DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Cardea Capital Advisors, LLC

Independent wealth managerVero Beach, FloridaCRD 307600SEC 801-118445websiteIAPD
Latest filing Jul 27, 2026
First filing on the tape Mar 16, 2020 · 40 filings
SEC status approved since Apr 17, 2020
RAUM
$124M
reported, Item 5.F
Discretionary
98%
of RAUM
Private clients
100%
$124M individuals and HNW
Advisors
6
registered through the firm on IAPD
RAUM per advisor
$20.7M
derived; firm RAUM over IAPD count
Employees
9
4 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
40 filings and snapshots on the tape
RAUM$124M as of Jul 27, 2026
Mar 25, 2021$82.1M then
HNW client RAUM$56.8M as of Jul 27, 2026
Mar 25, 2021$37.0M then
State-registered IARs (5.B.3)0 as of Jul 27, 2026
Mar 25, 20215 then
Employees (5.A)9 as of Jul 27, 2026
Mar 25, 20218 then
Private funds: no history
RAUM +17% over the last fiscal year+14% a year over threeIARs 7 to 0
Practice profile
derived from the filing of Jul 27, 2026; every figure names its basis
Archetypes, each a printed rule
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
RAUM per advisor
$20.7MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
43derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.3MderivedHNW RAUM over HNW clients
Average account
$315,933derivedRAUM over accounts (5.F.2.f)
Discretionary
98%derivedof RAUM
Institutional
0.0%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.5derivedItem 5.A over advisors
Advisors per office
6.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
+17%derivedbetween the last two annual amendments
Advisor growth, one year
-100%derivedItem 5.B.3 between annual amendments
Client growth, one year
+6.2%derived
Compensation
percentage of assets, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, portfolio management for businesses and institutions, selection of other advisers, educational seminarsreportedItem 5.G
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • has discretionary authority over which securities are bought or sold (8.C.1)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • Individuals$67.1M54%
  • High-net-worth individuals$56.8M46%
  • Corporations and businesses$221,5020.2%
Individual clients
231reported
HNW clients
25reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
393reported
Financial planning clients
1-10reported
Wrap fee programs
noreported
Custody of client assets
noreported
Compensation
% of AUM, fixedreported
Class basis
private_client_share=1.0 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
6 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Charles Bryan WoodCertified Financial PlannerVero Beach, FlApr 29, 202026 y2
Kendall Savage BorchardtVero Beach, FlAug 21, 202033 y7
Jeffrey Blair KoppVero Beach, Fl May 3, 202128 y4
Richard Kenneth RoscelliVero Beach, FlFeb 12, 202416 y6
Kevin RossAtlanta, Ga Mar 28, 202415 y5
Roxanna Marie GuinanCoral Gables, Fl May 1, 202439 y2
Advisor movement
1 left, 0 joined in 12 months
net -1 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 17% of current headcount1 left over 36 months
Left, latest
Joined, latest
Teams: two or more advisors moving together within fourteen days, from one state
    Private funds
    No private fund reported.
    Owners and control persons
    Schedule A and B, latest filing
    • Savage Kendall Borchardt · Presidentcontrol
      since 02/2021 · owns less than 5%
    • Alfredo Raez · Chief Financial Officercontrol
      since 11/2020 · owns less than 5%
    • Whitney Jordan Waring · Shareholdercontrol
      since 04/2021 · owns 25% to 50% of Fourcore Capital, Inc.
    • Dain Stephen Philp · Cco
      since 02/2023 · owns less than 5%
    Entity owners
    • Cardea Holdings USA LLC · Shareholder
      direct · owns 75% or more
    • Fourcore Capital, Inc. · Shareholder
      indirect · owns 75% or more of Cardea Holdings USA LLC
    Related persons
    Schedule D 7.A
    No related person reported.
