DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Bcu Wealth Advisors, LLC

Independent wealth managerVernon Hills, IllinoisCRD 164173SEC 801-81122websiteIAPD
Latest filing Sep 2, 2026
First filing on the tape Mar 5, 2015 · 49 filings
SEC status approved since Mar 12, 2015
RAUM
$654M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
100%
$654M individuals and HNW
Advisors
15
registered through the firm on IAPD
RAUM per advisor
$43.6M
derived; firm RAUM over IAPD count
Employees
17
3 advisory (5.B.1)
Offices
17
beyond the principal office
Private funds
0
reported on Schedule D
History
49 filings and snapshots on the tape
RAUM$654M as of Jul 8, 2026
Mar 8, 2016$122M then
HNW client RAUM$343M as of Jul 8, 2026
Mar 23, 2018$53.0M then
State-registered IARs (5.B.3)14 as of Jul 8, 2026
Mar 8, 20169 then
Employees (5.A)17 as of Jul 8, 2026
Mar 8, 201611 then
Private funds: no history
RAUM +22% over the last fiscal year+18% a year over threeIARs 14 to 14offices 16 to 17
Practice profile
derived from the filing of Sep 2, 2026; every figure names its basis
Archetypes, each a printed rule
  • Bank affiliated · Item 7.A.6 or 7.A.7 (bank or trust company affiliate) and a bank, bancorp or trust company as a 50 percent or greater owner on Schedule A
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • Wrap program sponsor · sponsors a wrap fee program (5.I) with at least $100M of wrap assets
RAUM per advisor
$43.6MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
58derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.6MderivedHNW RAUM over HNW clients
Average account
$318,666derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
0.0%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.1derivedItem 5.A over advisors
Advisors per office
0.8derived18 offices incl. principal (1.F.5)
RAUM growth, one year
+22%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
+7.8%derived
Compensation
percentage of assets, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, selection of other advisers, educational seminarsreportedItem 5.G
Wrap fee program
$547MreportedItem 5.I
Ownership
a bank, bancorp or trust company is a 50 percent or greater ownerderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • compensates persons for client referrals (8.G.1)
  • compensates non-employees for client referrals (8.G.2)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$343M53%
  • Individuals$310M47%
Individual clients
739reported
HNW clients
131reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
2,051reported
Financial planning clients
101-250reported
Wrap fee programs
$0 sponsored, $0 managedreported
Custody of client assets
noreported
Compensation
% of AUM, fixedreported
Class basis
private_client_share=1.0 fund_share=0.0 institutional_share=0.0 related_bd= related_bank= bd_reps=11.0derived
Advisors registered through the firm
15 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Edwin Thomas WatsonCertified Financial PlannerVernon Hills, IlJul 30, 201224 y0
John Todd AndersonVernon Hills, IlMar 26, 201326 y2
Bryan Patrick FarrisseyCertified Financial PlannerVernon Hills, IlMar 26, 201324 y2
Kristi Lynn MertensCertified Financial PlannerVernon Hills, Il Apr 9, 201422 y1
Heather M. WrightCertified Financial PlannerVernon Hills, IlJul 6, 201725 y4
Jonathan David WylieCertified Financial PlannerVernon Hills, IlMay 10, 201811 y2
Scott Leonard ComeauVernon Hills, IlDec 12, 201824 y1
Amanda Elizabeth LinkVernon Hills, IlJan 1, 202022 y0
William James LuzzoVernon Hills, IlDec 16, 202113 y4
Mathew Peter DouvikasVernon Hills, IlSep 16, 202223 y2
James HagenVernon Hills, Il Feb 13, 202310 y2
Chad Gregory CodakVernon Hills, IlJul 28, 202311 y0
Luis Ernesto Garcia EstradaSanta Ana, Ca Feb 7, 202412 y1
Keaton Marie MesserschmidtVernon Hills, IlJan 2, 202610 y2
Casey A BloomerVernon Hills, IlJan 16, 202614 y0
Advisor movement
0 left, 1 joined in 12 months
net +1 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount3 left over 36 months
Left, latest
Joined, latest
Teams: two or more advisors moving together within fourteen days, from one state
    Private funds
    No private fund reported.
    Owners and control persons
    Schedule A and B, latest filing
    • David Blum · Board Chairmancontrol
      since 10/2021 · owns less than 5%
    • Leonard Scott Comeau · Chief Compliance Officercontrol
      since 07/2018 · owns less than 5%
    • Lynn Kristi Mertens · Board Membercontrol
      since 07/2022 · owns less than 5%
    • S John Sahagian · Board Membercontrol
      since 10/2021 · owns less than 5%
    • Jill Sammons · Board Membercontrol
      since 10/2021 · owns less than 5%
    • Edward Charles Smith · Board Member/Treasurercontrol
      since 11/2012 · owns less than 5%
    Entity owners
    • Baxter Credit Union · Unit Holder
      direct · owns 75% or more
    Related persons
    Schedule D 7.A
    No related person reported.
