DFX Intelligence
RIA Intelligence
Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.
SEC-registered adviser
Bcu Wealth Advisors, LLC
Latest filing Sep 2, 2026
First filing on the tape Mar 5, 2015 · 49 filings
SEC status approved since Mar 12, 2015
RAUM
$654M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
100%
$654M individuals and HNW
Advisors
15
registered through the firm on IAPD
RAUM per advisor
$43.6M
derived; firm RAUM over IAPD count
Employees
17
3 advisory (5.B.1)
Offices
17
beyond the principal office
Private funds
0
reported on Schedule D
History
49 filings and snapshots on the tape
RAUM$654M as of Jul 8, 2026
Mar 8, 2016$122M then
HNW client RAUM$343M as of Jul 8, 2026
Mar 23, 2018$53.0M then
State-registered IARs (5.B.3)14 as of Jul 8, 2026
Mar 8, 20169 then
Employees (5.A)17 as of Jul 8, 2026
Mar 8, 201611 then
Private funds: no history
RAUM +22% over the last fiscal year+18% a year over threeIARs 14 to 14offices 16 to 17
Practice profile
derived from the filing of Sep 2, 2026; every figure names its basis
Archetypes, each a printed rule
- Bank affiliated · Item 7.A.6 or 7.A.7 (bank or trust company affiliate) and a bank, bancorp or trust company as a 50 percent or greater owner on Schedule A
- HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
- Wrap program sponsor · sponsors a wrap fee program (5.I) with at least $100M of wrap assets
- RAUM per advisor
- $43.6MderivedRAUM over IAPD advisors; not a book size
- Clients per advisor
- 58derivedindividual and HNW clients (5.D) over advisors
- Average HNW client
- $2.6MderivedHNW RAUM over HNW clients
- Average account
- $318,666derivedRAUM over accounts (5.F.2.f)
- Discretionary
- 100%derivedof RAUM
- Institutional
- 0.0%derivedpensions, charities, corporations, government, insurance, banks, other advisers
- Employees per advisor
- 1.1derivedItem 5.A over advisors
- Advisors per office
- 0.8derived18 offices incl. principal (1.F.5)
- RAUM growth, one year
- +22%derivedbetween the last two annual amendments
- Advisor growth, one year
- +0.0%derivedItem 5.B.3 between annual amendments
- Client growth, one year
- +7.8%derived
- Compensation
- percentage of assets, fixed feesreportedItem 5.E
- Advisory activities
- financial planning, portfolio management for individuals, selection of other advisers, educational seminarsreportedItem 5.G
- Wrap fee program
- $547MreportedItem 5.I
- Ownership
- a bank, bancorp or trust company is a 50 percent or greater ownerderived
- Advisor book size
- not public; not estimatedreported
Also answered yes on Form ADV
- buys or sells securities as principal to or from clients (8.A.2)
- has discretionary authority over which securities are bought or sold (8.C.1)
- receives research or other products from a broker-dealer, soft dollars (8.E)
- compensates persons for client referrals (8.G.1)
- compensates non-employees for client referrals (8.G.2)
Where the RAUM sits
Form ADV Item 5.D, latest filing
- High-net-worth individuals$343M53%
- Individuals$310M47%
- Individual clients
- 739reported
- HNW clients
- 131reported
- Pension plan clients
- n/areported
- Charitable clients
- n/areported
- Accounts
- 2,051reported
- Financial planning clients
- 101-250reported
- Wrap fee programs
- $0 sponsored, $0 managedreported
- Custody of client assets
- noreported
- Compensation
- % of AUM, fixedreported
- Class basis
- private_client_share=1.0 fund_share=0.0 institutional_share=0.0 related_bd= related_bank= bd_reps=11.0derived
Advisors registered through the firm
15 on IAPD today, longest tenure first
| Name | Branch | Here since | In industry | Prior firms |
|---|---|---|---|---|
