DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Earned Wealth Advisors, LLC

Independent wealth managerWalnut Creek, CaliforniaCRD 108052SEC 801-57727websiteIAPD
Latest filing Mar 30, 2026
First filing on the tape Mar 24, 2012 · 29 filings
SEC status approved since Jul 10, 2000
RAUM
$3.1B
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
77%
$2.4B individuals and HNW
Advisors
46
registered through the firm on IAPD
RAUM per advisor
$67.5M
derived; firm RAUM over IAPD count
Employees
35
33 advisory (5.B.1)
Offices
24
beyond the principal office
Private funds
0
reported on Schedule D
History
29 filings and snapshots on the tape
RAUM$3.1B as of Mar 30, 2026
Mar 24, 2012$777M then
HNW client RAUM$2.2B as of Mar 30, 2026
Mar 16, 2018$715M then
State-registered IARs (5.B.3)33 as of Mar 30, 2026
Mar 24, 20120 then
Employees (5.A)35 as of Mar 30, 2026
Mar 28, 201320 then
Private funds: no history
RAUM +62% over the last fiscal year+35% a year over threeIARs 20 to 33offices 9 to 24
Practice profile
derived from the filing of Mar 30, 2026; every figure names its basis
Archetypes, each a printed rule
  • Retirement plan adviser · pension consulting activity (Item 5.G.6) and pension plans at least 25 percent of RAUM or at least 25 pension-plan clients
RAUM per advisor
$67.5MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
32derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$3.7MderivedHNW RAUM over HNW clients
Average account
$564,099derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
18%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
0.8derivedItem 5.A over advisors
Advisors per office
1.8derived25 offices incl. principal (1.F.5)
RAUM growth, one year
+62%derivedbetween the last two annual amendments
Advisor growth, one year
+65%derivedItem 5.B.3 between annual amendments
Client growth, one year
+40%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, portfolio management for businesses and institutions, pension consulting, selection of other advisers, publications, educational seminarsreportedItem 5.G
Custody
$403M, 712 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Firms absorbed, 24 months
1derivedhalf or more of a firm's advisors moved here within 14 days
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
  • marketing includes testimonials (5.L.1.c)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$2.2B70%
  • Pension and profit-sharing plans$530M17%
  • Individuals$234M7.5%
  • Corporations and businesses$156M5.0%
  • Insurance companies$11.2M0.4%
  • Charitable organizations$8.6M0.3%
Individual clients
877reported
HNW clients
584reported
Pension plan clients
337reported
Charitable clients
4reported
Accounts
5,506reported
Financial planning clients
11-25reported
Wrap fee programs
noreported
Custody of client assets
$403M for 712 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=0.77 fund_share=0.0 institutional_share=0.18 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
46 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Barry Wilson OliverPersonal Financial SpecialistWalnut Creek, CaSep 10, 199931 y1
John Haden WerhanPersonal Financial SpecialistWalnut Creek, CaFeb 22, 200027 y1
David Kristian HarlowPersonal Financial SpecialistWalnut Creek, CaFeb 20, 200621 y1
Carson Knudsen HendersonPersonal Financial SpecialistWalnut Creek, CaNov 16, 201016 y1
Jared Mark NelsonPersonal Financial SpecialistWalnut Creek, CaJul 25, 201419 y1
Todd Alan RouleauCertified Financial Planner, Chartered Financial AnalystWalnut Creek, CaJul 28, 201625 y1
