DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

Former SEC-registered adviser

Epstein And White Financial LLC

Former SEC-registered adviserSan Diego, CaliforniaCRD 281230SEC 801-110754IAPD
Latest filing May 28, 2021
First filing on the tape Jun 4, 2017 · 19 filings
RAUM
$583M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
98%
$573M individuals and HNW
Advisors
0
registered through the firm on IAPD
RAUM per advisor
n/a
derived; firm RAUM over IAPD count
Employees
19
10 advisory (5.B.1)
Offices
1
beyond the principal office
Private funds
0
reported on Schedule D
History
19 filings and snapshots on the tape
RAUM$583M as of Mar 29, 2021
Mar 28, 2018$202M then
HNW client RAUM$225M as of Mar 29, 2021
Mar 28, 2018$20.0M then
State-registered IARs (5.B.3)9 as of Mar 29, 2021
Mar 28, 201810 then
Employees (5.A)19 as of Mar 29, 2021
Mar 28, 201818 then
Private funds: no history
RAUM +23% over the last fiscal year+42% a year over threeIARs 9 to 9
Practice profile
derived from the filing of May 28, 2021; every figure names its basis
RAUM per advisor
$64.8MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
141derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$1.6MderivedHNW RAUM over HNW clients
Average account
$176,210derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
1.8%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
2.1derivedItem 5.A over advisors
Advisors per office
4.5derived2 offices incl. principal (1.F.5)
RAUM growth, one year
+23%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
+9.7%derived
Compensation
percentage of assets, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, selection of other advisers, educational seminarsreportedItem 5.G
Custody
$150M, 635 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • Individuals$347M60%
  • High-net-worth individuals$225M39%
  • Pension and profit-sharing plans$10.6M1.8%
Individual clients
1,128reported
HNW clients
137reported
Pension plan clients
4reported
Charitable clients
n/areported
Accounts
3,310reported
Financial planning clients
1-10reported
Wrap fee programs
noreported
Custody of client assets
$150M for 635 clientsreported
Compensation
% of AUM, fixedreported
Class basis
absent from the latest SEC rosterderived
Advisors registered through the firm
0 on IAPD today, longest tenure first
No representative is registered through this CRD on IAPD.
Advisor movement
Left, latest
Joined, latest
Every departureEvery arrival
Teams: two or more advisors moving together within fourteen days, from one state
Teams outTeams in
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • Ann Debra Del Secco · Office Manager / Chief Compliance Officercontrol
    since 01/2017 · owns less than 5%
  • Joseph David Krakauer · Chief Investment Officercontrol
    since 06/2020 · owns less than 5%
  • Michael Sean O'Connor · Presidentcontrol
    since 06/2020 · owns less than 5%
  • Robert Bradley White · Manager And Chief Executive Officercontrol
    since 03/2020 · owns less than 5%
  • Robert Bradley White · Presidentcontrol
    since 03/2020 · owns 75% or more of Bradley R. White Financial And Insurance Services, Inc
Entity owners
  • Bradley R. White Financial And Insurance Services, Inc · Member - Direct Owner
    direct · owns 50% to 75%
  • Mercer Global Advisors Inc. · Parent Company
    direct · owns 75% or more
Related persons
Schedule D 7.A
  • Bradley R. White Financial And Insurance Services, Inc.
    real estaten
  • Epstein And White Retirement Income Solutions, LLC D/B/A Epstein And White Financial And Insurance Services
    insurancereal estaten
Offices
Schedule D 1.F, the 25 largest
  • Del Mar, CA6 employees
What changed
consecutive filings, newest first
  • Accounts · 3,151 to 3,310
    Feb 18, 2021 to Mar 29, 2021