    Office movement
    IAPD branch city; joins and departures in 12 months
    OfficeAdvisorsJoinedLeftTeams outForming
    Vernon Hills, Il · principal1520
    Minneapolis, Mn200
    Offices
    Schedule D 1.F, the 25 largest
    • Crystal Lake, IL4 employees
    • Deerfield, IL4 employees
    • Gurnee, IL3 employees
    • Round Lake, IL3 employees
    • Libertyville, IL3 employees
    • Brooklyn Park, MN2 employees
    • Eden Prairie, MN2 employees
    • Maple Grove, MN2 employees
    • Cypress, CA1 employees
    • , 1 employees
    • Marlborough, MA1 employees
    • Minnetonka, MN1 employees
    • Cleveland, MS1 employees
    • Spencer, IN1 employees
    • Dublin, OH1 employees
    What changed
    consecutive filings, newest first
    • Financial planning clients · 101-250 to 101-250
      Jul 8, 2026 to Sep 2, 2026
    • Related adviser · false to unset
      Jul 8, 2026 to Sep 2, 2026
    • Related bank · false to unset
      Jul 8, 2026 to Sep 2, 2026
    • Related broker-dealer · false to unset
      Jul 8, 2026 to Sep 2, 2026
    • Related insurance company · false to unset
      Jul 8, 2026 to Sep 2, 2026
    • Succession · false to unset
      Jul 8, 2026 to Sep 2, 2026
    • Accounts · 1,899 to 2,051
      Oct 22, 2025 to Feb 3, 2026
    • HNW clients · 100 to 131
      Oct 22, 2025 to Feb 3, 2026
    • Individual clients · 707 to 739
      Oct 22, 2025 to Feb 3, 2026
    • Other offices · 16 to 17
      Oct 22, 2025 to Feb 3, 2026
    • Discretionary RAUM · $535M to $654M
      Oct 22, 2025 to Feb 3, 2026
    • HNW RAUM · $259M to $343M
      Oct 22, 2025 to Feb 3, 2026
    • Individual RAUM · $276M to $310M
      Oct 22, 2025 to Feb 3, 2026
    • RAUM · $535M to $654M
      Oct 22, 2025 to Feb 3, 2026
    • Financial planning clients · 101-250 to 101-250
      Feb 10, 2025 to Mar 7, 2025
    • Accounts · 1,717 to 1,899
      Dec 2, 2024 to Feb 10, 2025
    • BD registered reps · 10 to 11
      Dec 2, 2024 to Feb 10, 2025
    • HNW clients · 77 to 100
      Dec 2, 2024 to Feb 10, 2025
    • Individual clients · 664 to 707
      Dec 2, 2024 to Feb 10, 2025
    • Discretionary RAUM · $450M to $535M
      Dec 2, 2024 to Feb 10, 2025
    • HNW RAUM · $194M to $259M
      Dec 2, 2024 to Feb 10, 2025
    • Individual RAUM · $256M to $276M
      Dec 2, 2024 to Feb 10, 2025
    • RAUM · $450M to $535M
      Dec 2, 2024 to Feb 10, 2025
    • Accounts · 1,422 to 1,717
      Apr 19, 2024 to May 23, 2024
    • HNW clients · 73 to 77
      Apr 19, 2024 to May 23, 2024
    • Individual clients · 569 to 664
      Apr 19, 2024 to May 23, 2024
    • Discretionary RAUM · $346M to $450M
      Apr 19, 2024 to May 23, 2024
    • HNW RAUM · $154M to $194M
      Apr 19, 2024 to May 23, 2024
    • Individual RAUM · $192M to $256M
      Apr 19, 2024 to May 23, 2024
    • RAUM · $346M to $450M
      Apr 19, 2024 to May 23, 2024
    • Accounts · 1,773 to 1,422
      Nov 2, 2023 to Mar 4, 2024
    • HNW clients · 62 to 73
      Nov 2, 2023 to Mar 4, 2024
    • Individual clients · 728 to 569
      Nov 2, 2023 to Mar 4, 2024
    • Insurance-licensed employees · 8 to 0
      Nov 2, 2023 to Mar 4, 2024
    • Financial planning clients · 51-100 to 101-250
      Nov 2, 2023 to Mar 4, 2024
    • State-registered IARs · 13 to 14
      Nov 2, 2023 to Mar 4, 2024
    • Discretionary RAUM · $395M to $346M
      Nov 2, 2023 to Mar 4, 2024
    • HNW RAUM · $155M to $154M
      Nov 2, 2023 to Mar 4, 2024
    • Individual RAUM · $240M to $192M
      Nov 2, 2023 to Mar 4, 2024
    • RAUM · $395M to $346M
      Nov 2, 2023 to Mar 4, 2024
    Signals
    17 dated events
    • Kelly Marlene Willi left Bcu Wealth Advisors, Llc for Wealth Enhancement Advisory Services, Llc (registered 2025-03-12)