Nicholas Louis GizzarelliWalnut Creek, CaJul 23, 201814 y3
Joseph Eugene KalinowskiPersonal Financial SpecialistWalnut Creek, CaNov 17, 202237 y1
Jessica Rose PincusBerkeley, CaAug 1, 202413 y3
Brett Adam LemmonWalnut Creek, CaJan 2, 202511 y1
Ryan Trevor McclellanWalnut Creek, Ca Jan 5, 202512 y2
William Gerald MartinChartered Financial AnalystWichita, Ks Jan 5, 202535 y1
Caitlin Marie HowertonCertified Financial PlannerWalnut Creek, Ca Jan 6, 202510 y3
Myhanh Tran HoskinCertified Financial PlannerSan Juan Capistrano, Ca Jan 6, 202532 y2
Seema SainiHercules, Ca May 6, 202515 y0
Pooja AgarwalWalnut Creek, Ca May 6, 202519 y0
Navjeet Singh ChahalWalnut Creek, Ca May 20, 202519 y0
Denise Ann MitchellWalnut Creek, CaMay 22, 202530 y0
Shawn Dean StifleWalnut Creek, CaMay 22, 202531 y0
Ana Karen Chena DavilaWalnut Creek, CaMay 22, 202510 y0
Sunita PathakWalnut Creek, Ca Jun 24, 202516 y0
Dilnoor KaurWalnut Creek, Ca Jun 25, 202510 y0
Shamitoj SandhuHercules, Ca Jun 25, 202512 y0
Nitu KumarWalnut Creek, Ca Jun 25, 202510 y0
Tyler Braxton Bayless-EdwardsWalnut Creek, Ca Aug 7, 202510 y1
Gilbert Elliot CottoCertified Financial PlannerStreetsboro, Oh Aug 15, 202527 y0
Jonathan FaynikCharlotte, Nc Aug 18, 202511 y2
Jeanette Lynn BeattyCertified Financial PlannerWestminster, Co Aug 28, 202516 y2
Patrick Lee BeamanNew Orleans, La Sep 11, 202528 y4
Thomas Anthony WalkerOjai, Ca Oct 16, 202519 y5
Shazia KhateebWalnut Creek, Ca Oct 29, 202514 y0
Devin Gregory ClareWalnut Creek, Ca Nov 19, 202511 y1
Adam Nicholas BraunscheidelCertified Financial PlannerWalnut Creek, Ca Dec 5, 202516 y1
Jason Mahoney OdellCincinnati, Oh Dec 8, 202528 y2
Andrew Michael TaylorCertified Financial PlannerWalnut Creek, Ca Dec 8, 202529 y2
Harold Michael LewellenCertified Financial PlannerWalnut Creek, Ca Dec 8, 202523 y1
Robert G PeelmanCertified Financial PlannerWalnut Creek, Ca Dec 8, 202523 y5
Devon James HunterWalnut Creek, Ca Dec 10, 202511 y1
William Truett DavisWalnut Creek, Ca Dec 11, 202511 y1
David Bruce MandellWalnut Creek, Ca Dec 23, 202530 y1
All 46 advisors at Earned Wealth Advisors, LLC
Advisor movement
1 left, 15 joined in 12 months
net +14 in 12 months0 left in 90 days1 joined in 90 daysdeparture rate 2.2% of current headcount4 left over 36 months
Left, latest
Joined, latest
Teams: two or more advisors moving together within fourteen days, from one state
    Private funds
    No private fund reported.
    Owners and control persons
    Schedule A and B, latest filing
    • Logan Alexandra Garabedian · Chief Experience & Product Officercontrol
      since 09/2025 · owns less than 5%
    • Entzu-Chang Joy Lai · Chief Growth Officercontrol
      since 01/2025 · owns less than 5%
    • Gerald William Martin · Chief Compliance Officercontrol
      since 01/2025 · owns less than 5%
    • Wilson Barry Oliver · Chief Compliance Officercontrol
      since 02/2004 · owns 10% to 25%
    Entity owners
    • Earned Wealth Operating · Owner
      direct · owns 75% or more
    • Earned Wealth Operating Company, Inc. · Owner
      direct · owns 75% or more
    • Earned Wealth Holdings Gp, LLC · General Partner
      indirect · owns F of Earned Wealth Holdings, L.P.
    • Earned Wealth Holdings, L.P. · Owner
      indirect · owns 75% or more of Earned Wealth Intermediate Holdings, Inc.
    • Earned Wealth Intermediate Holdings, Inc. · Owner
      indirect · owns 75% or more of Earned Wealth Operating Company, Inc.
    Related persons
    Schedule D 7.A
    • Earned Wealth
      investment advisernRAUM $107M
    • Pensionone Advisors, Inc.
