DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Fiscal Wisdom Wealth Management LLC

Independent wealth managerCanton, ConnecticutCRD 168299SEC 801-119231websiteIAPD
Latest filing Aug 27, 2026
First filing on the tape Jul 3, 2020 · 47 filings
SEC status approved since Aug 3, 2020
RAUM
$386M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
96%
$369M individuals and HNW
Advisors
12
registered through the firm on IAPD
RAUM per advisor
$32.2M
derived; firm RAUM over IAPD count
Employees
18
10 advisory (5.B.1)
Offices
8
beyond the principal office
Private funds
0
reported on Schedule D
History
47 filings and snapshots on the tape
RAUM$386M as of Aug 27, 2026
Mar 30, 2021$109M then
HNW client RAUM$87.3M as of Aug 27, 2026
Apr 24, 2025$63.4M then
State-registered IARs (5.B.3)10 as of Aug 27, 2026
Mar 30, 202114 then
Employees (5.A)18 as of Aug 27, 2026
Mar 30, 202116 then
Private funds: no history
RAUM +49% over the last fiscal year+22% a year over threeIARs 13 to 10
Practice profile
derived from the filing of Aug 27, 2026; every figure names its basis
Archetypes, each a printed rule
  • Mass-affluent RIA · private-client share at least 50 percent, non-HNW individuals at least 60 percent of private-client RAUM
RAUM per advisor
$32.2MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
223derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$1.7MderivedHNW RAUM over HNW clients
Average account
$136,494derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
3.4%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.5derivedItem 5.A over advisors
Advisors per office
1.3derived9 offices incl. principal (1.F.5)
RAUM growth, one year
+49%derivedbetween the last two annual amendments
Advisor growth, one year
-23%derivedItem 5.B.3 between annual amendments
Client growth, one year
+9.5%derived
Compensation
percentage of assets, hourly, otherreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, educational seminars, otherreportedItem 5.G
Custody
$1.2M, 1 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • is an insurance broker or agent (6.A.6)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • has custody of client cash or bank accounts (9.A.1.a)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • Individuals$281M73%
  • High-net-worth individuals$87.3M23%
  • Pension and profit-sharing plans$13.1M3.4%
  • Corporations and businesses$4.1M1.1%
Individual clients
2,624reported
HNW clients
52reported
Pension plan clients
137reported
Charitable clients
n/areported
Accounts
2,828reported
Financial planning clients
0reported
Wrap fee programs
noreported
Custody of client assets
$1.2M for 1 clientsreported
Compensation
% of AUM, hourlyreported
Class basis
private_client_share=0.96 fund_share=0.0 institutional_share=0.03 related_bd=false related_bank=false bd_reps=3.0derived
Advisors registered through the firm
12 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Michael Edward ChadwickCertified Financial Planner, Chartered Financial ConsultantCanton, Ct May 8, 201932 y6
Michael Alfonse BarattaChartered Financial ConsultantCanton, Ct Jul 14, 202024 y2
Renee Eva AmochaevCanton, Ct Sep 1, 202026 y3
Richard Allen BeanCertified Financial PlannerManchester, Nh Jun 6, 202235 y6
Max D IsaacmanSan Francisco, Ca Jul 5, 202346 y7
Alexander Bernd OverkampThomaston, Ct Oct 26, 202324 y8
Jessica MartinCanton, CtOct 15, 202413 y0
Coty SheanCanton, CtJun 13, 202510 y0
Daniel A. RobertsParrish, Fl Sep 2, 202534 y6
Benjamin Graham StilleCanton, Ct Jan 1, 202622 y5
Allen Edward DunahooCanton, Ct Mar 23, 202620 y3
Travis Masaichi TazawaCertified Financial PlannerCanton, Ct Sep 8, 202615 y3
Advisor movement
0 left, 3 joined in 12 months
net +3 in 12 months0 left in 90 days1 joined in 90 daysdeparture rate 0.0% of current headcount5 left over 36 months
Left, latest
Joined, latest
Teams: two or more advisors moving together within fourteen days, from one state
    Private funds
    No private fund reported.
