DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

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SEC-registered adviser

G•••• W••••• F••••••••

Independent wealth managerShoreview, MinnesotaCRD 308215SEC 801-123543websiteIAPD
Legal name G•••• W••••• W••••• M•••••••••
Latest filing Apr 7, 2026
First filing on the tape Feb 24, 2022 · 22 filings
SEC status approved since Mar 28, 2022
RAUM
$1.2B
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
100%
$1.2B individuals and HNW
Advisors
25
registered through the firm on IAPD
RAUM per advisor
$49.4M
derived; firm RAUM over IAPD count
Employees
42
23 advisory (5.B.1)
Offices
3
beyond the principal office
Private funds
0
reported on Schedule D
History
22 filings and snapshots on the tape
RAUM$1.2B as of Apr 7, 2026
Mar 29, 2023$958M then
HNW client RAUM$774M as of Apr 7, 2026
Mar 29, 2023$421M then
State-registered IARs (5.B.3)23 as of Apr 7, 2026
Mar 29, 202325 then
Employees (5.A)42 as of Apr 7, 2026
Mar 29, 202340 then
Private funds: no history
RAUM +4.4% over the last fiscal year+8.9% a year over threeIARs 25 to 23offices 2 to 3
Practice profile
derived from the filing of Apr 7, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
RAUM per advisor
$47.5MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
63derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.0MderivedHNW RAUM over HNW clients
Average account
$201,124derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
0.1%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.6derivedItem 5.A over advisors
Advisors per office
6.5derived4 offices incl. principal (1.F.5)
RAUM growth, one year
+4.4%derivedbetween the last two annual amendments
Advisor growth, one year
-8.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
-7.5%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, portfolio management for businesses and institutions, selection of other advisers, educational seminarsreportedItem 5.G
Custody
$6.3M, 31 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • is an insurance broker or agent (6.A.6)
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$774M63%
  • Individuals$460M37%
  • Charitable organizations$626,2490.1%
  • Corporations and businesses$153,6870.0%
Individual clients
1,244reported
HNW clients
383reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
6,141reported
Financial planning clients
1-10reported
Wrap fee programs
noreported
Custody of client assets
$6.3M for 31 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=1.0 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
26 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
N••••••• C••••••••• B••••••• F•••••Hudson, Wi Apr 5, 202212 y2
D•••• D•••••• J••••••Shoreview, MnApr 6, 202211 y1
M•••••• J••••• P••••••Shoreview, MnApr 6, 202213 y2
J••••• R•••••• H••••••••Shoreview, MnApr 6, 202214 y2
M•••••• J••••• S•••••••Certified Financial PlannerShoreview, MnApr 6, 202215 y2
E•••• K••• S••••Shoreview, MnApr 6, 202211 y1
S•••• E•••• K••••••Shoreview, MnApr 6, 202210 y1
J••••• D••• A••••••Shoreview, MnApr 6, 202211 y1
D••••• J•• M•••••••Shoreview, MnApr 11, 202213 y1
E••••• R••• K••••Shoreview, MnApr 11, 202214 y2
T••••• J••• H••••Certified Financial PlannerShoreview, MnApr 11, 202213 y1
