DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Xml Financial Group

Independent wealth managerBethesda, MarylandCRD 284987SEC 801-108376websiteIAPD
Legal name Xml Financial, LLC
Latest filing Jun 2, 2026
First filing on the tape Sep 1, 2016 · 51 filings
SEC status approved since Sep 12, 2016
RAUM
$3.3B
reported, Item 5.F
Discretionary
75%
of RAUM
Private clients
97%
$3.2B individuals and HNW
Advisors
28
registered through the firm on IAPD
RAUM per advisor
$118M
derived; firm RAUM over IAPD count
Employees
54
26 advisory (5.B.1)
Offices
25
beyond the principal office
Private funds
0
reported on Schedule D
History
51 filings and snapshots on the tape
RAUM$3.3B as of Jun 2, 2026
Mar 27, 2017$431M then
HNW client RAUM$1.4B as of Jun 2, 2026
Mar 28, 2018$302M then
State-registered IARs (5.B.3)28 as of Jun 2, 2026
Mar 27, 20178 then
Employees (5.A)54 as of Jun 2, 2026
Mar 27, 201717 then
Private funds: no history
RAUM +10% over the last fiscal year+12% a year over threeIARs 28 to 28offices 24 to 25
Practice profile
derived from the filing of Jun 2, 2026; every figure names its basis
Archetypes, each a printed rule
  • Planning-led practice · financial planning activity (5.G.1), at least 100 financial planning clients (5.H), and hourly, fixed or subscription compensation (5.E)
  • Wrap program sponsor · sponsors a wrap fee program (5.I) with at least $100M of wrap assets
RAUM per advisor
$118MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
103derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$1.6MderivedHNW RAUM over HNW clients
Average account
$550,871derivedRAUM over accounts (5.F.2.f)
Discretionary
75%derivedof RAUM
Institutional
1.0%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.9derivedItem 5.A over advisors
Advisors per office
1.1derived26 offices incl. principal (1.F.5)
RAUM growth, one year
+10%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
-30%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, portfolio management for businesses and institutions, pension consulting, selection of other advisers, educational seminarsreportedItem 5.G
Financial planning clients
1,500reportedItem 5.H
Wrap fee program
$4.4BreportedItem 5.I
Custody
$2.3B, 3,118 clientsreportedItem 9.A
Ownership
controlled by a public reporting companyderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • compensates persons for client referrals (8.G.1)
  • compensates non-employees for client referrals (8.G.2)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
  • a related person has custody of client cash (9.B.1.a)
  • a related person has custody of client securities (9.B.1.b)
  • controlled by a public reporting company (10.A)
  • marketing includes testimonials (5.L.1.c)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • Individuals$1.8B55%
  • High-net-worth individuals$1.4B41%
  • Corporations and businesses$79.0M2.4%
  • Pension and profit-sharing plans$26.5M0.8%
  • Charitable organizations$7.7M0.2%
Individual clients
2,057reported
HNW clients
833reported
Pension plan clients
22reported
Charitable clients
13reported
Accounts
5,987reported
Financial planning clients
1,500reported
Wrap fee programs
$2.2B sponsored, $0 managedreported
Custody of client assets
$2.3B for 3,118 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=0.97 fund_share=0.0 institutional_share=0.01 related_bd=true related_bank=true bd_reps=27.0 bank_owner=falsederived
Advisors registered through the firm
28 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Kevin P PetersBethesda, Md Oct 1, 201625 y1
Jason Elliot KlopmanCertified Financial PlannerBethesda, MdOct 1, 201619 y1
Noorjahan EnayatCertified Financial PlannerFairfax, Va Oct 1, 201613 y2