    Owners and control persons
    Schedule A and B, latest filing
    • Edward Michael Chadwick · Ceocontrol
      since 11/2023 · owns less than 5%
    • Anthony Daniel Roberts · Ccocontrol
      since 01/2023 · owns less than 5%
    • Edward Michael Chadwick · Ceo Ownercontrol
      since 11/2023 · owns 75% or more of Fiscal Wisdom Holdings Inc.
    Entity owners
    • Fiscal Wisdom Holdings Inc. · Owner
      direct · owns 75% or more
    Related persons
    Schedule D 7.A
    No related person reported.
    Office movement
    IAPD branch city; joins and departures in 12 months
    OfficeAdvisorsJoinedLeftTeams outForming
    Canton, Ct · principal1230
    Thomaston, Ct210
    Brighton, Mi000
    Conyers, Ga000
    Offices
    Schedule D 1.F, the 25 largest
    • Canton, CT3 employees
    • Hilo, HI3 employees
    • Cpnyers, GA1 employees
    • Cupertino, CA1 employees
    • Kooskia, ID1 employees
    • Manchester, NH1 employees
    • Santa Rosa, CA1 employees
    • Thomaston, CT1 employees
    • , 1 employees
    • Atlanta, GA1 employees
    ADV anomalies
    1 against comparable advisers; where to look, not conclusions
    • RAUM up 25 %Change between filings · filing Apr 28, 2026
      RAUM (Item 5.F) moved from $259,793,557 to $386,005,788 (+49.0%) between the annual amendments of 2025-04-24 and 2026-04-28; the peer median change was +15.0% (4551 comparable advisers, 95.0th percentile of changes)
      peers: independent wealth managers, $100M to $500M (4,551) · 95% percentile
    What changed
    consecutive filings, newest first
    • Accounts · 2,579 to 2,828
      Nov 20, 2025 to Mar 31, 2026
    • Advisory employees · 13 to 10
      Nov 20, 2025 to Mar 31, 2026
    • BD registered reps · 5 to 3
      Nov 20, 2025 to Mar 31, 2026
    • Corporate clients · 14 to 15
      Nov 20, 2025 to Mar 31, 2026
    • HNW clients · 37 to 52
      Nov 20, 2025 to Mar 31, 2026
    • Individual clients · 2,407 to 2,624
      Nov 20, 2025 to Mar 31, 2026
    • Pension plan clients · 121 to 137
      Nov 20, 2025 to Mar 31, 2026
    • Assets in custody · $144,191 to $1.2M
      Nov 20, 2025 to Mar 31, 2026
    • Employees · 22 to 18
      Nov 20, 2025 to Mar 31, 2026
    • State-registered IARs · 13 to 10
      Nov 20, 2025 to Mar 31, 2026
    • Discretionary RAUM · $260M to $386M
      Nov 20, 2025 to Mar 31, 2026
    • HNW RAUM · $63.4M to $87.3M
      Nov 20, 2025 to Mar 31, 2026
    • Individual RAUM · $184M to $281M
      Nov 20, 2025 to Mar 31, 2026
    • Pension RAUM · $9.6M to $13.1M
      Nov 20, 2025 to Mar 31, 2026
    • RAUM · $260M to $386M
      Nov 20, 2025 to Mar 31, 2026
    • Related adviser · true to false
      Nov 20, 2025 to Mar 31, 2026
    • Related insurance company · true to false
      Nov 20, 2025 to Mar 31, 2026
    • Financial planning clients · 0 to 0
      Aug 21, 2025 to Nov 20, 2025
    • Accounts · 2,064 to 2,579
      Sep 25, 2024 to Apr 24, 2025
    • Corporate clients · unset to 14.0
      Sep 25, 2024 to Apr 24, 2025
    • HNW clients · unset to 37.0
      Sep 25, 2024 to Apr 24, 2025
    • Individual clients · 953 to 2,407
      Sep 25, 2024 to Apr 24, 2025
