DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

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SEC-registered adviser

R••••••••• P••••••• S••••••••• L••

Independent wealth managerLouisville, KentuckyCRD 311575SEC 801-119926websiteIAPD
Legal name R•• A••••••• S••••••••• L••
Latest filing Jul 15, 2026
First filing on the tape Nov 5, 2020 · 30 filings
SEC status approved since Dec 4, 2020
RAUM
$467M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
100%
$466M individuals and HNW
Advisors
4
registered through the firm on IAPD
RAUM per advisor
$117M
derived; firm RAUM over IAPD count
Employees
10
5 advisory (5.B.1)
Offices
1
beyond the principal office
Private funds
0
reported on Schedule D
History
30 filings and snapshots on the tape
RAUM$467M as of Jul 15, 2026
Mar 31, 2021$58.2M then
HNW client RAUM$163M as of Jul 15, 2026
Mar 31, 2021$3.9M then
State-registered IARs (5.B.3)5 as of Jul 15, 2026
Mar 31, 20213 then
Employees (5.A)10 as of Jul 15, 2026
Mar 31, 20215 then
Private funds: no history
RAUM +24% over the last fiscal year+34% a year over threeIARs 11 to 5offices 3 to 1
Practice profile
derived from the filing of Jul 15, 2026; every figure names its basis
Archetypes, each a printed rule
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
  • Mass-affluent RIA · private-client share at least 50 percent, non-HNW individuals at least 60 percent of private-client RAUM
RAUM per advisor
$117MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
303derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.2MderivedHNW RAUM over HNW clients
Average account
$166,086derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
0.2%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
2.5derivedItem 5.A over advisors
Advisors per office
2.0derived2 offices incl. principal (1.F.5)
RAUM growth, one year
+24%derivedbetween the last two annual amendments
Advisor growth, one year
-27%derivedItem 5.B.3 between annual amendments
Client growth, one year
+14%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, portfolio management for pooled vehiclesreportedItem 5.G
Wrap fee program
$56.5MreportedItem 5.I
Custody
$75.3M, 398 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • is an insurance broker or agent (6.A.6)
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • compensates persons for client referrals (8.G.1)
  • has custody of client cash or bank accounts (9.A.1.a)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • Individuals$303M65%
  • High-net-worth individuals$163M35%
  • Charitable organizations$1.1M0.2%
Individual clients
1,136reported
HNW clients
74reported
Pension plan clients
n/areported
Charitable clients
2reported
Accounts
2,812reported
Financial planning clients
11-25reported
Wrap fee programs
$0 sponsored, $0 managedreported
Custody of client assets
$75.3M for 398 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=1.0 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=4.0derived
Advisors registered through the firm
4 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
M•••••• J••••• E••••••Louisville, KyMar 1, 202134 y4
P•••• J•••• G••••••Louisville, Ky May 23, 202243 y4
N••• R••• E••••••Certified Financial PlannerLouisville, KyJul 12, 202213 y0
L••••••• W•••• C•••••Louisville, KyJan 8, 202427 y2
Advisor movement
5 left, 0 joined in 12 months
net -5 in 12 months3 left in 90 days0 joined in 90 daysdeparture rate 125% of current headcount5 left over 36 months
Joined, latest
Teams: two or more advisors moving together within fourteen days, from one state
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • E••••••• M••••••• J••••• · Ceo/Presidentcontrol
    since 12/2019 · owns 75% or more
  • L•••••• B••••• H••••• · Principalcontrol
    since 11/2023 · owns less than 5%
  • G••••••• S••••• A•• · Chief Compliance Officer
    since 01/2024 · owns less than 5%
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Louisville, Ky · principal404
Evansville, In001
Offices
Schedule D 1.F, the 25 largest
  • Covington, KY2 employees
  • Louisville, KY2 employees
  • Evansville, IN1 employees
ADV anomalies
1 against comparable advisers; where to look, not conclusions
  • unusually high clients per a••••••Static outlier · filing Jul 15, 2026
    private clients per advisor of 302.5 against a peer median of 57.3 (3076 comparable advisers, 99.0th percentile, 7.0 robust deviations)
    peers: independent wealth managers, $100M to $500M (3,076) · 99% percentile
What changed
consecutive filings, newest first
  • Advisory employees · 8 to 5
    Mar 24, 2026 to Jul 15, 2026
  • BD registered reps · 7 to 4
    Mar 24, 2026 to Jul 15, 2026
  • Employees · 17 to 10
