DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

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SEC-registered adviser

F•••••••• F•••••••• A•••••••

Independent wealth managerGrand Rapids, MichiganCRD 172103SEC 801-120619websiteIAPD
Latest filing Apr 14, 2026
First filing on the tape Feb 24, 2021 · 35 filings
SEC status approved since Mar 26, 2021
RAUM
$1.3B
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
99%
$1.3B individuals and HNW
Advisors
51
registered through the firm on IAPD
RAUM per advisor
$26.1M
derived; firm RAUM over IAPD count
Employees
50
50 advisory (5.B.1)
Offices
13
beyond the principal office
Private funds
2
reported on Schedule D
History
35 filings and snapshots on the tape
RAUM$1.3B as of Apr 14, 2026
Mar 3, 2022$324M then
HNW client RAUM$961M as of Apr 14, 2026
Mar 3, 2022$225M then
State-registered IARs (5.B.3)50 as of Apr 14, 2026
Mar 3, 202216 then
Employees (5.A)50 as of Apr 14, 2026
Mar 3, 202216 then
Private funds2 as of Apr 14, 2026
Oct 20, 20252 then
RAUM +14% over the last fiscal year+56% a year over threeIARs 38 to 50offices 5 to 13
Practice profile
derived from the filing of Apr 14, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • RIA with private funds · a wealth manager (private-client share at least 50 percent) that reports at least one private fund on Schedule D 7.B.(1)
RAUM per advisor
$26.1MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
42derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$1.7MderivedHNW RAUM over HNW clients
Average account
$161,223derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
0.7%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.0derivedItem 5.A over advisors
Advisors per office
3.6derived14 offices incl. principal (1.F.5)
RAUM growth, one year
+14%derivedbetween the last two annual amendments
Advisor growth, one year
+32%derivedItem 5.B.3 between annual amendments
Client growth, one year
+8.0%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, portfolio management for businesses and institutions, pension consulting, selection of other advisers, otherreportedItem 5.G
Custody
$255M, 424 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • is a trust company (6.A.8)
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • compensates persons for client referrals (8.G.1)
  • compensates non-employees for client referrals (8.G.2)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
  • a related person has custody of client cash (9.B.1.a)
  • a related person has custody of client securities (9.B.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$961M72%
  • Individuals$349M26%
  • Pooled investment vehicles$10.0M0.7%
  • Charitable organizations$6.4M0.5%
  • Pension and profit-sharing plans$3.1M0.2%
Individual clients
1,609reported
HNW clients
555reported
Pension plan clients
1reported
Charitable clients
9reported
Accounts
8,246reported
Financial planning clients
101-250reported
Wrap fee programs
noreported
Custody of client assets
$255M for 424 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=0.99 fund_share=0.01 institutional_share=0.01 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
51 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
B••••••• M••• V•••••G•••• Rapids, MiMar 8, 201618 y2
T•••• G••• S•••• A••••G•••• Rapids, MiJan 1, 201917 y0