J••••• D•••• T•••••Shoreview, MnApr 14, 202211 y2
J••••• M••••• L••••••Shoreview, MnApr 14, 202224 y2
N••••••• B•••• F••••••Shoreview, MnMay 19, 202212 y0
A•••••••• E••••Shoreview, MnMay 24, 202210 y1
A••• J•••• C••••••Shoreview, MnAug 10, 202214 y0
T•••••• J•••• L• S••••••Certified Financial PlannerShoreview, MnSep 6, 202212 y0
M•••••• J••• H••••••Shoreview, MnMay 1, 202310 y0
M•••••• P••• S••••••Shoreview, MnJul 7, 202312 y0
I•••• M• H••••Shoreview, MnSep 18, 202416 y0
A••• M•••••Certified Financial PlannerSuperior, Wi Apr 9, 202510 y3
D•••• T••••• G••Shoreview, MnFeb 2, 202610 y3
A••••• L••••• K••••Shoreview, MnMar 4, 202611 y0
K•••• J• V••••Shoreview, MnJun 15, 202623 y0
G••••• S••••• G••••• C•••••••Certified Financial PlannerShoreview, MnJun 23, 202612 y2
C••••• E•••••••• O•••••Shoreview, MnSep 14, 202610 y0
Advisor movement
2 left, 2 joined in 12 months
net 0 in 12 months0 left in 90 days1 joined in 90 daysdeparture rate 8.0% of current headcount7 left over 36 months
Left, latest
Joined, latest
Teams: two or more advisors moving together within fourteen days, from one state
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • A•••••••• M•••• R••• · Chief Of Staffcontrol
    since 03/2023 · owns less than 5%
  • F•••••• N•••••••• C••••••••• · Director Of Strategycontrol
    since 09/2021 · owns less than 5%
  • H••••••••• J•••••• R•••••• · Chief Compliance Officercontrol
    since 09/2021 · owns less than 5%
  • K•••••• K••••••• J•• · Director Of People & Culturecontrol
    since 03/2023 · owns less than 5%
  • K••••• E•••••• R••• · Partnercontrol
    since 09/2021 · owns less than 5%
  • P••••••• M••••••• J••••• · Chief Executive Officercontrol
    since 09/2021 · owns less than 5%
  • S•••••••• M••••••• J••••• · A••••••, Director Of Client Experiencecontrol
    since 11/2023 · owns less than 5%
  • S•••••••• C••••• A••• · Director Of Financecontrol
    since 09/2022 · owns less than 5%
  • K••••• E•••••• R••• · Ownercontrol
    since 09/2021 · owns 75% or more of P••••••••• F••••••••
Entity owners
  • G•••• W••••• F•••••••• · Owner
    direct · owns 75% or more
  • G•••• W••••• F•••••••• M••••••••• · Owner
    direct · owns 75% or more
  • H•••••••• F•••••••• · Owner
    indirect · owns 25% to 50% of G•••• W••••• F•••••••• M•••••••••
  • P••••••••• F•••••••• · Owner
    indirect · owns 25% to 50% of G•••• W••••• F•••••••• M•••••••••
  • S••••• G•••• · Owner
    indirect · owns 25% to 50% of G•••• W••••• F•••••••• M•••••••••
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Shoreview, Mn · principal2542
Superior, Wi100
New Richmond, Wi000
Offices
Schedule D 1.F, the 25 largest
  • Duluth, MN2 employees
  • , 1 employees
ADV anomalies
2 against comparable advisers; where to look, not conclusions
  • control person changedChange between filings · filing Apr 7, 2026
    K•••••• K••••••• J•• (DIRECTOR OF PEOPLE & CULTURE) left Schedule A between the filings of 2024-03-06 and 2026-04-07
    peers: independent wealth managers, $1B to $5B (1,362)
  • control person changedChange between filings · filing Apr 7, 2026
    S•••••••• C••••• A••• (DIRECTOR OF FINANCE) left Schedule A between the filings of 2024-03-06 and 2026-04-07
    peers: independent wealth managers, $1B to $5B (1,362)
What changed