      Mar 7, 2025 · Advisor changed firm · fact
    • Bcu Wealth Advisors, Llc reported RAUM $449.9M, up 30% from $345.8M (2024-04-19 to 2024-05-23)
      May 23, 2024 · RAUM change · derived
    • Linda Kay Winkelman left Bcu Wealth Advisors, Llc for Choreo, Llc (registered 2024-05-15)
      Feb 19, 2024 · Advisor changed firm · fact
    • James Harold Yocom left Bcu Wealth Advisors, Llc for Osaic Institutions, Inc. (registered 2026-01-05)
      Oct 9, 2023 · Advisor changed firm · fact
    • 2 advisors left Cuso Financial Services, L.P. (San Diego, CA) for Bcu Wealth Advisors, LLC on the same day
      Jun 30, 2023 · Team lift-out · derived
    • 3 advisors left Cuso Financial Services, L.P. (Deerfield, IL) for Bcu Wealth Advisors, LLC on the same day
      Jun 30, 2023 · Team lift-out · derived
    • David Taylor Iii left Bcu Wealth Advisors, Llc for Arete Wealth Advisors, Llc (registered 2025-07-14)
      Nov 3, 2022 · Advisor changed firm · fact
    • Lynn Kristi Mertens (Board Member) appeared on Schedule A of Bcu Wealth Advisors, Llc
      Jul 29, 2022 · Control person joined · fact
    • Carey Price (Board Member) no longer on Schedule A of Bcu Wealth Advisors, Llc (listed 2021-10-22, absent 2022-02-22)
      Feb 22, 2022 · Control person left · inference
    • Gerard Thomas Moore (Chairman) no longer on Schedule A of Bcu Wealth Advisors, Llc (listed 2021-10-22, absent 2022-02-22)
      Feb 22, 2022 · Control person left · inference
    • Jill Sammons (Board Member) appeared on Schedule A of Bcu Wealth Advisors, Llc
      Feb 22, 2022 · Control person joined · fact
    • S John Sahagian (Board Member) appeared on Schedule A of Bcu Wealth Advisors, Llc
      Feb 22, 2022 · Control person joined · fact
    • Scott Kenneth Dryfhout (Board Member) no longer on Schedule A of Bcu Wealth Advisors, Llc (listed 2021-10-22, absent 2022-02-22)
      Feb 22, 2022 · Control person left · inference
    • Darlington Douglas Reynolds (Managing Director/Board Member) no longer on Schedule A of Bcu Wealth Advisors, Llc (listed 2018-10-29, absent 2019-03-13)
      Mar 13, 2019 · Control person left · inference
    • Carey Price (Board Member) appeared on Schedule A of Bcu Wealth Advisors, Llc
      Mar 13, 2019 · Control person joined · fact
    • David Blum (Board Member) appeared on Schedule A of Bcu Wealth Advisors, Llc
      Mar 13, 2019 · Control person joined · fact
    • Bcu Wealth Advisors, Llc filed its initial SEC registration (Form ADV)
      Mar 5, 2015 · First SEC registration · fact
    Across DFX
    shared identifiers only, never a name match
    No identifier-backed link to the venture, private equity, family office or sponsor graphs.
    How to reach
    public business contact points only, each with its source
    Business phone
    800-388-7000reportedpublished by the firm, firm site, Sep 16, 2026
    Business phone
    847-932-8007reportedpublished by the firm, firm site, Sep 16, 2026
    Firm profile
    linkedin.com/company/bcu-wealth-advisors-llcreportedpublic record, Form ADV, Sep 18, 2026
    Website
    uhgcu.org/wareportedpublic record, Form ADV, Sep 18, 2026
    Principal office phone
    847-932-8007reportedpublic record, Form ADV, Sep 2, 2026
    Team page
    uhgcu.org/wealth/meet-our-teamreportedpublished by the firm, firm site, Sep 16, 2026
    Provenance
    Form ADV
    SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
    Advisors
    IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
    Class
    Independent wealth managerderiveda rule over Items 5.D and 7.A
    RAUM per advisor
    $43.6Mderivedfirm RAUM over the IAPD count; not a book size
    Loaded
    Sep 14, 2026