DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Harbor Investment Advisory, LLC

Wealth manager with institutional or fund businessLutherville, MarylandCRD 151085SEC 801-70893websiteIAPD
Latest filing Sep 1, 2026
First filing on the tape Dec 13, 2011 · 35 filings
SEC status approved since Jan 4, 2010
RAUM
$6.9B
reported, Item 5.F
Discretionary
53%
of RAUM
Private clients
42%
$2.9B individuals and HNW
Advisors
31
registered through the firm on IAPD
RAUM per advisor
$222M
derived; firm RAUM over IAPD count
Employees
35
30 advisory (5.B.1)
Offices
1
beyond the principal office
Private funds
0
reported on Schedule D
History
35 filings and snapshots on the tape
RAUM$6.9B as of Aug 7, 2026
Jan 17, 2012$218M then
HNW client RAUM$2.7B as of Aug 7, 2026
Mar 27, 2018$738M then
State-registered IARs (5.B.3)30 as of Aug 7, 2026
Jan 17, 20120 then
Employees (5.A)35 as of Aug 7, 2026
Jan 30, 201312 then
Private funds: no history
RAUM +14% over the last fiscal year+17% a year over threeIARs 28 to 30
Practice profile
derived from the filing of Sep 1, 2026; every figure names its basis
Archetypes, each a printed rule
  • Broker-dealer affiliated · Item 7.A.1 (broker-dealer affiliate) and at least 50 registered representatives (Item 5.B.2), or the adviser is itself a broker-dealer (6.A.1)
  • Dual wealth and asset manager · private-client share 20 to 60 percent and fund or institutional share at least 30 percent
  • OCIO / institutional advisory · selection of other advisers (5.G.7) and institutional share at least 50 percent
  • Retirement plan adviser · pension consulting activity (Item 5.G.6) and pension plans at least 25 percent of RAUM or at least 25 pension-plan clients
  • Wrap program sponsor · sponsors a wrap fee program (5.I) with at least $100M of wrap assets
RAUM per advisor
$222MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
108derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$1.3MderivedHNW RAUM over HNW clients
Average account
$1.9MderivedRAUM over accounts (5.F.2.f)
Discretionary
53%derivedof RAUM
Institutional
55%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.1derivedItem 5.A over advisors
Advisors per office
15.5derived2 offices incl. principal (1.F.5)
RAUM growth, one year
+14%derivedbetween the last two annual amendments
Advisor growth, one year
+7.1%derivedItem 5.B.3 between annual amendments
Client growth, one year
+6.5%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, portfolio management for businesses and institutions, pension consulting, selection of other advisersreportedItem 5.G
Wrap fee program
$4.1BreportedItem 5.I
Custody
$1.8B, 1,078 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • is a broker-dealer (6.A.1)
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • Charitable organizations$2.8B40%
  • High-net-worth individuals$2.7B39%
  • Pension and profit-sharing plans$1.0B15%
  • Individuals$224M3.3%
  • Corporations and businesses$209M3.0%
Individual clients
1,321reported
HNW clients
2,036reported
Pension plan clients
75reported
Charitable clients
80reported
Accounts
3,540reported
Financial planning clients
1-10reported
Wrap fee programs
$348M sponsored, $0 managedreported
Custody of client assets
$1.8B for 1,078 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=0.42 fund_share=0.0 institutional_share=0.55 related_bd= related_bank= bd_reps=30.0derived
Advisors registered through the firm
31 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Robert Wilmer BlackLutherville, MdJan 22, 201040 y2
Stephen John KellyLutherville, Md Jan 22, 201043 y2
Lisa Michell HowardLutherville, MdJan 19, 201126 y1
Gregory Edward ParanzinoCertified Financial PlannerLutherville, MdJan 19, 201132 y1
Champe Seabury AndrewsLutherville, MdJan 19, 201131 y1
R. Matthew Williams NovakCertified Financial PlannerLutherville, MdFeb 15, 201120 y1
Geoffrey Philipp BurroughsCertified Financial PlannerLutherville, Md Mar 28, 201319 y2
Andrew William SullivanLutherville, MdJan 6, 201419 y0
Fred Cregan HillLutherville, Md Jul 9, 201439 y2
James W CurranCertified Financial PlannerLutherville, MdMar 20, 201540 y3
Fremont James KnittleLutherville, MdMar 23, 201515 y1
John Thomas HalleronCertified Financial PlannerLutherville, MdSep 11, 201529 y1
Charles Russell WardCertified Financial PlannerLutherville, MdSep 11, 201525 y3
Robert Earle LaubachChartered Financial ConsultantLutherville, MdFeb 13, 201742 y2
Jennifer Lowe WinslowCertified Financial PlannerLutherville, MdJul 28, 201720 y3
Arthur Patrick BoykinLutherville, MdJul 28, 201717 y1
Janet C MarquardtLutherville, MdJul 28, 201729 y3
Paul Michael FoxCertified Financial PlannerLutherville, MdJul 28, 201733 y2
Elias D. PoeLutherville, MdSep 29, 201726 y3
Scott Gaither HahnCertified Financial PlannerLutherville, Md Oct 15, 201814 y2
William Christopher SchadtyLutherville, MdFeb 5, 202027 y3
Edward Hicks WorthingtonLutherville, MdAug 25, 202116 y0
Jessie Lake WillinghanLutherville, MdSep 13, 202110 y0
Katrina Marya KunklerLutherville, MdApr 1, 202213 y0
Daniel Lawrence BakerLutherville, MdNov 3, 202312 y1
Peter M MarchineckLutherville, MdJun 14, 202411 y0
Emily Reynolds AllisonLutherville, MdOct 2, 202411 y0
Ellen Marie PierceLutherville, MdJul 7, 202530 y2
Jonathan Michael OsmunLutherville, MdFeb 17, 202610 y0
Sean M SundellLutherville, MdMar 2, 202610 y1
Douglas M. HolthausLutherville, MdJun 23, 202627 y4
Advisor movement
0 left, 2 joined in 12 months
net +2 in 12 months0 left in 90 days1 joined in 90 daysdeparture rate 0.0% of current headcount1 left over 36 months
Left, latest
Joined, latest
Teams: two or more advisors moving together within fourteen days, from one state
    Private funds
    No private fund reported.