| Edwin Thomas WatsonCertified Financial Planner | Vernon Hills, Il | Jul 30, 2012 | 24 y | 0 |
| John Todd Anderson | Vernon Hills, Il | Mar 26, 2013 | 26 y | 2 |
| Bryan Patrick FarrisseyCertified Financial Planner | Vernon Hills, Il | Mar 26, 2013 | 24 y | 2 |
| Kristi Lynn MertensCertified Financial Planner | Vernon Hills, Il | Apr 9, 2014 | 22 y | 1 |
| Heather M. WrightCertified Financial Planner | Vernon Hills, Il | Jul 6, 2017 | 25 y | 4 |
| Jonathan David WylieCertified Financial Planner | Vernon Hills, Il | May 10, 2018 | 11 y | 2 |
| Scott Leonard Comeau | Vernon Hills, Il | Dec 12, 2018 | 24 y | 1 |
| Amanda Elizabeth Link | Vernon Hills, Il | Jan 1, 2020 | 22 y | 0 |
| William James Luzzo | Vernon Hills, Il | Dec 16, 2021 | 13 y | 4 |
| Mathew Peter Douvikas | Vernon Hills, Il | Sep 16, 2022 | 23 y | 2 |
| James Hagen | Vernon Hills, Il | Feb 13, 2023 | 10 y | 2 |
| Chad Gregory Codak | Vernon Hills, Il | Jul 28, 2023 | 11 y | 0 |
| Luis Ernesto Garcia Estrada | Santa Ana, Ca | Feb 7, 2024 | 12 y | 1 |
| Keaton Marie Messerschmidt | Vernon Hills, Il | Jan 2, 2026 | 10 y | 2 |
| Casey A Bloomer | Vernon Hills, Il | Jan 16, 2026 | 14 y | 0 |
Advisor movement
0 left, 1 joined in 12 months
net +1 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount3 left over 36 months
Left, latest
- Kelly Marlene Willi to Wealth Enhancement Advisory Services, LLCMar 7, 2025 · RIA to affiliated broker-dealer or bank
- Linda Kay Winkelman to Choreo, LLCFeb 19, 2024 · RIA to RIA
- James Harold Yocom to Osaic Institutions, Inc.Oct 9, 2023 · RIA to affiliated broker-dealer or bank
- David Taylor III to Arete Wealth Advisors, LLCNov 3, 2022 · RIA to affiliated broker-dealer or bank
- William Edward Grant to Cuso Financial Services, L.P.Oct 22, 2021 · RIA to affiliated broker-dealer or bank
- Garret Jay Bartel to Fidelity Personal And Workplace AdvisorsOct 29, 2018 · RIA to affiliated broker-dealer or bank
- Richard Allan Orr to Ausdal Financial Partners, Inc.Jun 23, 2018 · RIA to RIA
- Cesar Noe Pena to Strategic Advisers LLCMar 28, 2017 · Other
- Richard Lee Chambers to Cuna Brokerage Services, Inc.Mar 15, 2017 · Other
- Jay Allan Bendesky to Proshare Advisors LLCOct 14, 2014 · Other
Joined, latest
- Keaton Marie Messerschmidt from Cuso Financial Services, L.P.Jan 2, 2026 · Affiliated broker-dealer or bank to independent RIA
- Kelly Marlene Willi from Charles Schwab & Co., Inc.Apr 15, 2024 · Affiliated broker-dealer or bank to independent RIA
- Luis Ernesto Garcia Estrada from Merrill Lynch, Pierce, Fenner & Smith IncorporatedFeb 7, 2024 · Wirehouse to independent RIA
- James Hagen from Thrivent Investment Management Inc.Feb 13, 2023 · Affiliated broker-dealer or bank to independent RIA
- Linda Kay Winkelman from Northrock Partners, LLCJan 10, 2023 · RIA to RIA
- Mathew Peter Douvikas from Cuso Financial Services, L.P.Sep 16, 2022 · Affiliated broker-dealer or bank to independent RIA
- David Taylor III from Wells Fargo AdvisorsJul 7, 2022 · Wirehouse to independent RIA
- William James Luzzo from Private Advisor Group, LLCDec 16, 2021 · Affiliated broker-dealer or bank to independent RIA
- Scott Leonard Comeau from State Street Research & Management CompanyDec 12, 2018 · Other
- Jonathan David Wylie from Woodbury Financial Services, Inc.May 10, 2018 · Affiliated broker-dealer or bank to independent RIA
- Garret Jay Bartel from Cuso Financial Services, L.P.Nov 7, 2017 · Other
- Heather M. Wright from Cuso Financial Services, L.P.Jul 6, 2017 · Other
- James Harold Yocom from Cuso Financial Services, L.P.Nov 9, 2016 · Other
- Cesar Noe Pena from Cuso Financial Services, L.P.Aug 6, 2014 · Other
- Kristi Lynn Mertens from Cuso Financial Services, L.P.Apr 9, 2014 · Other
