DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Zhang Financial

Independent wealth managerPortage, MichiganCRD 159257SEC 801-72987websiteIAPD
Legal name Zhang Financial LLC
Latest filing Mar 31, 2026
First filing on the tape Dec 16, 2011 · 54 filings
SEC status approved since Jan 12, 2012
RAUM
$8.4B
reported, Item 5.F
Discretionary
67%
of RAUM
Private clients
67%
$5.6B individuals and HNW
Advisors
20
registered through the firm on IAPD
RAUM per advisor
$419M
derived; firm RAUM over IAPD count
Employees
50
19 advisory (5.B.1)
Offices
8
beyond the principal office
Private funds
0
reported on Schedule D
History
54 filings and snapshots on the tape
RAUM$8.4B as of Mar 31, 2026
Mar 27, 2013$601M then
HNW client RAUM$5.2B as of Mar 31, 2026
Mar 10, 2018$946M then
State-registered IARs (5.B.3)19 as of Mar 31, 2026
Mar 27, 20134 then
Employees (5.A)50 as of Mar 31, 2026
Mar 27, 201311 then
Private funds: no history
RAUM +28% over the last fiscal year+23% a year over threeIARs 17 to 19offices 9 to 8
Practice profile
derived from the filing of Mar 31, 2026; every figure names its basis
Archetypes, each a printed rule
  • Planning-led practice · financial planning activity (5.G.1), at least 100 financial planning clients (5.H), and hourly, fixed or subscription compensation (5.E)
  • Wrap program sponsor · sponsors a wrap fee program (5.I) with at least $100M of wrap assets
RAUM per advisor
$419MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
115derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$3.8MderivedHNW RAUM over HNW clients
Average account
$1.1MderivedRAUM over accounts (5.F.2.f)
Discretionary
67%derivedof RAUM
Institutional
32%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
2.5derivedItem 5.A over advisors
Advisors per office
2.2derived9 offices incl. principal (1.F.5)
RAUM growth, one year
+28%derivedbetween the last two annual amendments
Advisor growth, one year
+12%derivedItem 5.B.3 between annual amendments
Client growth, one year
+12%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, portfolio management for businesses and institutions, pension consulting, educational seminarsreportedItem 5.G
Financial planning clients
2,500reportedItem 5.H
Wrap fee program
$5.6BreportedItem 5.I
Custody
$1.7B, 948 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
  • marketing includes testimonials (5.L.1.c)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$5.2B62%
  • State and municipal entities$1.9B23%
  • Charitable organizations$709M8.5%
  • Individuals$452M5.4%
  • Pension and profit-sharing plans$69.8M0.8%
  • Corporations and businesses$35.0M0.4%
Individual clients
940reported
HNW clients
1,355reported
Pension plan clients
10reported
Charitable clients
8reported
Accounts
7,855reported
Financial planning clients
2,500reported
Wrap fee programs
$0 sponsored, $0 managedreported
Custody of client assets
$1.7B for 948 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=0.67 fund_share=0.0 institutional_share=0.32 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
20 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Charles Cheng ZhangCertified Financial Planner, Chartered Financial ConsultantPortage, MiMar 2, 201235 y3
Lynn Ling Chen-ZhangCertified Financial PlannerPortage, MiJan 5, 201527 y2