    Advisers that list Cardea Capital Advisors, LLC as a related person
    Office movement
    IAPD branch city; joins and departures in 12 months
    OfficeAdvisorsJoinedLeftTeams outForming
    Vero Beach, Fl · principal601
    Offices
    Schedule D 1.F, the 25 largest
    No branch office listed.
    ADV anomalies
    1 against comparable advisers; where to look, not conclusions
    • advisor count dropChange between filings · filing Mar 31, 2026
      advisory representatives (Item 5.B.3) moved from 7.0 to 0.0 (-100.0%) between the annual amendments of 2025-03-28 and 2026-03-31; the peer median change was 0.0% (965 comparable advisers, 0.0th percentile of changes)
      peers: independent wealth managers, $100M to $500M (965) · 0.0% percentile
    What changed
    consecutive filings, newest first
    • Accounts · 374 to 393
      Feb 16, 2026 to Mar 31, 2026
    • Advisory employees · 7 to 4
      Feb 16, 2026 to Mar 31, 2026
    • Advisory activities · 6 to 5
      Feb 16, 2026 to Mar 31, 2026
    • BD registered reps · 1 to 0
      Feb 16, 2026 to Mar 31, 2026
    • HNW clients · 22 to 25
      Feb 16, 2026 to Mar 31, 2026
    • Individual clients · 219 to 231
      Feb 16, 2026 to Mar 31, 2026
    • Employees · 10 to 9
      Feb 16, 2026 to Mar 31, 2026
    • State-registered IARs · 7 to 0
      Feb 16, 2026 to Mar 31, 2026
    • Discretionary RAUM · $104M to $122M
      Feb 16, 2026 to Mar 31, 2026
    • HNW RAUM · $48.1M to $56.8M
      Feb 16, 2026 to Mar 31, 2026
    • Individual RAUM · $57.5M to $67.1M
      Feb 16, 2026 to Mar 31, 2026
    • Non-discretionary RAUM · $1.3M to $2.3M
      Feb 16, 2026 to Mar 31, 2026
    • RAUM · $106M to $124M
      Feb 16, 2026 to Mar 31, 2026
    • HQ city · ALPHARETTA to VERO BEACH
      Dec 9, 2025 to Feb 16, 2026
    • HQ state · GA to FL
      Dec 9, 2025 to Feb 16, 2026
    • Individual clients · 389 to 219
      Jan 31, 2025 to Mar 28, 2025
    • Accounts · 409 to 374
      Jan 31, 2025 to Mar 28, 2025
    • Charity clients · 1.0 to unset
      Jan 31, 2025 to Mar 28, 2025
    • Corporate clients · unset to 1.0
      Jan 31, 2025 to Mar 28, 2025
    • HNW clients · 19 to 22
      Jan 31, 2025 to Mar 28, 2025
    • Financial planning clients · 11-25 to 1-10
      Jan 31, 2025 to Mar 28, 2025
    • Discretionary RAUM · $113M to $104M
      Jan 31, 2025 to Mar 28, 2025
    • HNW RAUM · $73.5M to $48.1M
      Jan 31, 2025 to Mar 28, 2025
    • Individual RAUM · $73.7M to $57.5M
      Jan 31, 2025 to Mar 28, 2025
    • Non-discretionary RAUM · $34.1M to $1.3M
      Jan 31, 2025 to Mar 28, 2025
    • RAUM · $148M to $106M
      Jan 31, 2025 to Mar 28, 2025
    • HQ city · ATLANTA to ALPHARETTA
      Dec 17, 2024 to Jan 31, 2025
    • Advisory employees · 9 to 7
      Nov 13, 2024 to Dec 16, 2024
    • BD registered reps · 0 to 1
      Nov 13, 2024 to Dec 16, 2024
    • Employees · 13 to 10
      Nov 13, 2024 to Dec 16, 2024
    • State-registered IARs · 9 to 7
      Nov 13, 2024 to Dec 16, 2024
    • Accounts · 219 to 409
      Aug 7, 2024 to Nov 7, 2024
    • Charity clients · unset to 1.0
      Aug 7, 2024 to Nov 7, 2024
    • HNW clients · 15 to 19
      Aug 7, 2024 to Nov 7, 2024
    • Individual clients · 204 to 389
      Aug 7, 2024 to Nov 7, 2024
