DFX Intelligence
RIA Intelligence
Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.
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SEC-registered adviser
F••••••• P••• I••••••••• L••
Latest filing Mar 31, 2026
First filing on the tape Dec 5, 2011 · 27 filings
SEC status approved since Apr 12, 1984
RAUM
$1.5B
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
25%
$365M individuals and HNW
Advisors
5
registered through the firm on IAPD
RAUM per advisor
$297M
derived; firm RAUM over IAPD count
Employees
68
5 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
27 filings and snapshots on the tape
RAUM$1.5B as of Mar 31, 2026
Mar 29, 2012$1.2B then
HNW client RAUM$104M as of Mar 31, 2026
Mar 28, 2018$619M then
State-registered IARs (5.B.3)3 as of Mar 31, 2026
Apr 1, 20132 then
Employees (5.A)68 as of Mar 31, 2026
Apr 1, 201360 then
Private funds: no history
RAUM -3.4% over the last fiscal year-1.7% a year over threeIARs 5 to 3
Practice profile
derived from the filing of Mar 31, 2026; every figure names its basis
Archetypes, each a printed rule
- Dual wealth and asset manager · private-client share 20 to 60 percent and fund or institutional share at least 30 percent
- RAUM per advisor
- $297MderivedRAUM over IAPD advisors; not a book size
- Clients per advisor
- 1,812derivedindividual and HNW clients (5.D) over advisors
- Average HNW client
- $141,561derivedHNW RAUM over HNW clients
- Average account
- $142,617derivedRAUM over accounts (5.F.2.f)
- Discretionary
- 100%derivedof RAUM
- Institutional
- 2.0%derivedpensions, charities, corporations, government, insurance, banks, other advisers
- Employees per advisor
- 13.6derivedItem 5.A over advisors
- Advisors per office
- 5.0derived1 offices incl. principal (1.F.5)
- RAUM growth, one year
- -3.4%derivedbetween the last two annual amendments
- Advisor growth, one year
- -40%derivedItem 5.B.3 between annual amendments
- Client growth, one year
- -16%derived
- Compensation
- percentage of assetsreportedItem 5.E
- Advisory activities
- portfolio management for individuals, portfolio management for businesses and institutions, portfolio management for investment companies, publicationsreportedItem 5.G
- Ownership
- no PE, bank or public-company owner found on Schedule Aderived
- Advisor book size
- not public; not estimatedreported
Also answered yes on Form ADV
- has discretionary authority over which securities are bought or sold (8.C.1)
- receives research or other products from a broker-dealer, soft dollars (8.E)
- marketing includes hypothetical performance (5.L.3)
Where the RAUM sits
Form ADV Item 5.D, latest filing
- Investment companies$1.1B73%
- Individuals$261M18%
- High-net-worth individuals$104M7.0%
- Charitable organizations$22.8M1.5%
- Pension and profit-sharing plans$5.1M0.3%
- Corporations and businesses$2.6M0.2%
- State and municipal entities$1.7M0.1%
- Individual clients
- 8,323reported
- HNW clients
- 737reported
- Pension plan clients
- 33reported
- Charitable clients
- 25reported
- Accounts
- 10,406reported
- Financial planning clients
- reported
- Wrap fee programs
- noreported
- Custody of client assets
- noreported
- Compensation
- % of AUMreported
- Class basis
- private_client_share=0.25 fund_share=0.73 institutional_share=0.02 related_bd=false related_bank=false bd_reps=7.0derived
Advisors registered through the firm
5 on IAPD today, longest tenure first
| Name | Branch | Here since | In industry | Prior firms |
|---|---|---|---|---|
| J•••• C•••••• W••••• | Bloomfield Hills, Mi | Jan 1, 1993 | 45 y | 0 |
| C••••••••• S•••• N•••••• | Bloomfield Hills, Mi | Feb 27, 2020 | 21 y | 3 |