    • Pension plan clients · unset to 121.0
      Sep 25, 2024 to Apr 24, 2025
    • Assets in custody · unset to 144191.0
      Sep 25, 2024 to Apr 24, 2025
    • Custody of client assets · false to true
      Sep 25, 2024 to Apr 24, 2025
    • Other offices · 10 to 8
      Sep 25, 2024 to Apr 24, 2025
    • Discretionary RAUM · $214M to $260M
      Sep 25, 2024 to Apr 24, 2025
    • HNW RAUM · unset to 63351048.0
      Sep 25, 2024 to Apr 24, 2025
    • Individual RAUM · $214M to $184M
      Sep 25, 2024 to Apr 24, 2025
    • Pension RAUM · unset to 9558075.0
      Sep 25, 2024 to Apr 24, 2025
    • RAUM · $214M to $260M
      Sep 25, 2024 to Apr 24, 2025
    • Accounts · 1,207 to 2,064
      Feb 1, 2024 to Mar 26, 2024
    • Advisory employees · 11 to 13
      Feb 1, 2024 to Mar 26, 2024
    • Business name · PORTSMOUTH - SMARTLIFE FINANCIAL GROUP, LLC to FISCAL WISDOM WEALTH MANAGEMENT LLC
      Feb 1, 2024 to Mar 26, 2024
    • Individual clients · 1,207 to 953
      Feb 1, 2024 to Mar 26, 2024
    • Employees · 11 to 22
      Feb 1, 2024 to Mar 26, 2024
    • State-registered IARs · 11 to 13
      Feb 1, 2024 to Mar 26, 2024
    • Discretionary RAUM · $216M to $214M
      Feb 1, 2024 to Mar 26, 2024
    • Individual RAUM · $216M to $214M
      Feb 1, 2024 to Mar 26, 2024
    • RAUM · $216M to $214M
      Feb 1, 2024 to Mar 26, 2024
    Signals
    21 dated events
    • Fiscal Wisdom Wealth Management Llc reported RAUM $386.0M, up 49% from $259.8M (2025-11-20 to 2026-03-31)
      Mar 31, 2026 · RAUM change · derived
    • Shih Hua Liu left Fiscal Wisdom Wealth Management Llc for Arete Wealth Advisors, Llc (registered 2024-12-10)
      Apr 2, 2025 · Advisor changed firm · fact
    • Courtney Lashay Wiley Ingram left Fiscal Wisdom Wealth Management Llc for Advisor Share Wealth Management, Llc (registered 2024-05-09)
      Apr 5, 2024 · Advisor changed firm · fact
    • Portsmouth - Smartlife Financial Group, Llc reported succeeding to the business of Another Adviser (Form ADV Item 4)
      Jan 30, 2024 · Succession (Item 4) · fact
    • Lawrence Raymond Lent (Part Owner) no longer on Schedule A of Fiscal Wisdom Wealth Management Llc (listed 2023-11-06, absent 2023-12-06)
      Dec 6, 2023 · Control person left · inference
    • Chiaping Echo Chien (Part Owner) no longer on Schedule A of Fiscal Wisdom Wealth Management Llc (listed 2023-11-06, absent 2023-12-06)
      Dec 6, 2023 · Control person left · inference
    • Alfonse Michael Baratta (Ceo) no longer on Schedule A of Fiscal Wisdom Wealth Management Llc (listed 2023-11-06, absent 2023-12-06)
      Dec 6, 2023 · Control person left · inference
    • Joseph John Gormley left Fiscal Wisdom Wealth Management Llc for Empirikal Partners Llc (registered 2023-12-19)
      Nov 22, 2023 · Advisor changed firm · fact
    • Kevin Dauphinee left Fiscal Wisdom Wealth Management Llc for Creativeone Wealth, Llc (registered 2024-04-29)
      Oct 16, 2023 · Advisor changed firm · fact
    • Nicholas Adam Bour left Fiscal Wisdom Wealth Management Llc for Redwood Private Wealth (registered 2023-09-26)
      Sep 22, 2023 · Advisor changed firm · fact
