HNW client RAUM$686M as of Mar 27, 2026
Mar 29, 2018$130M then
State-registered IARs (5.B.3)10 as of Mar 27, 2026
Mar 29, 20185 then
Employees (5.A)16 as of Mar 27, 2026
Mar 29, 20189 then
Private funds: no history
RAUM +23% over the last fiscal year+21% a year over threeIARs 11 to 10offices 5 to 4
Practice profile
derived from the filing of Mar 27, 2026; every figure names its basis
RAUM per advisor
$57.1MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
25derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$3.1MderivedHNW RAUM over HNW clients
Average account
$524,387derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
0.2%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.2derivedItem 5.A over advisors
Advisors per office
2.6derived5 offices incl. principal (1.F.5)
RAUM growth, one year
+23%derivedbetween the last two annual amendments
Advisor growth, one year
-9.1%derivedItem 5.B.3 between annual amendments
Client growth, one year
+6.9%derived
Compensation
percentage of assets, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, selection of other advisersreportedItem 5.G
Custody
$21.3M, 25 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
  • marketing includes testimonials (5.L.1.c)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$686M92%
  • Individuals$54.4M7.3%
  • Charitable organizations$1.7M0.2%
Individual clients
104reported
HNW clients
220reported
Pension plan clients
0reported
Charitable clients
2reported
Accounts
1,416reported
Financial planning clients
251-500reported
Wrap fee programs
noreported
Custody of client assets
$21.3M for 25 clientsreported
Compensation
% of AUM, fixedreported
Class basis
private_client_share=1.0 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
13 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Dana Marie AnspachCertified Financial PlannerScottsdale, AzJul 22, 201127 y3
Kathleen Kelly MealeyCertified Financial PlannerScottsdale, Az Mar 19, 201416 y1
Caley Jared MillerCertified Financial PlannerScottsdale, AzJul 19, 201711 y0
Nancy Barton FellingerCertified Financial Planner, Chartered Financial ConsultantPawleys Island, Sc Nov 30, 201832 y4
Amy Leigh ShepardCertified Financial PlannerScottsdale, AzJul 16, 201912 y2
Julio Lopez-BritoCertified Financial PlannerMiami, Fl Dec 6, 202110 y1
Charles PicerniCertified Financial PlannerScottsdale, AzMay 18, 202212 y0
Tabitha N DalyCertified Financial PlannerScottsdale, AzMay 3, 202316 y1
Oscar R Vives OrtizCertified Financial Planner, Personal Financial SpecialistRiverview, Fl Sep 4, 202411 y1
Matthew Ryan HersheyScottsdale, AzOct 20, 202511 y0
Stephanie Kay SchultzCertified Financial PlannerScottsdale, AzJun 12, 202612 y2
Paul EscarcegaScottsdale, AzJul 14, 202617 y0
Makayla Rose AllenScottsdale, AzSep 11, 202612 y0
Advisor movement
0 left, 1 joined in 12 months
net +1 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount2 left over 36 months
Left, latest
Joined, latest
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • Marie Dana Anspach · Managing Member/Chief Compliance Officercontrol
    since 07/2011 · owns 75% or more
  • David Schoenecker · Chief Operating Officercontrol
    since 09/2023 · owns less than 5%
  • Jared Caley Miller · Member
    since 01/2022 · owns 5% to 10%
  • Leigh Amy Shepard · Member
    since 01/2022 · owns 5% to 10%
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Scottsdale, Az · principal1340
Indianapolis, In000
Offices
Schedule D 1.F, the 25 largest
  • , 1 employees
ADV anomalies
1 against comparable advisers; where to look, not conclusions
  • compensation changedChange between filings · filing Mar 27, 2026
    hourly charges (Item 5.E.2): yes on the filing of 2025-12-08, no on the filing of 2026-03-27
    peers: independent wealth managers, $500M to $1B (1,482)
What changed
consecutive filings, newest first
  • Accounts · 1,329 to 1,416
    Dec 8, 2025 to Mar 27, 2026
  • Advisory employees · 11 to 8
