DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Cornerstone Advisors Asset Management, LLC

Other adviserBethlehem, PennsylvaniaCRD 138638SEC 801-65091websiteIAPD
Latest filing Mar 26, 2026
First filing on the tape Mar 28, 2012 · 32 filings
SEC status approved since Jan 4, 2006
RAUM
$9.6B
reported, Item 5.F
Discretionary
52%
of RAUM
Private clients
16%
$1.5B individuals and HNW
Advisors
25
registered through the firm on IAPD
RAUM per advisor
$383M
derived; firm RAUM over IAPD count
Employees
34
26 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
32 filings and snapshots on the tape
RAUM$9.6B as of Mar 26, 2026
Mar 28, 2012$3.8B then
HNW client RAUM$1.4B as of Mar 26, 2026
Mar 23, 2018$765M then
State-registered IARs (5.B.3)22 as of Mar 26, 2026
Mar 27, 201313 then
Employees (5.A)34 as of Mar 26, 2026
Mar 27, 201317 then
Private funds: no history
RAUM +15% over the last fiscal year+13% a year over threeIARs 23 to 22
Practice profile
derived from the filing of Mar 26, 2026; every figure names its basis
Archetypes, each a printed rule
  • Institutional asset manager · institutional share (pensions, government, insurance, corporations, charities, banks, other advisers) at least 60 percent and private-client share under 20 percent
  • OCIO / institutional advisory · selection of other advisers (5.G.7) and institutional share at least 50 percent
  • Retirement plan adviser · pension consulting activity (Item 5.G.6) and pension plans at least 25 percent of RAUM or at least 25 pension-plan clients
RAUM per advisor
$383MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
21derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$5.5MderivedHNW RAUM over HNW clients
Average account
$5.0MderivedRAUM over accounts (5.F.2.f)
Discretionary
52%derivedof RAUM
Institutional
83%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.4derivedItem 5.A over advisors
Advisors per office
25.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
+15%derivedbetween the last two annual amendments
Advisor growth, one year
-4.3%derivedItem 5.B.3 between annual amendments
Client growth, one year
+4.3%derived
Compensation
percentage of assets, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, portfolio management for businesses and institutions, pension consulting, selection of other advisersreportedItem 5.G
Custody
$259M, 142 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • Pension and profit-sharing plans$4.1B43%
  • Charitable organizations$1.9B20%
  • State and municipal entities$1.6B17%
  • High-net-worth individuals$1.4B14%
  • Insurance companies$264M2.8%
  • Corporations and businesses$130M1.4%
  • Individuals$110M1.1%
Individual clients
282reported
HNW clients
252reported
Pension plan clients
96reported
Charitable clients
97reported
Accounts
1,912reported
Financial planning clients
26-50reported
Wrap fee programs
noreported
Custody of client assets
$259M for 142 clientsreported
Compensation
% of AUM, fixedreported
Class basis
private_client_share=0.16 fund_share=0.0 institutional_share=0.83 related_bd=false related_bank=false bd_reps=25.0derived
Advisors registered through the firm
25 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Malcolm Lee CowenCertified Financial PlannerBethlehem, PaFeb 9, 200644 y3
Kevin (Nmn) KarpukChartered Financial AnalystBethlehem, PaFeb 9, 200625 y2
Tiffany Ann GilbertChartered Financial ConsultantBethlehem, PaFeb 9, 200628 y2
Christopher William LakatoshBethlehem, PaFeb 9, 200624 y1
Ryan D WoodBethlehem, PaFeb 9, 200624 y2
Rita Danielle MillerBethlehem, PaFeb 9, 200621 y2
Thomas Joseph ScaliciCertified Financial PlannerBethlehem, PaFeb 9, 200640 y3
Trevor Markwood ReidBethlehem, PaMay 12, 201117 y1
Angela Nicole OsteBethlehem, PaJun 12, 201415 y1
Tyler James PapazBethlehem, PaJun 17, 201421 y2
Christopher John MckinleyBethlehem, PaJan 7, 201519 y1
Michael Joseph ZambelliCertified Financial PlannerBethlehem, PaSep 4, 201524 y4
Whitney Rose BatesBethlehem, PaDec 3, 201512 y1
Jennifer Valerie BauderBethlehem, PaJan 7, 201611 y1
Evan James CowenBethlehem, PaMay 26, 201710 y1
Erik Travis LentzBethlehem, PaJun 15, 201719 y3
John Paul Michael CavaliereBethlehem, PaFeb 19, 202014 y0
Ryan MatthewsBethlehem, PaSep 22, 202017 y0
Caroline L WieandBethlehem, PaJul 7, 202110 y1
Amanda Joan KeslerChartered Financial AnalystBethlehem, PaDec 1, 202322 y0
Steven Charles KuterCertified Financial PlannerBethlehem, PaSep 26, 202418 y2
Derrick K AngradiNew Port Richey, Fl Jun 18, 202515 y0
Andrew Jeff LiveseyBethlehem, PaMay 7, 202613 y0
Dianne Pagano MangesChartered Financial AnalystBethlehem, PaJun 2, 202627 y3
Timothy Thomas KudlaBethlehem, PaJun 5, 202612 y0
Advisor movement
0 left, 1 joined in 12 months
net +1 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount3 left over 36 months
Teams: two or more advisors moving together within fourteen days, from one state
    Private funds
    No private fund reported.