| C••• R•••••• R•••••• | Bloomfield Hills, Mi | Oct 18, 2024 | 32 y | 2 |
| J••••• R•••• | Bloomfield Hills, Mi | Mar 3, 2026 | 10 y | 0 |
| A••• S•••• R•••• | Bloomfield Hills, Mi | May 15, 2026 | 23 y | 5 |
Advisor movement
0 left, 1 joined in 12 months
net +1 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount6 left over 36 months
Left, latest
- C••• M••••••• to T••••••• I••••••••• M••••••••• I•••Sep 5, 2025 · RIA to affiliated broker-dealer or bank
- J••••• B••••••• M••••• to C••••• I••••••••• A••••••• L••Jul 2, 2025 · RIA to affiliated broker-dealer or bank
- M••• E•••••••• J•••• to O•••• W•••••• I•••Jun 14, 2024 · RIA to affiliated broker-dealer or bank
- D•••••• L••• S••••••• to T•• A•••••••• I•••May 3, 2024 · RIA to affiliated broker-dealer or bank
- A••••• A•••••• J•••• to N••• F•••••••• G••••• I•••Apr 15, 2024 · RIA to affiliated broker-dealer or bank
- A••• E• K••••••• to T•• I••••••••• M••••••••• C•••••• L••Feb 15, 2024 · Other
- N•••••• W••••••• to B••• • G••••• L••Jul 5, 2023 · RIA to RIA
- L•••••• D•••• to B••••• C•••••• M••••••••• I•••Sep 28, 2022 · RIA to RIA
- M•••••• D• H••••• to A••••••••• I•••Jul 5, 2022 · RIA to affiliated broker-dealer or bank
- M•••••• W••••• R••••• to T••• N•••• W••••• S•••••••••May 20, 2022 · Other
- T•••••• J•••• B•••••• to H•••• A••••••• G•••• L••Mar 29, 2019 · RIA to a state-registered adviser
- V•••••• B•••••• G•••••••• to M••••••••• R•••••••••May 22, 2018 · Other
- J••••• V•• L••••••• to S•• M••••••••• L•Oct 10, 2017 · Other
Joined, latest
- A••• S•••• R•••• from L•• F•••••••• L••May 15, 2026 · Affiliated broker-dealer or bank to independent RIA
- C••• R•••••• R•••••• from G••••••••• I•••••••••Oct 18, 2024 · Other
- J••••• B••••••• M••••• from P•••••••• S••••••••• I•••Jun 4, 2024 · Affiliated broker-dealer or bank to independent RIA
- C••• M••••••• from E•••••••• A•••••••• L••Apr 17, 2024 · Affiliated broker-dealer or bank to independent RIA
- M••• E•••••••• J•••• from J••• H•••••• I••••••••• M••••••••• L••Feb 2, 2023 · Other
- N•••••• W••••••• from A••••••• A•••• M••••••••• I•••Jan 19, 2023 · Other
- A••••• A•••••• J•••• from C••••••• S••••••••• I•••Jun 29, 2021 · Affiliated broker-dealer or bank to independent RIA
- D•••••• L••• S••••••• from A••••••• A••••••• S•••••••Jun 22, 2021 · RIA to RIA
- A••• E• K••••••• from O••••••••• • C•• I•••Mar 29, 2021 · Affiliated broker-dealer or bank to independent RIA
- M•••••• W••••• R••••• from T••• N•••• W••••• S•••••••••Dec 8, 2020 · Other
- C••••••••• S•••• N•••••• from K•• I••••••••• S••••••• L••Feb 27, 2020 · Other
- V•••••• B•••••• G•••••••• from P••••••Mar 5, 2018 · Other
- T•••••• J•••• B•••••• from P•• W••••• M•••••••••Nov 2, 2017 · Other
- M•••••• D• H••••• from S•••••••• A••••••• L••Feb 16, 2017 · Other
- J••••• V•• L••••••• from S•• M••••••••• L•Jan 24, 2017 · Other
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
- F•••••••• R••••••• S••••••• · Chief Financial Officercontrolsince 06/2022 · owns less than 5%
- H••••••• M•••••••• M•••• · Chief Operating Officercontrolsince 05/2022 · owns less than 5%
- I•••••••• J••••••• A•••• · Senior Vice President, Chief Information Officercontrolsince 10/2016 · owns less than 5%
- S••••• G••••••• M•••••• · Chief Compliance Officercontrolsince 01/2014 · owns less than 5%
- T•••• R•••• · Executive Vice- Presidentcontrolsince 08/2006 · owns 10% to 25%
- W•••••• J••••• C•••••• · Ceo / Presidentcontrolsince 02/1981 · owns 75% or more
- B••••• S•••• M•••••• · Corporate Counselsince 05/2022 · owns less than 5%
- H••••• T•••••• · Director Of Researchsince 03/2024 · owns less than 5%
Related persons
Schedule D 7.A
No related person reported.
