DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

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SEC-registered adviser

R••••• O• L••• W••••• P•••••••

Independent wealth managerCleveland, OhioCRD 112879SEC 801-110086websiteIAPD
Legal name P•••••• F•••••••• S•••••••• L••
Latest filing Feb 25, 2026
First filing on the tape Feb 27, 2017 · 18 filings
SEC status approved since Mar 14, 2017
RAUM
$473M
reported, Item 5.F
Discretionary
87%
of RAUM
Private clients
87%
$413M individuals and HNW
Advisors
4
registered through the firm on IAPD
RAUM per advisor
$118M
derived; firm RAUM over IAPD count
Employees
13
5 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
18 filings and snapshots on the tape
RAUM$473M as of Feb 25, 2026
Mar 30, 2018$181M then
HNW client RAUM$343M as of Feb 25, 2026
Mar 30, 2018$122M then
State-registered IARs (5.B.3)5 as of Feb 25, 2026
Mar 30, 20184 then
Employees (5.A)13 as of Feb 25, 2026
Mar 30, 201810 then
Private funds: no history
RAUM +20% over the last fiscal year+10% a year over threeIARs 5 to 5
Practice profile
derived from the filing of Feb 25, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • Retirement plan adviser · pension consulting activity (Item 5.G.6) and pension plans at least 25 percent of RAUM or at least 25 pension-plan clients
RAUM per advisor
$118MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
64derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$3.9MderivedHNW RAUM over HNW clients
Average account
$566,561derivedRAUM over accounts (5.F.2.f)
Discretionary
87%derivedof RAUM
Institutional
13%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
3.3derivedItem 5.A over advisors
Advisors per office
4.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
+20%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
-0.4%derived
Compensation
percentage of assets, hourly, fixed fees, subscriptionreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, pension consultingreportedItem 5.G
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$343M73%
  • Individuals$70.1M15%
  • Pension and profit-sharing plans$59.7M13%
Individual clients
167reported
HNW clients
88reported
Pension plan clients
29reported
Charitable clients
n/areported
Accounts
834reported
Financial planning clients
11-25reported
Wrap fee programs
noreported
Custody of client assets
noreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=0.87 fund_share=0.0 institutional_share=0.13 related_bd=true related_bank=false bd_reps=5.0derived
Advisors registered through the firm
4 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
F•••• F•••••••Brecksville, Oh Jun 7, 200432 y1
Y••••••• Y•••Baltimore, MdJul 12, 201614 y0
C•••••• C•••••• H•••••Certified Financial Planner, Chartered Financial ConsultantCleveland, OhJun 10, 202217 y0
D••••••• K••••••• L••••••Cleveland, OhAug 30, 202213 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount1 left over 36 months
Left, latest
Joined, latest
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • F•••••••• F•••• · President, Chief Compliance Officercontrol
    since 01/1994 · owns 75% or more
  • R•••••• J•••••• M•••••• · Chief Operating Officer
    since 10/2023 · owns less than 5%
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Cleveland, Oh · principal300
Offices
Schedule D 1.F, the 25 largest
No branch office listed.
What changed
consecutive filings, newest first
  • Accounts · 782 to 834
    Mar 31, 2025 to Feb 25, 2026
  • HNW clients · 73 to 88