consecutive filings, newest first
  • Accounts · 5,944 to 6,141
    Nov 3, 2025 to Feb 16, 2026
  • Advisory employees · 25 to 23
    Nov 3, 2025 to Feb 16, 2026
  • HNW clients · 346 to 383
    Nov 3, 2025 to Feb 16, 2026
  • Individual clients · 1,413 to 1,244
    Nov 3, 2025 to Feb 16, 2026
  • Assets in custody · $19.1M to $6.3M
    Nov 3, 2025 to Feb 16, 2026
  • State-registered IARs · 25 to 23
    Nov 3, 2025 to Feb 16, 2026
  • Other offices · 2 to 3
    Nov 3, 2025 to Feb 16, 2026
  • Discretionary RAUM · $1.2B to $1.2B
    Nov 3, 2025 to Feb 16, 2026
  • HNW RAUM · $647M to $774M
    Nov 3, 2025 to Feb 16, 2026
  • Individual RAUM · $535M to $460M
    Nov 3, 2025 to Feb 16, 2026
  • RAUM · $1.2B to $1.2B
    Nov 3, 2025 to Feb 16, 2026
  • Financial planning clients · 1-10 to 1-10
    Mar 27, 2025 to May 23, 2025
  • Accounts · 6,321 to 5,944
    Oct 16, 2024 to Mar 27, 2025
  • Advisory employees · 26 to 25
    Oct 16, 2024 to Mar 27, 2025
  • HNW clients · 285 to 346
    Oct 16, 2024 to Mar 27, 2025
  • Individual clients · 1,464 to 1,413
    Oct 16, 2024 to Mar 27, 2025
  • Assets in custody · $13.3M to $19.1M
    Oct 16, 2024 to Mar 27, 2025
  • State-registered IARs · 26 to 25
    Oct 16, 2024 to Mar 27, 2025
  • Other offices · 3 to 2
    Oct 16, 2024 to Mar 27, 2025
  • Discretionary RAUM · $1.0B to $1.2B
    Oct 16, 2024 to Mar 27, 2025
  • HNW RAUM · $485M to $647M
    Oct 16, 2024 to Mar 27, 2025
  • Individual RAUM · $531M to $535M
    Oct 16, 2024 to Mar 27, 2025
  • RAUM · $1.0B to $1.2B
    Oct 16, 2024 to Mar 27, 2025
  • Other offices · 2 to 3
    Mar 11, 2024 to Jul 26, 2024
  • Accounts · 6,636 to 6,321
    Sep 25, 2023 to Mar 6, 2024
  • Advisory employees · 25 to 26
    Sep 25, 2023 to Mar 6, 2024
  • HNW clients · 259 to 285
    Sep 25, 2023 to Mar 6, 2024
  • Individual clients · 1,558 to 1,464
    Sep 25, 2023 to Mar 6, 2024
  • Assets in custody · $15.1M to $13.3M
    Sep 25, 2023 to Mar 6, 2024
  • Employees · 40 to 42
    Sep 25, 2023 to Mar 6, 2024
  • Financial planning clients · 11-25 to 1-10
    Sep 25, 2023 to Mar 6, 2024
  • State-registered IARs · 25 to 26
    Sep 25, 2023 to Mar 6, 2024
  • Other offices · 3 to 2
    Sep 25, 2023 to Mar 6, 2024
  • Discretionary RAUM · $958M to $1.0B
    Sep 25, 2023 to Mar 6, 2024
  • HNW RAUM · $421M to $485M
    Sep 25, 2023 to Mar 6, 2024
  • Individual RAUM · $536M to $531M
    Sep 25, 2023 to Mar 6, 2024
  • RAUM · $958M to $1.0B
    Sep 25, 2023 to Mar 6, 2024
  • HQ city · MINNEAPOLIS to SHOREVIEW
    May 15, 2023 to Jul 10, 2023
  • Other offices · 5 to 3
    May 15, 2023 to Jul 10, 2023
  • Advisory activities · 4 to 5
    Mar 30, 2023 to May 15, 2023
Signals
21 dated events
  • C••••• E•••••••• O••••• registered as an investment adviser representative at G•••• W••••• F••••••••
    Sep 14, 2026 · a•••••• registered · fact
  • C••••••••• R••• K•••••• left G•••• W••••• F•••••••• for E•••••• F•••••••• G•••• (registered 2026-03-20)
    Mar 6, 2026 · a•••••• firm change · fact
  • D•••••• C••• G••••••••• left G•••• W••••• F•••••••• for G••••••• W••••• A•••••••• L•• (registered 2026-01-06)
    Dec 31, 2025 · a•••••• firm change · fact
  • B•••• D•••• B•••••• left G•••• W••••• F•••••••• for Farther (registered 2025-01-14)