Advisers that list F••••••• P••• I••••••••• L•• as a related person
- 112701 y
Office movement
IAPD branch city; joins and departures in 12 months
| Office | Advisors | Joined | Left | Teams out | Forming |
|---|---|---|---|---|---|
| Bloomfield Hills, Mi · principal | 5 | 2 | 0 |
Offices
Schedule D 1.F, the 25 largest
No branch office listed.
ADV anomalies
4 against comparable advisers; where to look, not conclusions
- high employee count relative to advisorsStatic outlier · filing Mar 31, 2026employees per registered advisor of 13.6 against a peer median of 1.5 (1101 comparable advisers, 100.0th percentile, 25.0 robust deviations)peers: independent wealth managers, $1B to $5B (1,101) · 100% percentile
- unusually high clients per advisorStatic outlier · filing Mar 31, 2026private clients per advisor of 1,812.0 against a peer median of 64.5 (1151 comparable advisers, 100.0th percentile, 42.7 robust deviations)peers: independent wealth managers, $1B to $5B (1,151) · 100% percentile
- control person changedChange between filings · filing Mar 31, 2026H••••••• M•••••••• M•••• (CHIEF OPERATING OFFICER) left Schedule A between the filings of 2024-03-27 and 2026-03-31peers: independent wealth managers, $1B to $5B (1,362)
- advisor count dropChange between filings · filing Mar 31, 2026advisory representatives (Item 5.B.3) moved from 5.0 to 3.0 (-40.0%) between the annual amendments of 2025-03-31 and 2026-03-31; the peer median change was 0.0% (999 comparable advisers, 1.0th percentile of changes)peers: independent wealth managers, $1B to $5B (999) · 1.2% percentile
What changed
consecutive filings, newest first
- Accounts · 12,557 to 10,406Jun 10, 2025 to Mar 31, 2026
- BD registered reps · 4 to 7Jun 10, 2025 to Mar 31, 2026
- Charity clients · 26 to 25Jun 10, 2025 to Mar 31, 2026
- Corporate clients · 24 to 11Jun 10, 2025 to Mar 31, 2026
- HNW clients · 948 to 737Jun 10, 2025 to Mar 31, 2026
- Individual clients · 9,838 to 8,323Jun 10, 2025 to Mar 31, 2026
- Pension plan clients · 34 to 33Jun 10, 2025 to Mar 31, 2026
- Employees · 79 to 68Jun 10, 2025 to Mar 31, 2026
- State-registered IARs · 5 to 3Jun 10, 2025 to Mar 31, 2026
- Discretionary RAUM · $1.5B to $1.5BJun 10, 2025 to Mar 31, 2026
- HNW RAUM · $105M to $104MJun 10, 2025 to Mar 31, 2026
- Individual RAUM · $314M to $261MJun 10, 2025 to Mar 31, 2026
- Pension RAUM · $5.3M to $5.1MJun 10, 2025 to Mar 31, 2026
- RAUM · $1.5B to $1.5BJun 10, 2025 to Mar 31, 2026
- Financial planning clients · unset to Mar 31, 2025 to Jun 10, 2025
- Accounts · 13,703 to 12,557Mar 27, 2024 to Mar 31, 2025
- Advisory employees · 3 to 5Mar 27, 2024 to Mar 31, 2025
- BD registered reps · 6 to 4Mar 27, 2024 to Mar 31, 2025
- Charity clients · 21 to 26Mar 27, 2024 to Mar 31, 2025
- Corporate clients · 30 to 24Mar 27, 2024 to Mar 31, 2025
- HNW clients · 1,283 to 948Mar 27, 2024 to Mar 31, 2025