Teams: two or more advisors moving together within fourteen days, from one state
- 2 joined from Cuso Financial Services, L.P.Jun 30, 2023 · San Diego, Ca
- 3 joined from Cuso Financial Services, L.P.Jun 30, 2023 · Deerfield, Il
- 2 joined from Cuso Financial Services, L.P.Mar 13, 2017 · Round Lake, Il
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
- David Blum · Board Chairmancontrolsince 10/2021 · owns less than 5%
- Leonard Scott Comeau · Chief Compliance Officercontrolsince 07/2018 · owns less than 5%
- Lynn Kristi Mertens · Board Membercontrolsince 07/2022 · owns less than 5%
- S John Sahagian · Board Membercontrolsince 10/2021 · owns less than 5%
- Jill Sammons · Board Membercontrolsince 10/2021 · owns less than 5%
- Edward Charles Smith · Board Member/Treasurercontrolsince 11/2012 · owns less than 5%
Entity owners
- Baxter Credit Union · Unit Holderdirect · owns 75% or more
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
| Office | Advisors | Joined | Left | Teams out | Forming |
|---|---|---|---|---|---|
| Vernon Hills, Il · principal | 15 | 2 | 0 | ||
| Minneapolis, Mn | 2 | 0 | 0 |
Offices
Schedule D 1.F, the 25 largest
- Crystal Lake, IL4 employees
- Deerfield, IL4 employees
- Gurnee, IL3 employees
- Round Lake, IL3 employees
- Libertyville, IL3 employees
- Brooklyn Park, MN2 employees
- Eden Prairie, MN2 employees
- Maple Grove, MN2 employees
- Cypress, CA1 employees
- , 1 employees
- Marlborough, MA1 employees
- Minnetonka, MN1 employees
- Cleveland, MS1 employees
- Spencer, IN1 employees
- Dublin, OH1 employees
What changed
consecutive filings, newest first
- Financial planning clients · 101-250 to 101-250Jul 8, 2026 to Sep 2, 2026
- Related adviser · false to unsetJul 8, 2026 to Sep 2, 2026
- Related bank · false to unsetJul 8, 2026 to Sep 2, 2026
- Related broker-dealer · false to unsetJul 8, 2026 to Sep 2, 2026
- Related insurance company · false to unsetJul 8, 2026 to Sep 2, 2026
- Succession · false to unsetJul 8, 2026 to Sep 2, 2026
- Accounts · 1,899 to 2,051Oct 22, 2025 to Feb 3, 2026
- HNW clients · 100 to 131Oct 22, 2025 to Feb 3, 2026
- Individual clients · 707 to 739Oct 22, 2025 to Feb 3, 2026
- Other offices · 16 to 17Oct 22, 2025 to Feb 3, 2026
- Discretionary RAUM · $535M to $654MOct 22, 2025 to Feb 3, 2026
- HNW RAUM · $259M to $343MOct 22, 2025 to Feb 3, 2026
- Individual RAUM · $276M to $310MOct 22, 2025 to Feb 3, 2026
- RAUM · $535M to $654MOct 22, 2025 to Feb 3, 2026
- Financial planning clients · 101-250 to 101-250Feb 10, 2025 to Mar 7, 2025
- Accounts · 1,717 to 1,899Dec 2, 2024 to Feb 10, 2025
- BD registered reps · 10 to 11Dec 2, 2024 to Feb 10, 2025
- HNW clients · 77 to 100Dec 2, 2024 to Feb 10, 2025
- Individual clients · 664 to 707Dec 2, 2024 to Feb 10, 2025
- Discretionary RAUM · $450M to $535MDec 2, 2024 to Feb 10, 2025
- HNW RAUM · $194M to $259MDec 2, 2024 to Feb 10, 2025
- Individual RAUM · $256M to $276MDec 2, 2024 to Feb 10, 2025
- RAUM · $450M to $535MDec 2, 2024 to Feb 10, 2025
- Accounts · 1,422 to 1,717Apr 19, 2024 to May 23, 2024
- HNW clients · 73 to 77Apr 19, 2024 to May 23, 2024
- Individual clients · 569 to 664Apr 19, 2024 to May 23, 2024
- Discretionary RAUM · $346M to $450MApr 19, 2024 to May 23, 2024
- HNW RAUM · $154M to $194MApr 19, 2024 to May 23, 2024
- Individual RAUM · $192M to $256MApr 19, 2024 to May 23, 2024
- RAUM · $346M to $450MApr 19, 2024 to May 23, 2024
- Accounts · 1,773 to 1,422Nov 2, 2023 to Mar 4, 2024
- HNW clients · 62 to 73Nov 2, 2023 to Mar 4, 2024
- Individual clients · 728 to 569Nov 2, 2023 to Mar 4, 2024
- Insurance-licensed employees · 8 to 0Nov 2, 2023 to Mar 4, 2024
- Financial planning clients · 51-100 to 101-250Nov 2, 2023 to Mar 4, 2024