M•••••• M•••••G•••• Rapids, MiAug 28, 201917 y0
L••••• N••••• R•••G•••• Rapids, MiAug 28, 201917 y0
C••••• M•••••••G•••• Rapids, MiSep 15, 202012 y0
T••••• M• B•••••Certified Financial PlannerG•••• Rapids, MiSep 15, 202020 y4
B•••••• K••• N•••••Certified Financial PlannerSan Diego, Ca Oct 14, 202010 y0
J•••• M•••••• K•••••••G•••• Rapids, MiNov 12, 202026 y1
D•••••• R••••• F•••••G•••• Rapids, MiNov 16, 202027 y4
A••••• J••• B••••• W••••••G•••• Rapids, MiMay 26, 202120 y2
H•••• B•••••G•••• Rapids, MiOct 29, 202115 y0
T••••• J•••• T•••••••G•••• Rapids, MiOct 29, 202114 y0
J•••• D••••• H•••••G•••• Rapids, MiNov 15, 202114 y0
E•••• J•••• H•••••G•••• Rapids, MiDec 14, 202113 y1
J•••• N•••••••• U•••••••G•••• Rapids, MiMar 15, 202210 y0
W•••••• A••••• C•••G•••• Rapids, Mi Jan 20, 202311 y1
T•••• J••••• O••••••••G•••• Rapids, MiMay 3, 202329 y0
B••••• K•• B••••Certified Financial PlannerWestfield, InJun 30, 202329 y4
B••••••• J••••• L••G•••• Rapids, MiAug 16, 202312 y0
S•••••• R•••••• M•••••G•••• Rapids, MiOct 17, 202313 y0
P•••••• J••••• B••••••G•••• Rapids, MiOct 17, 202312 y0
T•••••• G••••• K•••••••G•••• Rapids, MiNov 16, 202310 y0
T••••• J•••• H••••••Rosemount, MnJan 10, 202419 y0
S••••• A••••• S••••••Certified Financial PlannerG•••• Rapids, MiApr 2, 202419 y3
A•••• G••••••• E•••••••Certified Financial PlannerRound Rock, TxMay 28, 202413 y2
T•••• K••••• T••••Baltimore, MdAug 2, 202413 y2
K•••••••• J•• D••••••Certified Financial PlannerNorth Charleston, ScOct 9, 202410 y2
K•••••• R••• L••••••Certified Financial PlannerAndover, MaOct 15, 202417 y3
T•••• C•••••• S••••G•••• Rapids, MiOct 18, 202435 y5
J•••••• E••• J•••••Certified Financial PlannerNaples, FlOct 28, 202438 y3
B•••••• J•• H•••••G•••• Rapids, MiOct 30, 202418 y5
V••••••• K•••Baltimore, MdOct 30, 202413 y0
A••••• J••••••••• M•••••••G•••• Rapids, MiJan 1, 202511 y0
J•••••• P• H•••••Ventura, CaJan 1, 202512 y3
R••••• A•••••• B••••••••G•••• Rapids, MiJan 8, 202512 y2
V••• D•• B••New York, NyMay 2, 202510 y0
D••••• B••••••Cameron, NcMay 27, 202516 y0
J•••• B••••G•••• Rapids, MiMay 29, 202510 y0
J••• A•••• B•••••G•••• Rapids, Mi May 29, 202512 y0
A••••• J••• S••••Certified Financial PlannerG•••• Rapids, Mi Jun 4, 202516 y0
All 51 advisors at F•••••••• F•••••••• A•••••••
Advisor movement
4 left, 6 joined in 12 months
net +2 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 7.8% of current headcount6 left over 36 months
Left, latest
Joined, latest
Teams: two or more advisors moving together within fourteen days, from one state
Private funds
2 reported on Schedule D 7.B.(1)
FundTypeGross assetsOwnersFirst reported
F•• M•• F••• 5• L••$8.6M76Apr 14, 2026
F•• H•• S•••••• L••$8.3M96Apr 14, 2026
Owners and control persons
Schedule A and B, latest filing
  • V•••••• B•••••••• M••• · Managing Member/Ccocontrol
    since 10/2014 · owns 75% or more
  • B•••••• T•••••• M• · Financial Advisor
    since 01/2023 · owns 5% to 10%
  • P•••••• B•••• · Ceo
    since 10/2024 · owns 5% to 10%
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
G•••• Rapids, Mi · principal39103
Baltimore, Md200
Minneapolis, Mn210
Savannah, Ga000
Waxhaw, Nc001
Offices
Schedule D 1.F, the 25 largest
  • Holland, MI2 employees
  • Andover, MA1 employees
  • , 1 employees
  • Huntsville, AL1 employees
  • Westfield, IN1 employees
  • Rosemount, MN1 employees