- Individual clients · 10,389 to 9,838Mar 27, 2024 to Mar 31, 2025
- Pension plan clients · 36 to 34Mar 27, 2024 to Mar 31, 2025
- Employees · 84 to 79Mar 27, 2024 to Mar 31, 2025
- State-registered IARs · 6 to 5Mar 27, 2024 to Mar 31, 2025
- Discretionary RAUM · $1.4B to $1.5BMar 27, 2024 to Mar 31, 2025
- HNW RAUM · $81.6M to $105MMar 27, 2024 to Mar 31, 2025
- Individual RAUM · $230M to $314MMar 27, 2024 to Mar 31, 2025
- Pension RAUM · $11.0M to $5.3MMar 27, 2024 to Mar 31, 2025
- RAUM · $1.4B to $1.5BMar 27, 2024 to Mar 31, 2025
- Accounts · 16,052 to 13,703Mar 30, 2023 to Mar 27, 2024
- Advisory activities · 5 to 4Mar 30, 2023 to Mar 27, 2024
- Charity clients · 22 to 21Mar 30, 2023 to Mar 27, 2024
- Corporate clients · 34 to 30Mar 30, 2023 to Mar 27, 2024
- HNW clients · 1,843 to 1,283Mar 30, 2023 to Mar 27, 2024
- Individual clients · 12,430 to 10,389Mar 30, 2023 to Mar 27, 2024
- Pension plan clients · 53 to 36Mar 30, 2023 to Mar 27, 2024
- Employees · 93 to 84Mar 30, 2023 to Mar 27, 2024
- Discretionary RAUM · $1.6B to $1.4BMar 30, 2023 to Mar 27, 2024
- HNW RAUM · $108M to $81.6MMar 30, 2023 to Mar 27, 2024
Signals
20 dated events
- C••• M••••••• left F••••••• P••• I••••••••• L•• for T••••••• I••••••••• M••••••••• I••• (registered 2025-09-12)Sep 5, 2025 · Advisor changed firm · fact
- J••••• B••••••• M••••• left F••••••• P••• I••••••••• L•• for C••••• I••••••••• A••••••• L•• (registered 2026-01-14)Jul 2, 2025 · Advisor changed firm · fact
- M••• E•••••••• J•••• left F••••••• P••• I••••••••• L•• for O•••• W•••••• I••• (registered 2024-07-18)Jun 14, 2024 · Advisor changed firm · fact
- D•••••• L••• S••••••• left F••••••• P••• I••••••••• L•• for T•• A•••••••• I••• (registered 2025-09-18)May 3, 2024 · Advisor changed firm · fact
- A••••• A•••••• J•••• left F••••••• P••• I••••••••• L•• for N••• F•••••••• G••••• I••• (registered 2024-04-30)Apr 15, 2024 · Advisor changed firm · fact
- M•••••• J•••• T••• (Director Of Research) no longer on Schedule A of F••••••• P••• I••••••••• L•• (listed 2023-03-30, absent 2024-03-27)Mar 27, 2024 · Control person left · inference
- Marie Michelle Higgins (Chief Operating Officer) appeared on Schedule A of F••••••• P••• I••••••••• L••Mar 27, 2024 · Control person joined · fact
- S••••••• R•••••• F••••••• (Chief Financial Officer) appeared on Schedule A of F••••••• P••• I••••••••• L••Mar 27, 2024 · Control person joined · fact
- A••• E• K••••••• left F••••••• P••• I••••••••• L•• for T•• I••••••••• M••••••••• C•••••• L•• (registered 2024-03-05)Feb 15, 2024 · Advisor changed firm · fact
- N•••••• W••••••• left F••••••• P••• I••••••••• L•• for B••• • G••••• L•• (registered 2024-02-28)Jul 5, 2023 · Advisor changed firm · fact
- Joseph John Iseman (Corporate Counsel) no longer on Schedule A of F••••••• P••• I••••••••• L•• (listed 2022-03-31, absent 2023-03-30)Mar 30, 2023 · Control person left · inference