  • HNW clients · 99 to 137
    Feb 18, 2021 to Mar 29, 2021
  • Individual clients · 1,054 to 1,128
    Feb 18, 2021 to Mar 29, 2021
  • Pension plan clients · 27 to 4
    Feb 18, 2021 to Mar 29, 2021
  • Assets in custody · $345M to $150M
    Feb 18, 2021 to Mar 29, 2021
  • Discretionary RAUM · $476M to $583M
    Feb 18, 2021 to Mar 29, 2021
  • HNW RAUM · $165M to $225M
    Feb 18, 2021 to Mar 29, 2021
  • Individual RAUM · $301M to $347M
    Feb 18, 2021 to Mar 29, 2021
  • Pension RAUM · $9.6M to $10.6M
    Feb 18, 2021 to Mar 29, 2021
  • RAUM · $476M to $583M
    Feb 18, 2021 to Mar 29, 2021
  • Accounts · 3,274 to 3,151
    Apr 30, 2019 to Mar 27, 2020
  • Advisory employees · 11 to 10
    Apr 30, 2019 to Mar 27, 2020
  • Advisory activities · 5 to 4
    Apr 30, 2019 to Mar 27, 2020
  • HNW clients · 60 to 99
    Apr 30, 2019 to Mar 27, 2020
  • Individual clients · 906 to 1,054
    Apr 30, 2019 to Mar 27, 2020
  • Pension plan clients · 53 to 27
    Apr 30, 2019 to Mar 27, 2020
  • Assets in custody · $23.8M to $345M
    Apr 30, 2019 to Mar 27, 2020
  • Employees · 17 to 19
    Apr 30, 2019 to Mar 27, 2020
  • Discretionary RAUM · $318M to $476M
    Apr 30, 2019 to Mar 27, 2020
  • HNW RAUM · $93.8M to $165M
    Apr 30, 2019 to Mar 27, 2020
  • Individual RAUM · $217M to $301M
    Apr 30, 2019 to Mar 27, 2020
  • Pension RAUM · $6.8M to $9.6M
    Apr 30, 2019 to Mar 27, 2020
  • RAUM · $318M to $476M
    Apr 30, 2019 to Mar 27, 2020
  • Related insurance company · false to true
    Apr 30, 2019 to Mar 27, 2020
  • Accounts · 4,445 to 3,274
    Jan 27, 2019 to Mar 29, 2019
  • Advisory employees · 10 to 11
    Jan 27, 2019 to Mar 29, 2019
  • Advisory activities · 4 to 5
    Jan 27, 2019 to Mar 29, 2019
  • HNW clients · 30 to 60
    Jan 27, 2019 to Mar 29, 2019
  • Individual clients · 4,415 to 906
    Jan 27, 2019 to Mar 29, 2019
  • Pension plan clients · unset to 53.0
    Jan 27, 2019 to Mar 29, 2019
  • Assets in custody · $22.8M to $23.8M
    Jan 27, 2019 to Mar 29, 2019
  • Employees · 18 to 17
    Jan 27, 2019 to Mar 29, 2019
  • Financial planning clients · 0 to 1-10
    Jan 27, 2019 to Mar 29, 2019
  • State-registered IARs · 10 to 9
    Jan 27, 2019 to Mar 29, 2019
  • Discretionary RAUM · $202M to $318M
    Jan 27, 2019 to Mar 29, 2019
  • HNW RAUM · $20.0M to $93.8M
    Jan 27, 2019 to Mar 29, 2019
  • Individual RAUM · $182M to $217M
    Jan 27, 2019 to Mar 29, 2019
  • Pension RAUM · unset to 6812453.0
    Jan 27, 2019 to Mar 29, 2019
  • RAUM · $202M to $318M
    Jan 27, 2019 to Mar 29, 2019
  • Insurance-licensed employees · 1 to 0
    Nov 21, 2018 to Jan 27, 2019
Signals
6 dated events
  • Joseph David Krakauer (Chief Investment Officer) appeared on Schedule A of Epstein And White Financial Llc
    Jun 30, 2020 · Control person joined · fact
  • Michael Sean O'Connor (President) appeared on Schedule A of Epstein And White Financial Llc
    Jun 30, 2020 · Control person joined · fact
  • Epstein And White Financial Llc reported RAUM $475.6M, up 50% from $318.0M (2019-04-30 to 2020-03-27)
    Mar 27, 2020 · RAUM change · derived
  • Monroe David Epstein (Managing Member) no longer on Schedule A of Epstein And White Financial Llc (listed 2019-04-30, absent 2020-03-27)
    Mar 27, 2020 · Control person left · inference
  • Epstein And White Financial Llc reported RAUM $318.0M, up 57% from $202.0M (2019-01-27 to 2019-03-29)
    Mar 29, 2019 · RAUM change · derived
  • Epstein And White Financial Llc filed its initial SEC registration (Form ADV)
    Jun 4, 2017 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Former SEC-registered adviserderiveda rule over Items 5.D and 7.A
RAUM per advisor
n/aderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026