  • Kalamazoo, MI
ADV anomalies
2 against comparable advisers; where to look, not conclusions
  • account count surgeChange between filings · filing Apr 14, 2026
    accounts (Item 5.F.2.f) moved from 2,035.0 to 8,246.0 (+305.0%) between the annual amendments of 2025-03-26 and 2026-04-14; the peer median change was +6.0% (1206 comparable advisers, 99.0th percentile of changes)
    peers: WEALTH_I•••••••••, $1B to $5B (1,206) · 99% percentile
  • office count surgeChange between filings · filing Apr 14, 2026
    offices other than the principal office (Item 1.F.5) moved from 5.0 to 13.0 (+160.0%) between the annual amendments of 2025-03-26 and 2026-04-14; the peer median change was 0.0% (379 comparable advisers, 99.0th percentile of changes)
    peers: WEALTH_I•••••••••, $1B to $5B (379) · 99% percentile
What changed
consecutive filings, newest first
  • Other offices · 15 to 13
    Mar 31, 2026 to Apr 14, 2026
  • Accounts · 2,035 to 8,246
    Oct 20, 2025 to Mar 31, 2026
  • Advisory employees · 38 to 50
    Oct 20, 2025 to Mar 31, 2026
  • Advisory activities · 3 to 6
    Oct 20, 2025 to Mar 31, 2026
  • Charity clients · 7 to 9
    Oct 20, 2025 to Mar 31, 2026
  • HNW clients · 570 to 555
    Oct 20, 2025 to Mar 31, 2026
  • Individual clients · 1,433 to 1,609
    Oct 20, 2025 to Mar 31, 2026
  • Pension plan clients · 25 to 1
    Oct 20, 2025 to Mar 31, 2026
  • Pooled vehicle clients · 0 to 9
    Oct 20, 2025 to Mar 31, 2026
  • Assets in custody · $577M to $255M
    Oct 20, 2025 to Mar 31, 2026
  • Employees · 38 to 50
    Oct 20, 2025 to Mar 31, 2026
  • Financial planning clients · 251-500 to 101-250
    Oct 20, 2025 to Mar 31, 2026
  • State-registered IARs · 38 to 50
    Oct 20, 2025 to Mar 31, 2026
  • Legal name · A••••• P•••• FINANCIAL P•••••••, LLC to F•••••••• F•••••••• A•••••••
    Oct 20, 2025 to Mar 31, 2026
  • Other offices · 6 to 15
    Oct 20, 2025 to Mar 31, 2026
  • Discretionary RAUM · $1.2B to $1.3B
    Oct 20, 2025 to Mar 31, 2026
  • HNW RAUM · $751M to $961M
    Oct 20, 2025 to Mar 31, 2026
  • Individual RAUM · $322M to $349M
    Oct 20, 2025 to Mar 31, 2026
  • Pension RAUM · $86.6M to $3.1M
    Oct 20, 2025 to Mar 31, 2026
  • Pooled vehicle RAUM · $0 to $10.0M
    Oct 20, 2025 to Mar 31, 2026
  • RAUM · $1.2B to $1.3B
    Oct 20, 2025 to Mar 31, 2026
  • Other offices · 5 to 6
    Aug 14, 2025 to Oct 20, 2025
  • Private funds · unset to 2
    Aug 14, 2025 to Oct 20, 2025
  • Related insurance company · true to false
    Aug 14, 2025 to Oct 20, 2025
  • Accounts · 1,294 to 2,035
    Dec 9, 2024 to Mar 26, 2025
  • Advisory employees · 22 to 38
    Dec 9, 2024 to Mar 26, 2025
  • Charity clients · 6 to 7
    Dec 9, 2024 to Mar 26, 2025
  • Corporate clients · 5 to 0
    Dec 9, 2024 to Mar 26, 2025
  • HNW clients · 415 to 570
    Dec 9, 2024 to Mar 26, 2025
  • Individual clients · 853 to 1,433
    Dec 9, 2024 to Mar 26, 2025
  • Pension plan clients · 15 to 25
    Dec 9, 2024 to Mar 26, 2025
  • Assets in custody · $10.1M to $577M
    Dec 9, 2024 to Mar 26, 2025
  • Employees · 27 to 38
    Dec 9, 2024 to Mar 26, 2025
  • Financial planning clients · More than 500 to 251-500
    Dec 9, 2024 to Mar 26, 2025
  • State-registered IARs · 22 to 38
    Dec 9, 2024 to Mar 26, 2025
  • Other offices · 8 to 5
    Dec 9, 2024 to Mar 26, 2025