    Dec 8, 2025 to Mar 27, 2026
  • Charity clients · 1 to 2
    Dec 8, 2025 to Mar 27, 2026
  • HNW clients · 189 to 220
    Dec 8, 2025 to Mar 27, 2026
  • Individual clients · 114 to 104
    Dec 8, 2025 to Mar 27, 2026
  • Assets in custody · $14.8M to $21.3M
    Dec 8, 2025 to Mar 27, 2026
  • Employees · 17 to 16
    Dec 8, 2025 to Mar 27, 2026
  • State-registered IARs · 11 to 10
    Dec 8, 2025 to Mar 27, 2026
  • Discretionary RAUM · $604M to $743M
    Dec 8, 2025 to Mar 27, 2026
  • HNW RAUM · $538M to $686M
    Dec 8, 2025 to Mar 27, 2026
  • Individual RAUM · $64.3M to $54.4M
    Dec 8, 2025 to Mar 27, 2026
  • RAUM · $604M to $743M
    Dec 8, 2025 to Mar 27, 2026
  • Other offices · 5 to 4
    Apr 30, 2025 to Dec 8, 2025
  • Accounts · 1,221 to 1,329
    Jun 12, 2024 to Apr 30, 2025
  • Advisory employees · 10 to 11
    Jun 12, 2024 to Apr 30, 2025
  • HNW clients · 101 to 189
    Jun 12, 2024 to Apr 30, 2025
  • Individual clients · 176 to 114
    Jun 12, 2024 to Apr 30, 2025
  • Assets in custody · $7.5M to $14.8M
    Jun 12, 2024 to Apr 30, 2025
  • Employees · 16 to 17
    Jun 12, 2024 to Apr 30, 2025
  • Financial planning clients · 251-500 to 251-500
    Jun 12, 2024 to Apr 30, 2025
  • State-registered IARs · 10 to 11
    Jun 12, 2024 to Apr 30, 2025
  • Other offices · 4 to 5
    Jun 12, 2024 to Apr 30, 2025
  • Discretionary RAUM · $515M to $604M
    Jun 12, 2024 to Apr 30, 2025
  • HNW RAUM · $57.1M to $538M
    Jun 12, 2024 to Apr 30, 2025
  • Individual RAUM · $457M to $64.3M
    Jun 12, 2024 to Apr 30, 2025
  • RAUM · $515M to $604M
    Jun 12, 2024 to Apr 30, 2025
  • Accounts · 1,135 to 1,221
    Jan 16, 2024 to Feb 29, 2024
  • Charity clients · unset to 1.0
    Jan 16, 2024 to Feb 29, 2024
  • HNW clients · 138 to 101
    Jan 16, 2024 to Feb 29, 2024
  • Individual clients · 125 to 176
    Jan 16, 2024 to Feb 29, 2024
  • Assets in custody · $4.0M to $7.5M
    Jan 16, 2024 to Feb 29, 2024
  • Employees · 14 to 16
    Jan 16, 2024 to Feb 29, 2024
  • State-registered IARs · 9 to 10
    Jan 16, 2024 to Feb 29, 2024
  • Other offices · 3 to 4
    Jan 16, 2024 to Feb 29, 2024
  • Discretionary RAUM · $422M to $515M
    Jan 16, 2024 to Feb 29, 2024
  • HNW RAUM · $343M to $57.1M
    Jan 16, 2024 to Feb 29, 2024
  • Individual RAUM · $78.2M to $457M
    Jan 16, 2024 to Feb 29, 2024
  • RAUM · $422M to $515M
    Jan 16, 2024 to Feb 29, 2024
  • Accounts · 919 to 1,135
    Jun 10, 2022 to Mar 29, 2023
  • Advisory employees · 8 to 10
    Jun 10, 2022 to Mar 29, 2023
Signals
5 dated events
  • Navarrus Hale left Sensible Money, Llc for Total Wealth Planning, Llc (registered 2025-07-11)
    Jul 9, 2025 · Advisor changed firm · fact
  • Beau Michael Kemp left Sensible Money, Llc for Switchpoint Financial Planning Llc (registered 2025-06-06)
    May 7, 2025 · Advisor changed firm · fact
  • David Schoenecker (Chief Operating Officer) appeared on Schedule A of Sensible Money, Llc
    Feb 29, 2024 · Control person joined · fact
  • Charles David Robinson left Sensible Money, Llc for Keel Point, Llc (registered 2023-03-06)
    Jan 27, 2023 · Advisor changed firm · fact
  • Sensible Money, Llc filed its initial SEC registration (Form ADV)
    Feb 16, 2017 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business email
info@sensiblemoney.comreportedpublished by the firm, firm site, Sep 15, 2026
Business phone
480-719-7290reportedpublished by the firm, firm site, Sep 15, 2026
Firm profile
LINKEDIN.COM/COMPANY/SENSIBLE-MONEY-LLCreportedpublic record, Form ADV, Sep 18, 2026
Website
SENSIBLEMONEY.COMreportedpublic record, Form ADV, Sep 18, 2026
Principal office phone
480-719-7290reportedpublic record, Form ADV, Mar 27, 2026
Team page
sensiblemoney.com/team/amy-shepardreportedpublished by the firm, firm site, Sep 15, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$57.1Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026