    Mar 24, 2026 to Jul 15, 2026
  • State-registered IARs · 8 to 5
    Mar 24, 2026 to Jul 15, 2026
  • Other offices · 2 to 1
    Mar 24, 2026 to Jul 15, 2026
  • Accounts · 2,366 to 2,812
    Dec 8, 2025 to Mar 24, 2026
  • Advisory employees · 11 to 8
    Dec 8, 2025 to Mar 24, 2026
  • Advisory activities · 2 to 3
    Dec 8, 2025 to Mar 24, 2026
  • BD registered reps · 9 to 7
    Dec 8, 2025 to Mar 24, 2026
  • Charity clients · 1 to 2
    Dec 8, 2025 to Mar 24, 2026
  • HNW clients · 72 to 74
    Dec 8, 2025 to Mar 24, 2026
  • Individual clients · 993 to 1,136
    Dec 8, 2025 to Mar 24, 2026
  • Assets in custody · $117M to $75.3M
    Dec 8, 2025 to Mar 24, 2026
  • Employees · 20 to 17
    Dec 8, 2025 to Mar 24, 2026
  • State-registered IARs · 11 to 8
    Dec 8, 2025 to Mar 24, 2026
  • Other offices · 3 to 2
    Dec 8, 2025 to Mar 24, 2026
  • Discretionary RAUM · $377M to $467M
    Dec 8, 2025 to Mar 24, 2026
  • HNW RAUM · $152M to $163M
    Dec 8, 2025 to Mar 24, 2026
  • Individual RAUM · $225M to $303M
    Dec 8, 2025 to Mar 24, 2026
  • RAUM · $377M to $467M
    Dec 8, 2025 to Mar 24, 2026
  • Related adviser · true to false
    Dec 8, 2025 to Mar 24, 2026
  • Related insurance company · true to false
    Dec 8, 2025 to Mar 24, 2026
  • Financial planning clients · 11-25 to 11-25
    Jun 4, 2025 to Jul 17, 2025
  • Accounts · 2,018 to 2,366
    Feb 20, 2025 to Mar 28, 2025
  • BD registered reps · 8 to 9
    Feb 20, 2025 to Mar 28, 2025
  • Charity clients · 2 to 1
    Feb 20, 2025 to Mar 28, 2025
  • HNW clients · 61 to 72
    Feb 20, 2025 to Mar 28, 2025
  • Individual clients · 969 to 993
    Feb 20, 2025 to Mar 28, 2025
  • Assets in custody · $85.3M to $117M
    Feb 20, 2025 to Mar 28, 2025
  • Employees · 18 to 20
    Feb 20, 2025 to Mar 28, 2025
  • Financial planning clients · 1-10 to 11-25
    Feb 20, 2025 to Mar 28, 2025
  • Discretionary RAUM · $285M to $377M
    Feb 20, 2025 to Mar 28, 2025
  • HNW RAUM · $116M to $152M
    Feb 20, 2025 to Mar 28, 2025
  • Individual RAUM · $169M to $225M
    Feb 20, 2025 to Mar 28, 2025
  • RAUM · $285M to $377M
    Feb 20, 2025 to Mar 28, 2025
  • Related adviser · false to true
    Feb 20, 2025 to Mar 28, 2025
  • Related insurance company · false to true
    Feb 20, 2025 to Mar 28, 2025
  • Accounts · 1,230 to 2,018
    Nov 2, 2023 to Mar 21, 2024
  • Advisory employees · 9 to 11
    Nov 2, 2023 to Mar 21, 2024
  • Advisory activities · 3 to 2
    Nov 2, 2023 to Mar 21, 2024
Signals
8 dated events
  • K•••• K•••• left R••••••••• P••••••• S••••••••• L•• for P•••••• A•••••• G••••• L•• (registered 2026-09-02)
    Sep 2, 2026 · a•••••• firm change · fact
  • J••• C•••••• H••••••• left R••••••••• P••••••• S••••••••• L•• for S••••• O•• S••••••••• I••• (registered 2026-02-11)
    Jul 1, 2026 · a•••••• firm change · fact
  • M••• A•••• N••••• left R••••••••• P••••••• S••••••••• L•• for L••••• A••••••• S••••••• (registered 2021-10-28)
    Jul 1, 2026 · a•••••• firm change · fact
  • M•••••• G••••• B•••••••• left R••••••••• P••••••• S••••••••• L•• for A•••••• W••••• M••••••••• L•• (registered 2025-12-04)
    Feb 3, 2026 · a•••••• firm change · fact
  • B•••• H••••• L••••• left R••••••••• P••••••• S••••••••• L•• for A•••••• W••••• M••••••••• L•• (registered 2025-11-20)
    Jan 6, 2026 · a•••••• firm change · fact
  • Howard Bryce Lanham (Principal) appeared on Schedule A of R••••••••• P••••••• S••••••••• L••
    Nov 2, 2023 · Control person joined · fact
  • C•••••• R••••• B••••• (Owner) no longer on Schedule A of R••••••••• P••••••• S••••••••• L•• (listed 2020-12-07, absent 2021-03-31)
    Mar 31, 2021 · Control person left · inference
  • R••••••••• P••••••• S••••••••• L•• filed its initial SEC registration (Form ADV)
    Nov 5, 2020 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business phone
502-499-5668reportedpublished by the firm, firm site, Sep 15, 2026
Business phone
502-499-5669reportedpublished by the firm, firm site, Sep 15, 2026
Business phone
866-425-5678reportedpublished by the firm, firm site, Sep 15, 2026
Firm profile
linkedin.com/company/retirementplanningsolutionsreportedpublic record, Form ADV, Sep 18, 2026
Website
retirementplanningsolutions.comreportedpublic record, Form ADV, Sep 18, 2026
Principal office phone
502-499-5668reportedpublic record, Form ADV, Jul 15, 2026
Contact form
retirementplanningsolutions.com/contactreportedpublished by the firm, firm site, Sep 15, 2026
Team page
retirementplanningsolutions.com/our-teamreportedpublished by the firm, firm site, Sep 15, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$117Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026