DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

A & I Wealth Management

Independent wealth managerLone Tree, ColoradoCRD 148357SEC 801-69819websiteIAPD
Legal name A & I Financial Services, LLC
Latest filing Apr 8, 2026
First filing on the tape Dec 16, 2011 · 45 filings
SEC status approved since Jan 5, 2009
RAUM
$560M
reported, Item 5.F
Discretionary
90%
of RAUM
Private clients
99%
$556M individuals and HNW
Advisors
10
registered through the firm on IAPD
RAUM per advisor
$56.0M
derived; firm RAUM over IAPD count
Employees
9
9 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
45 filings and snapshots on the tape
RAUM$560M as of Apr 8, 2026
Mar 28, 2012$110M then
HNW client RAUM$396M as of Apr 8, 2026
Mar 9, 2018$103M then
State-registered IARs (5.B.3)9 as of Apr 8, 2026
Mar 28, 20120 then
Employees (5.A)9 as of Apr 8, 2026
Mar 27, 20137 then
Private funds: no history
RAUM +21% over the last fiscal year+15% a year over threeIARs 9 to 9
Practice profile
derived from the filing of Apr 8, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
RAUM per advisor
$56.0MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
52derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.4MderivedHNW RAUM over HNW clients
Average account
$332,738derivedRAUM over accounts (5.F.2.f)
Discretionary
90%derivedof RAUM
Institutional
0.7%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
0.9derivedItem 5.A over advisors
Advisors per office
10.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
+21%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
-10%derived
Compensation
percentage of assets, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, portfolio management for businesses and institutions, selection of other advisersreportedItem 5.G
Custody
$10.3M, 8 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • is an insurance broker or agent (6.A.6)
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$396M71%
  • Individuals$160M29%
  • Pension and profit-sharing plans$2.6M0.5%
  • Charitable organizations$1.2M0.2%
Individual clients
353reported
HNW clients
165reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
1,683reported
Financial planning clients
1-10reported
Wrap fee programs
noreported
Custody of client assets
$10.3M for 8 clientsreported
Compensation
% of AUM, fixedreported
Class basis
private_client_share=0.99 fund_share=0.0 institutional_share=0.01 related_bd=false related_bank=false bd_reps=9.0derived
Advisors registered through the firm
7 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Julie Cameron MorganLone Tree, CoJan 13, 200921 y1
Stacey Katrina FrankLone Tree, CoMar 18, 200921 y0
Judson E CassCertified Financial PlannerLone Tree, CoJul 12, 201224 y3
Francois GiguereCertified Financial PlannerLone Tree, CoJan 6, 201512 y0
Marla Anne MasonCertified Financial PlannerLone Tree, CoMay 19, 201723 y2
Peter Frederic LengsfeldCertified Financial PlannerLone Tree, CoMay 19, 201731 y1
Cassidy J ButlerCertified Financial PlannerLone Tree, CoFeb 14, 202512 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount2 left over 36 months
Left, latest
Joined, latest
Teams: two or more advisors moving together within fourteen days, from one state
    Private funds
    No private fund reported.
    Owners and control persons
    Schedule A and B, latest filing
    • Fredrick Karl Frank · Manager And Chief Compliance Officercontrol
      since 08/2004 · owns less than 5%
    • Katrina Stacey Frank · Managercontrol
      since 08/2004 · owns less than 5%
    • Fredrick Karl Frank · Membercontrol
      since 01/2018 · owns 50% to 75% of A & I Holdings, LLC
    • Katrina Stacey Frank · Membercontrol
      since 01/2018 · owns 50% to 75% of A & I Holdings, LLC
    Entity owners
    • A & I Holdings, LLC · Member
      direct · owns 75% or more
    Related persons
    Schedule D 7.A
    No related person reported.
    Office movement
    IAPD branch city; joins and departures in 12 months
    OfficeAdvisorsJoinedLeftTeams outForming
    Lone Tree, Co · principal1000
    Offices
    Schedule D 1.F, the 25 largest
    No branch office listed.