    Jan 16, 2025 · a•••••• firm change · fact
  • J•••• A•••• B••• left G•••• W••••• F•••••••• for Farther (registered 2025-01-14)
    Jan 16, 2025 · a•••••• firm change · fact
  • R••• M••• A••••••• (Chief Of Staff) appeared on Schedule A of G•••• W••••• F••••••••
    Mar 6, 2024 · Control person joined · fact
  • A••• C•••• S••••••• (Director Of Finance) appeared on Schedule A of G•••• W••••• F••••••••
    Mar 6, 2024 · Control person joined · fact
  • Joy K•••••• K••••• (Director Of People & Culture) appeared on Schedule A of G•••• W••••• F••••••••
    Mar 6, 2024 · Control person joined · fact
  • J••••• M•••••• Schwartz (Advisor, Director Of Client Experience) appeared on Schedule A of G•••• W••••• F••••••••
    Mar 6, 2024 · Control person joined · fact
  • P•••••• C•••• M•••••• left G•••• W••••• F•••••••• for T•••••••• W•••••• L•• (registered 2025-10-31)
    Jan 29, 2024 · a•••••• firm change · fact
  • S••••••• R•• G••••••• left G•••• W••••• F•••••••• for S•••••• F•••••••• G••••• L••••• (registered 2024-07-20)
    Dec 1, 2023 · a•••••• firm change · fact
  • K•••••••• N••••• left G•••• W••••• F•••••••• for R••••• W• B•••• • C•• I••••••••• (registered 2024-04-09)
    Nov 2, 2023 · a•••••• firm change · fact
  • E•••••••• A••• O•••• (Director Of Leadership And Organizational Development) no longer on Schedule A of G•••• W••••• F•••••••• (listed 2022-10-20, absent 2023-03-29)
    Mar 29, 2023 · Control person left · inference
  • P••••• B••••••• left G•••• W••••• F•••••••• for Mariner (registered 2022-12-22)
    Dec 15, 2022 · a•••••• firm change · fact
  • C••• J••••• N••••• left G•••• W••••• F•••••••• for T•••••••• W•••••• L•• (registered 2022-10-11)
    Aug 16, 2022 · a•••••• firm change · fact
  • M•••• M•••• N••••• left G•••• W••••• F•••••••• for T•••••••• W•••••• L•• (registered 2022-09-30)
    Aug 16, 2022 · a•••••• firm change · fact
  • B•••• J•••••• J••• left G•••• W••••• F•••••••• for T•••••••• W•••••• L•• (registered 2022-09-02)
    Aug 8, 2022 · a•••••• firm change · fact
  • W••• K•••• J•••••• left G•••• W••••• F•••••••• for T•••••••• W•••••• L•• (registered 2022-09-02)
    Aug 8, 2022 · a•••••• firm change · fact
  • 4 advisors left G•••• W••••• F•••••••• (Vadnais Heights, MN) for T•••••••• W•••••• L•• within 8 days
    Aug 8, 2022 · Team lift-out · derived
  • 21 advisors left A••••••••• W••••• P••••••• (Minneapolis, MN) for G•••• W••••• F•••••••• on the same day
    Apr 28, 2022 · Team lift-out · derived
  • G•••• W••••• W••••• M••••••••• filed its initial SEC registration (Form ADV)
    Feb 24, 2022 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business phone
218-464-4399reportedpublished by the firm, firm site, Sep 15, 2026
Business phone
612-360-2127reportedpublished by the firm, firm site, Sep 15, 2026
Firm profile
linkedin.com/company/great-waters-financialreportedpublic record, Form ADV, Sep 18, 2026
Website
greatwatersfinancial.comreportedpublic record, Form ADV, Sep 18, 2026
Principal office phone
612-360-2127reportedpublic record, Form ADV, Apr 7, 2026
Team page
greatwatersfinancial.com/teamreportedpublished by the firm, firm site, Sep 15, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$49.4Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026