- L•••••• D•••• left F••••••• P••• I••••••••• L•• for B••••• C•••••• M••••••••• I••• (registered 2022-11-22)Sep 28, 2022 · Advisor changed firm · fact
- M•••••• D• H••••• left F••••••• P••• I••••••••• L•• for A••••••••• I••• (registered 2022-08-18)Jul 5, 2022 · Advisor changed firm · fact
- M•••••• W••••• R••••• left F••••••• P••• I••••••••• L•• for T••• N•••• W••••• S••••••••• (registered 2022-06-16)May 20, 2022 · Advisor changed firm · fact
- Baxter Peter Mauthe (Vice President Of Corporate Development) no longer on Schedule A of F••••••• P••• I••••••••• L•• (listed 2021-03-09, absent 2022-03-31)Mar 31, 2022 · Control person left · inference
- M•••••• J•••• T••• (Director Of Research) appeared on Schedule A of F••••••• P••• I••••••••• L••Mar 30, 2020 · Control person joined · fact
- Arthur David White (Cfo, Corporate Secretary) no longer on Schedule A of F••••••• P••• I••••••••• L•• (listed 2019-03-27, absent 2020-03-30)Mar 30, 2020 · Control person left · inference
- Paul Patrick Cahill (Senior Vice President - National Sales Manager) no longer on Schedule A of F••••••• P••• I••••••••• L•• (listed 2019-03-27, absent 2020-03-30)Mar 30, 2020 · Control person left · inference
- Joseph L•••••• D•••• (Vice President Sales) no longer on Schedule A of F••••••• P••• I••••••••• L•• (listed 2018-03-28, absent 2019-03-27)Mar 27, 2019 · Control person left · inference
- Paul Patrick Cahill (Senior Vice President - National Sales Manager) appeared on Schedule A of F••••••• P••• I••••••••• L••Mar 27, 2019 · Control person joined · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
- Business email
- bsantiago@flexibleplan.comreportedpublished by the firm, firm site, Sep 15, 2026
- Business email
- rmuldoon@flexibleplan.comreportedpublished by the firm, firm site, Sep 15, 2026
- Business email
- tschield@flexibleplan.comreportedpublished by the firm, firm site, Sep 15, 2026
- Business phone
- 248-479-3017reportedpublished by the firm, firm site, Sep 15, 2026
- Business phone
- 248-939-5598reportedpublished by the firm, firm site, Sep 15, 2026
- Business phone
- 248-642-6741reportedpublished by the firm, firm site, Sep 15, 2026
- Firm profile
- H••••://WWW.LINKEDIN.COM/COMPANY/1174344reportedpublic record, Form ADV, Sep 18, 2026
- Website
- H••••://F•••••••P•••.COMreportedpublic record, Form ADV, Sep 18, 2026
- Principal office phone
- 800-347-3539reportedpublic record, Form ADV, Mar 31, 2026
- Contact form
- flexibleplan.com/contact-us/sales-teamreportedpublished by the firm, firm site, Sep 15, 2026
Provenance
- Form ADV
- SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
- Advisors
- IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
- Class
- Wealth manager with institutional or fund businessderiveda rule over Items 5.D and 7.A
- RAUM per advisor
- $297Mderivedfirm RAUM over the IAPD count; not a book size
- Loaded
- Sep 14, 2026