      LP sponsory
    • Td Advisors LLC
      insurancen
    Advisers that list Earned Wealth Advisors, LLC as a related person
    Office movement
    IAPD branch city; joins and departures in 12 months
    OfficeAdvisorsJoinedLeftTeams outForming
    Walnut Creek, Ca · principal45171
    Hercules, Ca700
    Cincinnati, Oh550
    Charlotte, Nc210
    Denver, Co220
    Offices
    Schedule D 1.F, the 25 largest
    • , 1 employees
    ADV anomalies
    10 against comparable advisers; where to look, not conclusions
    • new owner headcount expandsCombination · filing Mar 30, 2026
      EARNED WEALTH OPERATING joined Schedule A on the filing of 2026-03-30; advisors 20.0 to 33.0 between the annual amendments of 2025-03-28 and 2026-03-30
      peers: independent wealth managers, $1B to $5B (1,360)
    • growth on all axesCombination · filing Mar 30, 2026
      RAUM, offices and advisors all grew 25 percent or more in one year: a platform in expansion or an acquisition. RAUM $1,916,730,533 to $3,105,927,342, advisors 20 to 33, private clients 1040 to 1461, offices 9 to 24 (2025-03-28 to 2026-03-30)
      peers: independent wealth managers, $1B to $5B (1,360)
    • advisor count surgeChange between filings · filing Mar 30, 2026
      advisory representatives (Item 5.B.3) moved from 20.0 to 33.0 (+65.0%) between the annual amendments of 2025-03-28 and 2026-03-30; the peer median change was 0.0% (999 comparable advisers, 97.0th percentile of changes)
      peers: independent wealth managers, $1B to $5B (999) · 97% percentile
    • control person changedChange between filings · filing Mar 30, 2026
      MARTIN, WILLIAM, GERALD (CHIEF COMPLIANCE OFFICER) appeared on Schedule A between the filings of 2024-07-23 and 2026-03-30
      peers: independent wealth managers, $1B to $5B (1,360)
    • control person changedChange between filings · filing Mar 30, 2026
      GARABEDIAN, ALEXANDRA, LOGAN (CHIEF EXPERIENCE & PRODUCT OFFICER) appeared on Schedule A between the filings of 2024-07-23 and 2026-03-30
      peers: independent wealth managers, $1B to $5B (1,360)
    • control person changedChange between filings · filing Mar 30, 2026
      LAI, JOY, ENTZU-CHANG (CHIEF GROWTH OFFICER) appeared on Schedule A between the filings of 2024-07-23 and 2026-03-30
      peers: independent wealth managers, $1B to $5B (1,360)
    • control person changedChange between filings · filing Mar 30, 2026
      OLIVER, BARRY, WILSON (CHIEF COMPLIANCE OFFICER) left Schedule A between the filings of 2024-07-23 and 2026-03-30
      peers: independent wealth managers, $1B to $5B (1,360)
    • office count surgeChange between filings · filing Mar 30, 2026
      offices other than the principal office (Item 1.F.5) moved from 9.0 to 24.0 (+167.0%) between the annual amendments of 2025-03-28 and 2026-03-30; the peer median change was 0.0% (379 comparable advisers, 99.0th percentile of changes)
      peers: independent wealth managers, $1B to $5B (379) · 99% percentile
    • RAUM up 50 %Change between filings · filing Mar 30, 2026
      RAUM (Item 5.F) moved from $1,916,730,533 to $3,105,927,342 (+62.0%) between the annual amendments of 2025-03-28 and 2026-03-30; the peer median change was +17.0% (1297 comparable advisers, 95.0th percentile of changes)
      peers: independent wealth managers, $1B to $5B (1,297) · 95% percentile
    • account count surgeChange between filings · filing Mar 30, 2026
      accounts (Item 5.F.2.f) moved from 3,544.0 to 5,506.0 (+55.0%) between the annual amendments of 2025-03-28 and 2026-03-30; the peer median change was +6.0% (1206 comparable advisers, 93.0th percentile of changes)