    What changed
    consecutive filings, newest first
    • Accounts · 2,261 to 1,683
      Jan 8, 2026 to Mar 16, 2026
    • HNW clients · 139 to 165
      Jan 8, 2026 to Mar 16, 2026
    • Individual clients · 438 to 353
      Jan 8, 2026 to Mar 16, 2026
    • Assets in custody · $16.9M to $10.3M
      Jan 8, 2026 to Mar 16, 2026
    • Discretionary RAUM · $422M to $506M
      Jan 8, 2026 to Mar 16, 2026
    • HNW RAUM · $309M to $396M
      Jan 8, 2026 to Mar 16, 2026
    • Individual RAUM · $151M to $160M
      Jan 8, 2026 to Mar 16, 2026
    • Non-discretionary RAUM · $41.6M to $53.7M
      Jan 8, 2026 to Mar 16, 2026
    • Pension RAUM · $2.0M to $2.6M
      Jan 8, 2026 to Mar 16, 2026
    • RAUM · $464M to $560M
      Jan 8, 2026 to Mar 16, 2026
    • Accounts · 1,783 to 2,261
      Sep 13, 2024 to Feb 22, 2025
    • Advisory employees · 13 to 9
      Sep 13, 2024 to Feb 22, 2025
    • BD registered reps · 11 to 9
      Sep 13, 2024 to Feb 22, 2025
    • HNW clients · 127 to 139
      Sep 13, 2024 to Feb 22, 2025
    • Individual clients · 413 to 438
      Sep 13, 2024 to Feb 22, 2025
    • Assets in custody · $13.0M to $16.9M
      Sep 13, 2024 to Feb 22, 2025
    • Employees · 13 to 9
      Sep 13, 2024 to Feb 22, 2025
    • Financial planning clients · 1-10 to 1-10
      Sep 13, 2024 to Feb 22, 2025
    • State-registered IARs · 11 to 9
      Sep 13, 2024 to Feb 22, 2025
    • Discretionary RAUM · $369M to $422M
      Sep 13, 2024 to Feb 22, 2025
    • HNW RAUM · $268M to $309M
      Sep 13, 2024 to Feb 22, 2025
    • Individual RAUM · $140M to $151M
      Sep 13, 2024 to Feb 22, 2025
    • Non-discretionary RAUM · $42.7M to $41.6M
      Sep 13, 2024 to Feb 22, 2025
    • Pension RAUM · unset to 1977874.0
      Sep 13, 2024 to Feb 22, 2025
    • RAUM · $412M to $464M
      Sep 13, 2024 to Feb 22, 2025
    • Accounts · 1,787 to 1,783
      Jan 10, 2024 to Mar 9, 2024
    • Advisory employees · 10 to 13
      Jan 10, 2024 to Mar 9, 2024
    • BD registered reps · 10 to 11
      Jan 10, 2024 to Mar 9, 2024
    • HNW clients · 110 to 127
      Jan 10, 2024 to Mar 9, 2024
    • Individual clients · 433 to 413
      Jan 10, 2024 to Mar 9, 2024
    • Assets in custody · $11.5M to $13.0M
      Jan 10, 2024 to Mar 9, 2024
    • Employees · 10 to 13
      Jan 10, 2024 to Mar 9, 2024
    • State-registered IARs · 10 to 11
      Jan 10, 2024 to Mar 9, 2024
    • Discretionary RAUM · $325M to $369M
      Jan 10, 2024 to Mar 9, 2024
    • HNW RAUM · $222M to $268M
      Jan 10, 2024 to Mar 9, 2024
    • Individual RAUM · $142M to $140M
      Jan 10, 2024 to Mar 9, 2024
    • Non-discretionary RAUM · $43.0M to $42.7M
      Jan 10, 2024 to Mar 9, 2024
    • RAUM · $368M to $412M
      Jan 10, 2024 to Mar 9, 2024
    • Accounts · 1,843 to 1,787
      Feb 2, 2023 to Mar 3, 2023
    • HNW clients · 126 to 110
      Feb 2, 2023 to Mar 3, 2023
    Signals
    5 dated events
    • Sharon Ann Gaspar left A & I Wealth Management for Northwestern Mutual Investment Services,Llc (registered 2025-01-02)
      Sep 13, 2024 · Advisor changed firm · fact
    • Ann Sharon Gaspar (Chief Compliance Officer) no longer on Schedule A of A & I Wealth Management (listed 2024-03-09, absent 2024-09-13)
      Sep 13, 2024 · Control person left · inference
    • Virginia Hui Wu left A & I Wealth Management for Curi Capital, Llc (registered 2024-06-27)
      Jun 12, 2024 · Advisor changed firm · fact
    • Ann Sharon Gaspar (Chief Compliance Officer) appeared on Schedule A of A & I Wealth Management
      Jan 11, 2023 · Control person joined · fact
    • A & I Wealth Management reported RAUM $344.6M, up 45% from $237.4M (2019-08-15 to 2020-02-29)
      Feb 29, 2020 · RAUM change · derived
    Across DFX
    shared identifiers only, never a name match
    No identifier-backed link to the venture, private equity, family office or sponsor graphs.
    How to reach
    public business contact points only, each with its source
    Business phone
    303-690-5070reportedpublished by the firm, firm site, Sep 15, 2026
    Firm profile
    linkedin.com/company/a&i-financial-servicesreportedpublic record, Form ADV, Sep 17, 2026
    Website
    ASSETSANDINCOME.COMreportedpublic record, Form ADV, Sep 17, 2026
    Principal office phone
    303-690-5070reportedpublic record, Form ADV, Apr 8, 2026
    Contact form
    assetsandincome.com/about-us/contactreportedpublished by the firm, firm site, Sep 15, 2026
    Team page
    assetsandincome.com/about-us/our-teamreportedpublished by the firm, firm site, Sep 15, 2026
    Provenance
    Form ADV
    SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
    Advisors
    IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
    Class
    Independent wealth managerderiveda rule over Items 5.D and 7.A
    RAUM per advisor
    $56.0Mderivedfirm RAUM over the IAPD count; not a book size
    Loaded
    Sep 14, 2026