- State-registered IARs · 13 to 14Nov 2, 2023 to Mar 4, 2024
- Discretionary RAUM · $395M to $346MNov 2, 2023 to Mar 4, 2024
- HNW RAUM · $155M to $154MNov 2, 2023 to Mar 4, 2024
- Individual RAUM · $240M to $192MNov 2, 2023 to Mar 4, 2024
- RAUM · $395M to $346MNov 2, 2023 to Mar 4, 2024
Signals
17 dated events
- Kelly Marlene Willi left Bcu Wealth Advisors, Llc for Wealth Enhancement Advisory Services, Llc (registered 2025-03-12)Mar 7, 2025 · Advisor changed firm · fact
- Bcu Wealth Advisors, Llc reported RAUM $449.9M, up 30% from $345.8M (2024-04-19 to 2024-05-23)May 23, 2024 · RAUM change · derived
- Linda Kay Winkelman left Bcu Wealth Advisors, Llc for Choreo, Llc (registered 2024-05-15)Feb 19, 2024 · Advisor changed firm · fact
- James Harold Yocom left Bcu Wealth Advisors, Llc for Osaic Institutions, Inc. (registered 2026-01-05)Oct 9, 2023 · Advisor changed firm · fact
- 2 advisors left Cuso Financial Services, L.P. (San Diego, CA) for Bcu Wealth Advisors, LLC on the same dayJun 30, 2023 · Team lift-out · derived
- 3 advisors left Cuso Financial Services, L.P. (Deerfield, IL) for Bcu Wealth Advisors, LLC on the same dayJun 30, 2023 · Team lift-out · derived
- David Taylor Iii left Bcu Wealth Advisors, Llc for Arete Wealth Advisors, Llc (registered 2025-07-14)Nov 3, 2022 · Advisor changed firm · fact
- Lynn Kristi Mertens (Board Member) appeared on Schedule A of Bcu Wealth Advisors, LlcJul 29, 2022 · Control person joined · fact
- Carey Price (Board Member) no longer on Schedule A of Bcu Wealth Advisors, Llc (listed 2021-10-22, absent 2022-02-22)Feb 22, 2022 · Control person left · inference
- Gerard Thomas Moore (Chairman) no longer on Schedule A of Bcu Wealth Advisors, Llc (listed 2021-10-22, absent 2022-02-22)Feb 22, 2022 · Control person left · inference
- Jill Sammons (Board Member) appeared on Schedule A of Bcu Wealth Advisors, LlcFeb 22, 2022 · Control person joined · fact
- S John Sahagian (Board Member) appeared on Schedule A of Bcu Wealth Advisors, LlcFeb 22, 2022 · Control person joined · fact
- Scott Kenneth Dryfhout (Board Member) no longer on Schedule A of Bcu Wealth Advisors, Llc (listed 2021-10-22, absent 2022-02-22)Feb 22, 2022 · Control person left · inference
- Darlington Douglas Reynolds (Managing Director/Board Member) no longer on Schedule A of Bcu Wealth Advisors, Llc (listed 2018-10-29, absent 2019-03-13)Mar 13, 2019 · Control person left · inference
- Carey Price (Board Member) appeared on Schedule A of Bcu Wealth Advisors, LlcMar 13, 2019 · Control person joined · fact
- David Blum (Board Member) appeared on Schedule A of Bcu Wealth Advisors, LlcMar 13, 2019 · Control person joined · fact
- Bcu Wealth Advisors, Llc filed its initial SEC registration (Form ADV)Mar 5, 2015 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
- Business phone
- 800-388-7000reportedpublished by the firm, firm site, Sep 16, 2026
- Business phone
- 847-932-8007reportedpublished by the firm, firm site, Sep 16, 2026
- Firm profile
- linkedin.com/company/bcu-wealth-advisors-llcreportedpublic record, Form ADV, Sep 18, 2026
- Website
- uhgcu.org/wareportedpublic record, Form ADV, Sep 18, 2026
- Principal office phone
- 847-932-8007reportedpublic record, Form ADV, Sep 2, 2026
- Team page
- uhgcu.org/wealth/meet-our-teamreportedpublished by the firm, firm site, Sep 16, 2026
Provenance
- Form ADV
- SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
- Advisors
- IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
- Class
- Independent wealth managerderiveda rule over Items 5.D and 7.A
- RAUM per advisor
- $43.6Mderivedfirm RAUM over the IAPD count; not a book size
- Loaded
- Sep 14, 2026