      peers: independent wealth managers, $1B to $5B (1,206) · 93% percentile
    What changed
    consecutive filings, newest first
    • Accounts · 3,544 to 5,506
      Dec 19, 2025 to Mar 30, 2026
    • Advisory employees · 28 to 33
      Dec 19, 2025 to Mar 30, 2026
    • BD registered reps · 1 to 0
      Dec 19, 2025 to Mar 30, 2026
    • Corporate clients · 3 to 71
      Dec 19, 2025 to Mar 30, 2026
    • HNW clients · 346 to 584
      Dec 19, 2025 to Mar 30, 2026
    • Individual clients · 694 to 877
      Dec 19, 2025 to Mar 30, 2026
    • Pension plan clients · 279 to 337
      Dec 19, 2025 to Mar 30, 2026
    • Assets in custody · $304M to $403M
      Dec 19, 2025 to Mar 30, 2026
    • Employees · 39 to 35
      Dec 19, 2025 to Mar 30, 2026
    • Financial planning clients · 1-10 to 11-25
      Dec 19, 2025 to Mar 30, 2026
    • State-registered IARs · 20 to 33
      Dec 19, 2025 to Mar 30, 2026
    • Other offices · 20 to 24
      Dec 19, 2025 to Mar 30, 2026
    • Discretionary RAUM · $1.9B to $3.1B
      Dec 19, 2025 to Mar 30, 2026
    • HNW RAUM · $1.3B to $2.2B
      Dec 19, 2025 to Mar 30, 2026
    • Individual RAUM · $203M to $234M
      Dec 19, 2025 to Mar 30, 2026
    • Pension RAUM · $397M to $530M
      Dec 19, 2025 to Mar 30, 2026
    • RAUM · $1.9B to $3.1B
      Dec 19, 2025 to Mar 30, 2026
    • Advisory employees · 20 to 28
      Nov 7, 2025 to Dec 19, 2025
    • Advisory activities · 5 to 7
      Nov 7, 2025 to Dec 19, 2025
    • BD registered reps · 0 to 1
      Nov 7, 2025 to Dec 19, 2025
    • Employees · 24 to 39
      Nov 7, 2025 to Dec 19, 2025
    • Other offices · 15 to 20
      Nov 7, 2025 to Dec 19, 2025
    • Other offices · 13 to 15
      Aug 27, 2025 to Nov 7, 2025
    • Other offices · 9 to 13
      Mar 28, 2025 to Aug 27, 2025
    • Accounts · 2,614 to 3,544
      Jan 3, 2025 to Mar 28, 2025
    • Corporate clients · 2 to 3
      Jan 3, 2025 to Mar 28, 2025
    • HNW clients · 283 to 346
      Jan 3, 2025 to Mar 28, 2025
    • Individual clients · 532 to 694
      Jan 3, 2025 to Mar 28, 2025
    • Pension plan clients · 261 to 279
      Jan 3, 2025 to Mar 28, 2025
    • Assets in custody · $231M to $304M
      Jan 3, 2025 to Mar 28, 2025
    • Employees · 25 to 24
      Jan 3, 2025 to Mar 28, 2025
    • Financial planning clients · 1-10 to 1-10
      Jan 3, 2025 to Mar 28, 2025
    • State-registered IARs · 12 to 20
      Jan 3, 2025 to Mar 28, 2025
    • Other offices · 11 to 9
      Jan 3, 2025 to Mar 28, 2025
    • Discretionary RAUM · $1.4B to $1.9B
      Jan 3, 2025 to Mar 28, 2025
    • HNW RAUM · $923M to $1.3B
      Jan 3, 2025 to Mar 28, 2025
    • Individual RAUM · $110M to $203M
      Jan 3, 2025 to Mar 28, 2025
    • Pension RAUM · $348M to $397M
      Jan 3, 2025 to Mar 28, 2025
    • RAUM · $1.4B to $1.9B
      Jan 3, 2025 to Mar 28, 2025
    • Advisory employees · 11 to 20
      Dec 11, 2024 to Jan 3, 2025
    Signals
    18 dated events
    • Earned Wealth Advisors, Llc reported 33 state-registered advisory representatives, up from 20 (2025-12-19 to 2026-03-30)
      Mar 30, 2026 · Advisor headcount change · derived
    • Earned Wealth Advisors, Llc reported RAUM $3.1B, up 62% from $1.9B (2025-12-19 to 2026-03-30)
      Mar 30, 2026 · RAUM change · derived
    • James Parker Dowell left Earned Wealth Advisors, Llc for Vanguard Advisers, Inc. (registered 2026-03-05)
      Jan 27, 2026 · Advisor changed firm · fact
    • Earned Wealth Advisors, Llc reported 20 offices beyond its principal office, up from 15 (2025-11-07 to 2025-12-19)
      Dec 19, 2025 · Office count change · derived