Christine Marie LindbergPortage, MiJan 6, 201520 y2
Kolby Loren SmithCertified Financial PlannerPortage, MiOct 26, 201715 y1
David William MarshallCertified Financial PlannerPortage, MiFeb 19, 201810 y0
Yuanlei ZhuChartered Financial AnalystPortage, MiMar 14, 201914 y0
Levi J HendershottCertified Financial PlannerPortage, MiApr 30, 201911 y1
Giselle Kristine SchlubatisCertified Financial PlannerPortage, MiSep 23, 202018 y1
Amanda Marie HartmanPortage, MiNov 16, 202015 y1
Cameron Tyler KleinhekselCertified Financial PlannerPortage, MiJul 21, 202116 y2
Kyle James TriemstraCertified Financial PlannerPortage, MiJan 5, 202311 y0
Kyle Joseph MackCertified Financial PlannerPortage, MiMar 8, 202410 y0
Tianxing ZhengChartered Financial AnalystPortage, MiOct 16, 202410 y0
Robert Scott McdougallChartered Financial AnalystPortage, MiOct 29, 202415 y0
Alex Chen ZhangCertified Financial Planner, Chartered Financial AnalystPortage, MiDec 24, 202410 y0
Tyler Anthony SoaresCertified Financial Planner, Chartered Financial AnalystPortage, MiDec 26, 202410 y0
Preston Blake KoslakiewiczCertified Financial PlannerPortage, MiApr 10, 202511 y0
Skylar Judith BusChartered Financial ConsultantPortage, MiMar 12, 202615 y0
Travis Gerrit VeenhuisCertified Financial PlannerBloomfield Hills, MiMar 16, 202611 y1
Jack Thomas OmbryCertified Financial PlannerPortage, MiApr 24, 202611 y0
Advisor movement
3 left, 1 joined in 12 months
net -2 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 15% of current headcount4 left over 36 months
Left, latest
Joined, latest
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • Ling Lynn Chen-Zhang · Ceocontrol
    since 12/2011 · owns less than 5%
  • Cheng Charles Zhang · Founder And Presidentcontrol
    since 12/2011 · owns 50% to 75%
  • Thompson Christopher Reiff · Chief Compliance Officer
    since 01/2026 · owns less than 5%
  • Chen Alex Zhang · Owner
    since 05/2024 · owns 10% to 25%
  • C Mitchell Zhang · Owner
    since 05/2024 · owns 5% to 10%
Related persons
Schedule D 7.A
Advisers that list Zhang Financial as a related person
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Portage, Mi · principal1923
Offices
Schedule D 1.F, the 25 largest
  • Ada, MI2 employees
  • Ann Arbor, MI1 employees
  • Battle Creek, MI1 employees
  • Naples, FL1 employees
  • Okemos, MI1 employees
  • Traverse City, MI1 employees
  • Troy, MI1 employees
What changed
consecutive filings, newest first
  • Accounts · 7,270 to 7,855
    Jan 12, 2026 to Mar 31, 2026
  • Advisory employees · 20 to 19
    Jan 12, 2026 to Mar 31, 2026
  • Corporate clients · 12 to 13
    Jan 12, 2026 to Mar 31, 2026
  • HNW clients · 1,209 to 1,355
    Jan 12, 2026 to Mar 31, 2026
  • Individual clients · 938 to 940
    Jan 12, 2026 to Mar 31, 2026
  • Assets in custody · $1.5B to $1.7B
    Jan 12, 2026 to Mar 31, 2026
  • State-registered IARs · 20 to 19
    Jan 12, 2026 to Mar 31, 2026
  • Discretionary RAUM · $4.8B to $5.6B
    Jan 12, 2026 to Mar 31, 2026
  • HNW RAUM · $4.3B to $5.2B
    Jan 12, 2026 to Mar 31, 2026
  • Individual RAUM · $447M to $452M
    Jan 12, 2026 to Mar 31, 2026
  • Non-discretionary RAUM · $2.4B to $2.8B
    Jan 12, 2026 to Mar 31, 2026
  • Pension RAUM · $59.8M to $69.8M
    Jan 12, 2026 to Mar 31, 2026
  • RAUM · $7.2B to $8.4B
    Jan 12, 2026 to Mar 31, 2026