    Owners and control persons
    Schedule A and B, latest filing
    • Lee Malcolm Cowen · President/Managercontrol
      since 01/2006 · owns less than 5%
    • (Nmn) Kevin Karpuk · Chief Investment Officer/Managercontrol
      since 08/2010 · owns less than 5%
    • John Christopher Mckinley · Chief Compliance Officer/Managercontrol
      since 03/2015 · owns less than 5%
    • Joseph Thomas Scalici · Ceo/Managercontrol
      since 01/2006 · owns less than 5%
    Entity owners
    • Cornerstone Benefits, Inc. · Sole Member
      direct · owns 75% or more
    • Cornerstone Benefits, Inc. Employee Stock Ownership Trust · Shareholder
      indirect · owns 75% or more of Cornerstone Benefits, Inc.
    • Miguel Paredes · Trustee
      indirect · owns F of Cornerstone Benefits, Inc. Employee Stock Ownership Trust
    Related persons
    Schedule D 7.A
    • Cornerstone Institutional Investors, LLC
      real estaten
    Advisers that list Cornerstone Advisors Asset Management, LLC as a related person
    Office movement
    IAPD branch city; joins and departures in 12 months
    OfficeAdvisorsJoinedLeftTeams outForming
    Bethlehem, Pa · principal2530
    Offices
    Schedule D 1.F, the 25 largest
    No branch office listed.
    What changed
    consecutive filings, newest first
    • Accounts · 1,841 to 1,912
      Feb 27, 2025 to Mar 26, 2026
    • Advisory employees · 23 to 26
      Feb 27, 2025 to Mar 26, 2026
    • Charity clients · 93 to 97
      Feb 27, 2025 to Mar 26, 2026
    • HNW clients · 221 to 252
      Feb 27, 2025 to Mar 26, 2026
    • Individual clients · 291 to 282
      Feb 27, 2025 to Mar 26, 2026
    • Pension plan clients · 97 to 96
      Feb 27, 2025 to Mar 26, 2026
    • Assets in custody · $232M to $259M
      Feb 27, 2025 to Mar 26, 2026
    • Employees · 33 to 34
      Feb 27, 2025 to Mar 26, 2026
    • Financial planning clients · 11-25 to 26-50
      Feb 27, 2025 to Mar 26, 2026
    • State-registered IARs · 23 to 22
      Feb 27, 2025 to Mar 26, 2026
    • Discretionary RAUM · $4.3B to $5.0B
      Feb 27, 2025 to Mar 26, 2026
    • HNW RAUM · $1.2B to $1.4B
      Feb 27, 2025 to Mar 26, 2026
    • Individual RAUM · $115M to $110M
      Feb 27, 2025 to Mar 26, 2026
    • Non-discretionary RAUM · $4.0B to $4.6B
      Feb 27, 2025 to Mar 26, 2026
    • Pension RAUM · $3.5B to $4.1B
      Feb 27, 2025 to Mar 26, 2026
    • RAUM · $8.3B to $9.6B
      Feb 27, 2025 to Mar 26, 2026
    • Accounts · 1,734 to 1,841
      Mar 27, 2024 to Feb 27, 2025
    • BD registered reps · 24 to 25
      Mar 27, 2024 to Feb 27, 2025
    • Charity clients · 86 to 93
      Mar 27, 2024 to Feb 27, 2025
    • HNW clients · 195 to 221
      Mar 27, 2024 to Feb 27, 2025
    • Individual clients · 286 to 291
      Mar 27, 2024 to Feb 27, 2025
    • Pension plan clients · 98 to 97
      Mar 27, 2024 to Feb 27, 2025
    • Assets in custody · $194M to $232M
      Mar 27, 2024 to Feb 27, 2025
    • Employees · 31 to 33
      Mar 27, 2024 to Feb 27, 2025
    • Financial planning clients · 11-25 to 11-25
      Mar 27, 2024 to Feb 27, 2025
    • Discretionary RAUM · $3.8B to $4.3B