    • Anthony Daniel Roberts (Cco) appeared on Schedule A of Fiscal Wisdom Wealth Management Llc
      Feb 10, 2023 · Control person joined · fact
    • Max D Isaacman left Fiscal Wisdom Wealth Management Llc for Fidelity Personal And Workplace Advisors (registered 2023-03-02)
      Jan 9, 2023 · Advisor changed firm · fact
    • 2 advisors left Portsmouth Financial Services (San Francisco, CA) for Fiscal Wisdom Wealth Management LLC within 9 days
      Dec 31, 2022 · Team lift-out · derived
    • Francis J Aiello left Fiscal Wisdom Wealth Management Llc for Merrill Lynch, Pierce, Fenner & Smith Incorporated (registered 2023-02-07)
      Dec 5, 2022 · Advisor changed firm · fact
    • Dawn Renee Carey left Fiscal Wisdom Wealth Management Llc for Impact Partnership Wealth, Llc (registered 2022-12-19)
      Dec 2, 2022 · Advisor changed firm · fact
    • Aaron Lee Williams left Fiscal Wisdom Wealth Management Llc for Alden Investment Group (registered 2023-01-03)
      Nov 30, 2022 · Advisor changed firm · fact
    • William John Kosic left Fiscal Wisdom Wealth Management Llc for Empirikal Partners Llc (registered 2022-05-18)
      Mar 31, 2022 · Advisor changed firm · fact
    • Kenneth Michael Ackerman left Fiscal Wisdom Wealth Management Llc for Hammond Asset Management Llc (registered 2022-03-31)
      Mar 31, 2022 · Advisor changed firm · fact
    • Lawrence Raymond Lent (Part Owner) appeared on Schedule A of Fiscal Wisdom Wealth Management Llc
      Mar 30, 2021 · Control person joined · fact
    • Chiaping Echo Chien (Part Owner) appeared on Schedule A of Fiscal Wisdom Wealth Management Llc
      Mar 30, 2021 · Control person joined · fact
    • Smartlife Financial Group Llc filed its initial SEC registration (Form ADV)
      Jul 3, 2020 · First SEC registration · fact
    Across DFX
    shared identifiers only, never a name match
    No identifier-backed link to the venture, private equity, family office or sponsor graphs.
    How to reach
    public business contact points only, each with its source
    Business email
    info@fiscalwisdom.comreportedpublished by the firm, firm site, Sep 15, 2026
    Business phone
    860-489-8880reportedpublished by the firm, firm site, Sep 15, 2026
    Business phone
    860-567-4000reportedpublished by the firm, firm site, Sep 15, 2026
    Business phone
    860-597-9767reportedpublished by the firm, firm site, Sep 15, 2026
    Website
    fiscalwisdom.comreportedpublic record, Form ADV, Sep 17, 2026
    Principal office phone
    678-202-4066reportedpublic record, Form ADV, Aug 27, 2026
    Contact form
    fiscalwisdom.com/contactreportedpublished by the firm, firm site, Sep 15, 2026
    Team page
    fiscalwisdom.com/our-teamreportedpublished by the firm, firm site, Sep 15, 2026
    Provenance
    Form ADV
    SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
    Advisors
    IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
    Class
    Independent wealth managerderiveda rule over Items 5.D and 7.A
    RAUM per advisor
    $32.2Mderivedfirm RAUM over the IAPD count; not a book size
    Loaded
    Sep 14, 2026