    • Discretionary RAUM · $133M to $113M
      Aug 7, 2024 to Nov 7, 2024
    • HNW RAUM · $69.4M to $73.5M
      Aug 7, 2024 to Nov 7, 2024
    • Individual RAUM · $63.9M to $73.7M
      Aug 7, 2024 to Nov 7, 2024
    • Non-discretionary RAUM · $0 to $34.1M
      Aug 7, 2024 to Nov 7, 2024
    • RAUM · $133M to $148M
      Aug 7, 2024 to Nov 7, 2024
    Signals
    12 dated events
    • Patrick Allan Thomas left Cardea Capital Advisors, Llc for Mpwm Advisory Solutions Llc (registered 2026-05-28)
      May 22, 2026 · Advisor changed firm · fact
    • Carolyn Larocco left Cardea Capital Advisors, Llc for Lcp Institutional, Llc (registered 2023-04-06)
      May 4, 2023 · Advisor changed firm · fact
    • Scott Jonathan Hurd (Chief Compliance Officer) no longer on Schedule A of Cardea Capital Advisors, Llc (listed 2022-03-31, absent 2023-01-06)
      Jan 6, 2023 · Control person left · inference
    • Dara Beth Day left Cardea Capital Advisors, Llc for Captrust (registered 2024-01-10)
      Feb 10, 2022 · Advisor changed firm · fact
    • Scott Jonathan Hurd (Chief Compliance Officer) appeared on Schedule A of Cardea Capital Advisors, Llc
      Sep 21, 2021 · Control person joined · fact
    • B Tomika King (Chief Operating Officer | Chief Compliance Officer) no longer on Schedule A of Cardea Capital Advisors, Llc (listed 2021-08-05, absent 2021-09-21)
      Sep 21, 2021 · Control person left · inference
    • B Tomika King (Chief Operating Officer | Chief Compliance Officer) appeared on Schedule A of Cardea Capital Advisors, Llc
      May 27, 2021 · Control person joined · fact
    • Bryan Charles Wood (Chief Operating Officer/Chief Compliance Officer) no longer on Schedule A of Cardea Capital Advisors, Llc (listed 2021-03-25, absent 2021-05-27)
      May 27, 2021 · Control person left · inference
    • Savage Kendall Borchardt (President And Ceo) appeared on Schedule A of Cardea Capital Advisors, Llc
      Mar 25, 2021 · Control person joined · fact
    • Alfredo Raez (Chief Financial Officer) appeared on Schedule A of Cardea Capital Advisors, Llc
      Mar 25, 2021 · Control person joined · fact
    • Waring Jana (Shareholder) no longer on Schedule A of Cardea Capital Advisors, Llc (listed 2020-03-30, absent 2020-04-27)
      Apr 27, 2020 · Control person left · inference
    • Cardea Capital Advisors, Llc filed its initial SEC registration (Form ADV)
      Mar 16, 2020 · First SEC registration · fact
    Across DFX
    shared identifiers only, never a name match
    No identifier-backed link to the venture, private equity, family office or sponsor graphs.
    How to reach
    public business contact points only, each with its source
    Firm profile
    linkedin.com/company/cardea-capitalreportedpublic record, Form ADV, Sep 18, 2026
    Website
    cardeacap.comreportedpublic record, Form ADV, Sep 18, 2026
    Principal office phone
    770-977-7779reportedpublic record, Form ADV, Jul 27, 2026
    Provenance
    Form ADV
    SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
    Advisors
    IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
    Class
    Independent wealth managerderiveda rule over Items 5.D and 7.A
    RAUM per advisor
    $20.7Mderivedfirm RAUM over the IAPD count; not a book size
    Loaded
    Sep 14, 2026