      Mar 27, 2024 to Feb 27, 2025
    • HNW RAUM · $990M to $1.2B
      Mar 27, 2024 to Feb 27, 2025
    • Individual RAUM · $113M to $115M
      Mar 27, 2024 to Feb 27, 2025
    • Non-discretionary RAUM · $3.6B to $4.0B
      Mar 27, 2024 to Feb 27, 2025
    • Pension RAUM · $3.2B to $3.5B
      Mar 27, 2024 to Feb 27, 2025
    • RAUM · $7.4B to $8.3B
      Mar 27, 2024 to Feb 27, 2025
    • Accounts · 1,646 to 1,734
      Nov 14, 2023 to Mar 27, 2024
    • Advisory employees · 24 to 23
      Nov 14, 2023 to Mar 27, 2024
    • BD registered reps · 25 to 24
      Nov 14, 2023 to Mar 27, 2024
    • HNW clients · 174 to 195
      Nov 14, 2023 to Mar 27, 2024
    • Individual clients · 270 to 286
      Nov 14, 2023 to Mar 27, 2024
    • Pension plan clients · 103 to 98
      Nov 14, 2023 to Mar 27, 2024
    • Assets in custody · $120M to $194M
      Nov 14, 2023 to Mar 27, 2024
    • Employees · 32 to 31
      Nov 14, 2023 to Mar 27, 2024
    • State-registered IARs · 24 to 23
      Nov 14, 2023 to Mar 27, 2024
    Signals
    7 dated events
    • Jeffrey Hummel left Cornerstone Advisors Asset Management, Llc for Ameriprise Financial Services, Llc (registered 2025-09-24)
      Aug 18, 2025 · Advisor changed firm · fact
    • Jessica Marie Long left Cornerstone Advisors Asset Management, Llc for Blbb Advisors (registered 2026-02-26)
      Aug 21, 2024 · Advisor changed firm · fact
    • Brian Daniel Bobeck left Cornerstone Advisors Asset Management, Llc for M Holdings Securities, Inc. (registered 2024-02-14)
      Feb 14, 2024 · Advisor changed firm · fact
    • Mihir Shital Saudagar left Cornerstone Advisors Asset Management, Llc for Commonwealth Financial Network (registered 2023-10-03)
      Aug 7, 2023 · Advisor changed firm · fact
    • Sergio Daniel Rodriguez left Cornerstone Advisors Asset Management, Llc for Osaic Fa, Inc. (registered 2023-01-23)
      Jan 23, 2023 · Advisor changed firm · fact
    • Cornerstone Advisors Asset Management, Llc reported RAUM $5.7B, up 35% from $4.2B (2017-08-23 to 2018-03-23)
      Mar 23, 2018 · RAUM change · derived
    • Cornerstone Advisors Asset Management, Llc reported succeeding to the business of Another Adviser (Form ADV Item 4)
      Aug 2, 2016 · Succession (Item 4) · fact
    Across DFX
    shared identifiers only, never a name match
    No identifier-backed link to the venture, private equity, family office or sponsor graphs.
    How to reach
    public business contact points only, each with its source
    Firm profile
    linkedin.com/company/cornerstone-advisors-asset-management-lreportedpublic record, Form ADV, Sep 17, 2026
    Website
    cornerstone-companies.comreportedpublic record, Form ADV, Sep 17, 2026
    Principal office phone
    (610) 694-0900reportedpublic record, Form ADV, Mar 26, 2026
    Provenance
    Form ADV
    SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
    Advisors
    IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
    Class
    Other adviserderiveda rule over Items 5.D and 7.A
    RAUM per advisor
    $383Mderivedfirm RAUM over the IAPD count; not a book size
    Loaded
    Sep 14, 2026