  • Other offices · 9 to 8
    Sep 25, 2025 to Jan 12, 2026
  • Accounts · 6,876 to 7,270
    Mar 7, 2025 to Aug 22, 2025
  • Advisory employees · 17 to 20
    Mar 7, 2025 to Aug 22, 2025
  • Corporate clients · 10 to 12
    Mar 7, 2025 to Aug 22, 2025
  • HNW clients · 1,109 to 1,209
    Mar 7, 2025 to Aug 22, 2025
  • Individual clients · 934 to 938
    Mar 7, 2025 to Aug 22, 2025
  • Pension plan clients · 11 to 10
    Mar 7, 2025 to Aug 22, 2025
  • Assets in custody · $1.5B to $1.5B
    Mar 7, 2025 to Aug 22, 2025
  • Employees · 48 to 50
    Mar 7, 2025 to Aug 22, 2025
  • State-registered IARs · 17 to 20
    Mar 7, 2025 to Aug 22, 2025
  • Discretionary RAUM · $4.3B to $4.8B
    Mar 7, 2025 to Aug 22, 2025
  • HNW RAUM · $3.9B to $4.3B
    Mar 7, 2025 to Aug 22, 2025
  • Individual RAUM · $444M to $447M
    Mar 7, 2025 to Aug 22, 2025
  • Non-discretionary RAUM · $2.3B to $2.4B
    Mar 7, 2025 to Aug 22, 2025
  • Pension RAUM · $55.6M to $59.8M
    Mar 7, 2025 to Aug 22, 2025
  • RAUM · $6.5B to $7.2B
    Mar 7, 2025 to Aug 22, 2025
  • Accounts · 6,475 to 6,876
    Oct 7, 2024 to Mar 7, 2025
  • Advisory employees · 16 to 17
    Oct 7, 2024 to Mar 7, 2025
  • Charity clients · 3 to 8
    Oct 7, 2024 to Mar 7, 2025
  • Corporate clients · unset to 10.0
    Oct 7, 2024 to Mar 7, 2025
  • HNW clients · 1,029 to 1,109
    Oct 7, 2024 to Mar 7, 2025
  • Individual clients · 948 to 934
    Oct 7, 2024 to Mar 7, 2025
  • Pension plan clients · 9 to 11
    Oct 7, 2024 to Mar 7, 2025
  • Assets in custody · $1.2B to $1.5B
    Oct 7, 2024 to Mar 7, 2025
  • Employees · 40 to 48
    Oct 7, 2024 to Mar 7, 2025
  • Financial planning clients · More than 500 to More than 500
    Oct 7, 2024 to Mar 7, 2025
  • State-registered IARs · 16 to 17
    Oct 7, 2024 to Mar 7, 2025
Signals
4 dated events
  • Brandon Caleb Mull left Zhang Financial for Savvy (registered 2026-02-10)
    Jan 29, 2026 · Advisor changed firm · fact
  • Joshua Leonard Walther left Zhang Financial for Straight Path Wealth Management (registered 2026-02-02)
    Jan 3, 2026 · Advisor changed firm · fact
  • Noah Wolthuis left Zhang Financial for On Point Crna (registered 2026-01-08)
    Jan 3, 2026 · Advisor changed firm · fact
  • Jerry He left Zhang Financial for Kestra Advisory Services, Llc (registered 2024-05-06)
    May 3, 2024 · Advisor changed firm · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business email
clientservice@zhangfinancial.comreportedpublished by the firm, firm site, Sep 15, 2026
Business phone
231-943-6988reportedpublished by the firm, firm site, Sep 15, 2026
Business phone
239-325-1826reportedpublished by the firm, firm site, Sep 15, 2026
Business phone
248-846-8889reportedpublished by the firm, firm site, Sep 15, 2026
Firm profile
linkedin.com/company/zhang-financialreportedpublic record, Form ADV, Sep 17, 2026
Website
ZHANGFINANCIAL.COMreportedpublic record, Form ADV, Sep 17, 2026
Principal office phone
269-385-5888reportedpublic record, Form ADV, Mar 31, 2026
Contact form
zhangfinancial.com/contact-usreportedpublished by the firm, firm site, Sep 15, 2026
Team page
zhangfinancial.com/teamreportedpublished by the firm, firm site, Sep 15, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$419Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026