    Owners and control persons
    Schedule A and B, latest filing
    • Robert Wilmer III Black · Vice Presidentcontrol
      since 12/2019 · owns less than 5%
    • Raymond Patrick Dean · Treasurer And Secretary, Finop, Principal Financial Officer, Principal Operations Officercontrol
      since 12/2019 · owns less than 5%
    • Fred Cregan Jr Hill · Presidentcontrol
      since 12/2019 · owns less than 5%
    • William Schadty · Chief Compliance Officercontrol
      since 02/2020 · owns less than 5%
    • Robert Wilmer III Black · Membercontrol
      since 06/2009 · owns 25% to 50% of Harbor Investment Management, LLC
    • Fred Cregan Jr Hill · Membercontrol
      since 01/2015 · owns 25% to 50% of Harbor Investment Management,LLC
    Entity owners
    • Harbor Investment · Sole Member
      direct · owns 75% or more
    • Harbor Investment Management, LLC · Sole Member
      direct · owns 75% or more
    Related persons
    Schedule D 7.A
    No related person reported.
    Office movement
    IAPD branch city; joins and departures in 12 months
    OfficeAdvisorsJoinedLeftTeams outForming
    Lutherville, Md · principal3130
    Offices
    Schedule D 1.F, the 25 largest
    • Rockville, MD1 employees
    What changed
    consecutive filings, newest first
    • Financial planning clients · 1-10 to 1-10
      Aug 7, 2026 to Sep 1, 2026
    • Related adviser · false to unset
      Aug 7, 2026 to Sep 1, 2026
    • Related bank · false to unset
      Aug 7, 2026 to Sep 1, 2026
    • Related broker-dealer · false to unset
      Aug 7, 2026 to Sep 1, 2026
    • Related insurance company · false to unset
      Aug 7, 2026 to Sep 1, 2026
    • Succession · false to unset
      Aug 7, 2026 to Sep 1, 2026
    • Accounts · 3,326 to 3,540
      Jan 16, 2026 to Mar 27, 2026
    • Advisory employees · 28 to 30
      Jan 16, 2026 to Mar 27, 2026
    • BD registered reps · 28 to 30
      Jan 16, 2026 to Mar 27, 2026
    • Charity clients · 75 to 80
      Jan 16, 2026 to Mar 27, 2026
    • Corporate clients · 26 to 28
      Jan 16, 2026 to Mar 27, 2026
    • HNW clients · 1,773 to 2,036
      Jan 16, 2026 to Mar 27, 2026
    • Individual clients · 1,380 to 1,321
      Jan 16, 2026 to Mar 27, 2026
    • Pension plan clients · 72 to 75
      Jan 16, 2026 to Mar 27, 2026
    • Assets in custody · $1.2B to $1.8B
      Jan 16, 2026 to Mar 27, 2026
    • Employees · 34 to 35
      Jan 16, 2026 to Mar 27, 2026
    • State-registered IARs · 28 to 30
      Jan 16, 2026 to Mar 27, 2026
    • Discretionary RAUM · $3.2B to $3.7B
      Jan 16, 2026 to Mar 27, 2026
    • HNW RAUM · $2.2B to $2.7B
      Jan 16, 2026 to Mar 27, 2026
    • Individual RAUM · $233M to $224M
      Jan 16, 2026 to Mar 27, 2026
    • Non-discretionary RAUM · $2.8B to $3.2B
      Jan 16, 2026 to Mar 27, 2026
    • Pension RAUM · $942M to $1.0B
      Jan 16, 2026 to Mar 27, 2026
    • RAUM · $6.0B to $6.9B
      Jan 16, 2026 to Mar 27, 2026
    • Wrap assets (sponsor) · $3.4B to $348M
      Jan 16, 2026 to Mar 27, 2026
    • RAUM · $5.2B to $6.0B
      Sep 12, 2024 to Mar 21, 2025
    • Wrap assets (sponsor) · $290M to $3.4B
      Sep 12, 2024 to Mar 21, 2025
    • Accounts · 3,169 to 3,326
      Sep 12, 2024 to Mar 21, 2025
    • Advisory employees · 29 to 28
      Sep 12, 2024 to Mar 21, 2025
    • BD registered reps · 29 to 28
      Sep 12, 2024 to Mar 21, 2025
    • Charity clients · 64 to 75
      Sep 12, 2024 to Mar 21, 2025
    • Corporate clients · 25 to 26
      Sep 12, 2024 to Mar 21, 2025
    • HNW clients · 1,472 to 1,773
      Sep 12, 2024 to Mar 21, 2025
    • Individual clients · 1,544 to 1,380