  • Discretionary RAUM · $545M to $1.2B
    Dec 9, 2024 to Mar 26, 2025
  • HNW RAUM · $413M to $751M
    Dec 9, 2024 to Mar 26, 2025
  • Individual RAUM · $123M to $322M
    Dec 9, 2024 to Mar 26, 2025
  • Non-discretionary RAUM · $10.1M to $0
    Dec 9, 2024 to Mar 26, 2025
Signals
16 dated events
  • A••••• T••••• V•• A•••••• left F•••••••• F•••••••• A••••••• for H••• R••• W••••• M••••••••• (registered 2026-06-11)
    Jun 10, 2026 · Advisor changed firm · fact
  • A••••• M•••• H••••• left F•••••••• F•••••••• A••••••• for H••••• F•••••••• I••••••••• (registered 2026-06-15)
    Apr 24, 2026 · Advisor changed firm · fact
  • F•••••••• F•••••••• A••••••• reported 15 offices beyond its principal office, up from 6 (2025-10-20 to 2026-03-31)
    Mar 31, 2026 · Office count change · derived
  • F•••••••• F•••••••• A••••••• reported 50 state-registered advisory representatives, up from 38 (2025-10-20 to 2026-03-31)
    Mar 31, 2026 · Advisor headcount change · derived
  • A•••• M••••• W•••••••• left F•••••••• F•••••••• A••••••• for A••••• P•••• R••••••••• G•••• L•• (registered 2025-01-01)
    Mar 30, 2026 · Advisor changed firm · fact
  • A•••••• S•••••• left F•••••••• F•••••••• A••••••• for L••••••• M•••• (registered 2026-03-11)
    Mar 12, 2026 · Advisor changed firm · fact
  • F•••••••• F•••••••• A••••••• reported RAUM $1.2B, up 110% from $555.4M (2024-12-09 to 2025-03-26)
    Mar 26, 2025 · RAUM change · derived
  • F•••••••• F•••••••• A••••••• reported 38 state-registered advisory representatives, up from 22 (2024-12-09 to 2025-03-26)
    Mar 26, 2025 · Advisor headcount change · derived
  • D••••• J•••• S•••• left F•••••••• F•••••••• A••••••• for E••• F•••••••• (registered 2026-02-20)
    Dec 4, 2024 · Advisor changed firm · fact
  • 2 advisors left C••••• I••••••••• A••••••• L•• (Holland, MI) for F•••••••• F•••••••• A••••••• a day apart
    Oct 24, 2024 · Team lift-out · derived
  • 2 advisors left S••••• W••••• P•••••••• L•• (Orlando, FL) for F•••••••• F•••••••• A••••••• a day apart
    Oct 8, 2024 · Team lift-out · derived
  • F•••••••• F•••••••• A••••••• reported RAUM $555.4M, up 58% from $352.2M (2024-01-09 to 2024-03-01)
    Mar 1, 2024 · RAUM change · derived
  • S•••• B••••• G•••••• left F•••••••• F•••••••• A••••••• for S••••••• F•••••••• P••••••• (registered 2024-05-22)
    Dec 7, 2023 · Advisor changed firm · fact
  • R••• M•••••• D••••• left F•••••••• F•••••••• A••••••• for G•••• W••••• M••••••••• L•• (registered 2023-05-14)
    Apr 30, 2023 · Advisor changed firm · fact
  • F•••••••• F•••••••• A••••••• reported RAUM $323.7M, up 86% from $174.1M (2022-02-27 to 2022-03-03)
    Mar 3, 2022 · RAUM change · derived
  • F•••••••• F•••••••• A••••••• filed its initial SEC registration (Form ADV)
    Feb 24, 2021 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
How to reach
public business contact points only, each with its source
Business phone
616-622-3062reportedpublished by the firm, firm site, Sep 17, 2026
Firm profile
LINKEDIN.COM/COMPANY/4793583reportedpublic record, Form ADV, Sep 18, 2026
Website
forfiduciary.comreportedpublic record, Form ADV, Sep 18, 2026
Principal office phone
616-622-3062reportedpublic record, Form ADV, Apr 14, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$26.1Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026