Robert David KantorBethany Beach, De Oct 1, 201635 y2
Brett Shane BernsteinCertified Financial PlannerBethany Beach, De Oct 1, 201627 y2
John Eric WightmanBethesda, Md Jul 21, 201720 y3
Michelle Perim CooperPotomac, Md Mar 9, 201828 y1
Beth J LevineRockville, Md Feb 1, 201931 y1
Lauren Kathryn O'BrienCertified Financial PlannerAlexandria, Va Feb 1, 201915 y1
John Richard MayCertified Financial PlannerBethesda, Md Feb 1, 201946 y1
Steven Farnham CollinsOwings Mill, Md Feb 1, 201925 y3
Curtis Jeffrey CongdonCertified Financial PlannerClifton, Va Feb 1, 201921 y1
David B MarguliesSt. Petersburg, Fl Feb 5, 201939 y4
Jennifer Lara SzaroFairfax, Va Feb 6, 201925 y2
Alexandra KantarskiCertified Financial PlannerBethesda, Md Feb 21, 201919 y4
John James SciutoBethesda, Md Jun 7, 201911 y1
Sharon Lynn AbbeyBethesda, Md Jan 6, 202023 y1
Meredith WadeSpringdale, Md Sep 1, 202122 y7
Stephen Adam ClagettBethesda, Md Sep 1, 202118 y1
Jordan Ross VanoortCertified Financial Planner, Chartered Financial AnalystBethesda, MdSep 1, 202119 y2
Radley L EllenbogenCertified Financial PlannerBethesda, Md Mar 25, 202214 y0
Mark Dale SamsonLongport, Nj Jul 1, 202235 y1
Douglas CallanChartered Financial AnalystWarington, Pa Jul 1, 202217 y2
Jennifer Bixler TelescaVillanova, Pa Jul 5, 202227 y4
Sharon Marie CirilloBoynton Beach, FlJul 29, 202219 y9
Shawna T BiedaCertified Financial PlannerBethesda, Md Aug 8, 202222 y1
Benjamin KollenderFort Washington, PaAug 27, 202413 y0
Zachary Scott WeaverCertified Financial Planner, Chartered Financial ConsultantRockville, Md Mar 6, 202520 y3
Advisor movement
2 left, 0 joined in 12 months
net -2 in 12 months1 left in 90 days0 joined in 90 daysdeparture rate 7.1% of current headcount3 left over 36 months
Left, latest
Joined, latest
Teams: two or more advisors moving together within fourteen days, from one state
    Private funds
    No private fund reported.
    Owners and control persons
    Schedule A and B, latest filing
    • Shane Brett Bernstein · Chief Executive Officercontrol
      since 02/2019 · owns less than 5%
    • Jeffrey Curtis Congdon · Presidentcontrol
      since 02/2019 · owns less than 5%
    • David Robert Kantor · Chief Investment Officercontrol
      since 02/2019 · owns less than 5%
    • Dale Mark Samson · Principalcontrol
      since 02/2023 · owns less than 5%
    • Alexandra Kantarski · Member
      since 02/2025 · owns less than 5%
    • Elliot Jason Klopman · Member
      since 02/2025 · owns less than 5%
    • Todd Kullen · Chief Operating Officer
      since 02/2019 · owns less than 5%
    • Lara Jennifer Szaro · Chief Compliance Officer
      since 02/2019 · owns less than 5%
    Entity owners
    • Focus Operating, LLC · Member
      direct · owns 75% or more
    • Cd&R Ferdinand Co-Investor, L.P. · Partner
      indirect · owns 25% to 50% of Cd&R Ferdinand Holdings, L.P.
    • Cd&R Ferdinand Holdings, L.P. · Partner
      indirect · owns 50% to 75% of Ferdinand Ffp Ultimate Holdings, LP
    • Clayton, Dubilier & Rice Fund Xii, L.P. · Partner
      indirect · owns 50% to 75% of Cd&R Ferdinand Holdings, L.P.
    • Ferdinand Ffp Acquisition, LLC · Shareholder, Class A Common Stock
      indirect · owns 75% or more of Focus Financial Partners Inc.
    • Ferdinand Ffp Intermediate Holdings, LLC · Member
      indirect · owns 75% or more of Ferdinand Ffp Acquisition, LLC
    • Ferdinand Ffp Parent, Inc. · Member
      indirect · owns 75% or more of Ferdinand Ffp Intermediate Holdings, LLC
    • Ferdinand Ffp Ultimate Holdings, LP · Shareholder, Class B Common Stock
      indirect · owns 75% or more of Focus Financial Partners Inc.
    • Ferdinand Ffp Ultimate Holdings, LP · Shareholder
      indirect · owns 75% or more of Ferdinand Ffp Parent, Inc.