      Sep 12, 2024 to Mar 21, 2025
    • Pension plan clients · 64 to 72
      Sep 12, 2024 to Mar 21, 2025
    • Assets in custody · $852M to $1.2B
      Sep 12, 2024 to Mar 21, 2025
    • Employees · 33 to 34
      Sep 12, 2024 to Mar 21, 2025
    • Financial planning clients · 1-10 to 1-10
      Sep 12, 2024 to Mar 21, 2025
    • State-registered IARs · 29 to 28
      Sep 12, 2024 to Mar 21, 2025
    • Discretionary RAUM · $2.7B to $3.2B
      Sep 12, 2024 to Mar 21, 2025
    • HNW RAUM · $1.9B to $2.2B
      Sep 12, 2024 to Mar 21, 2025
    Signals
    8 dated events
    • Susan Amanda Frillman left Harbor Investment Advisory, Llc for Rbc Capital Markets, Llc (registered 2024-01-02)
      Jan 2, 2024 · Advisor changed firm · fact
    • Craig Lee Martin left Harbor Investment Advisory, Llc for Kawg&F Financial Planning Group Llc (registered 2022-10-12)
      Oct 4, 2022 · Advisor changed firm · fact
    • Harbor Investment Advisory, Llc reported RAUM $4.7B, up 26% from $3.7B (2022-02-11 to 2022-03-31)
      Mar 31, 2022 · RAUM change · derived
    • Stephen John Kelly (Member) no longer on Schedule A of Harbor Investment Advisory, Llc (listed 2022-02-11, absent 2022-03-31)
      Mar 31, 2022 · Control person left · inference
    • Harbor Investment Advisory, Llc reported RAUM $3.7B, up 31% from $2.8B (2020-06-23 to 2021-03-31)
      Mar 31, 2021 · RAUM change · derived
    • William Christopher Schadty (Chief Compliance Officer) appeared on Schedule A of Harbor Investment Advisory, Llc
      Mar 28, 2020 · Control person joined · fact
    • Elizabeth Bond Brennen (Chief Compliance Officer) no longer on Schedule A of Harbor Investment Advisory, Llc (listed 2019-03-28, absent 2020-02-06)
      Feb 6, 2020 · Control person left · inference
    • Harbor Investment Advisory, Llc reported RAUM $2.1B, up 45% from $1.5B (2017-08-25 to 2018-03-27)
      Mar 27, 2018 · RAUM change · derived
    Across DFX
    shared identifiers only, never a name match
    How to reach
    public business contact points only, each with its source
    Business email
    edoratt@harborllc.comreportedpublished by the firm, firm site, Sep 15, 2026
    Business email
    kkorzenewski@harborllc.comreportedpublished by the firm, firm site, Sep 15, 2026
    Business email
    mknittle@harborllc.comreportedpublished by the firm, firm site, Sep 15, 2026
    Business email
    rcuomo@harborllc.comreportedpublished by the firm, firm site, Sep 15, 2026
    Business email
    rdean@harborllc.comreportedpublished by the firm, firm site, Sep 15, 2026
    Business email
    rward@harborllc.comreportedpublished by the firm, firm site, Sep 15, 2026
    Business email
    zrainold@harborllc.comreportedpublished by the firm, firm site, Sep 15, 2026
    Business phone
    410-659-8900reportedpublished by the firm, firm site, Sep 15, 2026
    Firm profile
    LINKEDIN.COM/COMPANY/HARBOR-INVESTMENT-ADVISORY-LLCreportedpublic record, Form ADV, Sep 17, 2026
    Website
    HARBORLLC.COMreportedpublic record, Form ADV, Sep 17, 2026
    Principal office phone
    410-659-8900reportedpublic record, Form ADV, Sep 1, 2026
    Team page
    harborinvestmentadvisory.com/our-teamreportedpublished by the firm, firm site, Sep 15, 2026
    Provenance
    Form ADV
    SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
    Advisors
    IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
    Class
    Wealth manager with institutional or fund businessderiveda rule over Items 5.D and 7.A
    RAUM per advisor
    $222Mderivedfirm RAUM over the IAPD count; not a book size
    Loaded
    Sep 14, 2026