    Mar 31, 2025 to Feb 25, 2026
  • Individual clients · 183 to 167
    Mar 31, 2025 to Feb 25, 2026
  • Pension plan clients · 30 to 29
    Mar 31, 2025 to Feb 25, 2026
  • Employees · 12 to 13
    Mar 31, 2025 to Feb 25, 2026
  • Discretionary RAUM · $347M to $413M
    Mar 31, 2025 to Feb 25, 2026
  • HNW RAUM · $255M to $343M
    Mar 31, 2025 to Feb 25, 2026
  • Individual RAUM · $91.4M to $70.1M
    Mar 31, 2025 to Feb 25, 2026
  • Non-discretionary RAUM · $45.4M to $59.7M
    Mar 31, 2025 to Feb 25, 2026
  • Pension RAUM · $45.4M to $59.7M
    Mar 31, 2025 to Feb 25, 2026
  • RAUM · $392M to $473M
    Mar 31, 2025 to Feb 25, 2026
  • Accounts · 755 to 782
    Sep 3, 2024 to Mar 31, 2025
  • HNW clients · 66 to 73
    Sep 3, 2024 to Mar 31, 2025
  • Individual clients · 192 to 183
    Sep 3, 2024 to Mar 31, 2025
  • Pension plan clients · 28 to 30
    Sep 3, 2024 to Mar 31, 2025
  • Employees · 11 to 12
    Sep 3, 2024 to Mar 31, 2025
  • Financial planning clients · 11-25 to 11-25
    Sep 3, 2024 to Mar 31, 2025
  • Discretionary RAUM · $296M to $347M
    Sep 3, 2024 to Mar 31, 2025
  • HNW RAUM · $196M to $255M
    Sep 3, 2024 to Mar 31, 2025
  • Individual RAUM · $100M to $91.4M
    Sep 3, 2024 to Mar 31, 2025
  • Non-discretionary RAUM · $72.3M to $45.4M
    Sep 3, 2024 to Mar 31, 2025
  • Pension RAUM · $72.3M to $45.4M
    Sep 3, 2024 to Mar 31, 2025
  • RAUM · $368M to $392M
    Sep 3, 2024 to Mar 31, 2025
  • Commission compensation · true to false
    Mar 28, 2024 to Sep 3, 2024
  • Related broker-dealer · false to true
    Mar 28, 2024 to Sep 3, 2024
  • Accounts · 774 to 755
    Oct 2, 2023 to Mar 28, 2024
  • Business name · P•••••• F•••••••• S••••••• to R••••• O• L••• W••••• P•••••••
    Oct 2, 2023 to Mar 28, 2024
  • HNW clients · 61 to 66
    Oct 2, 2023 to Mar 28, 2024
  • Individual clients · 225 to 192
    Oct 2, 2023 to Mar 28, 2024
  • Pension plan clients · 20 to 28
    Oct 2, 2023 to Mar 28, 2024
  • Discretionary RAUM · $295M to $296M
    Oct 2, 2023 to Mar 28, 2024
  • HNW RAUM · $198M to $196M
    Oct 2, 2023 to Mar 28, 2024
  • Individual RAUM · $96.6M to $100M
    Oct 2, 2023 to Mar 28, 2024
  • Non-discretionary RAUM · $57.8M to $72.3M
    Oct 2, 2023 to Mar 28, 2024
  • Pension RAUM · $57.8M to $72.3M
    Oct 2, 2023 to Mar 28, 2024
  • RAUM · $352M to $368M
    Oct 2, 2023 to Mar 28, 2024
  • Accounts · 769 to 774
    May 8, 2022 to Mar 31, 2023
  • Advisory employees · 3 to 5
    May 8, 2022 to Mar 31, 2023
  • BD registered reps · 4 to 5
    May 8, 2022 to Mar 31, 2023
  • HNW clients · 77 to 61
    May 8, 2022 to Mar 31, 2023
Signals
3 dated events
  • M•••••• G•••• R•••••• left R••••• O• L••• W••••• P••••••• for L•• F•••••••• L•• (registered 2022-07-01)
    Jan 24, 2024 · Advisor changed firm · fact
  • A•• C•••• V•••••••• left R••••• O• L••• W••••• P••••••• for K•• I••••••••• S••••••• L•• (registered 2023-10-25)
    Jan 18, 2023 · Advisor changed firm · fact
  • P•••••• F•••••••• S••••••• filed its initial SEC registration (Form ADV)
    Feb 27, 2017 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Firm profile
linkedin.com/company/return-on-life-wealthreportedpublic record, Form ADV, Sep 18, 2026
Website
401kprosperity.comreportedpublic record, Form ADV, Sep 18, 2026
Principal office phone
440-740-0130reportedpublic record, Form ADV, Feb 25, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$118Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026