    • Focus Financial Partners Inc. · Member
      indirect · owns 75% or more of Focus Financial Partners, LLC
    • Focus Financial Partners, LLC · Member
      indirect · owns 75% or more of Focus Operating, LLC
    Related persons
    Schedule D 7.A
    Advisers that list Xml Financial Group as a related person
    Office movement
    IAPD branch city; joins and departures in 12 months
    OfficeAdvisorsJoinedLeftTeams outForming
    Bethesda, Md · principal2300
    Fairfax, Va400
    Fort Washington, Pa300
    Rockville, Md300
    Alexandria, Va200
    Bethany Beach, De200
    Gaithersburg, Md001
    Frederick, Md001
    Arlington, Va000
    Offices
    Schedule D 1.F, the 25 largest
    • Fairfax, VA6 employees
    • Fort Washington, PA3 employees
    • Breckenridge, CO1 employees
    • Alexandria, VA1 employees
    • , 1 employees
    • , 1 employees
    ADV anomalies
    1 against comparable advisers; where to look, not conclusions
    • clients down average size upCombination · filing Mar 27, 2026
      private clients fell 20 percent or more while RAUM per client rose 30 percent or more: a move up-market or the departure of small accounts. RAUM $2,993,236,597 to $3,298,062,805, advisors 28 to 28, private clients 4127 to 2890, offices 24 to 25 (2025-03-28 to 2026-03-27)
      peers: independent wealth managers, $1B to $5B (1,360)
    What changed
    consecutive filings, newest first
    • Accounts · 6,044 to 5,987
      Jan 2, 2026 to Mar 27, 2026
    • Advisory employees · 27 to 26
      Jan 2, 2026 to Mar 27, 2026
    • BD registered reps · 29 to 27
      Jan 2, 2026 to Mar 27, 2026
    • Corporate clients · 22 to 19
      Jan 2, 2026 to Mar 27, 2026
    • HNW clients · 288 to 833
      Jan 2, 2026 to Mar 27, 2026
    • Individual clients · 3,839 to 2,057
      Jan 2, 2026 to Mar 27, 2026
    • Pension plan clients · 23 to 22
      Jan 2, 2026 to Mar 27, 2026
    • Assets in custody · $2.0B to $2.3B
      Jan 2, 2026 to Mar 27, 2026
    • Employees · 53 to 54
      Jan 2, 2026 to Mar 27, 2026
    • Other offices · 24 to 25
      Jan 2, 2026 to Mar 27, 2026
    • Discretionary RAUM · $2.2B to $2.5B
      Jan 2, 2026 to Mar 27, 2026
    • HNW RAUM · $803M to $1.4B
      Jan 2, 2026 to Mar 27, 2026
    • Individual RAUM · $2.1B to $1.8B
      Jan 2, 2026 to Mar 27, 2026
    • Non-discretionary RAUM · $791M to $811M
      Jan 2, 2026 to Mar 27, 2026
    • Pension RAUM · $25.5M to $26.5M
      Jan 2, 2026 to Mar 27, 2026
    • RAUM · $3.0B to $3.3B
      Jan 2, 2026 to Mar 27, 2026
    • Wrap assets (sponsor) · $2.0B to $2.2B
      Jan 2, 2026 to Mar 27, 2026
    • Accounts · 5,960 to 6,044
      Nov 22, 2024 to Mar 28, 2025
    • Advisory employees · 30 to 27
      Nov 22, 2024 to Mar 28, 2025
    • Charity clients · 14 to 13
      Nov 22, 2024 to Mar 28, 2025
    • Corporate clients · 23 to 22
      Nov 22, 2024 to Mar 28, 2025
    • HNW clients · 275 to 288
      Nov 22, 2024 to Mar 28, 2025
    • Individual clients · 3,834 to 3,839
      Nov 22, 2024 to Mar 28, 2025
    • Pension plan clients · 29 to 23
      Nov 22, 2024 to Mar 28, 2025
    • Assets in custody · $1.9B to $2.0B
      Nov 22, 2024 to Mar 28, 2025
    • Employees · 52 to 53
      Nov 22, 2024 to Mar 28, 2025
    • Financial planning clients · More than 500 to More than 500
      Nov 22, 2024 to Mar 28, 2025
    • State-registered IARs · 30 to 28
      Nov 22, 2024 to Mar 28, 2025
    • Other offices · 16 to 24
      Nov 22, 2024 to Mar 28, 2025
    • Discretionary RAUM · $1.6B to $2.2B
      Nov 22, 2024 to Mar 28, 2025
    • HNW RAUM · $667M to $803M
      Nov 22, 2024 to Mar 28, 2025
    • Individual RAUM · $2.0B to $2.1B
      Nov 22, 2024 to Mar 28, 2025
    • Non-discretionary RAUM · $1.2B to $791M
      Nov 22, 2024 to Mar 28, 2025
    • Pension RAUM · $23.5M to $25.5M
      Nov 22, 2024 to Mar 28, 2025
    • RAUM · $2.8B to $3.0B
      Nov 22, 2024 to Mar 28, 2025
    • Related insurance company · false to true