    • Ojm Group, LLC's advisors moved to Earned Wealth Advisors, LLC (Cincinnati, OH): 5 of 6 registered, on the same day
      Dec 11, 2025 · Firm absorbed (people side) · derived
    • James Reed Gerber left Earned Wealth Advisors, Llc for Golden State Wealth Management, Llc (registered 2026-04-08)
      Jul 15, 2025 · Advisor changed firm · fact
    • Hussein Elgohary left Earned Wealth Advisors, Llc for Mercer Global Advisors Inc. (registered 2025-07-31)
      Jun 20, 2025 · Advisor changed firm · fact
    • Earned Wealth Advisors, Llc reported RAUM $1.9B, up 35% from $1.4B (2025-01-03 to 2025-03-28)
      Mar 28, 2025 · RAUM change · derived
    • Earned Wealth Advisors, Llc reported 11 offices beyond its principal office, up from 1 (2024-12-11 to 2025-01-03)
      Jan 3, 2025 · Office count change · derived
    • Eugene Joseph Kalinowski (Partner) no longer on Schedule A of Earned Wealth Advisors, Llc (listed 2024-03-15, absent 2024-07-23)
      Jul 23, 2024 · Control person left · inference
    • Knudsen Carson Henderson (Partner) no longer on Schedule A of Earned Wealth Advisors, Llc (listed 2024-03-15, absent 2024-07-23)
      Jul 23, 2024 · Control person left · inference
    • Haden John Werhan (Partner) no longer on Schedule A of Earned Wealth Advisors, Llc (listed 2024-03-15, absent 2024-07-23)
      Jul 23, 2024 · Control person left · inference
    • Mark Jared Nelson (Partner) no longer on Schedule A of Earned Wealth Advisors, Llc (listed 2024-03-15, absent 2024-07-23)
      Jul 23, 2024 · Control person left · inference
    • Kristian David Harlow (Partner) no longer on Schedule A of Earned Wealth Advisors, Llc (listed 2024-03-15, absent 2024-07-23)
      Jul 23, 2024 · Control person left · inference
    • Quentin Garrett Stoker left Earned Wealth Advisors, Llc for Gallacher Capital Management, Llc (registered 2024-01-10)
      Nov 13, 2023 · Advisor changed firm · fact
    • Erwin Steven Leininger (Partner) no longer on Schedule A of Earned Wealth Advisors, Llc (listed 2019-03-26, absent 2020-02-26)
      Feb 26, 2020 · Control person left · inference
    • Pratt Brent Thomas (Partner) no longer on Schedule A of Earned Wealth Advisors, Llc (listed 2019-03-26, absent 2020-02-26)
      Feb 26, 2020 · Control person left · inference
    • Earned Wealth Advisors, Llc reported RAUM $966.0M, down 26% from $1.3B (2018-09-12 to 2019-03-26)
      Mar 26, 2019 · RAUM change · derived
    Across DFX
    shared identifiers only, never a name match
    No identifier-backed link to the venture, private equity, family office or sponsor graphs.
    How to reach
    public business contact points only, each with its source
    Business phone
    877-656-4362reportedpublished by the firm, firm site, Sep 17, 2026
    Firm profile
    LINKEDIN.COM/COMPANY/OJMGROUPreportedpublic record, Form ADV, Sep 17, 2026
    Firm profile
    LINKEDIN.COM/COMPANY/EARNEDWEALTHreportedpublic record, Form ADV, Sep 17, 2026
    Website
    OJMGROUP.COMreportedpublic record, Form ADV, Sep 17, 2026
    Principal office phone
    925.939.2500reportedpublic record, Form ADV, Mar 30, 2026
    Contact form
    OJMGROUP.COM/contact/schedule-consultationreportedpublished by the firm, firm site, Sep 17, 2026
    Provenance
    Form ADV
    SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
    Advisors
    IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
    Class
    Independent wealth managerderiveda rule over Items 5.D and 7.A
    RAUM per advisor
    $67.5Mderivedfirm RAUM over the IAPD count; not a book size
    Loaded
    Sep 14, 2026