      Nov 22, 2024 to Mar 28, 2025
    • Wrap assets (sponsor) · $1.9B to $2.0B
      Nov 22, 2024 to Mar 28, 2025
    • Accounts · 5,800 to 5,960
      Jan 5, 2024 to Mar 20, 2024
    • Advisory employees · 31 to 30
      Jan 5, 2024 to Mar 20, 2024
    • BD registered reps · 25 to 29
      Jan 5, 2024 to Mar 20, 2024
    Signals
    15 dated events
    • Nicole A Treiber left Xml Financial Group for Osaic Wealth, Inc. (registered 2026-09-03)
      Aug 20, 2026 · Advisor changed firm · fact
    • David Andrew Clark left Xml Financial Group for Lpl Financial Llc (registered 2025-10-01)
      Oct 2, 2025 · Advisor changed firm · fact
    • Xml Financial Group reported 24 offices beyond its principal office, up from 16 (2024-11-22 to 2025-03-28)
      Mar 28, 2025 · Office count change · derived
    • Andrew Victor Villafranca left Xml Financial Group for Lpl Financial Llc (registered 2024-02-16)
      Feb 16, 2024 · Advisor changed firm · fact
    • Xml Financial Group reported 18 offices beyond its principal office, up from 7 (2023-02-13 to 2023-03-30)
      Mar 30, 2023 · Office count change · derived
    • Adam Stephen Clagett (Director Of Branch Operations) no longer on Schedule A of Xml Financial Group (listed 2023-02-13, absent 2023-03-30)
      Mar 30, 2023 · Control person left · inference
    • Dale Mark Samson (Principal) appeared on Schedule A of Xml Financial Group
      Feb 13, 2023 · Control person joined · fact
    • Todd Kullen (Chief Operating Officer) appeared on Schedule A of Xml Financial Group
      Feb 13, 2023 · Control person joined · fact
    • Adam Stephen Clagett (Director Of Branch Operations) appeared on Schedule A of Xml Financial Group
      Feb 13, 2023 · Control person joined · fact
    • 3 advisors left Wells Fargo Advisors (Fort Washington, PA) for Xml Financial Group on the same day
      Jul 11, 2022 · Team lift-out · derived
    • Xml Financial Group reported RAUM $2.3B, up 78% from $1.3B (2022-03-08 to 2022-03-24)
      Mar 24, 2022 · RAUM change · derived
    • Xml Financial Group reported RAUM $1.1B, up 132% from $470.0M (2020-01-28 to 2020-05-03)
      May 3, 2020 · RAUM change · derived
    • Jeffrey Curtis Congdon (President) appeared on Schedule A of Xml Financial Group
      Feb 1, 2019 · Control person joined · fact
    • Lara Jennifer Szaro (Chief Compliance Officer) appeared on Schedule A of Xml Financial Group
      Feb 1, 2019 · Control person joined · fact
    • Oren Advisors, Llc filed its initial SEC registration (Form ADV)
      Sep 1, 2016 · First SEC registration · fact
    Across DFX
    shared identifiers only, never a name match
    No identifier-backed link to the venture, private equity, family office or sponsor graphs.
    How to reach
    public business contact points only, each with its source
    Business phone
    415-900-3871reportedpublished by the firm, firm site, Sep 16, 2026
    Business phone
    512-498-7080reportedpublished by the firm, firm site, Sep 16, 2026
    Business phone
    561-200-2070reportedpublished by the firm, firm site, Sep 16, 2026
    Firm profile
    linkedin.com/company/xml-w-women-wealth-wellnessreportedpublic record, Form ADV, Sep 17, 2026
    Firm profile
    linkedin.com/company/2064318reportedpublic record, Form ADV, Sep 17, 2026
    Website
    focusfinancialpartners.comreportedpublic record, Form ADV, Sep 17, 2026
    Principal office phone
    (301) 770-5234reportedpublic record, Form ADV, Jun 2, 2026
    Contact form
    corporate.focuspartners.com/contact-usreportedpublished by the firm, firm site, Sep 16, 2026
    Provenance
    Form ADV
    SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
    Advisors
    IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
    Class
    Independent wealth managerderiveda rule over Items 5.D and 7.A
    RAUM per advisor
    $118Mderivedfirm RAUM over the IAPD count; not a book size
    Loaded
    Sep 14, 2026